Debts are civil, not criminal matters.  They are liars and scammers.  No validation of debt = no pay!

That I took out a cash advance loan 5 years ago and if I didn't pay it today the state will charge me with 3 felonies.

Same old scam. New number. Claims they are with Morgan Shaprio. Michelle Garner is the name being used. They have been report to all the agencies, but wanted to give everyone else a heads up. Don't fall for these scams. Do not let these buttom feeders intimadate you.