281-940-8933
TX, US
 | Douglas 2014-03-15 02:04:54 Debt Collector |
Its a collection agency.
| J 2013-04-02 13:40:21 Unknown |
This has happen to me four times call police and said this is a scam if there is a warrent out for u will receive something in the mail
| Baby 2013-03-28 04:47:28 Unknown |
i must add i have never got a loan from these people They wouldnt send me papers or even give me the number of the place they said i owe! smart thing to do is call your police dpt. and complain
| Baby 2013-03-28 04:42:40 Unknown |
Yeah that number calle me twice this wk. at work The first time i was nice and got as much info as I could. Today wasnt so nice! Threatening me with arrest so when i got home i called the police and gave them the little bit of info i managed to get
| Here in MI 2013-03-27 22:11:53 Unknown |
Just to let you know a couple of people called me LAST YEAR and tried to pulled this SAME SCAM ! Using the old "you written a couple of bad checks to payday loan companies and it's a felony" speech to scare individuals to pay money on a nonexistent debt. This past February someone called using the same tactic just to get money because it is income tax time like you are doing. I DO have a copy of my credit reports and there is NOTHING on there that even implies I owe a payday loan company or even have bad checks-- and I checked the company that handles check services--- THERE is NOTHING on those reports either! So you can save that legalese that you written for yourself. Because for YOU to call me out of the blue about some bad check bs is way out of line. So do yourself a favor and educate yourself on the Fair Debt Collection at ftc.gov, because what you are doing is a scam and I am not going to fall for it.
| wifeintroubleMI 2013-03-27 20:26:52 Unknown |
all i can say is my wife went to court and had to pay extreme fees. easiest thing we could have done is pay back the money we loaned. here is some tips for MI
Bad Check Cases
A Person who legitimately maintain, or previously maintained a valid checking account can be prosecuted for several different crimes depending upon the circumstances.
The offense of No Account Check is a 2 year maximum felony, with a fine of not more than $500, or both. For the offense of No Account Check, the Prosecution must prove the following beyond a reasonable doubt:
1) That on a particular date the Defendant wrote or delivered a check, draft, or money order to a named individual or entity for a specific dollar amount;
2) The check, draft, or money order was drawn on a particular bank;
3) When he or she did this, the Defendant did not have an account or credit with the particular bank;
4) When he or she wrote or delivered the check, draft, or money order, the Defendant intended to defraud or cheat someone.
5) The check, draft, or money order was presented for payment.
The offense of 3 Non Sufficient Funds Checks within 10 days is a 2 year maximum felony, with a fine of not more than $500, or both. For the offense of 3 Non Sufficient Fund (NSF) Checks within 10 days the Prosecution must prove the following elements beyond a reasonable doubt:
1) The Defendant wrote or delivered 3 checks for a particular dollar amount
2) When he or she did this, the Defendant did not have enough money or credit with the particular bank to pay any of the checks in full;
3) When he or she wrote or delivered the check, draft, or money order, the Defendant knew that he or she did not have enough money or credit to pay any of them in full.
4) When he or she wrote or delivered each of the 3 checks, drafts, or money orders, the Defendant intended to defraud or cheat someone.
For the offense of Nonsufficient Funds (NSF) Check, the Prosecution must prove the following elements beyond a reasonable doubt:
1) That on a particular date the Defendant wrote or delivered a check, draft, or money order to a named individual or entity for a specific dollar amount;
2) The check, draft, or money order was drawn on a particular bank;
3) The check, draft, or money order was signed and endorsed by a particular individual.
4) When he or she wrote or delivered the check, draft, or money order, the Defendant knew that he or she did not have enough money or credit at the particular bank to pay any it in full. OR when the check, draft, or money order was presented for payment, there were not sufficient funds at the particular bank to pay it in full and the Defendant knew when he or she wrote the check, draft, or money order that there would not be enough money or credit to pay it in full when it was presented.
5) When he or she wrote or delivered the check, draft, or money order, the Defendant intended to defraud or cheat someone.
6) The check, draft, or money order was in one of the following amounts:
a) $500 or more;
b) $100 or more but less than $500;
c) some amount less than $100.
The possible penalties for Non Sufficient Funds (NSF) Check are as follows:
1) In cases where there are 2 prior NSF convictions, the offense is a 2 year maximum felony or a fine of not more than $2,000 or 3 times the amount payable, whichever is greater, or both imprisonment and a fine;
2) If the amount payable in the check, draft, or money order is $100 or more but less than $500, either of the following apply:
a) For a first or second offense, a 1 year maximum misdemeanor or a fine of more than $1,000 or 3 times the amount payable, whichever is greater, or both imprisonment and a fine;
b) For an offense following 2 or more prior NSF convictions, the offense is a 2 year maximum felony or a fine of not more than $2,000, or both imprisonment and a fine (a conviction for attempted NSF check under $100 is not counted in determining prior NSF convictions here);
3) For an offense following 1 or more prior NSF convictions involving $100 or less, a 1 year maximum misdemeanor or a fine of more than $1,000, or both imprisonment and a fine;
4) For a first offense, a 93 day maximum misdemeanor, or a fine of not more than $500, or both.
If the Defendant knew when he or she wrote the check, draft, or money order that he or she did not have enough money in the bank to cover it at the time, but had good reason to believe that the check, draft, or money order would be paid when it was presented for payment, then the Defendant did not have the intent to defraud or cheat anyone. If the Defendant wrote the check, draft, or money order when he or she did not have enough money in the bank account because he or she made an honest mistake about how much money he or she had in his or her account, there is also not an intent to defraud.
