Don't believe this message - It is phony - bogus - written by one of these SCUMBAGS. I like the message about keeping them on the phone for as long as you can - try it...

i hope this will help anyone being harrassed by this company. this morning i recieved a phone call from a man who calls himself andrew dell. he claimd that back in novembeer 2008, his company "advance cash/pay" deposited $300.00 into my account and because i never paid the money back, fraud charges were being filed in court against my name and socila security number. i immedialtley contacted my banking institution to see if a said transaction even occured. my bank assured me that not only did a transaction NOT happen, but my bank aacount was not opened until december 2008. so naturally thay could not have deposited cash in a account that did not exist. Andrew Dell threatend to call police and have them come to my house and arrest me. calling his bluff, i beat hi to the punch and called the local police myself. the police came, took information including the 212 number andrew called from and other information about myself. he then called the number and spoke to andrew who after realizing he was speaking to a police officer; hung up the phone. please beware of information you put on the internet, these criminals are out to get you. dont be in such a hurry for payday loans, if you cant go to a facility and see and speak to someone, dont do it online. we cannot see the faces behind the screen, and we dont know who is getting our most prized possion...our identity. andrew dell and his colleages are full of s**t, and are trying to scare you. i recommend that you change your account number, block their phone number, and file a compaint with your local police department. afteer being a victim, i feel it is my duty to warn and educate others. dont be a victim twice. take the necassary precautions to protect yourself. lets put these criminals in jail were they belong. continue to report them and cause awareness to others.
dont believe the hype.

My story is the same a man with an Indian accent name Joe Mackivan left me a message at work today. Said a lawsuit is pending against me social security number and that I would be "in big trouble" if I didn't call them about payment. When I called the number 347-602-4541 I spoke with a Curtis Jackson which I'm sure is a bogus name. He had an accent as well. He yelled and literally acted like a child. i told him I'll see him in court when the time comes.

I also received a call from Joe Mackivan (I'm glad you could understand it, because I sure couldn't!) with the number 347-602-4541 at my work phone number.  He asked for me by my maiden name...I've been married 16 months, and filed bankruptcy since I've been married, so I'm not worried whatsoever, but everyone please listen - you CANNOT go to jail over this. This is a scare tactic and you absolutely cannot get picked up on CRIMINAL charges for a CIVIL case.  These people have to go to court first, get a judgement against you and the most they could do is garnish your wages.  But you can't go to freaking jail.  I laugh at these people...they are extremely uneducated and obviously LOVE trying to intimidate people behind their phone calls. Don't let them get a rise out of you...that's what they want. :)  Kill 'em with kindness.

I got a call 1 morning, some one called Steve matthew. he gave me the information about a legal case which was going to be held against me. he had each and every detail of mine like account routing number, bank account number SS# and he also know my Mom. he then passed the called to his senior attorny. his name was andrew dell. he explained me each and every detail of the case file and gave me an oppertunity to resolve the issue out of the court. i rejected that proposal. he thretend me that cops and investigators will be at my home to pick me up. i believed that it was a scam and i hunged up. In 2 hours as he said cops and investigators broke down at my house with a law suit. The took me for introgation in the local police station. they had all the solitechnical proof of money deposited in my account as well as the recording of the conversation between me and Andrew. I got to pay my time and money to the court. now i had to pay a sum of $5000 to the court and i got a criminal record. i realized i could have solved the issue out of the court.

i wished i could have solved the issue out of the court. the got high power. Andrew Dell was my attainder and he got an indian accent. I am paying a large amount as i did not solved the issue out of the court. this is ma suggession solve the issue out of the court

i got a call from the affidavite consolidation services and they offered me to resolve the fraud issue out of the court. The company named advance cash is filing the case against me and i need to pay the money.

My story is the same a man with an Indian accent name Joe Mackivan left me a message at work today. Said a lawsuit is pending against me social security number and that I would be "in big trouble" if I didn't call them about payment. When I called the number 347-602-4541 I spoke with a Curtis Jackson which I'm sure is a bogus name. He had an accent as well. He yelled and literally acted like a child. i told him I'll see him in court when the time comes.

These people keep calling me I dont have any loans they say they are going to call police
and have me arrested when I call them back they say they dont have a case number for me
I think this must be a scam!!! Very thick indian accent.

Whatever you probably work for the company why did you settle anythin unless you really owed the mone!!

That is bu***hit,  you know no police showed up at your home and arrested you.  Loans/credit issues are civil matters. Nice try scammer

I too have been getting these calls and have had a loan but it was pd back so i don't know what is going on here.

