Your a fool, nobody should pay PN Financial a dime.  The company is a fraud, run by a man who is an ex-con.  
These facts, The Illinois Attorney General has already sued them in Federal Court, the FBI is on the case as well.  Do not pay these a** clowns a penny!!!  If you've been a victim of their fraud, definitely file a report with the Illinois Attorney General...as well as your own state Attorney General, if you don't live in Illinois.


                            PN Financial & Associates are CON ARTISTS...DON'T PAY THEM A DIME!!!

Sure thing, Mary "Lunetta" Smith, keep cutting those hot deals which the agency will wriggle away from before blaming the victim again. First prove I owe and prove that you can manage not to break laws with each breath, else you can "settle" the matter as "Defendant".

sorry for the typo's

DO NOT pay the account. It may not be your debt. These collection agencies do this sort of thing often. I received threatening calls and finally found out the debt wasn't mine, but someone I was related to. I didn't have to pay a dime and the collection agency ended up paying me for the harassment and false claims. So contact an attorney that understands the Fair Debt Collections Act. I could mean money in you pocket. Also, if the debt has been written off, paying it could do more damage to your credit. Check with an attorney first, it could cost you nothing and the calls will stop, especially if its not a debt you recognize.

I DEALT WITH THIS COMPANY. I AM MAKING PAYMENTS ON AN ACCOUNT THERE. THE YOUNG LADY WHO CALLED ME NAME IS LUNETTA WITH BUDZIK & DYNIA. I GOT A BOA ACCOUNT THERE EVERYBODY WAS REALLY PROFESSIONAL & SHE DIDNT CALL & TRY TO PLACE BLAME. SHE ACTUALLY SAID "MA'AM, MAY I ASK WHAT CAUSED YOU TO FALL BEHIND? THE WORKED WITH ME TO SETTLE THE ACCOUNT OVER PAYMENTS. I READ EVERYBODY ELSE REVIEWS & I DON'T IT IS THE SAME COMPANY. BUT THEIR # IS 88-322-1295 ALTHOUGH.

Bottom Feeder? If you repeat the same bullying troll remark in all caps enough times it becomes the truth, RIGHT?

Looking for owner info.

Looking for owner info.

anyone who post on here saying you are wrong and buttpast and dialon are rite prob work for them i handed my letter to my atty,he will deal with them,dont mess with texas unless you know the law.

call an attorney who haddles debt collectors,if they said they will arrest you i would laugh in there face then make them pay for it.

BOTTOM LINE? IF YOU PAY YOUR BILL IT WOULDN'T BE ESCALATED.. RIGHT????

BOTTOM LINE? IF YOU PAY YOUR BILL IT WOULDN'T BE ESCALATED.. RIGHT????

BOTTOM LINE? IF YOU PAY YOUR BILL IT WOULDN'T BE ESCALATED.. RIGHT????

BOTTOM LINE? IF YOU PAY YOUR BILL IT WOULDN'T BE ESCALATED.. RIGHT????

with the lead of Denise
---
Now these calls are coming in more recently after the first of the year.  Budzik and Dynia has taking over accounts from P.N. Financial and Associates. I did my research.  Big SCAM..... DON'T PAY A THING. They are both located in Illinois.
---
[www.ripoffreport.com/collection-agency-s/pn-financial/pn-financial-p-n-financial-p-5d9ad.htm]
----
PN Financial P.N. Financial, P.N. Financial & Associates, PN Financial In Collection Agency Scam -------
PN Financial
7330 N. Cicero Ave
Lincolnwood Illinois 60712
United States of America
Phone: 8002829403
Web: www.pnfinancial.net/
Category: Collection Agency's
---
I received a rather long, odd, and rambling letter on cheap computer paper from an Attorney John Sullivan from P.N. Financial at an old Indiana address.

In the header of this letter was a "docket number" supposedly obtained in a Indiana Court and a SSN that wasn't mine. The body of the letter was literally titled "FINAL NOTICE OF JUDGMENT". In what I can only describe as a unprofessional diatribe the letter purported to be the last attempt (even though this was the first time I had ever heard of PN Financial) to collect a $15,000 BofA credit card debt.

I could settle this debt for a mere sum of $10,000. If not PN Financial was going to take me to court. Or depending how you read the awkward phrasing of the letter, maybe already had taken me to court. And of course they were going to garnish my wages, levy my bank account, blah blah blah.

