224-267-0820
IL, US
Roshone
Roshone
2014-06-11 14:42:11
Unknown
Hi Sarah,
I just received the same message from my brother that I have no clue how they got his number. Stating to him basically the same thing they said to your father. I was actually looking for an attorney and something said enter the number because they gave him no company name but her name was Kris Caldwell and was looking for me. When I entered the number it came to your post. Thank you for sharing this information.
McKenna
McKenna
2014-06-04 16:48:34
Debt Collector
?Century Claims Services?
Chris Caldwell, Caldwell or Katelyn Wahlberg
3276 Buford Drive  Suite 104-178
Buford, Georgia  30519

This is a fraudulent debt collection company. They are ?fishing? for your bank account numbers or full SS#.  Do not give them any information or money.  They will pose as a debt collection company for a payday loan or credit card, you may or may not have, and to which you may or may not owe money. They will seem very understanding and nice at first.  Some of their information may be correct and some incorrect. They may have your correct address, names of relatives, and part of your SS#. Your initial response will most likely be panic and shame; which is how they get you to react impulsively and attempt to make payment arrangements. In the United States of America, you cannot go to jail for failing to pay a debt.  They cannot put out a warrant for your arrest, file charges with your county district attorney?s office, or put you jail.  Blocking an ACH charge with your bank is NOT the same as a returned check and does NOT constitute bank fraud.  

They use many different phone numbers and they change numbers constantly:
215-710-0733 (Location: Pennsylvania)
224-267-0820 (Location: Illinois)
303- 835-6940 (Location: Colorado)
Block these numbers. There will be different ones that appear at a later date.

If you search online, there will not be a legitimate business, collection agency, or website connected to the phone numbers.

It?s going to take some work and quite a few hours to protect yourself.  Ground yourself, get strong, and get to work!

1.    Go to your bank and put a Fraud Alert on your accounts. Block any ACH charges if you decided to pay off the phony debt.
2.    When they call back, try to get as much information from them as you can, this will help when you report them. In many states, debt collections agencies must be licensed. Ask for their license number and check it out online. The California Attorney General?s Office states that a debt collection agency must give the name of the original creditor, the original account number, address for creditor, and creditor?s telephone number. They will vacillate, attack you, and/or change the subject.  Keep extensive notes and any demand letters, as evidence for the law enforcement agencies.  DO NOT GIVE THEM ANY ADDITIONAL PERSONAL INFORMATION!
3.    When you question them, they are going to get nasty and verbally abusive. Repeat your requests for information and take notes.
4.    Go online to the credit bureaus and put file a fraud alert- you only need to put an alert with one credit reporting agency.  In turn, they must notify the other credit bureaus. www.Experian.com.
5.    Check your credit report, most likely there will not be any collection activity from the original creditor (credit card, payday loan etc).  If there is, contact the lender directly.  
6.    File complaints with the Internet Crime Complaint Center (IC3) www.ic3.gov, the FTC www.ftc.gov and. www.consumerfinance.gov/complaint .  Keep notes and all correspondence for evidence for IC3, FTC, and Consumer Finance.
7.    These con artists will call back as a different company.  Be ready.  Block their number. Block the new numbers when they call back.  I have been dealing with them for two years but I am smarter now.  I hope this helps!  Best of luck!

Sarah
Sarah
2014-06-04 15:07:51
Unknown
Kris Caldwell is the name. She had called my dad the other day, left a weird message on his machine telling him that she is calling regarding me. Thatbhe is attached to this case and they are  Issuing a warrant for me and him. He needs to respond so she can get his statement or a warrant will be issued for him. Because  our law enforcement totally calls ya up before they issue a warrant and arrest you, said no one EVER!  Haha. When I called she said I owe a payday loan. And check fraud. I need to pay 1800. She said thru Chase bank. Never once had I heard from this lady or any other collector. So I said hmmm its not on my credit. She hung up on me. Shes a scam. Her number goes directly to a voicemail. She doesnt target the person but the older relations.
Debbie
Debbie
2014-05-22 16:33:08
Debt Collector
This number called my sister, my husband and then me saying I owed on a loan and that they are going to serve my jurisdiction with an arrest warrant for me if I don't pay. When we called back saying we aren't paying and we did our research that this is a scam, she said to my husband " your wife is a thief" and hung up. This company is not legit!!
ann
ann
2014-05-21 20:56:00
Unknown
my brother and family keep getting calls about from people saying they are going to service me papers... lawyer said nothing but scam... let them serve and we take it from there.... called this number back and lady hung up on me.  
Greg
Greg
2014-04-25 19:54:55
Unknown
Got the same message on my machine regarding someone I had never heard of. It is some sort of scam.
em a
em a
2014-04-16 17:32:10
Unknown
My brother got a call they told him it was fraud I did (might be an old pay day loan ) and gave him some case number and etc.. This is from 2 years ago and its A SCAM to get money from people ..he was concerned but I googled the number and see all the negative reviews and it just sounds schemey... Dont give them any info ..any debt would always be handled through mail , and its not fraud if you take out a pay day loan and dont repay it due to financial circumstances, it basically is just debt !!!!!!!!!!!!!!!!! SCHEME
Grubbs
Grubbs
2014-02-14 21:03:02
Unknown
I called back and said I had a defaulted loan that I didnt have and tried to get me to pay it off.  She hung up shortly after I said it wasn't on my credit report so I know it is fraud.
LadyK
LadyK
2013-11-27 17:16:16
Debt Collector
I have no clue who this is... they say something stuff about call back about this legal matter you have until noon (third day they called) and handing this in my jurisdiction.
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