I got a call today from (212) 372-7274  Some guy with an Indian Accent. Said alawsiuit was filled against my name or social security number.  he verified my cell phone number and my bank info.  I had a loan with  a company but the people were paid back except one and they have me on a payment plan.  This bogus and these people need to stop.  They are harrassing me.

They also call from 516-717-1623. Same story…they threatened me with a criminal suit, etc. FIrst "Andy Hunt" with a thick Indian accent said he needed my attorney's number. I don't normally keep an attorney on call, so I tried to get as much information from him. FIrst he said there would be a criminal case filed against me in California superior court in a non-existent county in California. He then rattled off the charges against me, including some federal charges. As soon as he said the non-existent county I realized it was a scam. Scary thing was he had all kinds of personal information on me. I hung up on them, and tried calling them back. They answered with a barely audible hello with a bunch of noise in the background. These guys are at the least scammers, at worst terrorists.

Don't believe this message - It is phony - bogus - written by one of these SCUMBAGS. I like the message about keeping them on the phone for as long as you can - try it...

I got a call from an Ari Young last night on my work voice mail stating that a case was being filed in their court jurisdiction under my name and social security number for fraud.  Mr. Young stated that he was from ----- Consolidation Services.  I couldn't understand the first word because he had such a thick accent.  He stated that if I didn't call back in a few minutes I would be subject to arrest and be taken to jail.  

I called the Attorney General, Lisa Madigan's office about this and spoke to Barbara.  She instructed me to call them back and get as much information from them as I could.  She told me to inform them that we are in a Chapter 13 plan and will not be discharged until 2011.  

I called back and got a gentleman that sounded like Mr. Young but could not understand me.  He gave the phone to Andrew Dell, who stated he was the Senior Attorney for Affidavit Consolidation Services and went on to tell me that a case was being filed against me.  He started to give me the case number and I explained that I was in a Chapter 13 reorganization, at which point, he became very nasty and irate and told me that there was nothing he could do for me now and that I needed to have my attorney call him and he hung up on me.  

I called my attorney's office and left them a message asking them to handle this matter and I again spoke to Barbara at Lisa Madigan's office to let her know what had happened.  She is sending me paperwork to file a claim against them so they understand they cannot harass individuals in this manner.

Interesting enough I to have been called by ACS just yesterday. The inital message came on my voice recorder from derek smith (He had a thick accent) He claimed that there was issue with ss number and that they had a strong case against my ss # .  And I needed to call ASAP his direct line.  I did not get home until 9.00 in evening I tried returning call to leave message.  The number he left had a message on it that started out FRAUD Im sorry this user cannot accept any more voice mail messages?  

So I called this morning Sat to see if I could find out about this.  When I called I indicated I was returning Derek Smith's call.  The response I got was who?  They then asked for my name put me on hold and then came back and said co-worker had my file.  A James Carter then got on line and identified himself as senior attorney for ACS and listed his badge number.  He said that they had a
received affidavit that I had taken out a payday loan from Cash Advance USA in the amount of 300.00 that I had not paid back.  ( I do have a couple of payday loans outstanding but not from that company)
I had not heard of cash advance USA before and I was not aware of any outstanding loan with that company. So I told them I would have to call them back.  I   since have found
a website for cash advance USA but it does not list a customer service phone number.  So I e-mailed this company directly to see if they had a outstanding account if so when was it opened etc.  I told them I was trying to determine if my identity had been comprimised.  I am still awaiting a answer.  In meantime I have placed a fraud alert on my credit reports. The call back number I was given for ACS was 347-289-3905 and was told it was based in Brooklyn NY.
I have since read all the posts about this company and feel I am yet another victim of this scam.

The honest people who are posting the truth about you and your associates are on your tail.Do you really think we are so stupid as to believe the dishonesty you are posting?

Names to date: Shawn,Bob,Shane Francis,Don,Robert numbers to date are:772 324 7192 -  310 697  3115-630  239  5928- 800  669  0102-  816  516  7858-  858  367  5180-  864 644 1007-  866 412   0794-800  827  1063-  516 777 0931  I keep these numbers by my phone and add to them every time another comes in.I turn ALL over to my States attorneys office!!!  And the police department.

Liar! Liar! Liar!

I am all over you, along with the other honest people you are trying to intimmidate.Keep posting lies and we will inventually catch you.

Believe you are right. I am following this closely and turning all questionable calls and posts over to my attorney general. I guess they dont know how to use their printer?