Right off the bat I recognized several major violations of the FDCPA. First among them openly threatening me with a lawsuit, wage garnishment, etc. Also trying to appear as though they had already contacted me when this was their first ever communication.

Then I did a bit of digging and discovered that PN Financial was also engaging in outright fraud.

First there was the issue of the SSN, which wasn't mine, but was sent to me. That's either a fake or someone else's in which case PN Financial is disclosing key parts of other people's identities to complete strangers.

Second was the Indiana Docket Number they used to prove that they had a court case against me. Except it isn't a docket number. The docket number is a complete forgery. Anyone can tell because it is not in a format used by the Indiana court system, the California Court system, or as far as I can any court system in the U.S. PN Financial simply made up a number hoping I'd buy it, get scared, and send them 10K. Yeah, right.

I shot them off a Certified Debt Validation letter (return receipt received with a ineligible signature -- shocking). Never heard back. Then I sent complaints to my Attorney General, the Indiana Attorney General, and the Illinois Attorney General. Another complaint to the FTC. Another to the Illinois Department of Professional Regulation. Another to the IL BBB. And one last one to the Attorney Registration and Disciplinary Commission of the Supreme Court of Illinois.

More interesting facts began to uncover themselves. PN Financial is not licensed as a Collection Agency in Indiana, California, or anywhere outside of Illinois. This "John Sullivan" is not a registered P.C. And the ARDC of the Supreme Court of Illinois sent me a letter confirming that "John T. Sullivan", Attorney at Law, is not a licensed Attorney in the State of Illinois.

One wonders if John Sullivan really exists even. The name on PN Financial Inc. Illinois license is actually Nelson Macwan.

So in short don't fall for PN Financial's B.S. Follow up with a debt validation letters and complain complain COMPLAIN. Eventually someone will shut them down.
---
according to
[http://800notes.com/Phone.aspx/1-866-588-7440]
---
Consumer Advocate Hero
12 Jan 2010
The attorney that is listed on the letters is John T. Sullivan who just happens to investigate medicaid fraud in New York.  He does not work for PN Financial and is in no way associated with them.

The president is Nelson Macwan.  He has a criminal history that includes medicaid fraud....hmm wonder if Sullivan was the attorney to bust him.

The agent listed on the account for PN Financial was Purnavati aka Parliker Rathod in Libertyville, IL. As of 1/11/10 the agent has been removed from the business listing. However, by law, there has to be an agent listed and as soon as the information is available we will update.

Mr. Nelson Macwan's current address is 8117 Kenneth Avenue, Skokie, IL 60076 and his mother is listed as the home owner. Phone number is 847-329-0494. This is all listed as public information, you just need to know where to find it. :)
Caller ID: 1-866-588-7440
Caller: PN Financial
Call Type: Debt Collector
---
AJD
6 May 2011
Beware!  This so-called human is a scam artist.  PN Financial does not exist.  
They called me for a credit card debt.  Due to identity theft, I have not had a credit card in nine years.
The make threats such as calling your Human Resources.  We had a lawyer contact them.  The case number the claimed to have did not exist.  DO NOT give any personal information ever!   That is not the way true legal matters are handled.
Caller: PN Financial Steven Blake
Call Type: Debt Collector
---
LaShani
26 Feb 2009
Ever since last week I have been getting calls from John Sullivan home based business, stating that I had an court case on his desk that I had to take care of before it would go to court. Well I finally got to call back today, this morning when I called they had me on hold for 20 min. I decided to hang up and call back later. I called back this afternoon and first time when I called the gentlemen that answered said legal then he puts me on hold then a another gentlemen answers PN Financial his name was Tony Rich then I gave him the case number 73997. He said oh hello, I said to him that I was calling trying to see what this was about he said it was about a cash advance loan that I took out with a company and stated that I had to pay back 100% of the debt today. I was trying to talk after listening to him then he said you sound like a nice young lady that is trying to take care of this I am willing to help you hold on. The same person that said his name is Ron comes back to the phone after being on hold for 2 minutes and says I taked to the company and they are willing to let you pay less than 50%. He then goes on and says you will need to take care of this matter, I was trying to talk to him nut he began to get nasty and rude, he said young lady you need to listen to me I am talking and there can't be two people talking and if you want me to help you to stay out of court you need to stop talking and listen to me. Then he calmed down and said do you understand what I am saying as if I am a child, I said hmmm. So he goes on and says you need to give me your checking account number and I said, I don't have one he said ok a credit card will do. I said I don't have one of those either he said you don't bank with __________ anymore I said no. Then I asked him could he mail me this documentation so I could look it over and mail in a payment, he said no I can fax it to you or email it to you. I stated to him if it is a legal document you will need my signature, he said no you do not and repeated I can email it or fax it to you. Then he goes on and said trying to get your mother, father, sister, cousin or friends credit card information to see if they can help you out. I said I could not do that, then he says ok this is what I am going to do I am going to keep you file on my desk for 24hrs you have until then to get back with me and let me know what you are going to do. Before getting off the phone I said can I have your name please he said hesitately my name is John Sullivan I am the Attorney, now this is the same person that told me his name was Tony Rich.
Caller ID: UNKNOWN
Caller: PN Financial and Attorney John Sullivan
-----
These are the accounts that Budzik and Dynia are looking after? Sounds like someone taking over a clear Scam.
---
[www.bbb.org/chicago/business-reviews/collecti ... kie-il-88081041]
---
BBB Reliability Report for

