DO NOT TRUST THESE PEOPLE. THEY KEEP SWITCHING THEIR NUMBERS BETWEEN STATES AND ARE ALMOST IMPOSSIBLE TO TRACK. THE CALL CENTER IS ACTUALLY OUTSOURCED TO ANOTHER COUNTRY. THERE IS NO SUCH AGENCY AS "THE US LAW ENFORCEMENT DEPT" OR "US NATIONAL BANK". IF THEY CALL YOU, CONTACT YOUR LOCAL FBI FIELD OFFICE AND AND REPORT THEM. IT'S A GOOD IDEA TO SAVE ANY MESSAGES THEY LEAVE AS MOST OF THEM ARE RATHER THREATENING. I CAME VERY CLOSE TO FALLING FOR THIS SCAM ABOUT 6 MONTHS AGO UNTIL I STARTED RESEARCHING THE NAMES THEY WERE GIVING ME. THIS USUALLY COMES FROM INFORMATION YOU ENTER FROM APPLYING FOR LOANS OR FINANCIAL SERVICES ONLINE. EITHER THIS COMPANY IS HACKING INTO "SECURE" SYSTEMS AND GETTING YOUR INFO OR THE COMPANY THAT YOU APPLIED WITH SOLD YOUR INFO TO A THIRD PARTY. THEY ARE A HASSLE AND VERY VERY PERSISTENT.

Have been received approx a dozen telephone calls from this number.  Each time asking for the same person.  Threatens to call to send a law enforcement officer over because we are lying to him.  Identifies himself as Andy Cooper from Law Enforcement.  Tries to bully you.  If you receive a call HANG UP!!!

Just got a call from Some guy giving me my "case file#" His phone was 201-224-4183 ext# 1043. He had my SS# and some of my bank acct# but not all of it. He said the call was being recorded by my state's attorney General's office and my local law enforcement. I WISH!!! These people are FAKE. They will try to get you to belive that you owe money from a defaulted loan or violation, check fraud, tax by deception, or internet fraud. Those were the words he used. He told me NOT to interrupt him while he was speaking and to save my questions to the end. So When he was finished, I told him what he was doing was Illegal and asked if he even know who my attorney general for my state was. He didn't know. When I told him I saw on the news a story about companies JUST LIKE HIS who call people and try to get them to send money for loans or something they 'think' they had, he got really defensive and asked how I knew that information. So..they're liars. Don't believe them. They will just SCAM you!! PS - this is the 2nd call I've received from them. They always end up hanging up on me and threatening further action. When I ask for Proof of my "defaults" in writing by certified mail, they say they've already sent it to my email. And guess what? That doesn't count. Don't believe a word they say!!

Yeah I recieved's two call's from these ppl and i told them to varify my bank name and account # but they could not do it.So untill they show me some paper work of the contract that i agreed to, I was not going to pay a cent...........               they Did not like that to well. ha ha basterds

THIS CAT IS TOTALLY BOGUS....a wacko called me pretending to be from Financial Crimes division and with what I could understand, he was saying I owed money and could Western Union it to him and he would keep me out of a lot of trouble.  I couldn't understand him that well but I know he said I would be arrested in 48 hours...and that was 6 days ago.  He called back several time and I told him he to go blank his blank and he got mad and hung up, later he called again and tried to be calmer but it didn't work, I pissed him off and told him it would be a cold day in hell before I sent his skanky but one dime. He got really irrational.  First of all folks, its obvious he stole my information, had my social and e-mail correct but not my bank account.  If he calls you, you had better close your bank account and open a new one because he may steal you blind.  I reported his calls the the ag's office and the US Secret Service.   Second, I don't owe anyone anything but Chrysler for a car payment and its not late or behind. So this jerkoff is just phishing for information and trying to con people into thinking they owe money.  Now you might owe money but not to him. .If you send him any money I gurantee you he's a scammer.  BEWARE, DON'T SEND MONEY, DON'T TALK TO THESE CATS, they are Liers and thieves.

Idiot calls me every other month maybe 2 times per week claiming he is a law enforcement officer and if I don't cooperate with him, I could be arrested and claims my social security number is on hold by the US government...What the heck does that mean? Holding my SS for what? so stupid.  Then he rambles on something in another language that I can't understand, when I tell him to speak English, he screams and eventually hangs up....This is such a scam! First place I don't owe anything and second, he's not a law officer, he uses an American Name such as Frank Johnson and he is obviously middle eastern/India maybe. and lastly a real officer or professional would not be screaming like he does.  I thought he was going into shock because I told him I wasn't sending him one dime and to go get himself some new information.  This scammers are ludicrous and stupid.  My very first call from them, I didn't understand what was going on, and as I talked to them a little bit, they said I owed on a loan that I co-signed with my sister, I don't have a sister, they couldn't give me the name of the company or their address and when I asked for a copy of the documentation, this retard got bizerk....no reputable company would do that.  It is disturbing and wasting my time to get these calls, but I can tell you right now, its a big scam.  They will keep calling you, they are just that stupid.  I decided to record them and give the recording to the police...and report them to FTC and my state's attorney general...Most of all I WANT EVERYONE TO KNOW ITS A SCAM....

called us, I just hung up on him.   I could barely understand him.

