I got a call saying there was a lawsuit filled agaisnt me .

Someone is terrorizing me at work.  This Indian man will not stop calling.  He is crazy.  I have no idea what money he is talking about.  THis is a scam and they should be stopped.  He also uses the following phone numbers:
646-918-5083
202-629-9056
202-629-9156
813-319-2663
496-909-8001
941-961-8518
How is he allowed to bother honest, hard-working American people?  I have filed 2 police reports and a complaint with the FTC.  I don't know what else to do.

i received a call today that is i did not pay an outstanding laon i would be arrested by 2pm eastern time and two people i dont even talk to anymore would also be brotten in. since i am only 22 my mom got involed and we contacted the police and they were actually the ones who led us to this website. i am still nervous bout it but we shall see in the morning

We should band together and stop this nonsense.  They have no right calling our workplaces with threats.  It wastes so much time and energy & it has to be illegal.  

This is a scam, for sure.  I've never had a payday loan...NEVER.  They won't listen to me.

The calls also come from 646-918-5083 & 202-629-9056 & 202-629-9156 &
813-319-2663 & 496-909-8001 & 941-961-8518.

What are our rights with this?

This east indian man called me for today saying that i was getting sued and that somebody would be by my house on wensday to take me to court i of course knew this was a scam because they tried this crap back in novmember so i told them to take me to jail but what was desturibing was that he had all of my info my ssn, my bank, and acouple of my family members names. I called the police and they said that they couldn't do anything until i get actaully scammed i agree that this needs to be stopped

They called me to for the first time today threatening me in a voicemail! It sounded like he was reading a script...if this was real and not a scam he would say the name of the company and he would have stated the claim number and issue of matter

So this number called me today, and same as everyone else threatened to bring me to jail along with my mom and my sister.

However they wouldn't tell me who the loan was from, the specific amount of even the date.  So while frustrated, I may have said "f***" (although not to him) but he told me that I shouldn't use profanity, and when I said I was sorry he said back "You should be."

At this time I asked for the supervisor because I didn't need him withholding info. and being a jerk, and sohe replied that he was the supervisor and that he had no boss and that he was determined to see me put into jail.  Then he hung up.

So I called back asking him for the loan details again, and he said that he wasn't the customer service center and that I should call them and hung up.

So again I called back asking for the number to the customer service, he said to Google it.  When I asked for the company name so I could Google it, he straight up said "No.  I won't give you that."  So I hung up.

This stuff makes me sick, this is the second time this has happened this year...

What a rude non american speaking caller!  They have personal information about me and I have no idea how they got it!  Would not forward me any information through my email or via fax, let alone snail mail.  Just kept saying I was going to jail.....going to lose my job.  I could hear several other callers in the background I am sure doing the same thing.  FRAUD!  Be careful

Keep getting this call from a non american using this number and a 496-909-8001 number.  He keeps saying the call is for my husband and doesn't even pronounce his name right.  He gives me some fake name John, Steven, Richard, eventhough it is always the same guy.  He tried this last year around May.  I guess he forgot he has already tried to scam us.  Last year he claimed my husband took out a loan and never paid it back and if he didn't send the money western union he was going to be arrested the very next day.  LOL.  We told him to "bring it on".  Needless to say we never got any police busting down our door.  This time I won't even speak with him.  It does concern me that he had my husband personal information to include part of his social security number.  We never comfirmed anything for him and reported it to authorities immediately.  Be very aware this is a scam and they are relentless in getting you to answer.  He always wishes us good luck if we don't return the call.  Be aware.

Indian Man threatening with jail time for unpaid loan!! SCAM!!! After I told him I knew this was a scam he hung up on me. So I kept calling them LOL and told them I was going to the police and they basically MOCKED ME  AHHH, I want to catch these CROOKS!!!!

received a call by this number let it go to voicemail and the man said is name is Shawn Richards and left a number (202) 629-9156. Then told me good luck if I don't return the call.

