The callers are the drug-addicted "card services" scammers, who call us, pretending to be associated with our credit card companies, in an attempt to fool us into giving them our credit card numbers, so they can rip us off. People that have given their card number to these junkies have suffered severe financial losses. Beware of these lowlifes, and warn others, before they are cheated!

I received a call by someone stating he could lower interest rates below 4 or 5% on all my credit cards for life.

This number is a scam from card member services