try not to worry .we live in the info age .bad people do crappy things.have you ever heard of a social security number being blocked?really?You can always call the social security to find out who would have the power to do such a thing.Iam glad you did not lower yourself calling this freak back.....good for you.

I recently recieved a phone call from these guys a few weeks ago and had been set-up on a payment plan with them for $110 for a year to total to about $1200. They called again today to "scare" me into paying for another case of assault and battery but could not give me any info on anything.i told them that i would not be sending any more money to them for the supposed debt that i know i do not owe.

Is something going to be done about these guys??  They have called me twice told me I need to get a lawyer to go sit in front of the court house and only God can help me now...what is the deal with this???  I have never heard of collection companies doing this....they threaten you before they even talk to you...makes me want to threaten back...they better not call anyone I know.

Same creeps are calling from 347-844-6701.  Use names like Ryan Smith and say they are with the United Investigation Legal Bureau Department.  What kind of idiotic name is that?  They are guilty of the Federal crime of EXTORTION!  They should be reported to the State Attorney General's Office and the Federal Bureau of Investigation.

This call happened again to me again. They call us every day. This time I told them I would be contacting the FBI and they called me a fraud! HA HA.. After I hung up with these jerks, I called the police. The Police told me I could contact the FBI about this, and I should block their number. I want to get a lawsuit against these people. They really ticked me off now! These jerks call from 951-200-3254. I suggest you go to the FBI about this. It must stop!

they got me for my money...i didnt get a chance to even investigate them before i had western unioned 250 dollars i didnt even have to them.  the state attorney in texas said they dont have a debt collectors bond and that no company by the name of united legal investigative bureau existed.  i was threatened with jail, and when i told him he couldnt harass me he called me a b***h and told me he was sending the police to come arrest me here in florida.  I explained to him that I wasnt trying to avoid paying the debt, however I needed some type of validity to prove this, he then gave me the case number for this issue, and told me that i needed to pay them 3 x's the amount i borrowed from VC lending.  He gave me the same number 480-365-0155 to a roy campbell, and said it was too late for me to work out anythimg with the company because he was going to prosecute me.  He called my job and told them I was going to be arrested within the next 2 hours.  I had my lawyer call and he called him a punk a** m'fer.  He then called me back and told me to send the damn money, i was already going to the western union and i was so scared i sent it anyway...now i dont know what to do...the texas state attorney office said i could file a complaint, and so did florida.  but where is my money? western union says they cant give it back. HELP!!!

This person called my work and left a message Supervisor's Assistant stating I am being investigated for fraud and they want to verify I am here at work so they can send an officer to pick me up. They also called my house saying I owed them money and that I will be arrested

This person called my work as well and threaten the same thing. Does anyone have an address on these people so that I can file a complaint? Is this a legit company? I cannot find any infomation on them. These people had my social #!

A man by the name of Andrew Brown called my office and ask for me.  I was out  sick that day.  He asked to be transferred to my supervisor or a manager.  The person who answered the phone told him if this is work related he replied that I was being investigated for debt.... The office told him that this my personal business and he is not supposed to tell other people that and the only thing they could do is to get his name & number and give it to me.Do you who this people are? the number he left was 408-404-3021.
Please help

I too got the same type of call but it was from a different "gentleman" if you want to call him that. He started to tell me I was being investigated for bank fraud because after they took over 500.00 in interest in 2 months time, I closed my bank account and pay cash now. This was for a 200.00 pay day loan with SSM. He provided me a so called legal case number and tried to get me to talk more. After I thought it was a hoax, I told him I was going to complete a conference call with the local police departments (as he said I was going to be arrested). I called the police department and she asked my name - when I told her she paused (pulling up my information I bet) and then she advised me to call the Social Security Administration to protect my number from fraudlent activity. I then contacted the State Attorney Generals Office in the state I live in and found they also had no information on me. All this through my lunch. I got very upset and called the phone number back - getting a general voice machine and left a message of my own ----- telling him what I checked.... he later called back and provided me the phone number of Roy Campbell of 480-365-0155. To call him and get things worked out (which I never did). Oh by the way - prior to closing my checking account I did in fact contact SSM about my loan with them. I requested an address because I was going through a credit management service so I could start to pay them back.... Did I forget to tell you they didn't have an address to provide to me because the money is taken care of out of Nigeria. Also try to pull up the area codes here - no such area code in the US...... I learned my lesson on this one. My credit managment service rep had informed me - they can't collect until they send it to a collection bureau in your own state....

