I get these calls on my cell phone and i have no debts outstanding. My husband talked to them and they said they would remove my number from their call list...didn't happen. There is no way to block them, but I found a silent ringtone so that, at the very least, the ringing phone doesn't bother me. You have to add the number as a contact, then assign the silent ringtone to it. You still get the calls, but you don't hear them.

They keep calling and leaving no messege. Nobody answers when you pick up. How do they expect to take their calls seriously if they don't answer or leave a message.

it is ic systems   a bill collector, I get 5-15 calls a day and dont owe them anyting

get calls from this number, when you answer, no one there, if ou call back, get a fast busy signal.
no messages, no information.

Get a call frm this number 10 times a day and still dnt know what they want. Its really getting aggrivating

What you need to do is send them a limited Cease Communications letter - telling them that they are not to CALL you anymore and all future communications with you must be in writing mailed via US Postal to the address you provide on the letter.   Do not sign - just type your name.  (signatures can be copied onto contracts to make it appear you signed something)

The reason you are doing a limited cease communications letter is just to stop the constant calls.  


You send the letter to them via Certified Mail Return Receipt.  The receipt is PROOF that they received this letter.  Once they receive the letter and if they continue to call you keep a log of all calls who, when why etc,   If they violate the Cease calling letter - YOU CAN SUE THEM!    

Telephone Harrassment is ILLEGAL and that is what they are doing. BUT YOU HAVE TO STOP IT.  


THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    


The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Yeah, I it is IC Systems. One of Chases hound dogs.  They are absolutely the most aggressive collector I have ever dealt with.  I'm really not up on the laws regarding collection practices but they are ridiculous.  Like others, I can set my clock by their phone calls.  Chase is the perfect name for their bank.  Be late 5 minutes and they will CHASE you down like a wanted criminal.  Unfortunately they own my life. My house, truck and 1 credit card.  I get the calls on the CC.  Others are in good shape.  They are brutal though.

They call my cell phone and it ring once and then they hang up. Then they call the house phone everyday at 8am. You can set your clock to that phone call. I'm trying my best to pay everyone but when your hours at work get cut. You try to do the best that you can. Your just happy that you got a job when in RI the unemployment rate is 13%.

I have no money and no energy to answer...so still calling.Im never will answer your stupid calling.

They keep calling my job.  Company called IC Systems.  They will not disclose any information at all

Chase uses predatory practices for all it's financial dealings, and IC systems is known as the worst abusers of the collection process. Recorded messages to California are illegal, but they do it with impunity. Contact your legislator and tell them they need to re-authorize funding to police collection agencies and pull IC systems in off the long leash they have had.

YOUR BK ATTORNEY SHOULD BE HANDLING THEM FOR YOU!  
No he does not have to take calls, - but he should be sending them a letter to cease contact with you, and they have to get in line with the rest of your creditors as you go through bankruptcy

I suggest you contact a new attorney for at least a consultation if this one is not handling this the way he should

get this phone call every morning at 8:10am....no one is there when i answer. when i let it go to voicemail, there's no message. i am over this~

They call several times and there is no one on the other end. Its creepy. I have called back and it just disconnects.

These people from IC Systems harass constantly with phone calls every hour every day of the week.  When told that I am in pre-bankruptcy filing they demand the name and phone number of the attorney.  I have been told by my attorney not give his phone number to them unless I want to pay his hourly fee for answering and speaking with a clerk/telemarketer.  They continue to harass after I told them the debt should be charged off, it doesn't matter to me.  I have no other recourse to solve the debt. Phone rings immediately after my recorded conversation.  I have recorded the dialogue here as well.

I get several calls a day on my cell phone from this toll free number.  I do not answer toll free numbers.  There is no message left, just repeated phone calls.  I am beginning to get numerous calls daily (hourly in one case) from toll free numbers on my cell and my unlisted home phone number.  I have registered both numbers on the DO NOT CALL LIST.  There can be no legitimate reason for these calls.  If a company or individual has a toll free number, the phone company should require that their name show up on caller ID.  If they are legitimate, that shouldn't be a problem.  This is pure harrassment--and there seems to be no stopping it.

They always call twice, and as others have stated, you pick up the phone, and they hang up. Sometimes they don't hang up, you say, "Hello", and you never hear anything. No automated message. Nothing. Quite annoying.

Call and then hang up as soon as you answer

Caller calls continuosly and when phone call is answered....hangs up. I call back and phone hangs up. Caller keeps calling and calling, yet when I answer they hang up.

Crazy

Caller has called several times to my work # and never leave message