These people harrass me everyday on my cellphone and home number.  I reject the call now.

THEY KEEP CALLING ASKING FOR KAWANA HOLLINS. GET THIS. I LOOKED HER UP. SHE DIED 30 YEARS AGO. THEN SHE SAID THIS IS NIT A JOKE AND SHE WILL REPORT ME

These calls from UCL are illegal under federal law. You have to know what your legal rights are. UCL claims to be owned by the Miami Tribe of Oklahoma and thus immune form state laws under the claim of tribal sovereignty. However, they are NOT imune from FEDERAL law, as federal law TRUMPS all other laws -- including tribal laws -- under the Supremacy Clause (Article VI, Section 2) of the U.S. Constitution.

Moreover, UCL was exposed by CBS News as being actually owned by a white multimillionaire who took advantage of the Maiami Tribe of Oklahoma in launching UCL. The federal Trade Commission has since SUED UCL for FRAUD and predatory practices in violation of the federal Fair Debt Collection Practices Act and the federal Dodd-Frank Wall Street Reform and Consumer Protection Act.

Sicc the Feds on those UCL b*****ds. I did exactly that.

Here is the text of my last written communication to United Cash Loans, including the company's mailing address. You may use this as the basis for your own cease-and-desist letter.

* * *

9 December 2012

United Cash Loans
3531 P Street NW
Miami, Oklahoma 74354

To Whom It May Concern:

It has become quite apparent that your company HAS NO RESPECT FOR AND IS IN CONTEMPT OF FEDERAL LAW for your refusal to comply with TWO DIRECT WRITTEN ORDERS ? the first on 30 July 2012 and the second on 9 October 2012 ? that you immediately cease and desist from making any further collection calls to my home.

As of today, I have received no fewer than 50 CALLS from your company since I sent you my second cease-and-desist letter on 9 October 2012 via Certified Mail with a Return Receipt. I received the Return Receipt, bearing the signature of one of your company's representatives dated 11 October 2012.

Each and every one of these calls made after 11 October 2012 ? which were electronically traced to your company -- are ILLEGAL under Section 805, Subsection (b) of the federal Fair Debt Collection Practices Act (15 USC 1692c). They are also ILLEGAL under Title X the federal Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. Despite being wholly owned by the Miami Tribe of Oklahoma, your company IS NOT IMMUNE FROM LIABILITY UNDER FEDERAL LAW.  You have NO LEGAL RIGHT to continue making these calls.

Consequently, as a result of your repeated violations of the FDCPA and the Dodd-Frank Act, you have left me with no alternative but to take legal action against your company. I have filed formal complaints against your company with the Federal Trade Commission.

Sincerely,

Incredibly, I am STILL receiving robocalls from United Cash Loans more than 18 months since I posted my last message to this board -- and DESPITE the company having been EXPOSED as a FRAUD by CBS News and subsequently having been SUED by the Federal Trade Commission for illegal and predatory collection practices.

It is by now abundantly clear that this company believes that it is above the law -- and by doing so, has put itself at risk of CRIMINAL prosecution by the Justice Department.

As for the continued persistent calls, I put UCL's number on my local phone company's automatic call-rejection block list, so their calls are automatically blocked every time UCL tries to contact me And I changed my cell phone number so they cannot reach me by cell phone (as all cell phone numbers are, by federal law, unlisted).

As far as I'm concernred, whatever debt I owed UCL is null and void because of UCL's repeated violations of the federal Fair Debt Collection Practices Act. I'm not paying another cent to a company that repeatedly disregards federal law. There's nothing that UCL can do to me now anyway; the six-year statute of limitations to collect that debt expired at the end of 2013.  

When I answered an automated voice said " I have a call for you please hold"

These calls are from a bad-credit loan call center. I was getting these calls almost every day...no message. I finally called back and that's what it was about. This is a new phone number for me so I think these calls just came with it. FYI, they answer with a different company name every time.

I know its soooo annoying it started right after I got my new phone the Nokia Lumia from at&t.

Called at 10:00 am woke me up I did not recognize the number so I didn't answer it. They left no message

Any company who refuses to MAIL proof that you owe the debt and that they are legally able to collect said debt is owed nothing, per the FDCPA.  Refusal to disclose proper mailing address and physical address of the company is also a violation of the FDCPA.  The debt collector has the burden of proof to show you owe this debt to them.  If you get their address, please do send them a cease and desist letter as well as disputing this debt is yours (especially since you say you already paid the debt).  Send the letter via certified mail/signature/return receipt so that they can't say they never received this communication.  If the letter's delivery is refused/is undeliverable and is returned to you unopened - keep it in that unopened state so that you can show you did send this to them.