A guy name steven freeman keep callin me an say tha cash advance have a lawsuit aganst me in if I don't pay it I would go to jail they are askin for 593.00

Yes, I fell for their calles and authorized them to debit my account for $378.00, now  I am out of $378.00 and am filing a fraud claim. Do not give these people any information.

Contact the FBI..their website is www.ic3.gov     They will investigate this situation..all of us have received these phone calls and it is up to us to stop these fools in their tracks

to GBK
  I read your message and I also received a similar call.I was literally thjreatened by these guys.I did call the FBI and they gave me a website to file these reports.If enough people file their reports,the FBI will investigate these reports. the website is www.ic3.gov   file your reports to the FBI asap so0 they can conduct an investigation and run these fools out of business and proscute them.

To JT
  I,to received this call from these fools.I did call the FBI and they gave me a website to send in the info.this is their website..www.ic3.gov  They will investigate if enough reports are filed.

Virginia
  Contact the FBI website and report the incident..if enough reports come in,they will investigate..this is their website...www.ic3.gov.They same thing happened to me..I did call the FBI and this is the website that they gave me.If enough reports come in,they will investigate.

Bill
  Contact the FBI website and report them..I already did.I also got a call from a man with a heavy either spanish or middle eastern accent.He was demanding and rude.He did threaten me...The website is www.ic3.gov...Contact them.

I am sending a message to all those folks who received calls from this number.I have reported them to the FBI and they gave me a website to file the report..You folks out there send your reports to the following website so we can get these scam artists out of business and prosecuted.The website is www.ic3.gov   If enough of these reports come through,they will investigate it.I am hesitant to give my actual email and phone #, but I am following this message with a report to the FBI. Hopefully you will all do the same...You folks can message by referring to flyboy35.

This is exactly what I experienced.I did call the FBI and they gave me a website for these reports.I was also threatened and they demanded my phone # address and bank account #..The website for the FBI investigation is as follows: www.ic3.gov   If enough people reports these fools,they will investigate this scam..Please pass this info on to others so we can built up enough of these reports to have the FBI investigate these characters.Good Luck

Okay these people are absolutely horrible! They have threatened me and are persistant. I asked them to send my certified mail if I was really in trouble. They got nasty with me and threated to put a lawsuit against me and my family for not handling this professional. I blocked their number and then they changed it and called me again. The new number is 5302394213

Guy couldn't speak English very well.  Said something bad would happen if I didn't call him back.  This has to be a scam.  Beware

these people called me today threatining that because a friend of mine had defaulted on a loan and used me as a referance that I would need to pay a fee to remove my name from the account..$250.00(the first time).  They threatend me that if I did not pay by 3pm est. that I would be sued for $3000.00 and if I said no they would send investigators to my house, and place of business. I let my husband listen to the phone call and when he called them back to collect info from these indians, they refused to release any information but wanted my bank account number. They became very very very nasty and hostile and so we absolutely refused to give them any info at which point they became extremely irrate and said that the police were on their way to pick us both up. These people cannot get their lies straight as the amount to pay changed 3 times in one call.  First was 250.00 then 200.00 and final was 153.00. The 3.00 was prossessing fee.  Everyone we talked to (6 people) had heavy indian accents and all claimed to be police officers and supervisors.  These people are a total fraud!!!!

THIS CAT IS TOTALLY BOGUS....a wacko called me pretending to be from Financial Crimes division and with what I could understand, he was saying I owed money and could Western Union it to him and he would keep me out of a lot of trouble.  I couldn't understand him that well but I know he said I would be arrested in 48 hours...and that was 6 days ago.  He called back several time and I told him he to go blank his blank and he got mad and hung up, later he called again and tried to be calmer but it didn't work, I pissed him off and told him it would be a cold day in hell before I sent his skanky but one dime. He got really irrational.  First of all folks, its obvious he stole my information, had my social and e-mail correct but not my bank account.  If he calls you, you had better close your bank account and open a new one because he may steal you blind.  I reported his calls the the ag's office and the US Secret Service.   Second, I don't owe anyone anything but Chrysler for a car payment and its not late or behind. So this j***off is just phishing for information and trying to con people into thinking they owe money.  Now you might owe money but not to him. .If you send him any money I gurantee you he's a scammer.  BEWARE, DON'T SEND MONEY, DON'T TALK TO THESE CATS, they are Liers and thieves.

I keep getting calls from these f****rs at random times on random days. First it was some guy with a thick hispanic accent and now its some other guy with a thick indian accent. At the end he said "please call me back now or I do not know what will happen to you next" He said that "I have your number name and social security on file and I need to speak with you right now". Then he repeated his phone number bunch of times. He even called my friend and asked for me. These people are so f****ng annoying! And need to get a life!

