Someone name Sam Smith left message on voice mail, stating he feels sorry for me if i do not return the call, they have called me before and i don't think they understand, he has an heavy accent, and i could not understand him.

PERSON Name is Jacob said he feels bad for me and if i dont pay $300 by the time i get "arrested" it will be $5000

This person calls and claims I have an unpaid payday loan.

othing is gona happen,,,this is harry jackson

I answered two calls from them for my co-worker, he was not in, they left #916 236 4569 and said that they are a law firm and he must call. I Google the number and called them back, told them to lookup they tel.# on Google and they are busted, the "lawyer" called me a bad ward and hung up.

I called the number back, and someone actually answered this time. I told him that I already knew it was a scam, and that I've already contacted the police, AND the FBI. He asked me for my phone number, and I told him that I didnt need to give it to him because he already knew what it was and the fact that they are calling my job now is really p***ing me off. He just said "Okay, thank you" and hung up!

This is all a SCAM!! I guarantee you! I started getting calls from these people about a month or so ago, claiming that I received a payday loan, and never repayed it. They threatened to put me in jail, and told me some very scary stuff. I was horrified and almost payed. Then I looked it up and found that all of it is a SCAM!! DO NOT pay these people money. These are crooks from overseas, mostly Nigeria and India. I've reported these people to the FBI, the local police, the state attorney general. After I found out it was a scam, I answered the phone, and told the lady that answered (a lady from India) I knew it was a SCAM and that I reported her to the police and the FBI. she just chuckled and hung up. I stopped hearing from them after that UNTIL NOW! Its the same messages, the same threats, just a different number. The original number is (408)461-5101. look it up, and DO NOT give them any information. DO NOT agree to anything..Simply let them know that you know its a SCAM and you've already reported them to the FBI..the calls should stop at least for a while.

THE SAD PART IS THEY PICKED THE RIGHT ONE I'M A COLLECTOR FOR A LARGE COMPANY AND IF THEY WANT TO PLAY HARD BALL I'M READY, AND COMPANIES LIKE THIS MAKES MY JOB SO HARD, BUT I FEEL BAD FOR PEOPLE WHO DONT BECAUSE THERE ARE PEOPLE THAT BELEIVE THEM AND PAY THEM MONEY.

someone called Mr. Harry Jackson called me while I was at work telling me that a law suit was being filed for the reason that I did not pay my pay day loan. I told him that i did not know what he was talking about and he insisted and repeated the same thing over and over. he said that charges were going to be charged against me. The scarey part is that he knew all my personal inforamtion. It was a scarey feeling.  I am going to put a complaint and call the FBI on these people

hi i was at work and i receive a call from mr jackson telling me that I owed 5,000 for a payday loan and that i was going to sued. The scary part of all this is that the caller has all my private and personal information. It was a very scarey feeling, plus the call came in while I was at work.

So these people have called me nonstop also, I actually filed a police report for harrassment and filed complaints with just about everyone else. I also put a fraud alert on my credit because these people do have information that they shouldn't have.
Has anyone on here every actually had any of there threats followed through?? Just wondering.

This man called said that his name was Mr. Jackson at the number of 916-236-4569, said that there was legal action taken against me, and that he wished me the best of luck if I had any priors. I hung up on his 13 times and he kept calling me back my boss told him not to ever call me back at work again and she hung up on him. He called back again he was very persistant, my boss told him not to ever contact me at work again to contact me via cell phone and she hung up, he called back wanting a a contact number for me I yelled at him and told him not to ever call me back if he could not speak proper english, he called back again and spoke to my boss tryin to get my contact information out of her she the got his number to and company that he was suspose to be taking me legal he said that it was cash net and that i was suspose to have taken the payday loan out in July of 2009 I havent had a checkings account since April of 2009, so I knew that this was a scam people please dont fall for it.

How is the FTC - DO NOT CALL agency supposed to "FINE" crooks - they can't even find to stop this illegal debt collection SCAM.

They are FAKE DEBT COLLECTORS!   Its a long running and known scam.
Report them as instructed below..

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html


http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983


Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

I received the same message twice today that I was facing criminal charges and I said okay I will wait for the Sheriff.  How do we stop these people?

It's a SCAM ladies and gentlemen. This person called me twice today as well. If you are on the "do not call list" you can file an complaint on him/her to the FTC on the donotcall.gov website and he/she will be fined $11,000. I guarantee they'll never call you again!

donotcall.gov

A man by the name of Harry Jackson called me at work and left a message with a coworker that a legal action was being taken against me. I have no idea why. I called this number back 916-236-4569 using my friends cell phone. No one answered. It automatically told me that no one was at that extension. I have tried called several different times and the phone is busy. If a legal action was being taken against me why would he give that information out to someone other than myself. I am current with my payday loan.

same thing happened to me.  they called twice.  girl gave her name as Amy gibson, but had "foreign" accent

yea same thing happen to me same exact story except the person who called me is mr smith i think it is a scam!

Received a message on dec. 1 from "charles brown" stating that if me or my laywer did not respond then "Good Luck to you". I blew it off due to no company name being left. The next day i again received another message. I called back. They have allll my personal info and tried threating me. I told them that I never have received a payday loan from any company that they are claiming. He then told me that it was his job to collect and that they would see me in court. They had the names of two of my family members to bring to court. I let him know that I was not paying any money to him and asked him for the deposit date and financial information. He told me he could not give me that info. I then asked him to give me to a person that could verify that information with me. He refused and said if he gave me to anyone then they would fine me and charge me for their attorneys being involved. I said take me to court. Long story short... he threatened to send someone to my home "to settle the debt" I have reported this to the police and my financial institution. The thing that scares me is he had my social, my home address, my work address, and family members info. They refused to give me their Buisness license number, and the name of their company.

It's a scam.

this person calls and claims i have unpaid payday loan and demand i pay money asap before they send me to court, and i have any clue why.