I am also receiving a lot of robo calls on a new cellphone intended for the previous owners. I am just now taking a weekend off to send Cease and Desist Letters. For most of them this is easy enough. Go to the webpage etc. United Cash Loans seems to be hard to nail down with web searches and these scam artists give no info out via phone. I believe that I spoke to 'Carolyn X' but only got her name when I came here.
Does anyone have the full name and corporate address for these people?
UCL Receiving calling for terminated temporary employee. Informed that they were no longer at this location. Got the usual "they gave this number to us would you please rethink your answer? We think they really are there and you're just giving us the runaround." No, idiot, they really are not at this location! Next came the "give me info so I can find them then we'll leave you alone". Declined. I'd rather tag the number to ignore future calls.
They call but I never answer. I had a payday loan but the loan company kept taking money out of my account after the loan was paid. So after many arguements on the phone about why they still taking money, I closed the account. Never did get my money back. Now these clowns call saying I still owe on the loan. After I found out who they were, I ignored their calls for a couple of months and then they stopped calling for 3-4 months. The weird thing is, this morning I got an email about my so-called delinquent loan about me avoiding them and the many options I have to pay them back. 2 hours later, UCL REC started calling again. Didnt answer though.
I used them once. They debited my account 6 different times. I stop the withdraw via my bank but they still call. I just decline the call and they never leave a message.
Report the unknown numbers to http://www.tracingphonenumber.us/. This is a reverse phone number so they can also provide the information that you need in a specific phone number.
They call at all hours and then dont leave a message. I dont answer cause I dont know the number. Its an Oklahoma number.
These people have called my work number many times. All the woman will say is that it is about a $350 loan I owe. I dont owe anyone $350!! When I tried to tell the woman that I have no idea what she is talking about, she will not address it and and just says something like "so how close can you come to the $350" or "you get paid Friday, right".
I told her that I have no idea what she is talking about or who she is with and to please never call me again
I have been receiving these phone calls for several months now. Asking for my deceased husband . Using different numbers now....sometimes even a local number but its always the same...he owes $ on aloan of some kind. They will never say for what! I reported them to the Federal Protection Agency this week.
Phone numbers can't be blocked .
This number keeps calling and asking for Heather, not sure who Heather is except she had the number before me. I finally had enough and told them that she died, they were shocked and acted so sorry and then this afternoon, their number appeared in my missed call list again. I blocked them, but this is like 15 number that are all one or two digits off that they call from.
Its prank call you all should know "Erika"
I have this number and a whole lot more (20+) from all different area codes. They seem to be linked to cell phone numbers only. Best I can figure out is that some or other deadbeat had the cell number before it was recycled and reallocated by the cell phone companies. Of course, the debt collectors and other lowlifes who bottom-feed on the misfortunes of the deadbeats refuse to accept that the number is no longer in use by the deadbeat and that some other responsible person now has it.
There should be a law against this abuse, but then what can one expect from our elected officials...........
My answer to these calls is to add them to my address book as SCAM Call - Do not Answer. Then I turn all the personal rings and vibrations and notifications to silent. So most of the time, I don't even know that a call has come in until I see the missed call notification.
Hope this helps
United Cash Loans
Don't you owe them money, and you have to pay UCL back? Then I think the calls will stop.
payday loan companies SUCK!
I receive several call from this number on a daily basis. They never leave a message. Very irritating.
did you get a ddess to write them i live in michigan also
CALLS SEVERAL TIMES A THREATING LEGAL ACTION. STARTED CALLING MY FAMILY NOW. I WAS TOLD BY PAYDAY LOAN RELIEF.COM THEY WERE HIRED THE HANDLE THESE PAYDAY LOANS
United Cash Loans - payday loan company SCAM! Call and sometimes just silence on voice mail at work. Other times harassing messages. Report to FTC, Attorney General. Illegal!
I have advised these idiots time and time again to stop calling me, but they continue to call. Contact the FTC and file a comlaint. Then get an FDCPA Attorney a sue them.
These people are criminals! They took money out of my account on a loan I never heard of. I press changes with the bank. They put my money back,and I changed accounts. They wasn't calling my phone,but I changed it anyway. But now these crooks are calling the new number asking for somebody! Gee, who can be this unlucky? Smh
seeing my mistakes
I received one call after I sent this, and haven't heard a thing until recently when hang up calls began. ? I'm not looking forward to this
seeing my mistakes
This letter is to inform you that we are aware of the FACT that the loans you issued to us, are NOT legal or binding in our state. For your convenience, we have included our state payday loan laws below.
Michigan Payday loan laws. Michigan Payday loan legislation. Michigan state does have specific, enabling payday loan legislation in place. M.C.L.A. 487.2121 et seq.
