received an e-mail from Ace Cash Express Pay Day Loan and phone number 818-813-6206.  I use this site to add call and e-mails.  Daniel Gray and Robin Wilson were listed on the e-mail.

I received a call from a guy by the name of Richard McKinley. He stated that I have a My cash now loan all the way from 2011, I stated from is it that My cash now has not attempted to contact me since then. I have never has a advance loan from My cash now. Will call from 214-613-5684 and 312-789-4890. Fist the female will call and she transfer you to the legal department. I called my bank got a new card number. Watch out for these people.

What ended up happening?? There r telling me the same thing :/ it's got me sooo worried idk wht to do I dnt wanna go to jail nor have papers served to me at wrk.. :/

They changed their name to Loan Mediation Inc and there new number is 510-373-2702 beware!  I've reported them to the F.B.I. fraud department and the BBB in Chicago which is where they are from, they use area codes different from the city and state they are calling from.

They told me I had a loan with some payday company that I was completely unaware of and have never done business with at all! This is all B.S. I hope no one falls for this!

Received a call threatnening me with court and a precorded message a judge will listen to had my information and then hung up once I told them this was garbage and I would see them in court.  They need to all be in jail instead of them threatning us with jail.

"Tony" or whoever this was. It occurred to me your posts are lacking in honesty. Allow me to explain... If you aren't a "dead be(a)t", why did you NEED a PDL in the first place? Payday loans are for people who have no other choice but to pay exorbitant finance charges on $200 from crooked PDL companies who probably eventually sell your information (or at LEAST don't take security measures seriously!)! So, therefore, my guess is if you owed for a PDL; you have SH&TTY credit too! Which, in essence, means that YOU DON'T PAY YOUR BILLS ON TIME EITHER. Am I correct in making this observation? So, stop throwing rocks at glass houses, you idiot!!! P.S. Legitimate agencies don't usually ALLOW employees to "speak" on their behalf; at my job I'd be FIRED INSTANTLY if I ever got on the internet and touted or slandered the company I work for. But, from your very obvious lack of education (spelling and grammar are atrocious), you probably didn't read your Employee Manual or something....

"Tony", is your Spell check on the fritz or is it just dyslexic? WTF?! And GOD BLESS GUNNAR! We need more folks like Gunnar in the world! Thanks Gunnar!

Same thing here, getting so frustrated over this!

These people say I took out a payday loan with mycashnow. I have not and they have my social security number. They have said they were gonna have me arrested and etc. If I really owe someone I want to pay but I truly do not know these people. Any advice before they use my social security number?

Good try there "Tony". But your bull won't cut it here. You see, my poor beleaguered friend, I don't owe you or anybody else a dime. Hate that don't you? And I've never even considered a PDL. Hate that too don't you? And my personal info. is nowhere to be found on-line.You really hate that don't you?
You're not a dead-beat huh? BS! You're a bogus debt collector. A segment of society that is occupied exclusively by the biggest dead-beats and frauds in existence.
Taking money? That is your job description. Get a life? What the hell would you know about life? You've managed to screw yours up so badly that now you're forced to defraud people to make a buck.
You're right about one thing though. I am on here alot. You really want to know why? I'll tell you. I'm on here alot because I've been successful enough at my career to now have the time to devote to helping others avoid being victimized by maggots like you. You see "Tony", I'm the owner of a small business. I employ real, hard working, talented people. They are so talented, in fact, that I now have all the time I need to filter out trash like you on this site. I enjoy it and I actually encourage my employees to do the same. We've made a hobby of terrorizing frauds..like you.
The people on here also know that I have no fear whatsoever of bogus or fraudulent debt collectors. Here OR IN A COURTROOM. Why do you think I know what kind of people you are? Because I've met them. And their pathetic Attys. Always as a plaintiff, never as a defendant. I've never failed to receive a settlement or make a scum-bag outfit running for a place to hide.
You want to doubt me "Tony"? Go right ahead. I 've been doubted before. Firms in AZ, MN, CA and recently in GA doubted me too. They don't doubt me anymore. A firm in NC is deciding that they shouldn't have doubted me right as we speak. A large company out of Jacksonville, FL is next.
Bogus and fraudulent debt collection firms talk big. But they roll over and beg for mercy when they're caught red-handed. We specialize in getting them caught. In case you haven't noticed "Tony", I use this site too. It's an excellent place to draw dirt-bags out into the open. Like you.
What I do isn't for monetary gain. We barely cover our costs. It's done for the sheer joy that is experienced when a big, bad debt collection firm is seen wriggling like the victims they thought they were extorting. And there's the fact that it's insanely easy. Those at the top of the debt collection industry aren't stupid. But the people they employ are some of the most arrogant and downright stupid people that have ever walked this planet. They do as they're told...and lead their firms right into people like me.
So try and have a nice day "Tony". Oh and by the way, Skeffa Ett Liv!
Gunnar

I've never seen anyone stam ... anyone stammer like that in .. like that in print before. You could use more practice at shilling for lawbreakers.

