Probably!  Then they'd be able to give a shock to those wearing tinfoil hats ;-)

Are those Electric Eels Yef?  What a charge!

His hovercraft must be full of eels again.

Where did Tanya user say that they took a loan out?

One comment was "I am in the process of buying a home and have a clear credit history."

Again that's "clear credit history"

I WILL NOT BUY THIS RECORD IT IS SCRATCHED!

http://youtu.be/G6D1YI-41ao

Do you want to come back to my place? (Bouncy bouncy?)

Poorly, I might add.

That Google  translator is something!  It can translate English to Shillspeak.

Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."

Oh look...someone used Google Translate .

>>> THEN I RECEIVE A LETTER FROM MY HR DEPARTMENT AT WORK FOR WAGE GARNISHMENT<<<

It looks like my fecal roster is expanding again.

Ahhh! Another Shill star!  But then we all know that when it comes to stars in the universe when it comes right down to it, they are nothing but a big ball of gas!

To all paided shills: Horse hockey.

Horse hockey!!!!!  Learn English too!!!  Why do you sound like "Ms. Williams"???  Inquiring minds want to know.

No one here is saying people shouldn't pay back money they legitimately borrowed.   However, the poster you replied to is commenting on the illegal tactics of this "agency" / scammers.  

Debt collectors cannot "serve" you warrants or court summons, and it's illegal for them to tell you they can/will do so. They make it sound scary because they want people's money and don't want them asking questions before they get it.

Posters: always get debt validation MAILED (not faxed, not e-mailed, not read to you over the phone, it must be MAILED!!) to you, don't just pay someone because they harass you.



What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:

you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

http://www.consumer.ftc.gov/articles/0149-debt-collection

You shouldn't borrow funds if you wasn't going to pay back that's call stealing!!!!

THIS NUMBER 254-791-5053 CALL ME ON THE BEHALF OF PAYDAY LOAN I BORROW I WOULD NOT ANSWER THEY CALL  THEN I RECEIVE A LETTER FROM MY HR DEPARTMENT AT WORK FOR WAGE GARNISHMENT.....SMH

call from this number last night threatening to file a warrant if I did not call back.  I am in the process of buying a home and have a clear credit history.  They did not tell me who they were calling from either