well their company name appeared on my credit report fire 25.00 so I tried to contact them about paying however I've had ZERO success getting a working number for this agency...I've tried the 912 - 7272 number & few others but there disconnected. so how am u suppose to take care of this so it can be removed from my credit?
I keep reminding my wife to check the ID and let this call go to the answer machine. The actual call is computer generated and leaves the 1.888.912.7272 number. If this was legetimate, correspondence would have occurred. I do not plan to response, I keep track of my credit history.
They leave a message for us saying they are trying to collect an old medical bill. We spoke with them once and told them we do not owe this. The calls have been going on for over 2-3 months with the last one being today. We no longer answer them.
Most of the debts this "company" tries to collect on are beyond the statute of limitation. They have been reported for this. Know your rights.
I too keep getting calls and messages and hang ups from them. I work in a hospital and know it is an old outstanding bill, which I disputed and still do. The hospital I work for had many billing issues way back and let some go for their lack of follow through. I had insurance at the time, it is now too late to pay per Medical Mutual. Been round and round with them. This is not my responsibility and it is harassment.
First I punched in 1-888-912-7272 and extension no 5718. It does not work. The connected me to the Customer Service.
I called, and let them know that my cousin is in jail and he authorized me to talk to them. But the Supervisor, insisted, I cannot talk to them. The supervisor name is JAMES. I talked to him nicely. I asked them, what is your company do?. He does not dare to answer my question and impolitely HANG UP my phone. This is SCAM company I guess. Do not trust them.
If they call your work and you ask them not to they cannot due to the Fair Credit Collection Act!!!!! Also, they cannot devulge the fact that they are a debt collector by law. If you prove that they do so and sue them. They have to pay you 10% of their companys' net worth. Normally, they settle out of court by forgiving the debt that they are trying to collect. I've actually seen banks have to forgive an auto loan for over 12k because they left a message saying where they were from and how much was owed past due. KNOW YOUR RIGHTS!!! LOOK UP THE FAIR CREDIT COLLECTION ACT NOW!!!!!!!!!!!!!!
they keep calling me at work and leaving me nasty messages that they are debt collector and if tney continue to hear they are sure that it is me and they will try to do anything that they can to collect their money and i have tried to call them back and they don't answer I don't know what is wrong with these people I don't even know how they got my work number can someone help me?
I am not aware of any un paid debts however with medical and the state of insurance co. and medicare some bill may have crossed, problem is when I try to call the number 1 888 912-7272 the phone rings one time then switches to a long never ending ring tone! The reason I Googled it was I began wondering if maybe it was some kind of scsm to try and get people to call a pay type line! I do not think so after reading these comments but still I have little trust in incoming computer calls.
Calls at least once a day and leaves no msg. Caller ID says TOLL FREE. Whats that?????
Premium Asset Recovery Corp.
350 Jim Moran Blvd., Suite 210
Deerfield Beach, Florida 33442
They kept leaving messages for someone I never heard of, I called them at this number, and they promised to stop calling.
They are now using a fake caller id in NYC 646-285-0359, which cannot be called back.
calls also with 888-533-7272 .. Medical Bills Collection Agency. ..With the long time it takes Medicare to pay for bills , most have been paid for them...Nuisance calls
They called me again. I never speak to anyone when I answer it always a computer that threatens me. Please to have them quit calling me
This is PARC - a debt collection agency. Here is their contact info:
Premium Asset Recovery Corp.
350 Jim Moran Blvd., Suite 210
Deerfield Beach, Florida 33442
Please to have them qiut call me. They call all time and I have no time this foolishness.
I also called the 18889127272 number after I received a letter from them about a medical bill from 2001. I paid for it cash at the time and had no record of the payment. I spoke to a very rude ignorant person who was so aggressive and rude that I had to ask for a supervisor.
I was transfered and then the supervisor was worse than the first clerk. She demanded I tell her when I would call back and if not that they would destroy my credit. I simply wanted to get the letter they originally sent to my parents home which is in anther state.
I could tell the supervisor whose name was Stephanie was not very alert or understanding but curt and defensive about having a conversation with a person who "supposedly" owed their company money. I was so shocked to hear her threaten me by stating that "I refuse to pay" when all I wanted was to see the original letter they sent me.
After much back and forth she realized I did not know that I had to call them immediately even after I told her I did not have the letter and my family had given me the number to call. Her tone changed and she became more agreeable but the ignorant stance and "i just dropped out of school" attitude her neanderthal clerk used on me was beyond my comprehension of who hires these individuals and why isn't there anyone TRAINING THESE INDIVIDUALS IN PROPER SOCIAL SKILLS.
Bradley R. Bacon
Bradley Bacon Claim No. 01-080560 I was called about a doctors bill that had been turned over for collection. On 5-15-09 I made a deal with one of your representatives that if we paid $ 40 dollars on the claim that would satisfy the claim. On 5-15-09 we sent a check for $40 to Premium Asset Recovery Corp c/o Randy Scott. If you have any more questions about this claim, please feel free to call me. You have my number because you have called me 3 times so far this year. Brad
Received a call from "Greg Williams" seeking Juan Luis. Tried to call to advise that Juan Luis is not at this number. An automated message advised the number was not in service
I just received (5/13/2010) a letter from them asking for over $500 in medical expenses to a hospital my ex-wife went to in 2001. After reading through all of your replies here I realized that I was getting calls from them at my last address in Alabama. The call would say "If you are John Doe press 1" and since I was the individual they asked for I pressed one but no one ever came on the phone. It must have been some computer program validating numbers and addresses.