This person called my work and left a message Supervisor's Assistant stating I am being investigated for fraud and they want to verify I am here at work so they can send an officer to pick me up. They also called my house saying I owed them money and that I will be arrested.  His name is William Buxton and they withdrew additional funds that I didn't authorize!!!

Do not talk to these people and certainly do not send them any money.  I receive calls on my business phone for one of my associates.  I simply put them on hold and never return.  This seems to work the best.  I talk to them about Privacy, because they leave way too much information on a voice mail.  They say they do not care.

If you have time, it is really easy to get under their skin.  Identify yourself as "Officer Allah".  That really pisses them off.

I also tell them that I will not cooperate unless they give me their real name.  Then ask them if they do not have better things to do, like blowing up airplanes or something like that.

Have fun with them.

so did u get any letters from them saying u have to go to the court? coz' this just happened to me today,even though i know its a scam i'm still scared,pls reply

I received some phone calls from someone named "Lisa Smith" and ?David Jones? who claimed to be from "The Law Office of Crime Monitoring Center" on my job. They are of foreign accent like India/Iranian people. This center is located in Campbell, California.  She used the same speech...I have a legal matter pending against me with their law firm, that  I took out a payday loan and didn't pay it back, etc. I did take out a payday loan but it was from One-Click Cash and I am making monthly installments on it.  It started on August 24, 2009 and ended September 2, 2009.  Lisa Smith said if I did not pay her $5,000.00 she w0uld have me arrested and send paperwork to my job and have me fired.  I told her that I did not have $5,000.00, so she said that she could not help me. I thought that she was for real and I told her all I had was $400.00 on me and she said that it would be settled for $795.00.   When I asked her to repeat her information (which "law firm" she was with, what was the name of the payday loan company I supposedly took a loan out with, etc) "Lisa" got  VERY rude with me.  I never hardly ever talked to ?David Jones? just ?Lisa Smith?.  They then asked me if I had a Visa/MasterCard and I told them ?NO?! I then went to Walmart and purchased a prepaid Visa debit card and put $600.00 0n 2 cards to send to them and I told ?Lisa? that?s all I could come up with. 2 weeks later  David Jones called  back  and asked If I  had the rest of the money and I told him ?No? , so ?Lisa Smith? said that I?d better send them the $200.00 or I will be in serious trouble the rest of the week.  I asked her if I could send them a money order and she said ?No? just put the money on my Prepaid Visa Debit card and t hat I had 1 hour to do it or perish. I then proceeded again to Walmart and put the money on the card, called them and gave the Finance Department the number off of the prepaid debit card. David Jones said that they were going to send me some information in the mail and I?ve never received, I?m out of $800.00 from these folks and it is anyway that I can get my money back. It put me in the poor house real quick.  cards/money order/telephone numbers/fax numbers /where they can be reached for your information. The moral of this story is that these are scam artists who are preying on people who may or may not have outstanding debts and I became a victim of a scam operation! The bottom line is that what these people are doing is illegal. They are misrepresenting themselves as being attorneys or being from a legitimate business, when in fact they are operating out of illegal storefronts. Think about it...whenever you try to contact these people via phone, their numbers are out of order. What legitimate business operates like this? Even convenience stores have operating telephones!  They CANNOT arrest you, they cannot have you fired (based strictly on the fact that you may or may not have an outstanding debt) from your job. All they can do is bother you on the phone. They don't like being caught in their lies and they hate to be challenged. P.S When I talked to the representatives about these people, he said that it was a scam and I do try my best to pay my bills whatever they are and that they make be scamming people to get this money and it may be going overseas. The secret service said these people are from over in another country and the phone numbers are funneled into our country and get your account numbers and personal info. off of different websites and threaten you if you didn't pay. you just close your account(s), call the federal trade commission, secret service, put an alert on all credit bureaus and with your bank. I was threatened also with legal proceedings and they said they would be on my front door to take me to court along with my references.  I also have a legitimate account number for One-Click Cash, but I?d bet if you called them they cannot verify any account numbers  or anything.
Crime Monitoring Center the BBB says this is a Collection Agency in California but it rates a F. There is no website listed or nothing.