P N Financial
BBB Rating F

---
BBB Rating for P N Financial

Based on BBB files, P N Financial has a BBB Rating of F on a scale from A+ to F.

Factors that lowered this business' rating include:
Length of time business has been operating.
61 complaints filed against business
Failure to respond to one complaint filed against business.
---
Business Contact and Profile for P N Financial

Name:    P N Financial
Phone:    (847) 675-5038
Address:    PO Box 1431
Skokie, IL 60076-8431
Website:    www.PNFinancial.com
Original Business Start Date:    June 2006
New Owner Date:    June 2006
Principal:    Nelson Macwan, President
Customer Contact:    Nelson Macwan, President - (847) 675-5038
Entity:    Limited Liability Corporation
Incorporated:    June 2006
Type of Business:    Collection Agencies
BBB Accreditation:    P N Financial is not a BBB Accredited business.
Additional DBA Names:     P.N.Financial & Associates

Back to top
Business Management

Additional company management personnel include:

John Sullivan

Back to top
Additional Locations and Phone Numbers

Additional Addresses
7330 N Cicero Ave Ste 219
Lincolnwood, IL  60712-1600

Additional Phone Numbers
Tel: (866) 588-8549
Tel: (866) 588-7440
Tel: (877) 588-6671
Tel: (866) 588-2440
Tel: (847) 675-5136
Tel: (847) 675-6029
Tel: (800) 282-9403
---
BBB processed a total of 61 complaints about P N Financial in the last 36 months, our standard reporting period. Of the total of 61 complaints closed in 36 months, 20 were closed in the last year.

These complaints concerned :
+ 58         regarding Billing or Collection Issues
+ 1         regarding Customer Service Issues
+ 1         regarding Refund or Exchange Issues
+ 1         regarding Service Issues

These complaints were closed as:
+ 47        Resolved
+ 13        Administratively Closed
+ 1        No Response
---
A lot of phone numbers for a Post Office Box
so nice of others to look after their noble Debt Collecting business

there's more on these guys on - 888-322-1295 and elsewhere on the web under complaints

according to carol in Phoenix AZ

Budzik & Dynia employ horrible people

First of all, the initial contact from this firm was to my employer, not me! They called my office, spoke to a coworker, and claimed they had left messages for me & that I needed to call them back regarding a legal matter that was pending against me. They had NEVER tried to contact me, and even if they had, it is illegal for them to speak to anyone else about my personal situation. The account had been mistakenly turned over to them, as I had already paid it off, but they insisted that I had to pay them $4600 immediately! When I asked for a couple of hours to research what was going on, they became rude and disrespectful and beligerent. Even after my situation was resolved (I was right about it being a mistake) they called me a liar and continued to try to make me pay them! I worked in customer service for years, and have NEVER dealt with more horrible people!
---
according to Tom
This company is a second rate lone shark.  They threaten to contact you work place, will not send me any paper work and got pissed when I refused to give them my bank account information over the phone to a perfect stranger.  They will try to intimidate you with threats and tell you they don't send any mail out and back track and tell you they sent it three days ago.  If you pay attention you will catch a lot of BS from them and aske them for anything and they begin to threaten you.  SECOND RATE LONE SHARKS.  
I can now pay off my debts and this company want wo charg what you owe plus $500.00 more.  Very rude people and defensive when asked about legal questions.  Not a law firm at all they can't even put together a conversation.
800-385-314
773-902-1130
---
from Denise
I rec'd several calls from 877-867-9201 aka 888-322-1295 which they left no msg.   I had a friend of mine call this number 877-867-9201.  She asked if this was a law firm (which we are on speaker).  It took a few minutes for a response   He said "OH YES" while chewing in our ears and talking to someone else at the same time.   Both of us worked in the legal field so we know what questions to ask.  The male individual on the other the end of the phone was eating the whole time when asking questions (which was avoided).  We could not understand him to his response to our questions (HUMMM interesting).  My friend asked for the name of the company, person in charge, address and phone number.  He asked an assistant for an envelope with the information on it while chewing the whole time.  You have to be kidding me, you work there and calling me and no msg..... HELLO!   My friend had to ask him several times for the correct name of the company, etc.  It took 5 minutes to get an answer from him.  He was laughing the whole time.