I got a call today that my cause was at court and they ask me are you this person and this your social and the man was rude and ignorant he said i took out a loan and if i dont pay i will be prosecuted for running away with the money and the guy want me to pay about 70 percent at first i got worry but i am sure i been the wrong one because i didnt know nothing about this and in may 29 2009 i pay them 1500 because they actually threat me about my job and since i am single mom but now i research more i am not going to be catch by the scammers

I got a call today that my cause was at court and they ask me are you this person and this your social and the man was rude and stupid he said i took out a loan and if i dont pay i will be prosecuted for running away with the money and the guy want me to pay about 70 percent at first i got worry but i am sure i been the stupid one because i didnt know nothing about this and in may 29 2009 i pay them 1500 because they actually threat me about my job and since i am single mom but now i research more i am not going to be stupid

some weeks I got a call from someone who said he name was officer John Meyers. He said I owed some money from a loan company. i started wondering why a officer would be calling me. But not until after I had hung up. This guy had some kind of accent.he didn't sound American. I called  the operator and asked where that area code was.
she said Jacksonville florida. But the number that came up on my tv was the 103 number. When I got to work the next day, the 103number was on my phone. But I didn't bother to call back. Now as i read all these complaints, I know now that this crap was just some kind of scan. I heard of these things, but this is the first time i had ever had it happen to me

This scam has been going on for well over a year, now and has been recognized as such by the BBB:

Chicago, IL ? August 5, 2009 ? The Better Business Bureau is issuing an alert about phony debt collectors that are calling consumers nationwide and claiming that they have defaulted on a payday loan and will be arrested if they don?t pay immediately. Claiming to be lawyers, the scammers say they are with the ?Financial Accountability Association? or the ?Federal Legislation of Unsecured Loans? and are equipped with a disconcerting amount of personal information about their potential victims.

?Because the scammers have so much information about potential victims, the BBB is concerned that this may be the result of a data breach,? said Steve J. Bernas, president & CEO of the Better Business Bureau serving Chicago and Northern Illinois. ?Thousands of people may have had their personal information compromised, and given the scammers? tactics, it appears that those who have previously used payday loan services could be particularly at risk.?

According to reports received by the BBB and posted online, the scammers accuse the victim of defaulting on a payday loan and claim they are being sued. The phony debt collector threatens that, if the victim doesn?t pay as much as $1,000 immediately via wire or by providing bank account or credit card numbers, he or she will be arrested and extradited to California within the hour to stand trial. The scammers often may have the victim?s Social Security, old bank account numbers or driver?s license numbers as well as home addresses, employer information and even the names of personal friends and professional references.

The BBB offers the following advice to consumers if they receive a suspicious telephone call about an outstanding debt:
* Ask the debt collector to provide official documentation in writing which substantiates the debt.
* Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
* Review recent copies of your credit reports to ensure that the alleged debt is not affecting your credit. Consumers can do this for free once every 12 months, and can find more information here: http://www.ftc.gov/freereports
* Under the Federal Trade Commission's Fair Debt Collection Practices Act, debt collectors may not harass, oppress, or abuse any person while attempting to collect a debt.
* A debtor may be contacted between 8 a.m. and 9 p.m. only and can be contacted at work unless instructed not to.
* File a complaint with the FTC online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws.
* File a complaint with BBB online at www.bbb.org if you believe a debt collector is trying to scam you.

http://www.thinkglink.com/article/2009/08/06/ ... eading-says-bbb

http://800notes.com/Phone.aspx/1-214-618-5897

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money.

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement, lawyers, officers of the court or bankers, or if they threatened you with arrest, be sure to include that information in your report.

2) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) The caller placed the call under a Texas area code. Even though the caller ID was probably spoofed or they're using VoIP technology to hide the fact that they're really calling from overseas, you should also file a complaint with the Texas Attorney General at http://www.oag.state.tx.us/consumer/complain.shtml

5) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

6) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245

...and, Many, MANY more.

The number they left me to call back on was 904-592-2175...as of yesterday evening this number was still connectedd. I have talked to Kurt Wagoner, "Officer" John Meyer, and Brad Smith. All the time threatening me with jail for this bogus unpaid loan. I called to tell them i was going to send a check, just needed to know who to make it out to and where to send it and they asked my name and then began to cuss me left and right. This was Brad Smith, whom I had no encounter with until that call...however all three people are the same person. Don't know if that helps any, but they called from the 103-768-0433 number once...all other times it was a blocked number.