I have been on all afternoon researching the numbers,names and Services? They claim to be associated with. Its all the same on ALL the sights I researched. I have an old fashioned tape recorder next to my phone now and will record all calls from now on.I have alerted my bank,the FTC,local police and my states attorney.It is a matter of time before they call the wrong person,perhaps a sting operation or FBI or some one with knowledge of how to trap them. In the mean time do not go to any on line pay stores It doesnt look as if they can be trusted.

Public Notice!

Are you into financial difficulties?Have you sought for a reputable financial service provider without finding one?Then search no more. Excel Finance Institute is a reputable financial service provider with many years experience.

This is to inform you that Excel Finance Institute is currently offering funds loan to individuals/companies at the interest rate of 3%. At Excel Finance Institute ,our customers comfort and happiness is our goal.What are you waiting for?...Contact us today For further details at: excelcashcraft@gncn.net

All interested applicant should contact us immediately for more information.

LOAN APPLICATION FORM

1)  Full Name:…………
2)  Gender:………………
3)  Country/state/city:……………………
4)  Home Address:……………
5)  Amount Needed As Loan:…………
6)  Loan Duration:……………
7)  Mobile Number:……………
8)  fax Number:……………
9)  Occupation:……………
10) Monthly Income :…………
11) Salary Date:……………
12) Purpose Of Loan:…………
13) Have You Applied Before:…

For further details contact us at: excelcashcraft@gncn.net

Public Relation Officer
Excel Finance Institute(E.F.I)
E-mail:excelcashcraft@gncn.net

NOTE: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed.  If you have received this email in error please notify the system manager.  Please note that any views or opinions presented in this email are solely those of the author and do not necessarily represent those of the company. Finally, the recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.

Public Notice!

Are you into financial difficulties?Have you sought for a reputable financial service provider without finding one?Then search no more. Excel Finance Institute is a reputable financial service provider with many years experience.

This is to inform you that Excel Finance Institute is currently offering funds loan to individuals/companies at the interest rate of 3%. At Excel Finance Institute ,our customers comfort and happiness is our goal.What are you waiting for?...Contact us today For further details at: excelcashcraft@gncn.net

All interested applicant should contact us immediately for more information.

LOAN APPLICATION FORM

1)  Full Name:…………
2)  Gender:………………
3)  Country/state/city:……………………
4)  Home Address:……………
5)  Amount Needed As Loan:…………
6)  Loan Duration:……………
7)  Mobile Number:……………
8)  fax Number:……………
9)  Occupation:……………
10) Monthly Income :…………
11) Salary Date:……………
12) Purpose Of Loan:…………
13) Have You Applied Before:…

For further details contact us at: excelcashcraft@gncn.net

Public Relation Officer
Excel Finance Institute(E.F.I)
E-mail:excelcashcraft@gncn.net

NOTE: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed.  If you have received this email in error please notify the system manager.  Please note that any views or opinions presented in this email are solely those of the author and do not necessarily represent those of the company. Finally, the recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.

Public Notice!

Are you into financial difficulties?Have you sought for a reputable financial service provider without finding one?Then search no more. Excel Finance Institute is a reputable financial service provider with many years experience.

This is to inform you that Excel Finance Institute is currently offering funds loan to individuals/companies at the interest rate of 3%. At Excel Finance Institute ,our customers comfort and happiness is our goal.What are you waiting for?...Contact us today For further details at: excelcashcraft@gncn.net

All interested applicant should contact us immediately for more information.

LOAN APPLICATION FORM

1)  Full Name:…………
2)  Gender:………………
3)  Country/state/city:……………………
4)  Home Address:……………
5)  Amount Needed As Loan:…………
6)  Loan Duration:……………
7)  Mobile Number:……………
8)  fax Number:……………
9)  Occupation:……………
10) Monthly Income :…………
11) Salary Date:……………
12) Purpose Of Loan:…………
13) Have You Applied Before:…

For further details contact us at: excelcashcraft@gncn.net

Public Relation Officer
Excel Finance Institute(E.F.I)
E-mail:excelcashcraft@gncn.net

NOTE: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed.  If you have received this email in error please notify the system manager.  Please note that any views or opinions presented in this email are solely those of the author and do not necessarily represent those of the company. Finally, the recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.

Public Notice!

Are you into financial difficulties?Have you sought for a reputable financial service provider without finding one?Then search no more. Excel Finance Institute is a reputable financial service provider with many years experience.

This is to inform you that Excel Finance Institute is currently offering funds loan to individuals/companies at the interest rate of 3%. At Excel Finance Institute ,our customers comfort and happiness is our goal.What are you waiting for?...Contact us today For further details at: excelcashcraft@gncn.net

All interested applicant should contact us immediately for more information.