Now these calls are coming in more recently after the first of the year.  Budzik and Dynia has taking over accounts from P.N. Financial and Associates. I did my research.  Big SCAM..... DON'T PAY A THING. They are both located in Illinois.  Tape record your info.  I did from my cell to a recorder. I am also going to the Congress on this as well.  Stop this harrassing CRAP.

I suggest doing the following:
BBB
Attorney General
Attorney Registration and Disciplinary Commission
-----
gonna get me fired says
I keep receiving the same calls. First off it sounds like they are calling from an old rotary phone with an awful buzzing noise and in the background there it's sounds like someone is just watching TV. They leave no message and when they do there is a long pause with then blurt out, "How do you get away with it?"
My thoughts? The same way you do!!
-----
CinAZ says
I got a call from a coworker on Dec 10, saying that someone from Budzik & Dynia had called looking for me. They claimed they had tried to contact me, but that they needed to leave a message with a live person about a legal matter that was pending against me. They had NEVER tried to contact me.. not at home, not at work, not on my cell, and not by mail. That was their first ever attempt, but even if they had, it is illegal for them to mention anything about my situation to anyone but me! The account was mine, but it had been turned over to them by mistake. BOA admitted to this mistake, seeing as how I had already paid off the credit card. But, before BOA had a chance to recall the account, Glenda from Budzik & Dynia called to tell me that I had to pay them $4600 immediately. When I told her I had already paid off the account, she told me that I was lying and owed them the money. I faxed her bank statements going back 2 years that showed I had made consistent monthly payments, on time, and with sufficient funds. She said that was not good enough and that if I refused to pay, they would seek further legal action against me. She was very rude, beligerent, disrespectful, and degrading. Even after I got the matter resolved with BOA, her firm continued to call me and demand payment. They are the most horrible people I have ever dealt with, and I worked in customer service in the hospitality industry for years.. and dealt with some pretty awful people. Just don't answer their calls. Try to research for yourself what is going on because as I was told they "won't call anyone" because "that is the customer's job".
---
tired of it says
They have been harassing my brother in law for weeks, trying to call me. When he tells them that he is not me, they hang up on him. He finally got them to give their phone number today (888-322-1295). I called the firm and they said the name so fast I couldn't get it written down, thanks to you above for helping. They told me I owe a big balance to HSBC via a Carson's retail store account. I have never done business, or even heard of, a Carson's retail store. I certainly don't remember spending a bunch of money there. When I asked them to provide some sort of proof of the products or services that were provided for the amount they wanted me to pay, they told me that it was up to me to obtain that information. I don't know what to do!
----
pierce says
They called at 8:58 PM so I answered and asked who was calling. Guy gave me name Andre James but spoke really fast & rather poor English. I asked who he called from and had him spell it out because I couldn't understand him.  He spelled out b-u-d-c-i-k-d-n-y-n-i-a. I explained it was illegal for him to call after 8PM. Guy asked about my bankruptcy, which I don't have, lol, then he acted confused and disconnected. Looked company up and its Budzik & Dynia, a half-a** website under construction. Judging by this everyone's remarks here looks like they are scammers.
---
doug says
I just got off the phone with them.. When I requested Texas Debt Collection license, they refused to give it to me.

Cannot resolve a debt with an organization that is not legit or will not provide proper data.