i just received a call from 904 592 2175 . this man said the same thing, he said he name was officer john meyers, but he spoke with some type of accent. but on the computer was 1037680433. he told me i took a cash advance. he also said that if i din't call him back immediately, that i should go and get legal service .something just didn't sound right. he started asking me if these numbers he was reading off was my ss#. he then asked me if i worked at so & so place. I cursed that mf out and hung up. i tried to call that 904 number but the b*****d won't pick up. please excuse my language. after i realized that something sounded fishy i called back again,  but that so and so won't pick up. i had some choice words for him. for that young man who gave his info, i hope you got to stop your card before he did anything with it

I have been receiveing phone calls for the past month with threats of losing my job and with a arrest, how do they get your number?  I talked to my lawyer and he told me to write a letter to have it in writing but everytime I call the numbers that they leave I always get the run around on who the company is and where are they located.  So right now I dont know what to do.  They even went through the company operator and asked for my supervisor and called her trying to get her to fired me and when she said no thats a personal matter they treated to take her to court too. This SH!! here is crazy.Here are the numbers they are calling from 951-616-6882, 708-850-0101 and 904-592-2175

I have received phone calls from this firm asking for a Laura L. for six months now.  I have never met nor do I know Laura.  Luckily, I have caller ID and traced the call to a disconnected cell phone in Fort Lauderdale.  The first two messages this firm left were unintelligible and sounded as if they were left from an underground bunker or a tunnel.  The gentleman wouldn't identify himself and spoke in a menacing tone threatening litigation; the appropriate language stating that "this is an attempt to collect a debt" was not stated. I have saved these messages to my computer.  I was actually home for the third phone call where the gentleman asked for Laura L.  I advised this person that I did not know this person and to stop the repeated phone calls.  The man hung up the phone without acknowlegding that he would comply with the FCC and FDCA's do not call orders.  I didn't receive a phone call for four months until yesterday when I received a phone call from 1-103-768-0433.  I have all my landline calls forwarded to my cell phone when I'm at work, and I didn't answer the phone.  The message was from a Brad and he left a 646 number.  This was the same gentleman who called me the first two times months ago, but his voice sounded much clearer (I guess they can afford better VOIP technology now.).  I called this number back, and it was disconnected.  A different gentleman called again today from this number when I was at work, and this time I answered the phone.  This happened an hour ago, and I am still furious.  He spoke with flawless, but heavily accented English.  The gentleman asked for Laura again, and I asked him to identify himself.  He refused to and asked me to identify himself.  I asked him again to identify himself, and he became audibly agitated.  I then told him that he was a debt collection firm and was violating the provisions of the Federal Debt Collection Act, the Texas Debt Collection Act, and the FCC do not call act (failure to identify as a debt collector, anonymous phone numbers, making threats of litigation are all violations of the FDCA).  He asked how I could know that he was from a debt collection agency.  I told him that another gentleman from his firm had left "15 messages" (a slight embellishment) on my machine and that I knew from where he was calling.  I then informed him that I did not know Laura and to stop calling and that I would be calling Attorney General Greg Abbott's office to file a complaint and that I would be filing a complaint with the Federal Trade Commission.  He actually claimed to be with Attorney General Greg Abbott's office and that he would gladly wait on the line while I called the Attorney General.  I was floored.  Incredulous, I asked him to repeat again that he was with the Attorney General's office.  He then called me a "mother (rhymes with trucker)".  I was speechless at his brazenness and told him that he just violated another provision of the FDCA and TDCA with his profanity and obscenity.  He then hung up the phone.  
Here's the funny thing.  I've never met Laura L. but feel as though I'm an advocate for her.  I am acually a licensed attorney in two states, and I can't stop these phone calls.  I can't report anything to Greg Abbott's office or to the Feds because these people refuse to identify themselves and leave invalid call back numbers and invalid numbers on caller ID (Also, I suspect that these fly-by-night artists are located in some call center offshore and may be out of the reach of U.S. jurisdiction.)
It sounds like there is enough people out there who have been victimized by these scam artists and the harassing phone calls to get this certified as a class action lawsuit.  A lawsuit could be filed with the federal court in the Eastern District of Texas under the FDCA, and it doesn't matter what state you reside in.  Also, we could sue under the individual state acts such as the TDCA and Texas Deceptive Trade Practices Act.  Again, it doesn't matter what state you are in, you have protection under your state's consumer and debtor collection acts in federal court.  
I am an attorney but am currenly not practicing law.  So, I am not attempting to solicit clients and am actually being harassed by these scam artists myself.  I would be a plaintiff in this as you would be.
I really want to investigate these guys and find out if they've slipped up on any call and left any identifable information so that we can report this to the proper authorities, start a lawsuit or report them to the news media.      
My e-mail address is anthem95@yahoo.com.  I don't wish to identify myself at this time because of the fear that these criminals are monitoring this board.  If you e-mail me, I will respond and identify myself.