These calls have been happening for months, and in the meantime I relocated and received an actual letter from PARC showing the amount owed. I almost called them and decided to Google them first. Thank God I did! I came across this website and had I called them from my new number I am sure it would have led to much harassment and unwanted calls.
Thank you all so much for taking the time to detail your experience. You truly are helping others.
I got a bunch of calls from these clowns demanding my ssn, even my credit card and bank account numbers claiming I owe a hospital bill. I tell them I was never at the hospital at that time .. then they said it was my kids bill. I never gave them any concrete info because all my kids are well over 18, married and kids of their own... so I ask which kid - they don't know.
They trip me up and I made a mistake telling then my 1 kid is deployed and if it was a legit bill it was probably theirs that got lost in the shuffle. I asked for a bill to check it out for them and they won't send it. Now I get a hundred calls looking for me and when I tell them it isn't my bill, they give me a song and dance they will arrest my son when he gets back from deployment unless I give them my credit card number. My issue was they can harass me because my son is deployed but they can't give me the billing records under "privacy". Sounded counter-productive to me.
I talked to my deployed son on Saturday for Mother's Day and he tells me not to worry and don't talk to them because he was never at that hopital. My daughter is an ACLU attorney in Florida and she said she was going to make the calls stop and told me to give them her name and number next time they called. She heard of these clowns and thinks they are the firm that has been moving around to avoid some kind of prosecution.
My daughter told me these people keep moving around and changing their name
We get the same calls but from PARC at 240-210-7093. They call at 8:00 am regularly--several times a week. The recorded message asks for someone whose name we do not know. How do you stop these calls?
THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS
HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU
READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE
Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!
Dealing with Debt Collectors
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.
What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.
Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.
How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.
Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.
What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.
Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.
What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.
Debt collectors also are prohibited from saying that:
you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.
Debt collectors may not:
give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn?t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.
Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.
Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
Social Security Benefits
Supplemental Security Income (SSI) Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members? Pay
Military Annuities and Survivors? Benefits
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen?s and Harbor Workers? Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.
Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.
What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.
Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.
For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
File complaints with
Federal Trade Commission https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
Your State Attorney General
State Attorney General is every state they have offices
Link to all State Attorney General Websites www.naag.org
If you or they are located in NY ? use this SPECIAL Link www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices. HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list. You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0
Phone rings and there is a bad computer voice telling me to call Greg Williams. I call for Greg to tell him I am on the Do Not Call List. I never get to Greg, but a woman who picked up argued with me that I was actually someone else who owed some bill and started asking wierd questions about my social. Nothing the woman said made sense. I told them to stop calling, but the calls continue.
They was calling my aunt who i never really talk to for me. when i called the number to see who it was i found out it was premium assets recovery they knew who i was but they asked me for my #ssn bcuz they said it was urgent i gave it to them and my call was lost... now that im reading all these posts it was stupid for me to do that
I am looking around for info. I keep getting calls for someone else on my cell phone. They call about once every 3-4 days during business hours. I am a contractor and rely on my cell. I can't have these pre-recorded calls tying up my line. I keep telling them they have the wrong number.
Has anyone had success finding someone over there that can stop the calls?
I am receiving calls almost daily and at different times for two different names. It is a recorded message and for names not at this address. I have no idea who they are trying to get it touch with. the message is so muffeled that I cannot understand the person they are trying to reach. I have many times stated that the person is not at this address. I am getting tired of getting these calls. I would like to know who to contact to get it stopped.
I did a google of a return address (the PO Box in Michigan) because of the mysterious contents.
It doesn't surprise me it was PARC since I reported them for failing to providing a bill on the alleged bill I owed to Riverview Hospital.
I received a hospital bill (not a collection letter) in an unmarked envelope that I thought was another chain letter and nearly tossed it without opening it. Enclosed was an itemized hospital bill for a man I do not know with a current balance due to be issued to PARC.
I don't know the patient, the doctor, have never been to the hospital the bill is from. Have to think about how to report this nonsense.
The caller ID reads Gas Waste and the number is 240-7093. They hijack my voice mail for 15 minutes asking the voice mail to push buttons and they do not offer an opt out.
They identify themselves as Gas Waste. The number is traced back to PARC, a company who works under a bunch of different DBA names around the country.
They already sent a letter about an old hospital bill from 8 years ago so I called them up to get more info. I told them the bill was workers comp and I thought it was paid. They don't want to give you time to pull your records, all they want is bank info and threaten your credit. Another sign of bill collector scum - so I they pull my number off their caller ID and start telephone harassment.
Already initiated complaints and now filing with FCC
I got a letter from PARC about an old medical bill from 2006 relating to workers compensation. I made the mistake of calling them from my home number, they must have pulled the number and now LOTS of Harassment. The case settled in 2008 and the court documents I received had a listing of all medical that was paid. The hospital bill PARC is trying to collect is on there.
I called the hospital and learned they were bought out in 2009 and any uncredited accounts by the former owners were sold to PARC as their junk debt buyer of choice.
Called the insurance, they said it was paid in full and we three-wayed a call to PARC. So now they use my number to bark up the wrong tree to harass me.
PARC is hunting a phantom debt and can not produce any detailed documentation for the insurance carrier to re-review.