LOAN APPLICATION FORM

1)  Full Name:…………
2)  Gender:………………
3)  Country/state/city:……………………
4)  Home Address:……………
5)  Amount Needed As Loan:…………
6)  Loan Duration:……………
7)  Mobile Number:……………
8)  fax Number:……………
9)  Occupation:……………
10) Monthly Income :…………
11) Salary Date:……………
12) Purpose Of Loan:…………
13) Have You Applied Before:…

For further details contact us at: excelcashcraft@gncn.net

Public Relation Officer
Excel Finance Institute(E.F.I)
E-mail:excelcashcraft@gncn.net

NOTE: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed.  If you have received this email in error please notify the system manager.  Please note that any views or opinions presented in this email are solely those of the author and do not necessarily represent those of the company. Finally, the recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.

Public Notice!

Are you into financial difficulties?Have you sought for a reputable financial service provider without finding one?Then search no more. Excel Finance Institute is a reputable financial service provider with many years experience.

This is to inform you that Excel Finance Institute is currently offering funds loan to individuals/companies at the interest rate of 3%. At Excel Finance Institute ,our customers comfort and happiness is our goal.What are you waiting for?...Contact us today For further details at: excelcashcraft@gncn.net

All interested applicant should contact us immediately for more information.

LOAN APPLICATION FORM

1)  Full Name:…………
2)  Gender:………………
3)  Country/state/city:……………………
4)  Home Address:……………
5)  Amount Needed As Loan:…………
6)  Loan Duration:……………
7)  Mobile Number:……………
8)  fax Number:……………
9)  Occupation:……………
10) Monthly Income :…………
11) Salary Date:……………
12) Purpose Of Loan:…………
13) Have You Applied Before:…

For further details contact us at: excelcashcraft@gncn.net

Public Relation Officer
Excel Finance Institute(E.F.I)
E-mail:excelcashcraft@gncn.net

NOTE: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed.  If you have received this email in error please notify the system manager.  Please note that any views or opinions presented in this email are solely those of the author and do not necessarily represent those of the company. Finally, the recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.

Public Notice!

Are you into financial difficulties?Have you sought for a reputable financial service provider without finding one?Then search no more. Excel Finance Institute is a reputable financial service provider with many years experience.

This is to inform you that Excel Finance Institute is currently offering funds loan to individuals/companies at the interest rate of 3%. At Excel Finance Institute ,our customers comfort and happiness is our goal.What are you waiting for?...Contact us today For further details at: excelcashcraft@gncn.net

All interested applicant should contact us immediately for more information.

LOAN APPLICATION FORM

1)  Full Name:…………
2)  Gender:………………
3)  Country/state/city:……………………
4)  Home Address:……………
5)  Amount Needed As Loan:…………
6)  Loan Duration:……………
7)  Mobile Number:……………
8)  fax Number:……………
9)  Occupation:……………
10) Monthly Income :…………
11) Salary Date:……………
12) Purpose Of Loan:…………
13) Have You Applied Before:…

For further details contact us at: excelcashcraft@gncn.net

Public Relation Officer
Excel Finance Institute(E.F.I)
E-mail:excelcashcraft@gncn.net

NOTE: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed.  If you have received this email in error please notify the system manager.  Please note that any views or opinions presented in this email are solely those of the author and do not necessarily represent those of the company. Finally, the recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.

I AGREE WITH YOU.  THERE IS NO CRIMINIAL CHARGES THAT WILL BE FILED FOR A PAY DAY LOAN NOT PAID BACK TO THESE BASTARDS.  THEY ARE GOOD AT TRYING TO SCARE PEOPLE.  ME MYSELF I DONT SCARE EASILY SO I AM SAVING EVERY MESSAGE THEY LEAVE ON MY VOICE MAIL BECAUSE I INTEND TO SUE THE CRAP OUT OF THEM IF THEY CALL ME ONE MORE TIME.  GET ALL THE INFO YOU CAN INCLUDING THEIR NAME ADDRESS AND PHONE NUMBER AND THE NAME OF THE COMPANY THEY ARE COLLECTING FOR.  I FILED A CHAPTER 7 SO THEY WILL NEVER GET THEIR MONEY BUT IF THEY CONTINUE TO CALL ME THEY WILL BE PAYING ME.  DONT BE FOOLED AND SCAMMED INTO PAYING THEM ANYTHING.  A PAYDAY LOAN IS JUST LIKE ANY OTHER LOAN.  YOU CANT GO TO JAIL FOR NOT PAYING BACK A LOAN.  ITS A CIVIL CASE AND NOTHING CRIMINAL ABOUT IT.