got the SAME exact LETTER TWICE WITH 2 DIFFERENT AMOUNTS.

I received the same e-mail everyone else has about the legal action. My said the there would legal action taken against without further notice. The e-mail is from a Matt at ACS Legal Services in California. I am tired of getting phone calls from these scammers and today is the first time I have ever received an e-mail. If they can get my e-mail and my phone number what else can they get? This is getting tiresome there has got to be something done about these people.

Got a letter:

"Your delinquent account with Advance Cash Services has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $592.00.

I have been instructed to bring legal action against you as may be necessary, which may result in Judgement.

The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.

You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.

As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.

You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on 1-302.387.0023




Sincerely,



Matt Williams,

Collections Manager
(302) 387-0023"

This guy is saying he's from M&J Law There's no such law firm in Delaware which is where he's calling from   When in fact he's calling from ACS legal Group, this number of course can be a spoof. Now That you have proof of him misrepresenting himself and the company he works for GO AHEAD AND SUE !

I received the same email today saying that I owed 567.48 from Matt Williams, collections manager. Earlier this year I owed over 1,000.

The number was 1-925-267-8001.

I got an email on 6.26.12 from ACS Legal Group (so they say) and they say I owe 867.45 and have two days to make payment. Then today 6.27.12 I got the same email only it says I have two days to pay 624.45. This is ridiculous!!!! These people need to be punished for this.

I seem to recall that name "Matt Williams" Am pretty sure this name is in a bunch of other threads on this site Using different caller ID numbers. I know he'll come on here and say "You've got the wrong guy,There must be 1000 Matt Williams in the US"  He's said the same thing on other threads  We'll see

After reading a couple of articles on emails  It looks like it's up to a judge to determine if it's legal, Well at least in a corporate setting. Tell who ever sent the email you need a copy of the original contract with your signature on it or some other proof that the debt is valid (Not just an email, anyone can send and recieve an email,  hardly anyone ever checks to verify an emails sender. Frankly I myself have six email addresses, GO AHEAD AND TRACK ME DOWN

There is NO M & J Law firm listed in Delaware ( calls originated from) and an email is not considered legal notice (yet)

Yes, they also sent an email w/ACS Legal Group name.  They're so stupid they don't realize the public can google the phone no. and find out information on them.

I also received the same email on 6/26 and 6/27.

same email this morning i am in california

I receivd the exact same e-mail today!!!

I received the exact same email today - June 22.

i received the same exact email today as well.

I got the same e-mail today June 22, 2012 and I received the same e-mail on June 13, 2012.

Subject: Notice of Collections- Lawsuit


Your delinquent account with Advance Cash Services has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $592.00.

I have been instructed to bring legal action against you as may be necessary, which may result in Judgement.

The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.

You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.

As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.

You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on 1-302.387.0023




Sincerely,



Matt Williams,

Collections Manager
(302) 387-0023

I got an e-mail from this company calling themselve  M & J LAW, telling me that i will be taken to court for not paying Advanced Cash.

There must be something done about these thieves continuing to try beat people out of their money.... I Am tired of the phone calls and e-mails claiming that I owe money........... If The Law can catch drug dealers etc....... these punks making these scheming phone calls should be much easier to bring down.Please Get a grip on this.