They have to prove the debt is real, in writing, not in an email or phone call.  The scam collectors pocket the money and it does not go on your credit report.

JUST PAY WHAT YOU OWE BACK....I HAD TO ....STOP LYING SAYING YOU DONT OWE....YOU STARTED THE SCAM WHEN YOU ENTER YOUR INFORMATION INTO THE SYSTEM TO APPLY FOR THE LOAN THAT YOU HAD NO INTENTIONS OF PAYING BACK......THEY WOULD NOT  HAVE TO CALL YOU IF YOU WOULD PAY THE MONEY BACK IN THE FIRST PLACE....SEE I"M NOT A DEAD BET I PAY MY WAY...IF I GOT IT I'LL PAY BACK WHAT I OWE. YOU CANT KEEP TAKING PEOPLE'S MONEY EVEN IF THEY ARE A BUSINESS...DONT FORGET THESE ARE THE SAME PEOPLE THAT HELP YOU GET TO WORK,CAUSE YOU NEEDED GAS MONEY,  LUNCH, GET KIDS MEDICINE OR PAY TRAFFIC TICKET....THESE PEOPLE ARE THE ONES YOU WENT TO AND GOT THE MONEY FOR THIS NOW YOU DONT WANT TO PAY BACK .....GET A FREAKIN LIFE PAY THE MONEY YOU OWE....TO YOU MR RIGHT...YOU CANT HAVE A JOB YOUR ONLINE POSTING TO MUCH....

Every time that I think I've seen the worst Shill of all time, one like you pops up. You are a fraud. A scum-bag who is not fooling anyone. Thanks for your post though. You've just proven that your outfit is rotten to the core. Now everyone who comes to this site will know it too. Good job there. I don't think the boss-man will be giving you any bonus money for a while.
But you are right about one thing. We have the money. You don't. And now you're sure as hell not going to see any of it.
Skeffa Ett Liv!

I received a call from Westwood mediation myself I got the loan paid of without all the interest
 I will pa I will pay it most who take ou who take out loans I have so when they asked to pay so when they asked to pay back is always a re is always a reason why they will don't want to get back the money that they  borrowed if you borrow som if you borrow some money from someone and you know that you borrowed it you will want somebod you will want somebody to pay you if you loaned them your money,  people are so people are so quick how to  how to say someone's getting them when they are the ones who took out a loan just because  just because you have to pay it back. That is some real messed up way of thinking those are the kind of people who make it bad for honest people pay your bill you know you got the money

Actually I received calls from Westwood Mediation, and I never took out any payday loans from Ace Cash Express. In fact, Ace doesn't even have any locations in my state! So it wasn't Ace Cash Express that was hacked into. These scammers can hack into any payday loan company's system and make up elaborate lies that people took out loans from a completely different payday loan place thinking that we won't remember if we paid back a loan from 9 years ago.

David Allen is still at it. He has called me all week until I finally found the information you and other people provided on this site. I also called Ace Cash Express to find out that not only did I NEVER take out a loan from them, but they don't even have any locations in Illinois!! Also, David Allen from Westwood Mediation refused to send me any information in the mail, but he was eager to e-mail me. Ironically, the letter he sent to my e-mail wasn't even from Westwood Mediation. Instead, the heading that looked official was from Loan Mediation, Inc. He didn't think I'd notice that the information he sent me was from a completely different company?? Then I looked up the address where the letter from Loan Mediation Inc. was supposedly from, and it turns out that that address is attached to a business called 24 Hours Flood Rescue. These people must be really stupid if they don't think that we would research them to see if they're legit. I called him out on his scam, and hopefully that will put an end to it. I also informed him that I would be press formal charges if I ever hear from him again.

