I was checking on this number myself and called it to see if it was legit.
They left me a message said they were a loan company and that I had filled out an application with them (which I didn't remember at all)!! But after they verified my info, I remembered filling out something at sometiem, but you can't be too sure. I ended up getting a $5000 loan afterall, so I was lucky this time, but I've been scammed before with other companies, so be careful.

is it a legit?

No, please do not drive there. Scammer names and addresses are typically fake, phone numbers can be spoofed, and they can be located anywhere in the country. Your money is gone, no sense to spend more money and time to chase shadows. Be aware *all* lending offers that demand up-front cash for whatever reason(s) are scams. Sorry for your loss.

David is a shill for this scam. There is no loan, your money is gone, see my reply to Verna above.

THIS IS A SCAM AND David Redden IS A SHILL. This is a version of the advance-fee-for-something scam where something is a grant, loan, lottery winnings, interest rate reduction, gift card, refund, doggie, cruise, vacation, free gas, etc., and the advance-fee is for tax, shipping, registration, secure handling, processing, etc. They may send you a fake check, may want your credit/debit card or bank account number,  or tell you to wire cash via Western Union, Moneygram, etc. They can put recurrent difficult-to-cancel monthly charges or a 1-time charge on your card or bank account, and sell account info to other criminals and you'll have to replace accounts altogether. Wired-cash is irretrievable - once it's picked up at the other end, it's untraceable and gone. If they want you to call them up for instructions, they may tell you not to discuss the wire with Western Union desk clerks but the real reason is WU clerks are familiar with these scams and will warn you not to wire the money. Report to US Postal Service Inspectors https://postalinspectors.uspis.gov/forms/MailFraudComplaint.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate. In Canada, report to http://www.antifraudcentre.ca/

can i get moneyback you o me 699.oo i can it the borriwantower the to 2/17/2010 call me at 517/962/8455 today.

Please don't feel stupid trying to make a better way for you and your children. This loan meant a life change for me and mine, not sure what I can come up with now. I will have to lean on Gods' Promises and less on my own understanding now more than ever! But I KNOW good always prevails! We we all come out on top I know this for sure! Take care!

Everybody please contact your banks and don't just take this lying down! I called my bank and Wells Fargo has got my back! I hope you all bank with a good company! Please keep me updated and I will do the same. For all of us who have children that missed Christmas because of this I'm sorry for all of them (mine included) I can't imagine what God thinks about people who cause children to suffer on a holiday such as Jesus' Birthday? Wow I feel more sorry for these people than our children.......

John that is exactly what I was thinking...I have posted in several places about this company and my posts are always gone. Bizarre!

Dear Fooled.....God will take care of these people if not in some supernatural way then simply by the officials he has allowed to be placed in office to keep law and order in this world.

David.....please, we have heard nothing from you since your post praising this company. Could we hear from you again? Copies of your paperwork or anything that could help some of us get our money back? Most of our children went without Christmas( not your fault or ours) but you may have info needed to help all of us get some or all of our money back! Please let us hear from you again soon! THANKS!!!!

I allowed this company to take over $1,600 out of my account and nothing! I am in such a bind financially I cannot even tell you. I needed the loan so badly and took a chance. I am at a loss but this company is definitely a scam!

These crooks got me for over $1000.00.  I filed a complaint with www.ic3.gov/default.aspx.  I hope they get caught.

I am in the Army and this recently been done to me. I am working with the JAG office to see what I can do. I have contacted the credit companies to put a fraud alert out on my account. I also am making a police report. I am so angry because I had ccalled the police on the 21st to report a scam and they called this company right infront of me and they answered so the cop left said there is nothing they can do. If find out anything I will be sure to post it!

I am sad to say that i was a victim too.  I am always telling my mother "THAT'S A SCAM"..I feel so stupid.  These people took $1015 from me on 22 Dec 2009 and was suppose to deposit my $20000 on 23 Dec 2009. I have been so stressed waiting for this money..calling (Ashley McGee ext 314) almost everyday..she was so sweet and she played me.  This is so sad..but they have F'd with the wrong 1...I work hard for my money..hell i leave my child for long periods of time to get shot at to earn my money and i will call, write, e-mail, text, chat, IM, walk to the ends of the earth to make sure that these b@stards are exposed. Ashley McGee we will meet one day. Karma...Also the company that shows on my bank statement is Capitol Finance 8882198533

yeah they got me to for $833.35  i wish i would have seen this before i sent the money in my kids christmas was ruined over this now i dont know what to do  but ms COOPER was the one i delt with and yeah she made it sound so good until they told me my money woulkd be in my acct on the 23rd of dec and here it is the 5th of jan and still no money I just hope there a***s sleep really good at night because i know i dont right now god have mercy on you all at Firstcreditlending

On my insurance papers, there was no name of the insurance...

I don't believe you... I bet you are that David Rep. there with First Credit Lending... Your ext is 334... So your not fooling us...

was under influence i would recieve loan i amount of 50,000.000 US.

Then how come there are so many people they were giving loans to that did not recieve the money?

Getting ready to load up in my Suburban and drive to this firstcreditlending I live in MN anyone else want to find these a**holes and get there money back leave a post. We have five kids none got christmas and our youngest daughters birthday was 27th she turned 1. Worst year ever can't believe we got ripped off again. How can these people sleep.

update,i havent got my money back yet but these are some web sites i have gone to and filed complaints.this one is for the FBI,internet fraud complaint center at www.ic3.gov/default.aspx  another is the better bussiness bureau at www.mybbb.org also try www.scamraiders.com and www.antiscam.org i have filed complaints with all and if enough people do,espicially with the fbi maybe these orginizations will step up and take notice and shut these lying theives down.good luck

Update I went to my bank and reported my 1202.37. Had to fill out and fax some paper work but the bank did credit back my money. Hope they got it back from those thieves. So please try this anyone else who was scammed by this thief. Anyone who can please report them to the FBI and mention this site and that there are 2 pages of people. Thanks! We still need to stop this thief from getting away with this.

I am sure you are one of them or you would know that they are a scam.  as back as things are today and people left with only the hope and this company praying on people like that I hope they all burn in hell.

REPORT THIS SCAMER TO THE FBI.

Report FIRST CREDIT LENDING to the FBI, maybe they will be stopped.

I was told I would get a 10,000.00 loan and I would have to pay 2200.00 upfront to secure the loan.  I did and IT IS A SCAM.  This company is not a company.  They have no license and the company that deducts your money is called CAPITAL DEBT REDUCTION.  THEY BOTH HAVE THE SAME ANSWERING MACHINE.  DO NOT FALL FOR THIS SCAM LIKE I DID.

Phone # did not go through it's posted at the bottom

They also go under the name Capital Debt Reduction and Capital Finance Phone# 1 888 219 8533

I went to my bank and canceled that checking account and opened a new one. I am afraid they may start taking money monthly. I did report the  fraud to my bank and they said they would try to get my money back. I doubt they will be able to. What scares me more is that they have all my info. They could sell it for someone to apply for m.c. and visa then not pay. Stealing my identity and running up bills. I signed up for myfico with e-alerts sent to my phone if someone tries to open an account with my info. I was also told to call Visa and tell them my ss# has been compromised. Please take all precautions to prevent any future abuse. I can not believe the government wont help. I reported them to the FTC and was told they would take the report but would not actually do anything about it and could not get the money back. Is there anything we can all do to have the person behind all this arrested and jailed. this is robbery.