I just recieved the same EMAIL as the rest of you...Makes me want to email them back and let them know I will be reporting them to my local FBI!!!  They must think that people are stupid to fall for their B.S.  SCAMMERS!  idiots!

As mentioned above with everyone else getting a phone or email from ACS Legal Group saying that money is owed to Cash Advance America I feel that this is a scam and they are only trying to get money out of me again.  I would like to know how to stop these people and possibly bring charges up against them for harassment and for causing stress along with health problems.  Can someone help me get these people off my back.

same  email, owing 989. going to be process  soon  as possible, it is  a  scram I  get one  a month

I got the same e-mail.Took it to the police department and attorney offices..

Thanks for the great info everyone. I got the same exact email and some of the same exact amounts said in here that i owe.  They claimed to know the exact computer I used to do this from work. We dont even have internet at work. What a scam!  I am just going to delete every email now. Problem is they call my work and harrass my co-workers too.  When I answer I tell them it is bull and when I try to give them an attorney phone number they hang up.  I try to say it is a civil matter and not criminal matter they hang up again.  I ask for proof of what supposed contract I signed and they dont reply.  It has to be a huge scam. Just annoying.

I just received the same email today.

I received the same email turned over to my Lawyer and they told me it was a scam I am getting ready to turn it over to the police Department  and look to file suit against them. I have never took out a payday loan.

People useing this number to scam for money

I got the same email today just a different amount that they are trying to scam me out of. I have received this email several times throughout the year. I just laugh at it and delete it. One time I did call the number to let them know that I knew it was a scam the gentleman got very angry because I said it was a scam and he hung up on me. I thought that was sooo funny.... Don't be fooled by them it's a SCAM!

I'm not going to lie,I took a few payday loans out a few years ago after my husband left me and my kids. Is right before Christmas and figured I could hang in there till income tax. I paid the extensions and finally got my w2 so I could file my return,my husband beat me to it and I got nothing. There's no way I could have paid them off so I just closed my checking account and stopped paying. Now 2 years later I've been getting these calls and emails. They're all different companies as far as I can tell and there's about 10 of them. I only had 3 payday loans out. They even called my biological father who I haven't spoken to in ten years and told him personal info and that I'm being brought up on charges and said I used him as a reference. I possible,I didn't even have his number till he called me. They're calling my friends and relatives and called my HR lady at work the other day and said I was going to be served at work. I know most of these are scams but I've reported them to everyone I could think of. They're going to cost me my job,my boss said if they called again I would be suspended. I've changed my number three times and somehow they get my new number. I have no dea how they're getting my friends and relatives numbers when I've never used them as references. I'm going to file bankruptcy when I save the money and when I tell these so called collectors they laugh and say nothing I do will stop the harassment unless I pay them the money I owe. I'm so close to paying it but I know it won't stop even if o do pay. I'm scared and stressed. I had to go the doctor because of the massive weight I've lost and not sleeping and I'm ver agitated. She said I had anxiety,never had it before this. How do I make them stop? If I lose my job my kids and I will be homeless,I have nowhere to go. I don't know what to do anymore.

LOAN INFORMATION

Due Amount- $989.73

Loan Company- Advance Cash America

You are going to be legally prosecuted within couple of days. Your Social Security Number has been marked as Red Flag by US Government, so before something goes wrong we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Advance Cash America. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this e-mail, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at (229) 518-4222.

NOTE: THE MODE OF THE PAYMENT WOULD BE ONLY THROUGH MONEY PAK  AS WE WILL NOT ACCEPT ANY VISA/MASTER DUE TO INSECURE PAYMENT GATEWAY.



IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH EMAIL OR CALL US BETWEEN WORKING HOURS ON (229) 518-4222.



ACS LEGAL GROUP
LEGAL GROUP OF ATTORNEYS
(229) 518 -4222


Copyright © 2011 ACS | Privacy | Terms of use

--------------------------------------------------------------------------------

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.






--------------------------------------------------------------------------------

This E-mail and any of its attachments may contain Time Warner Cable proprietary information, which is privileged, confidential, or subject to copyright belonging to Time Warner Cable. This E-mail is intended solely for the use of the individual or entity to which it is addressed. If you are not the intended recipient of this E-mail, you are hereby notified that any dissemination, distribution, copying, or action taken in relation to the contents of and attachments to this E-mail is strictly prohibited and may be unlawful. If you have received this E-mail in error, please notify the sender immediately and permanently delete the original and any copy of this E-mail and any printout.

Got the same email twice.

I received this exact email, I mean identical!!