I keep getting these annoying phone calls from the # 308-210-2804. I don't owe them money. They
Just keep harassing me. Its a scam and I need them to quit calling me.
I called them back and left nasty messages, but they still call. I need it to STOP !!!

have been receing these for several months.  have resonded, but calls keep coming.  I am on the do not call list & will continue to ignore these as well as delete messages.  It is not at the harrassment level as I receive them at least 3x or more every week.  

The #, 877-947-5326, is the requested call back.  They call thenselves Westwood Mediation & give a ref #.  They say it's about a bad check & request immediate call back.

The Caller ID is: 308-210-2804.
The Caller ID name is: Mediation.

The White Pages tag the 877 # as a Telemarketer.

so tired of getting call saying they have a returned check from me. I work at the bank and never had returned check SCAM

Repeated calls threatening to have daughter arrested for bad debt

Ace does know there is a scam going around with them. They verified to me since I am being harrassed by Westwood Mediation.

Apparently, Ace Cash Express was hacked into. I believe I had applied for a loan from them and was told that I couldn't get one because I live in Massachusetts; where it's illegal to get a payday loan. Perhaps Ace Cash should be made aware that they've been "infiltrated"? I'm sure they're out there selling people's information anyway. That seems to be the M.O. of payday loan companies these days.
@kiki- No, this can't happen. An unpaid loan, payday or otherwise, is NOT check fraud. These kinds of criminals/scam outfits like to tell you that because you can't be arrested for an unpaid loan but you can be arrested for a bad check; this way they can lead you to believe it's serious. In other words, they can threaten and frighten you into paying a debt you don't owe. It doesn't matter if it's a legit account either, don't pay Westwood Mediation!!!! They are not a real collection agency, therefore, the money you pay will go straight into their pockets or perhaps their crack pipes, and you will be left out a few hundred or thousand dollars with an open debt still in your name.
Bottom line- Westwood Mediation can't and won't do anything to you because they CAN'T! They'd have to be a legitimate business to do that. It'd be like a drug dealer taking you to court because you owed for the bag of dope you got from him/her last week. Give me a BREAK!!!

Got a call from the same company. asked them for their address and told them I would be counter suing them for harrassment, they hung up on me.  it took me 30 minutes to get info from them  Address was in different state then phone #.  Was told they have the papers where I signed for the loan at Ace Cash Express.  Asked them to tell me what store I signed, they couldn't.  Called Ace and they have never heard of me.  Someone applied for loan using my cell phone number that is why I am getting called.  Ace Loan Department verified it was a scam and not to pay them anything!

Who is using this number?

Did you have a loan with them ever? If not, they can not do a thing. I tslked to the manager at Ace Cash Express in Milwaukee, WI and she never heard of my husband! Their number is 414-645-4271. The manager's name is Joci. Pronounced Josie. She will at least tell you if there is a ligit account!

My husband got the same call for the same Ace Cash Express! He never heard of them, and They (Ace Cash) never heard of my husband! It was also from supposedly 2008! Can't wait to call them back and tell them they are full of s***!

This number has been calling me at work. So I called and the guy said I had and outsanding balance with Ace Cash Express. He also said in the agreement I wasn't allow to claim them on my bankruptcy and I would be turned in for check fraud.  Can this happen?

Thanks Pat for your info above. I found it especially interesting that you misspelled your name yet they still found you in their "database". They actually have a website. It's www.westwoodmediation.com if you're interested in checking out this scam. I read through the site because with these types of scams, they are usually dumb enough to give themselves away by stating they'll "use any means necessary to get your money paid back to you" or refer to payday loans as "returned checks", etc. Westwood Mediation must be "headed" by a seasoned scamming pro because they don't give themselves away on the site; at least as far as I can see. Check it out and let me know if you found anything interesting. LOL!
Just so you all know, if you tell them you will report them for violations of the FDCPA (Fair Debt Collection Practice Act) and they tell you they are not debt collectors; please remind them they are. I've taken the liberty to copy and paste the definition of debt collector from the FDCPA itself:

(6) The term "debt collector" means any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another. Notwithstanding the exclusion provided by clause (F) of the last sentence of this paragraph, the term includes any creditor who, in the process of collecting his own debts, uses any name other than his own which would indicate that a third person is collecting or attempting to collect such debts. For the purpose of section 808(6), such term also includes any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the enforcement of security interests. The term does not include --

(A) any officer or employee of a creditor while, in the name of the creditor, collecting debts for such creditor.