773-902-1130
Agent:Tiffany
---
caughtoffguard says
Got a call from this number, 773-902-1130. Woman identified herself as Gyzette from the Attorney's office of Budzik & Dynia, calling on behalf of Bank of America, attempting to collect on a debt. Something about they being retained by BOA and working on a "Pre-Legal Status". She asked me to pay some astronomical amount of money. I said no, and please prove to me who you are. She said some legalese stuff, then disconnected.

Left me staring at the phone, thinking to myself, "WTF?!?!"
---
one that sounds predatory on the aged is this one by anonymous
odd how they suggest a mortgage

I was called regarding a past due credit card debt. When the receptionist answered the phone she was pretty pleasant. As the conversation progressed she got ruder and ruder. As it stands now I would have to hesitate to make an arrangement with them. She insisted I take a reverse mortgage on my home. The only income I have is social security and that is not what I want to do with my home. I realize they have a job to do but they could be a little more pleasant about it.
----
from DO NOT TRUST THESE PEOPLE

Basically, this company handled a debt I had incurred through a credit card that was never paid. It was my fault for walking away from it when I was younger, and I had full intention of making arrangements and paying Budzik & Dynia. We made arrangements that were feasible for me, but some money that I was owed was not paid to me, so I called Budzik and Dynia to see if we could make other arrangements. The man I'd been working with said this would be no problem, they would take what I could afford now, and the remainder in two weeks when I got paid. Three days later, I looked at my checking account only to find that the full amount had come out instead of just the partial payment. When I called to see if this could be resolved (I live paycheck to paycheck and this overdrew my account for two weeks), the man I'd been working with basically said they'd made a mistake and there was nothing they could do.
----
from corporationwiki
[Budzik & Dynia, LLC has a location in Chicago, IL. Active officers include Jeff Budzik and Al Dynia. Budzik & Dynia, LLC filed as a Foreign Limited Liability on Thursday, November 12, 2009 in the state of Illinois and is currently active. Chirag Kabrawala serves as the registered agent for this organization.]
[Filings: Foreign Limited Liability (FL - Active)]
[Source: Florida Department of State last refreshed Friday, March 04, 2011]
---
Chirag Kabrawala
Updated 3/4/2011 - This profile of Chirag Kabrawala was created using data from Florida Department of State
Info on Chirag Kabrawala
and is located in Orlando, FL.
Source: Florida Department of State last refreshed Friday, March 04, 2011
---
Chirag Kabrawala is associated with Law Offices of Chirag Kabrawala P.A. and holds several roles such as Director and Director. and is located in Plantation, FL.
---
[Chirag B Kabrawala is associated with Kshatriya Society of Florida, Inc. and holds several roles such as Director and Secretary. Chirag B Kabrawala has 4 known relationships including Kiran Chhaganlal, Deepti Khatri and Prakash Chawhan and is located in Orlando, FL.]
---
[Chirag Balvant Kabrawala is associated with Ganz & Wolkenbreit Llp with the role of Attorney. Chirag Balvant Kabrawala has a relationship with Conor Eric Brownell and is located in Albany, NY.]
---
Corporatewiki shows a link between Kabrawala's Firm and the
Corporate Creations Network Inc.
[www.corporationwiki.com/Florida/Palm-Beach-Ga ... inc-124053.aspx]
---
Corporate Creations Network Inc. has a location in Palm Beach Gardens, FL. Active officers include Frank A Rodriguez, Luis A Uriarte, Sarah B Eichelsdoerfer, Luis Urinarte and Nallita Read.
---
[and the Corporate Creations Network Inc. has corporatewiki links to Commercialleads.net, LLC]
---
[by the way the Corporate Creations Network has some telemarketing complaints]
[check out]
[http://whocallsme.com/Phone-Number.aspx/7025201471/2]
[These people have been calling our buisness lines and our cell phones.  They use this number and also 1489, 1323,1478,1471,1462.  Some show First National Bank.  Others are Gas companies.  They use different names but all are running the same scam.]
-
[Detail by Entity Name]
[Foreign Limited Liability Company]
[AUTOMOTIVE WARRANTY SOLUTIONS LLC]
-
[Registered Agent Name & Address
[CORPORATE CREATIONS NETWORK, INC.]
[11380 PROSPERITY FARMS ROAD #221E]
[PALM BEACH GARDENS FL 33410 US]
---
and
[http://phoneowner.info/Number.aspx/5042103708]
-
First Allied Funding
21744 98th Ave # 1
Jamaica, NY
(718) 749-0052

flag their craigslist postings:

http://newyork.craigslist.org/search/jjj/que?query=718-749-0052%20

Caller ID: 718-749-0052
Caller: first allied funding

Company is called First Allied Funding. They are registered as a corp in New York. Thier voice # is 718-749-0052, Fax 718-464-4237. Their Regestered Agent is Thomas A Steffan, 13132 Main Street, Alden NY. Phone 716-937-9111 This Steffan is listed as the agent working for Corporate Creations Network Inc. Corporate Creations is just a company that acts as a regestered agent for what ever reason. CALL 716-937-9111 TO BE REMOVED FROM THEIR PHONE LIST.