SCAM SCAM SCAM SCAM SCAM - THESE GUYS ARE IDOTS........ THEY USE DIFFERENT NUMBERS EVERY TIME THEY EMAIL ME AND I DON'T ANSWER THEIR PHONE CALLS - LOOKS LIKE THEY WOULD GIVE UP AND QUIT CALLING ME AND EMAILING -

I have gotten the same exact email on my work email but a different loan amt of 989.73 with a Advance Cash America. I have never gotten any calls from these people but have gotten calls from many other calls from these type of "collections" that I request validation and never get anything and then it stops until the next "company" hits the block. I am sick of this and I am going to send this email which I have printed and file complaints with every agency I can find. I work hard for my money and I'm sick of a**holes like this trying to steal it.

I got the exact word to word email that the previous person got.  I am so glad to find out that it is a scam.  I would not have any money to send them anyway, I live from payday to payday.  Thanks for posting the email you received.

Got the same email again...last time it $995...I guess the scammers are now lowering the amounts out of desperation....LOl


LOAN INFORMATION

Due Amount- $595.00

Loan Company- Pay Day America

This is in reference to your account with Pay Day America. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Pay Day America. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.

The Lender is filing these charges against you:

(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this e-mail, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO CREDIT BUEARUS, FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $5945.49 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department.



IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON (229) 518-4222.



ACS LEGAL GROUP
LEGAL GROUP OF ATTORNEYS
(229) 518-4222

Copyright © 2006 ACS | Privacy | Terms of use

This is a criminal extortion scam operating out of India. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.

ABC News released an investigative report on this scam in June. The FTC has indicted one of its ringleaders for criminal fraud:

http://abcnews.go.com/Blotter/phantom-debt-co ... 16512428&page=1

My aunt has been getting the same email others have posted for a few months. Last year the same people were calling her at work and if she wasn't available, the caller would inform the receptionist that if she wanted to keep her job, she should report my aunt to the supervisor as a deadbeat who doesn't pay her bills, among other things. My aunt was an emotional wreck and  unfortunately she would contact these extortionists thinking she needed to clarify their error. The calls left her feeling bullied and more of a mess. When she finally told me about it, I did the research saw it was a scam did the BBB complaint and one to the SEC. Then I called the fake debt collector with a laundry list of the violations they are committing here in the USA and the agencies with whom complaints  were filed. About an hour later they called my aunt to apologize that they would not contact her again. Right...
Now, a year later, email starts pouring in and at least she wasn't freaking out like before. Until yesterday. First a man named Allan calls her to inform her that an arrest warrant has been issued and a police officer from Florida would be calling her shortly. Sure enough, an "Officer Corwin"  identifying himself only as from the Florida Police Dept. called saying that he has been looking for her for over a year(in Florida? She's never even been there!) and he would be arriving at her work (in California) on Friday to take her into custody. She called me in hysterics less due to the annoyance of these calls and emails, but more so over the fact that they also called her boss to advise her of the impending arrest on Friday.
This ACS legal group is more than extortionists sending annoying emails. They are staining my aunt's professional life and threatening her livelihood by making vicious accusatory calls.
I don't understand why something  isn't being done to put a stop to these people once and for all since the appropriate agencies are all aware of the situation. I told my aunt to just ignore the emails and that she and her co workers should just hang up if they call. Told her nothing will happen - it's a scam and fraud- but they have her so scared.
I promised her I would file new complaints for her, but I don't know what else to do.

Got the same emails, they did stop calling me however, since i changed my phone number. That was the only way. Next time they call, ask them questions, ask what County they are calling from, I guarantee they get nervous and can't answer! I used to have lots of fun with those idiots! They get really nasty and curse! I am supposed to believe you are an attorney name "John Harrison" from California? Not with that accent buddy! Amazing...anyway, SCAM SCAM SCAM, hope they all get caught one day.




LOAN INFORMATION

Due Amount- $968.92

Loan Company- Advance Cash America

You are going to be legally prosecuted within a couple of days. Your Social Security Number has been marked as Red Flag by US Government, so before something goes wrong we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Advance Cash America. At this point you have made your intentions clear and left us with no choice but to protect our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this e-mail, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you are found guilty into the court house then you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

We believe that this was not your intent and these steps are unnecessary. We merely require you to contact our recovery asset location department at             (229) 518-4222      .

NOTE: THE MODE OF THE PAYMENT WOULD BE ONLY THROUGH MONEY PAK AS WE WILL NOT ACCEPT ANY VISA/MASTER DUE TO INSECURE PAYMENT GATEWAY.



IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH EMAIL OR CALL US BETWEEN WORKING HOURS ON (229) 518-4222.