i got a call from them today same bull stuff as mentioned here.i almost faxed him my credit card info but he was like wait there's something wrong with my fax machine. your gonna have to email me in an hour or you will be picked up tom and taken to jail. he gave me an email address jasons1402@gmail.com. i talked to just about everyone at work and they all said it was a scam. i tried to call back the number he gave me wid 646 area code. the line has been disconnected.

I received three phone calls from them today, 2 on my cell phone & one at work.  I have saved all three, but when I called them back they were so rude & mean stating that if I did not pay them 50% of a loan that I had with one of their companys I would be going to jail in 2 days, they would send a sheriff to my workplace & have me arrested for check fraud & illegal use of money.  I kept asking for their company name & who the loan was with but they would not tell me all I could get out of them was it was a payday loan company that works with 300-500 payday loan companies.  I kept asking proof that I owed money but they would just yell this is you, don't deny it & tell me that I have gotten all this information already to bad I lost it.  I called my states attorney's office & they informed of what I already knew, but you can not be arrested for an unpayed loan & they have no rights at least in my state of Wisconsin to threaten a person like that, that is considered illegal collection acts.  She advised me to call them back & call their bluff, atleast that way if they try to press charges we have who they are & who they are working for & may file charges against them.  When I called them back for the second time & told them to take me to jail & the man actually screamed at me that I would be going to jail on Wednesday & hung up the phone.  Anyone that gets these phone calls, please please call your states attorneys office & file a complaint, do NOT believe them you can not go to jail for an unpaid loan!!!!  The most they can do is take you to small claims court.

i got a call from 1-103-768-0433 today and the guy told me that a lawsuit was filed against me for a payday loan that i never got they are saying that a law officer will be picking me up wed. to go to court

I first received a phone call from #103-768-0433 sometime in February 2009. Telling me if I did not pay a loan I ahd thru cashnet of $500 I would be arrested. I was worried and supplied them with my credit card info. I then spoke to my wife and the states attorney, the states attorney told me that it was fishy and to cancel my card. She advised me that you cannot be arrested for a debt and any collection agency is not allowed by law to threaten you if you do not pay the debt. When I asked them to send me a letter with the debt owed they got real defensive and told me I would be going to jail. They have been calling my phone off and on since they began. Different numbers associated other than this one that everyone is having issues with. If anyone receives a call from this number contqact your states attorney to make a complaint and do not pay them anything over the phone and ask them to e-mail or send you the debt owed in the mail.

They wont stop calling and the law will not help. I guess we will have to be on our own.

i got a call from the same 103-168-0433 he said he was from cashnet and i owed 5000 dollars or i was going to be arrested today at 5 o clock i have never been in trouble before so i got scared so i called cash net and i have never even had a loan with them and i seen all the other people saying its a scam.C an i really be arrested and the person was clearly not american

I also rec'd a call from the number at work and the receptionist jotted down a message that Mike called and was very persistent.  His number is (813) 319-2663.  I called the number from my cell and reached a man, with a heavy accent. whose name was Paul.  I rec'd a another call on my cell with the number *1037680433

This is a collection company. They are ruthless. Calling from India so they think they are safe from our laws.  If I could find out the name of the company, I would report them to the FCC.  They harrass and threaten, have all my info but won't tell me their company name or why they won't leave me alone. It is a nightmare.  Had my home phone disconnected but they still call me at work.

report them to ftc or bbb or @ www.donotcall.gov. or @ 1-888-832-1222

Received a call from this number re: my son.  Threatened me that I would have to go to court with him tmw (5/6/09).  Then they scared the mess out of him saying that if he did not pay 1/2 of what he owed today they would come to his job and pick him and take him to jail.  The scary part is that they knew EXACTLY where he worked or at least the name of his company.  We almost sent the $500, but didn't.  Thank you Jesus!

I just got a call from this number, didnt answer it though.  What the hell?  Did you know the person they were talking about?  If you did, did they get arrested? That is scary!