Many people get calls saying they owe a debt when they either (a) never took the loan out, (b) already paid off the loan to the original creditor or legitimate assigned collection agency, or (c) are making payments to the original creditor or legitimate assigned collection agency.  Also please report them to the FTC, the Dept of Justice and your state's Attorney General.  Record any calls they make to you and let them know that you're submitting these recording to your own attorney for a lawsuit against them for multiple violations of the FDCPA.

Where did you get the address from to mail them letters...I am getting calls  from a debt I know I paid and they say I did not.. They wont give me an address , etc.. I dont call them they keep calling me. I told them if I owe you put a judgement on me an wil pay it that way. They wont do that... need a little help here.. gmjy6293@aol can  you email me the info. thank you

This number calls me 5times a day and I tod them thay have the wrong number plz help me stop this

They call every day several times really tired of it

 I recently did further checking regarding United Cash Loans. The best place to start a compliant is the Consumer Financial Protection Bureau, telephone no# 855-411-2372, or you can go online to cusumerprotetionbureau.gov to file your complaint online. They will respond within 15 days and provide you with a case no#. They will also take the complaint over the telephone as well.
 So complain these complains will put a stop to harassment. In my case they are calling a private medical cell phone with a number they should not have access too. Perhaps they have acquired information on you that they should not have access to and are using it inappropriately. In conclusion, companies with these practices need to be stopped in their tracks and filing complaints is the starting point. I am not one who is for government intervention by and large but there is always a cut off point.

I recently received numerous phone calls from this number 888-883-4519. The lady identified the company as United Cash Loans. I never heard of them before so in short I never done business with them otherwise I would have known them. When I said I never heard of them the lady I spoke to just kept on rattling at me refusing to let me speak.
 In sum, this company sounds like a scam, is it, has anyone else ran into the same problem with this company?

This number belongs to UNITED CASH LOANS. If you owe them money they will hound you til the cows come home. Best bet is to change your number because they are relentless and annoying.

Damn freakin Hell United Cash Loan

They won't leave a message but they are calling me at work. Not cool

These people call me several times a day.  Starting before 8am and not stopping until 10pm.  They have called my work and will not give me an address to send them a "cease" letter.  I am so tired of the harassment!

Try googling "United Cash Loans".

said name was Dersk and i need pay 700.00 our they will take to jail .  And will at  my bye 11am to pick me up

How did you get thier address to send a certified letter to them? do you have the address still?

I get called by this number every single day between 8:30am and 9:30am. I answered once, they said they were looking for Derek. I said there's no Derek at this number, I had just got this phone a few weeks ago! Still they call and call.

So I called the number back, and got a woman. I told her the situation, she said she would remove my number. We'll see.

Those calls are totally, absolutely ILLEGAL. The federal Fair Debt Collection Practices Act (FDCPA) STRICTLY PROHIBITS bill collectors from calling third parties without your knowledge or consent. A separate federal law, the Electronic Communications Privacy Act, prohibits them from making "robocalls" to your cell phone.

Bill collecters such as United Cash Loans, which are owned by federally-recognized  Indian tribes, are immune from state laws, but they are NOT immune from federal law. Not only is UCL prohibited from making collection calls to you under the FDCPA once they've received a cease-and-desist letter from you, they're further barred by the federal Dodd-Frank Act of 2010.

I sent UCL two such letters -- the second by Certified Mail with a Return Receipt -- yet UCL is STILL calling me. Every call that UCL makes to me is an ILLEGAL call. I've already filed two complaints against UCL with the Federal Trade Commission.

Because of UCL's repeated violations of federal law, they VOIDED whatever debt that I had owed them and, as far as I'm concerned, they're never going to get another cent from me.

this company keep calling me all day long from diff numbers saying i owed them money please get them to stop calling me i never borrowed any money from this company, never  heard of this company/

Estas personas llaman cada 1o 2 horas y no dicen quienes son y que quieren. Soy una anciana de 71 anos y tengo problemas de presion alta y cada vez que llaman me asusto mucho, pues amenazan y no se por que? Quiero dejen de llamar, please!!!

These guys started by calling my friends.  Not sure where they got my info. They started calling my number & making threats after I called them back to see who they were. The same guy that called has used a different name every time. They couldn't tell me what company, but said I owed them money. They said they were from the legal dept of the county I live in.  There is no such dept. They threatened to bring the sheriff & serve me a warrant & have me hauled away from my job.  Needless to say, I haven't seen them yet & I haven't paid them a dime!!  FRAUD!!!

Don't know who they are they call everyday at the same time and they will not leave a message!

I get harrased by this company with calls that I had not asked for. Please get them to stop!

They leave me a message telling me to call back with a different number than they called with!