ACS LEGAL GROUP
LEGAL GROUP OF ATTORNEYS
            (229) 518-4222

same  email sent  to me  owing  them money  and  going to court  never  even  heard of the pay day laon they are  talking  about

Same here, but mine was for $743.   What idiots!  I did forward on the Attorney General's office.

got the same email of owing 663.00 this is the taliban trying to extort money out of americans so they can kill our military personal overseas and now at home  our government can not stop overseas scams. dont fall for it

Recevied the following e-mail this morning from them when I checked my e-mails; I have also received multiple e-mails over the course of the past year or so from different e-mail addresses relating to ACS, and different dollar amounts owing, companies names, and contact phone numbers.  I learned a long time ago that this was a scam by reading about it on the internet when I looked up their company name.  People just fishing for personal information.  Of course, you cannot reply to the e-mail which is just one thing that makes it fishy.  Ignore it is my best advise.  Here is a sample e-mail:

LOAN INFORMATION

Due Amount- $989.73

Loan Company- Advance Cash America

You are going to be legally prosecuted within couple of days. Your Social Security Number has been marked as Red Flag by US Government, so before something goes wrong we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Advance Cash America. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this e-mail, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at (229) 518-4222.

NOTE: THE MODE OF THE PAYMENT WOULD BE ONLY THROUGH MONEY PAK  AS WE WILL NOT ACCEPT ANY VISA/MASTER DUE TO INSECURE PAYMENT GATEWAY.



IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH EMAIL OR CALL US BETWEEN WORKING HOURS ON (229) 518-4222.



ACS LEGAL GROUP
LEGAL GROUP OF ATTORNEYS
(229) 518 -4222


Copyright © 2011 ACS | Privacy | Terms of use

--------------------------------------------------------------------------------

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.






--------------------------------------------------------------------------------

This E-mail and any of its attachments may contain Time Warner Cable proprietary information, which is privileged, confidential, or subject to copyright belonging to Time Warner Cable. This E-mail is intended solely for the use of the individual or entity to which it is addressed. If you are not the intended recipient of this E-mail, you are hereby notified that any dissemination, distribution, copying, or action taken in relation to the contents of and attachments to this E-mail is strictly prohibited and may be unlawful. If you have received this E-mail in error, please notify the sender immediately and permanently delete the original and any copy of this E-mail and any printout.

Received the same email
LOAN INFORMATION

Due Amount- $663.00

Loan Company- Pay Day America

This is in reference to your account with Pay Day America. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Pay Day America. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.

The Lender is filing these charges against you:

(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this e-mail, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO CREDIT BUEARUS, FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $5945.49 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department.



IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON (229) 518-4222.



ACS LEGAL GROUP
LEGAL GROUP OF ATTORNEYS
(229) 518-4222

Copyright © 2006 ACS | Privacy | Terms of use

--------------------------------------------------------------------------------

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.






--------------------------------------------------------------------------------

This E-mail and any of its attachments may contain Time Warner Cable proprietary information, which is privileged, confidential, or subject to copyright belonging to Time Warner Cable. This E-mail is intended solely for the use of the individual or entity to which it is addressed. If you are not the intended recipient of this E-mail, you are hereby notified that any dissemination, distribution, copying, or action taken in relation to the contents of and attachments to this E-mail is strictly prohibited and may be unlawful. If you have received this E-mail in error, please notify the sender immediately and permanently delete the original and any copy of this E-mail and any printout.

Excellent. More people should do that...

But how awesome you got an email. You have something tangible to give to the authorities and I hope you do pass this on to your state Attorney's general office.

I have been receiving these emails since March 2012. 10 in total. All with the same lender name, only each email has a different return phone number. Amounts started out at about 500, and are now well over 900. Too funny,

Lisa,
First thing would be to become more knowledable of the Fair Debt Act and educate yourself on legal collection proctices. You can not be prosecuted for personal debt, a collector cannot threaten you with legal prosecution for a personal debt, that is against the law. If you knew how to find this site, you can educate yourself on your personal rights as far as debt goes. Do some research and arm yourself. Do not let them intimidate you, that is their goal. Do not let them win. Block your number and call them, request proof of debt, by law they have to send that to you. Tell them once received, you have 30 days to respond to the proof. Trust me, you will either be given another line of crap, or they will tell you they are mailing it out and you will never receive. If they request your address, tell them they claim to have all your info, they should have that also, do not verify or offer any personal information.

I got the same e-mail this morning.  I was getting several calls on my cell and gov't private line.  It is a scam. I spoke with the Attorney General's Office and forwarded the information to them along with the FBI and BBB.  This idiot is threatening me via federal government e-mail and phone.  He doesn't realize what he is doing because of his ignorance.  He can be brought up on charges.  I am going to forward this e-mail to our security officer today.