Caller ID: 718-749-0052
Caller: first allied funding
Caller Type: Telemarketer
Caller ID: 718-749-0052
Caller: First Allied Funding
--
[Again Corporate Creations]
---
and now
[http://investorshub.advfn.com/boards/read_msg.aspx?message_id=50967903#]
---
Home > Boards > US OTC > Medical - Equipment > Positron Corporation (POSC)

pennyrobin          
Monday, June 07, 2010 12:55:54 AM
Re: crammerfool post# 4689            Post #   of 10863

Crammer, I see your point, thanks. We agree that agbecker.com is a scam. You want to let Rooney(s) off the hook and look elsewhere for the crooks.

Crammerfool wrote: "After seeing this it makes me even look at who created this as more a real scam operation in my eyes.

http://sunbiz.org/scripts/cordet.exe?action=D ... mes_filing_type=

Fair enough. CORPORATE CREATIONS NETWORK, INC. and/or PEER, DONALD are the crooks.

The facts remain: John Rooney is right there on the same page with Peer, who worked at Hornblower and Weeks, as did Rooney:

http://agbeckerinc.com/company.html
http://stockpatrol.com/results.php?query=Rooney

The /files on the agbecker.com site are promotional literature for the Rooney's Solaris Fund, and the Sier Asset Management fund, marketed by Rooney (look inside the PDFs):

http://agbeckerinc.com/files/

So there's no doubt in my mind that this is a Rooney front.

The question is: Who is CORPORATE CREATIONS NETWORK, INC.?

The Rooney enterprises are numerous and inter-twined. Is CORPORATE CREATIONS NETWORK, INC. the "ringleader"? "Mr. Big"?

I'll betcha CORPORATE CREATIONS NETWORK, INC. has branch offices in the Cayman Islands, Bermuda, Nevada, British Columbia...anywhere PENNY STOCK FRAUD scam artists ply their trade.

And I'll betcha the ringleader(s) are:

Rooney, Rooney and Rooney.

Betcha!
----
according to
www.ripoffreport.com/loan-modification/commercialleads-net/commercialleads-net-llc-brad-t-96365.htm

I am not sure of the truth of what is in the ripoffreport but it seems quite worrying
like some feel it is a shady pakistani commercial loan modification business and a lot of suddennly disconnected phonenumbers
---
from
http://mortgagegrapevine.com/thread/?thread=593062
---
CommercialLeads.net "Refund" Scam

CommercialLeads.net sold us leads with a "guarantee" that if 2 don't close, they will refund our investment. This was the only reason our company purchased them. Upon contacting all of their poor-to-mediocre quality leads, we requested a refund as per their refund policy. Per their "policy" they responded that they need time to verify no leads closed. Fine. The CommercialLeads.net policy states they have a 30 day verification period. 6 months went by and there is no refund and no response as to the status of their "verification". They are avoiding us completely. CommercialLeads.net is a poor excuse for a business, no integrity. We lost a lot of money on CommercialLeads.net. Thank you for listening.

by Jason2007 December 5, 2010 8:36 PM
----
I bought leads from them, they sell the leads to multiple clients. Me and a college purchased 2 rounds of leads and they were giving both campaigns the same leads. They were unaware of this. Dont waste your money on the leads I lost 3k on this company
by commercialbanker December 8, 2010 10:33 PM
---
Orlando Florida is a nexus with two famous telemarketing scams which Senator Chuck Schumer was looking into:
[Two Orlando, Fla.-based companies ? CSTR Solutions Inc. and Genesis Capital Management ? and a Tacoma, Wash.-based firm, Mutual Consolidated Savings, are responsible for at least some of the robocalls, which promise to save consumers anywhere from $2,000 to $25,000 by negotiating lower interest rates with credit card companies, according to the Better Business Bureau.]
[Sen. Charles Schumer, D-N.Y., who was a vocal critic of the auto warranty firms now shuttered by the FTC, called on the federal agency to take similar action against the latest robocallers.]
[These calls cost consumers hundreds in wasted cell phone minutes or much, much more if they get caught in the trap being laid by these unscrupulous companies.]
---
I STRONGLY suggest contacting Schumer about this information

Are you retarded?  The poster clearly stated the loan was NOT THEIR DEBT.  Some line must have been crossed somewhere.  Learn to read, okay?  Thanks a million.