Michigan Payday loans 15% on 1st $100. 14% on 2nd $100; 13% on 3rd $100; 12% on 4th $100; 11% on 5th and 6th $100. Michigan Payday loans maximum permitted term is 31 days. Michigan Payday loans maximum amount of the advance is $600. Michigan Payday loans rollovers are not permitted. There is no mandated cooling off period for Michigan Payday loans.
Michigan Payday Loans Legal Status: Legal
Michigan Payday Loans Citation: Mich. Comp. Laws 487.2121 et seq.
Michigan Payday Loans Terms:
Michigan Payday Loans Maximum Loan Amount: $600
Michigan Payday Loans Term: Max: 31 days
Michigan Payday Loans Maximum Finance Rate and Fees: 15% of first $100, 14% of second $100, 13% of third $100, 12% of fourth $100, 11% of fifth $100, 11% of sixth $100 + any database verification fee
Michigan Payday Loans Finance Charge for 14-day $100 loan: $15 APR for 14-day $100 loan: 390%
Michigan Payday Loans Debt Limits:
Michigan Payday Loans Maximum Number of Outstanding Loans at One Time: One with licensee or more than one with any other licensee
Michigan Payday Loans Rollovers Permitted: None (cannot renew; lender may extend only if it does not charge a fee)
Michigan Payday Loans Cooling-off Period:
Michigan Payday Loans Repayment Plan: Yes
Michigan Payday Loans Collection Limits:
Michigan Payday Loans Collection Fees: One $25 returned check charge Michigan Payday Loans Criminal Action: Prohibited
Michigan Payday Loans Regulator: Michigan Office of Financial and Insurance Services
Michigan Payday Loans Address: P.O. Box 30220 Lansing MI 48909
The state of Michigan requires Internet payday lenders to be licensed in MY state. I have already researched this information, your company does NOT have a license to lend in the state of Michigan, if I am mistaken I will need proof in the form of a license number so that I may verify it with my Attorney General. I am bound by the state laws where I reside. As I have no presence in your state, therefore I have no legal obligation to the 'governing laws' you may have detailed.
Be advised that as of today May, 27, 2012, I am revoking ANY and ALL ACH authorizations with your company from debiting any AND all of our personal accounts, you NO LONGER HAVE PERMISSION, YOU ARE NOT AUTHORIZED -TO TAKE FUNDS, REGARDLESS OF THE WITHDRAWAL METHOD (ACH,DEBIT,ELECTRONIC CHECK, ETC) FROM ANY OF OUR ACCOUNTS, per Federal law, Regulation E Section 205.10 Preauthorized transfers. I also revoke ANY and ALL wage assignments I may have signed, by you, including but not limited to; any of your affiliates, dba's, and collection agencies assigned to this account. None of the above no longer have my permission to access my accounts or impose a wage assignment.
Please be advised that unless you supply me with your license number proving you are, in fact authorized to loan -we will be disputing any and ALL previous ACH WITHDRAWALS and/ any and ALL DEBITS from our personal checking accounts as these ILLEGAL loans and should not have been given to us in the first place.
I will only communicate to resolve this matter via email. If you ignore this notice and attempt to contact me or any of my references via telephone, I will be forced to contact my Attorney General.
If you do NOT reply to this notice within 48 hours I will be forced to file complaints with my Attorney General Bill Schuette, the BBB and the Federal Trade Commission. If you reply to this notice with any misleading legal implications or menacing course of actions(ie; continued calls or mailings from your collection company), you are unable to follow through with, I will be forced to take actions against you which could cause you to lose your license in the state of Oklahoma, and cause damage to your reputation, which could potentially decrease your clientele!
You need to ask to speak to their supervisor, inform the supervisor that this number does not belong to the person they are asking for and the calls need to stop immediately, one more call from them will be considered harassment and you will not hesitate to take legal action.
Just got a call and was threatened they are going to take beat the "****" out of me and that I better have a gun to protect myself. I guess since they are tribal they can make a threat to kill??
They call every single day after telling them I'm not the person they are looking for. I stopped taking their calls and right after they call I get another call from 800-3188323. I guess is them also.
I just got a call from them and funny thing is I have never taken a loan out threw this company, when I told them that I was not home and that I was my sister they were saying things like " well if you have her cell phone then she has yours give me that number" and wouldn't stop I finally hung up on the a**.. I called back and didn't say anything but anotheran answered the phone.. Someone needs to do something with these people they are not going to get anythig from me.. I wish I had their address so I could
Give them a pice of my mind!!!
I was identity thefted by some one who opened sketchy pay day loans with my SSN. I get several calls from this number a week, but I don't answer them
i hate them i want them to stop ucl is a fraudulent company they call me for no reason just get off my back and leave me alone
I really wish they would tell me who they are when i call them back. But, they ask me for my social suricity and then they can help me
A CORRECTION: It is illegal for telemarketers and debt collectors to make robocalls to cell numbers under the Telecommunications Act of 1996. The ban does not apply to charitable agencies, opinion-reserch firms conducting polls and/or election campaigners.