Looking for Cheryl Fox.  Told them no one here by that name never was never will be.  Very rude

Jerk offs just hang up.  I know they have the wrong number anmd am so annoyed by these harrassment calls.  This is my business line so I pick up thinking it may be a customer and then it's just a hang up.  If there is karma i hope these people get fried in the next lightening storm

I keep getting harassing calls from this number, claiming that they are trying to collect a debt on an account that has been paid in full and closed for over ten years.  I informed them in the first call that I would only speak to them when they provided proof from the original creditor that there was a balance but they cannot or will not do that.

GETTING CALLS FROM 210-853-2012 3 TO 4 TIMES A DAY!! THEYDO NOT SAY ANYTHING & HANG UP!!

They keep calling me and I don't owe anything, they are just rude and uneducated. This is the info I found on them.


This Business is not BBB Accredited
(336) 286-3111
View Additional Phone Numbers
4615 Dundas Dr Ste 102, Greensboro, NC 27407-1613
kaykerr@sourcerm.com
http://www.sourcerm.com

collecting a debt more than ten years ago

these calls are getting old real fast, they have called from this number and several others from all over the country. always ask for my wife by her former married name. she talked to them once, they said it was a credit card acct. problem is it was a 15 yr old closed acct. when she told them this they hung up on her. they continue to call every day. my number is on the do not call list and has been for years

Got the third call from these bottom feeders today and this time I answered the call as a live person was on the other end asking if this was this or that.  Told them I was tracking, logging and recording calls and to take my listing off their robocaller.  If any further are received they will discover that today was three strikes and you're out and will go to work on them.  Also see posts dated 30 March 2012.  Great site and folks.

I work in the cirulation department of my local newspaper.  As such, we get a lot calls from collection agencies in regards to our newspaper carriers.  I guess many of them have taken out payday loans or auto loans and may have fallen behind on payments.  Usually, I just inform the debt collector that the person they're looking for is a newspaper carrier.  I've been asked for their personal phone numbers, to which I state I am not allowed to give out that information.  Then they ask if I can forward a message, to which I say "No."  When they say something along the lines of, "Is this how you treat your employees - you can't give them an important message?"  I simply reply, "The person you are looking for is an independant contractor and is not an employee."  They usually call me a name and hang up around this point.  This particular number called with an automated message for one of the carriers - it asked if I was the person, and if not, to press a number.  Then they asked me to press another key if they had called the wrong number.  Hopefully they don't call back.

Got the second one today from this listing.  Tip for handling these low lives.  Wait until you get a live person on.  By now you should have invested in either an inexpensive body alarm or police whistle.  Give them a blast.  It's them harassing you isn't it, with no regard for your rights.  Then follow Lamet's advice. Have a good time.

I got a call from this listing today wanting to know if such and such is at this number, the one they called.  Then after you press this and that button the message states they want to update their records.  I just hung up as I have been getting the same routine from listings all over the country.  These worms are everywhere.  They must have plenty of money to have so many offices set up or they have one central H.Q. and phony up the listings.  I'm keeping careful records on these and will strike when the time is right. Thanks 800notes so much for your service and the fine posters on this website.   Have a good one.

Please Dont call the person you are looking for does not live here.
I have asked three times on the phone this is the lsat time before I file a Harassment case.
Thank you.

210-853-2012    You are bottom fishers who never have had a real job. What you are doing is illegal and you know it. Even if I did owe money, you would never get it because of the way you operate. If you ever get the guts to call person to person, I would tell you that. #1 I will have your carrier pull the pug on you. # 2. Notify the NH Attoney General # 3 Notify the Federal Trade Commission #4 Get your "Real" address so my lawyer may serve you with papers.     Your're out business scumbags!!

Someone keeps calling me from this number and when I call back and ask who they are and what they are calling me for they hang up.

Calls my home number, automated message asking if you are the person named and to press one. Sounds like an automated bill collector.

I've received numerous calls within the same day from them too.  They contacted me a couple of months ago; I told them not call because I was not the person they were seeking and that person was not known to me.  Two months later they started me calling me again.  They are a debt collector and they go all "debt collector gangsta" on you...poor listening skills, insisting you must be the person they're seeking. LOL  The company name is Source RM.  This time I found there's several things that you can do to stop them: 1) turn the tables on them: keep calling them until they finally block you from calling them; 2) have your cell or landline provider block their phone number; 3) file at complaint at the FTC website.

It is a debt collector.  I have already settled this debt, which I tried to exlain to them, but they said that they would just keep calling and hung up on me.  I tried to call back and straighten it out and spoke with the rudest person on the planet.  If you are truly interested in settling your debt, call the original creditor -- these people are the a waste of time and probably scamming you.

Received a text message from this number:  PLEASE CALL

That's all the message said, and since the phone number didn't come from anyone in my contacts list, I did not feel comfortable calling back blindly.  Sounded kind of creepy, to say the least, like a stalker, so I haven't called back and was just checking a reverse look up to find out who owns this number, however I cannot find any info and was directed here instead.

SOUNDS LIKE A DEBT COLLECTOR

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

They refuse to give the name of the business and they keep calling and harassing me.

I get a call at least twice a week from this number I called back recording says to hold the line goes dead

Received an unsolicited call from this number wanting me to call and 877 area code. This is full of BS as my number is on the "DO NOT CALL" list.

call but never leave message

I just got a call from this number, It was a recording asking for my mom and it'll ask if the person thats on the line if your the person they are calling for and if you are to stay on the line, if not hang up. lol, I just hung up them. lol.

Unknown number.  Keep receiving calls from this number.