Bad Check Cases
A Person who legitimately maintain, or previously maintained a valid checking account can be prosecuted for several different crimes depending upon the circumstances.
The offense of No Account Check is a 2 year maximum felony, with a fine of not more than $500, or both. For the offense of No Account Check, the Prosecution must prove the following beyond a reasonable doubt:
1) That on a particular date the Defendant wrote or delivered a check, draft, or money order to a named individual or entity for a specific dollar amount;
2) The check, draft, or money order was drawn on a particular bank;
3) When he or she did this, the Defendant did not have an account or credit with the particular bank;
4) When he or she wrote or delivered the check, draft, or money order, the Defendant intended to defraud or cheat someone.
5) The check, draft, or money order was presented for payment.
The offense of 3 Non Sufficient Funds Checks within 10 days is a 2 year maximum felony, with a fine of not more than $500, or both. For the offense of 3 Non Sufficient Fund (NSF) Checks within 10 days the Prosecution must prove the following elements beyond a reasonable doubt:
1) The Defendant wrote or delivered 3 checks for a particular dollar amount
2) When he or she did this, the Defendant did not have enough money or credit with the particular bank to pay any of the checks in full;
3) When he or she wrote or delivered the check, draft, or money order, the Defendant knew that he or she did not have enough money or credit to pay any of them in full.
4) When he or she wrote or delivered each of the 3 checks, drafts, or money orders, the Defendant intended to defraud or cheat someone.
For the offense of Nonsufficient Funds (NSF) Check, the Prosecution must prove the following elements beyond a reasonable doubt:
1) That on a particular date the Defendant wrote or delivered a check, draft, or money order to a named individual or entity for a specific dollar amount;
2) The check, draft, or money order was drawn on a particular bank;
3) The check, draft, or money order was signed and endorsed by a particular individual.
4) When he or she wrote or delivered the check, draft, or money order, the Defendant knew that he or she did not have enough money or credit at the particular bank to pay any it in full. OR when the check, draft, or money order was presented for payment, there were not sufficient funds at the particular bank to pay it in full and the Defendant knew when he or she wrote the check, draft, or money order that there would not be enough money or credit to pay it in full when it was presented.
5) When he or she wrote or delivered the check, draft, or money order, the Defendant intended to defraud or cheat someone.
6) The check, draft, or money order was in one of the following amounts:
a) $500 or more;
b) $100 or more but less than $500;
c) some amount less than $100.
The possible penalties for Non Sufficient Funds (NSF) Check are as follows:
1) In cases where there are 2 prior NSF convictions, the offense is a 2 year maximum felony or a fine of not more than $2,000 or 3 times the amount payable, whichever is greater, or both imprisonment and a fine;
2) If the amount payable in the check, draft, or money order is $100 or more but less than $500, either of the following apply:
a) For a first or second offense, a 1 year maximum misdemeanor or a fine of more than $1,000 or 3 times the amount payable, whichever is greater, or both imprisonment and a fine;
b) For an offense following 2 or more prior NSF convictions, the offense is a 2 year maximum felony or a fine of not more than $2,000, or both imprisonment and a fine (a conviction for attempted NSF check under $100 is not counted in determining prior NSF convictions here);
3) For an offense following 1 or more prior NSF convictions involving $100 or less, a 1 year maximum misdemeanor or a fine of more than $1,000, or both imprisonment and a fine;
4) For a first offense, a 93 day maximum misdemeanor, or a fine of not more than $500, or both.
If the Defendant knew when he or she wrote the check, draft, or money order that he or she did not have enough money in the bank to cover it at the time, but had good reason to believe that the check, draft, or money order would be paid when it was presented for payment, then the Defendant did not have the intent to defraud or cheat anyone. If the Defendant wrote the check, draft, or money order when he or she did not have enough money in the bank account because he or she made an honest mistake about how much money he or she had in his or her account, there is also not an intent to defraud.
| Here in MI 2013-03-26 16:07:57 Unknown |
I'm concerned that they have my personal info too. You can put a fraud alert on your credit reports and you can order your report for free. Hope this helps.
| sfredsf2013 2013-03-25 19:57:48 Unknown |
Same exact phone call as above. Called my Mother as well. I am sure tit is a scam but I am concerned that the last 4 of my social. Not good.
| Here in MI 2013-03-25 19:38:50 Unknown |
Someone by the name of Michael Hicks called talking about I had a "felony warrant charge" against my name and social security number and he wanted to "advise me of my rights," and that I had 10 days to return the call. I had someone call me last month calling me from and different number and state trying to pull this scam of writing bad checks to a payday loan which I never took out or heard of. Be very careful and protective-- DO NOT give any personal info out. This is income tax refund time and all they want is your money.
| Here in MI 2013-03-25 19:31:15 Unknown |
A person named Michael Hicks from "Legal Mediation" called my mother and my home number talking about a "felony warrant charge" against my name and social security number. That he was "advising me of my rights" and that I had 10 days to return the call. I had someone run this same scam on me last month from a different number and state claiming that I wrote a bad check for a payday loan which I never took out or heard of. Be very careful it is income tax refund time and all they want is your money. DO NOT give any personal info. Scam call.
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