Crime Monitoring Center
1432 Hoffman Lon
Campbell, CA  95008
Tel: (661) 210-4684(Their time zone is 2 hours behind us)
Fax: 310-881-6971/
941-961-8518-CELL PHONE

Consumer Alert: Attorney General warns Kansans of debt collection scam

January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers.   Consumers are warned to not submit payments to these fraudulent debt collectors.

When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid.  Consumers state they have never obtained such a loan or paid off the loan years ago.  The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names.  It appears the phone numbers used by the scammers are ?spoofed? numbers, so that the number appearing on a consumer?s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.

When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent.  These scammers have been able to provide consumers with identifying information, such as the consumer?s social security number, home address, e-mail address, names of family members and the consumer?s computer IP address.  Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.

If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court.  Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union.  The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as ?We?re filing an affidavit against you? or by stating a lawsuit has been or is in the process of being filed against the consumer.

A hallmark of each scam has been calling consumers repeatedly at their place of employment.  This scam hit home when an employee of the Kansas Attorney General?s Office was repeatedly called both on her cell phone and at work.  Despite the employee?s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an ?officer?.

?I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ?If that?s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming?,? stated the employee.

?It is important for consumers to know their rights under the law,? Attorney General Six said. ?If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.?

Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact.  The notification should contain  information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer?s arrest, or using the threat of violence.

More information is available on the Federal Fair Debt Collection Practices Act at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf.

To register a complaint with the Kansas Attorney General?s Consumer Protection Division, call 1(800) 432-2310 or visit www.ksag.org.

http://www.ksag.org/page/consumer-alert-attor ... collection-scam

deep accent sounds like someone from india telling me i would be arrested by the fbi for internet fraud for taking out an payday loan and not finish paying on it...well i have probably paid 800.00 dollars on a 200.00 dollar loan, they said when you want to pay it off we will quit taking the 60.00 dollars every two weeks out of your check, well no one would ever answer phone to tell them so i could pay it off, so i closed my account out and that was almost a year ago and there just now calling and threating me,even at work. when i try calling this number back says been disconnected or out of the country.

Received a call on Friday from some guy claiming to be from the United Legal Invenstigations office.  His name was Craig Stevens.  He then proceded to tell me that he had a debt in his office that I owe and that I am going to be brought up on charges of fraud, theft and so on and so on.  When I asked for documentation on this debt to be emailed to me, I was told that they could not send me that information until the debt was completely paid in full.  When i asked what the amount was I was told that the original loan was for $200.00 but with interest and all that stuff it has risen to $2000.00 and I had to come up with 50% today or they would proceed further to taking action such as having me arrested and jailed for up to 2 years.  I told the man that I would be happy to take care of the amount if he could send me documentation he then started getting very rude and yelled at me on the phone.  He scared me to where I told him that I would pay the 50% he told me that he needed my credit card when I told him that I did not have one he told me that I needed to go to the nearest pharmacy store and purchase a prepaid debit card, put the funds on it and call them with the card number.  He also told me that he could activate the card for me to just call with the number.  I rant this by my husband who was very suspicious and told me to call our lawyer friend.  He told me that this is probably a scam and that I should not send them any money and request for everything in writing.  If they cannot provide that to me, they are going against the law.  I received 5 calls from them that day and now today so far I have received 4 calls within an hour span and they have also contacted my employer who happens to be in the same office as me.  I explained the situation to him and he has asked that they not contact him or this office.  After I refused to answer 2 of their calls, they called my employer again.  This time I got on the phone and told them that they can send any information to my lawyer provided them with his mailing information.  They requested his phone number and his bar number which I was told not to give other than the address for them to send the documentation to.  Today I spoke with 3 different people, Craig Stevens, Jake Wilburn, Anthony Stevens and Greg Spews (?).  I told him that he was going against the law and that he has not even given me documentation of the debt which is required.  He then started yelling at me and told me that he will have me arrested amongst other things, I yelled at him and told him to contact my lawyer in writing, he continued to yell and ask for his phone number and bar number, so I hung up on him.  I am in the process of sending out a "Cease and Desist" letter along with emailing complaints to my Attorney General and also Florida's Attorney General after I read information on complaints from other people.  Thank you to the ones who took the time to post this information because I wouldn't have been able to take the avenues that I have so far if I had not read your posts.  Mahalo from Hawaii!!!