If they are threatening arrest, curse them out and tell em they are telling a bald-faced lie, because one can be arrested for any private loan/debt unless it has been litigated - - and then, contempt charges have to kick in before any so-called arrest.  Don't be intimidated in the least bit.  Stand up for yourself! Tell em to go fornicate themselves. Now, on the other hand, right is right and wrong is wrong.  If you do owe someone, try to get them to identify the party they represent and then send in some small payments (even if not on a payment plan) to the party you owe - - not to these scumbgags. In fact, just send the money in without speaking with someone in Accounts Receivable who is also going to try to bust your balls.  I bet they won't decline the money.  Make a budget to include whatever small payment it may be and they will take the money.

These people called me.  I answered on the second ring.  The phone was silent for a few seconds, then they hung up.  No explanation as to why they were calling.  I phoned back and got a message that said you have reached "Group Maine" and you are not a member.  The phone disconnected.  What is going on?

the point is you can pay it or not. If you do, pay the creditor direct. In Cali all you have to do is tell them direct do not call me anymore. Tell them nothing!! These collection people are scum, tell the bank or whoever you will only deal with them, or not at all. They will usually cut the debt 30-50%.

Banks have zero ethics or morals... they are in bed w/ gov't bail out big business w/ our tax dollars. A few thousand bucks is not gonna hurt banking industry... you probably have already paid them back the actual amount used via penalties, fees, and bogus charges.

I went thru this w/ over 100grand in CC debt 8 yrs ago. I did bankruptcy chapt 13, and repaid 900/mo over 3 yrs. It was dismissed in 2006, and these jerks started calling again. I use debit/cash for anything i buy.

yea they called me acting like a law firm,saying we were fixin to go to court.well guess what i do have a lawyer and he will get in touch with those d***hits.

Person keeps calling and i don't know why

it only means that they have legal docs. they wnt know ur other information if they are not legite. they did thorough investigation

pay the account.! uve used the money... even if its on its way to non-existence as long as it is within the statute of limitation in your state They are gonna SUE you.

This company is calling my work on a daily basis in regard to a pay day loan to a bank account that is NOT mine, Im growing very frustrated that they have my employment and social security information with a loan going to a non existent account. They say they are taking legal action and will arrest me, this is embarrassing at my work, how do I get them to stop????

It's nice knowing there are other educated individuals in this world who have obviously dealt with difficult situations out of their normal character.  There are many people in this situation these days, and the harassment from debt-collection "lawyers" are not helping providing solutions.  If you do your homework, you'll find that these pathetic companies have lawsuits against them by either class action lawsuits or trouble with the FTC due to their actions.  Just sharing the knowledge for others who are harassed on a regular basis from the bottom-feeders of this world (these "lawyers").

No, what's "being irresponsible" is a two-bit collector misrepresenting as a lawyer, a federal offense. Learn your FDCPA rights as an alleged debtor at FTC-dot-gov.

that's being irresponsible.. even its a charge off account.. i'll pay it. coz i used it... ill uphold my credibility

This company considers themselves a "Law Firm" but it's actually just a debt collecting agency.  The name of their firm is Budzik & Dynia, LLC located at 4849 N Milwaukee Ave., Suite 801, Chicago, IL 60630.  A few of their phone numbers are:  Local #773-902-1130, Toll Free #800-767-0529 or number on caller I.D. is 267-828-4428.  When you call them back they will not give you any information, even their company name, until you give them your name and phone number they have called you at.  It was with great pleasure to get all of their information from them (as if I was actually going to pay them) and then tell them that we have included this debt in bankruptcy.  Hee hee hee.  He wasn't too pleased with that.  Karma!  They were trying to reach us for an old charged-off credit card from WAMU (Washington Mutual Bank).  If you tell them you have an attorney on retainer, they must -- by law -- quit calling you (or they face being sued or shut down).  Hope this information helps!!!   :)