This guy said he was an officer Peter Thompson of Financial Crime and Enforcemnet Network and told my mom that he's looking for my sister and that there is a warrant out for her arrest.  The client this Thompson man is working for is under contract with US American finance and stated that sister  borrowed money and never paid it back, whick is not true.  But they call the elderly and try to scare them into forking out money to help their children.

It's all a scam!

This guy started off by calling a friend of mines looking for me. Saying that he was an Law enforcement Agent . After that he started calling my cell phone and now my job. He has been everything from a lawyer, a police, a financial advisor and so on. He claims that I owe money and demands that I pay it.
He has a foriegn accent  and talks to you with disrespect

I spoke with an officer last week and she called to check out the "Collection Agency" and she gave them her badge number and they told her over the phone that she is not a real cop.  They get your information from an online service for about $5.00 that gives them your last four of your ssn, work and personal numbers including cellphone numbers.  They do try to scare you into thinking that they are a collection agency and they will take you to court if you do not pay them a certain amount immediately.  They tried to get $300 from me.  And if you look at exchange rates for other countries, the american dollar is going up in value.  So $300 here may be $1000 there.  Be sure to let family members know not to give them any information as well.  When they pull up your info, they also get family names.  So they can pull names from families as well.  I live in Colorado and they tried to tell me that I took a $100 payday loan from US Cash Advance.  If you google that company and go to their website, they have a big banner that states they have no connection with that scam.  They also only do business in Tennessee, And you need to be in store in person to do business.  I have never been there.  So Beware!  100% Certified Scam!

This is the 2nd call I have gotten from these people. Both times it was someone with a middle eastern accent, stating that they were with the "Financial Crimes Unit" and stated that I had defaulted on a payday loan from a year ago with a company by the name of "US Cash Advance". They stated that they had contacted me several times by email and since I had not responded, they would forward my case to the prosecuting attorney for my county. When I asked him what county I lived in he couldnt answer that, when I told him that he was bulls**t and I proceeded to explain payday loans to him (since I used to work collections for a payday loan company) he told me that I was a liar, that this call was recorded and if I continue there will be more charges against me. The # they used for the first one was #212-500-0839. When you ask to be transfered to a supervisor, they put you on hold yet the same person gets back on the phone. They think they are slick. Tell them that you are contacting the police department. Also ask them if they mind if you record the conversation as well. They love that!

officer Peter Black from US Law
Enforcement Department left a message on answering machine that my name and ss# came up in a case file and to contact him immediately before something goes wrong with me. phone # 1-201-234-4183 ext 1045
when I called him back he said my friend(used her name)took out a loan through BMG and listed me as guarantor and that I had to give him a favorable response or I would have to hire a lawyer and spend some time in the court system. He said my case file # 3741543757

http://800notes.com/Phone.aspx/1-714-333-2981

This is just another one of hundreds (and perhaps even thousands) of numbers these overseas payday loan debt collection scammers are calling from:

http://800notes.com/Phone.aspx/1-904-425-9141:

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal consumers' money.

Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Christian Nicholas & Associates, US Federal Bank, Sonic Bank, Hopkins Law Office, CashNet, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-336-553-3965
http://800notes.com/Phone.aspx/1-888-909-6789
http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444

...and, many, MANY more.

this guy called and spoke to my 12 year old son. He was requesting information that my son would not provide to him. When my son would not comply this guy told him that he was sending a law enforcement officer to our house and that he would be arrested and prosecuted if he was lying.

My son was very upset and called me at work. I starred 76 this number and spoke to this idiot. I demanded he identify himself. He said he was calling from United States Law Enforcement. I asked him was his title/rank and badge no was. I informed him that I myself worked for a law enforment agency and this was not an appropiate call. This guy started asking me questions again. I turned the conversation around on him requesting more information about him. He had a very heavy indian accent and at one point (when I wouldn't give him information) stated to me "dont u understand english" I was almost laughable. I told hiim I was recording our conversaton and had the conversation with my son recorded. He then hung up on me.    Guys a real piece of work

The security desk at my employer received a message from this firm, United States Law Enforcement Department, by an individual named John McCain stating that I will be taken to court.  Two weeks ago, from this same number, Officer Sandy Cruz called me directly to my extension to tell me that he has some serious allegations against me and that I will be taken to court.  I told him that the court would have to issue me a subpeona to appear in person. These people are illiterate and become very defensive when you challenge them.  When these dumb folk call you, inform them that the FBI and United States Federal Trade Commission.  These individuals call from a landline telephone listed with AT&T.  DO NOT GIVE ANY PERSONAL INFORMATION TO THESE PEOPLE AS CONVINCING AS THEY MAY TRY TO SOUND.  THESE PEOPLE ARE CROOKS FROM THE PITS OF HELL.

same deal with everything mentioned, the threats .. these guys use many different names and numbers.I just call them scammers and hang up. I called them back one day about ten times and harassed them aand finally the stopped calling for about a month.. then it starts all over again