Caller (Richard)left message on my work voice mail. Stating he was call from ACS  legal department. The caller preceeded to disclose the last four digits to my social security number and said he was pressing charges and before something wrong happens to you give me a call back at 954-603-5038.

this phone number has nothing to do with what you replyed to, you should keep your religion comments to your self.

I received the same phone call from a supposed loan investigation company who was going to throw me in jail if I didn't send him 293. immediately. I called the police and he told me not to send them anything until I receive a copy of the loan with my signature. I went to the loan officer att the bank and he said they get that all the time and these scam artists clean out your account. They changed my bank card number in time thank God.

do not give them any money. if you think you may owe a debt, then contact the original creditor. as ashamed as i am to say it, i let them intimidate me and over the course of a year and a half paid them over 10,000 dollars. they are scam artists, and horrible people who will say anything to get your money. if you have given them any card numbers or bank numbers cancel the cards and close the accts. i hope that someone can learn from my mistake before they are out as much as i am. report them everytime they call!! ec's posts are full of great advice, and i am thankful that i finally found this website and have gotten such useful advice and info! oh and by the way, they are also calling themselves jason reed and associates.

I received a call similar to the above described only it was from a different number it came from 941-961-8518 and told me to call back 818-338-5073 he referenced that it was from cashnet however i did have a payday loan but not from cashnet form another company is this a scam. he got me very scared that he would be sending someone to my place of employment and a cout date would be filed tomorrow and would likly have to pay 5000. or so or even 1 yr in jail what should i do

These guys were featured on 60 Minutes.  They got their information by hacking into Internet sites, and they threaten lawsuits against the last 4 digits of your Social Security Number.  They speak with an Indian accent, and they claim you will face "harsh legal action" unless you send them between $500 and $1,000.  They are total idiots because their name does not even make sense:  United Investigation Bureau Department.

They use names like Roger Smith and Jack Jones, but their real names are probably something like Mahamanda Yogananda.  They can barely speak English.

They use various call back numbers including 347-844-6701 and 718-766-7916.

The best idea so far was what Paybackisabeatch suggested.  Turn the tables on them.  Call them back, ask for Habib, waste their time so that they cannot make money with scam calls to extort money from honest people who may get frightened or confused.

Nothing wrong with "playing the Christian card" as you put it, unless of course, you are biased against Christians.

ABC News just did an investigative piece on this particular scam operation. Here's the report:  http://abcnews.go.com/Business/story?id=5621205&page=1

TN Database  480-365-0155
Telephone Company:  QWEST CORPORATION
Number: 1-480-365-0155  
State: ARIZONA
Office: PHOENIX
Switch: SCDLAZTHDS0
Record ID: 14803650155
Entry ID: 4803650155
Records: 30
Updated: 04-29-2008
Status: ASSIGNED

Since you decided to play the christian card - like that matters to anything - why don't you "turn the other cheek" or "forgive and forget"?

Well, our fine Marines are currently based in the West African country of Djibouti and quietly kicking terrorist a** in neighboring Somalia....maybe they can make a side trip to Nigeria and teach these scoundrels some manners.  :oD

Today I received a phone call on my cell. It was from a foreign sounding guy stating he was from the United Legal Investigation Bureau. He stated that a friend of mine was committing fraud and had used my name. He further stated that both my friend and I were to be arrested in a few minutes. He offered to help me clear this by faxing me two sheets of paper and said that he had talked to the Attorney General. One paper was for me to submit to him my Name, Age, Credit Card, Exp Date, CV2 number and SSN. His phone number was (607) 428-0037 and his fax is (347) 438-3332. I contacted the Florida Attorney General and reported this scam, I also stopped at the Titusville PD station to further report it and to ensure that there is no arrest warrant against me, there isn't. I also called my friend (they even had his SSN and a previous address). He contacted them and found that they had other names than mine and were calling them. This is a scam. I searched their name and found several entries of others who had fallen for it. If anyone else gets this call they should contact the Florida Attorney General, the Federal Trade Commission and the FBI. These phone numbers are redirected to Nigeria so there is nothing that can be done except for damage control.

Update:

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com    
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone who are posing as federal law enforcement. Be sure to give as many details as you can.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857