Simply stop payng them.   If you have an arrangement where they take money out of the bank, tell the bank to cancel your account and tell them that you've been defrauded.  Maybe they can reverse the transaction.

If there is a valid debt then they must send you a debt validation letter and it must be by US mail.   E-mail no good.  

Report the matter to the local police.   Also report the matter to your local attorney general.  

See:  https://www.consumer.ftc.gov/articles/0149-debt-collection

If you don't take action now, they or someone else will simply keep on bleeding you!

Thank you so much to everyone for sharing this information. I am a victim too.

how do I stop that Amber they had me setup a payment plan with them

Don't give them another dime!

I received a call from these people and I gave them 150 the other day and then there taking another 1000 in the next month so what should I do about this if this is such a scam they told me I was going to court that they are submitting paper work against me for a payday loan that was back in 2009

We would just like to take a minute to express our gratitude that shills and scammers make it so easy to spot them!

I got a call from J&J Law Group, Fred Jackson saying I owed a $350 debt in the state of California. When they asked me to confirm my name and social I refused, to which they got very mad at me. I yelled a lot and they ended the call saying they would contact me tomorrow. Then I looked the number up here and see that I'm not the only one getting this call. I'm glad I looked, I started freaking out. They say it happened in California in 2011, I left Cali in 2009. Told me it was for a pay day loan...and I've NEVER taken out a payday loan in my life, then he tried to tell me it was through my old bank Wells Fargo, I still have Wells Fargo so that's WRONG! Don't fall for this scam s***!!

You are so full of [removed:lang]. You know for a fact this is a scam, we know this is a scam. It's probably you calling people and trying to scam them!

I just had the same call and trying to tell me they sent me official paper work on the 4th of this month and I was being prosecuted by Pa,nothing was ever  sent nor did  they say this was a recorded call  for security reasons, that was kinda of a tip off but was not completly sure so i looked up their phone number and see everyone is getting these calls.  Look and give them no info I sure did not.  Good Luck

I just want to take a minute to express my gratitude to Mike Jones at J&J Law Group for going above and beyond his duties and giving me a final opportunity to address an old loan I owed without the hassle of court costs and attorneys fee. I don't think many folks would have given thought to the happenings in my life the way he did. I am grateful.

I received a call from this # today. It was very hard to hear the company name that they claimed to be calling from but they informed me that I had a criminal complaint signed against me from a company called A Capital. I hung up because if there was a criminal complaint signed against me I surely would have received something in the mail and not a phone call!

I got a call from them then I call the police and looked them up found out that it was a scam oi have IT friends looking for them with law enforcement as well

On my vm, her name was Miss White with the state council.

I am having the same problem and could not figure who is always calling me but they are numbers i do not  know.. So do not pick up. This just happened in the last 3 days so ,got also a email from national credit services LLC and they said i owned a couple of payday loans but as far as i figured just a couple of them were on the email and never really got them approved from the company. There was not a couple of them i did have and they are paid off a year ago. I just do not understand people who do this scamming stuff how they really do not get a way with this unless you actually do go to the law about it or lawyers and charge them.I am a lady 66 trying to make it in this world on the little funds i have. I can not stand such stupidity. Thanks for my time in writing

Received a call was told to push 1 to get a copy of the summons that was being issued against me for a unpaid payday loan. I pushed 1 then got a voice mail saying I should leave my name and number and I would be contacted. I just hung up.  

They just called me I just had a baby they scared me so bad I was ready to give then my card number thank God I google the number first and read this!!!!

You won't get taken to court - you've been contacted by extortionist scammers.  Debt is civil, not criminal, so even if you had defaulted on a loan, you cannot be arrested for this!  More here:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
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Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

For Extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

This number called me today telling me I committed check fraud for 350 dollars and said I was being prosecuted and would have to get attorney and go to court ive got 3 kuds and one on the way this mademe cry and got my kids upset I called my bank and they said there was no credit to my account on the date these people told me the last tdansaction was 3 months before they said the posted Iit to my account it was all about payday loans which ive filed for but never quAlified do to only have child support as income. Im going to counter sue them if I get taken to court

The address they gave you belongs to the City of Duluth Police Department.  

See:  http://www.duluthmn.gov/media/113286/Check-Diversion-Packet.pdf

So far as I know, there is no J & J Law Group.  

These people are total scammers.

YOU WILL ALWAYS BE SENT A REGISTERED LETTER IF THERE IS ANY FORTHCOMING SUIT.  KNOW THIS AND U CAN STOP WORRYING!

Yes I got the same mumbo jumbo today.  LMFAO  I know a scam when I hear one. I never answer callers when I don't even know anyone in that area code.   THEY CAN SHOVE IT-

I work for a loan company and received a call from them, wrong DOB, was a fake company stating they collect loans. One of my customers called me numerous times to state they are harassing her about her loan.
  They harvest information from the internet and places you have applied for loans, basically they get e-mail lists from people who applied for loans. The scam is simple;

1. You applied for something online, could have been a vacation, loan, anything.
2. They bought the list of information you placed in your online "profile" or whatever.  
3. Then they attempt to collect said loan and unfortunately people pay them because they once took out a loan and could not remember if they paid the loan.

If you have paid them file a police report and a complaint with the Fair Trade Commission, NO ONE can arrest you!
If they continue to harass you tell them to hold on one moment while you turn on your recorder, you will hear a click and they will not call back.

In got calls from many different people including a ms taylor at number 3206297946. She told me the same thing fraud cases , get a lawyer , we will be proceeding with the claims. Would send me a verification of anything said they had already. Said Todd davis was a da and lawyer. Taylor said they were j&j law group . When I asked for addresses she have me po box 29 red wing mn 55066meeker county. I guess we will see what happens. They got mad when I said I was calling atty general, and federal trade commission and bbb.  They had some so called locator calling me many times me knew my work and home and would be bring me the papers .  I believe their scammers .

I got the same calls over And over.. They threatened felony charges for two counts of fraud. They would provide a written verification by mail . Some so callers   Locators have called my number and my family members also .  They say their j and j law group too. I m going to report them to federal trade commission . St arty general  , local police. I told them stop calling  me .

I work at a company that has a paid account to reverse lookup and 411. My coworker recieved  a call similar to those stated above and below. The number is a cell. No legitamit business uses a cell phone only. Plus if you call they never state their business name

They called me this morning as well, claiming that their "client" from Missouri has attempted to use six different collection agencies to collect a debt of $350 however they were not able to contact me.  They alledge the debt was from August of 2012 however when I advised them that I moved from Missouri in 2011, they placed me on hold.  They came back on and asked is this "my correct name" and "your social security number is--- -- ----" which was the correct number.  I asked them once again who they were and what was the name of their "client" which they denied telling me.  All they stated was that the collection is now a felony and they are going to pursue criminal charges, that I "better" get a criminal attorney.  I called the State of Missouri Attorney's General and filed a complaint as well as here in my current state.  When I get home from work, I am going to place a fraud alert on my credit.

Suggest that they buy a stapler if they're having trouble attaching documents to a form.

If there really is a 'docket,' then that is a judicial matter.  Call the state or county.  Otherwise, stop talking with this scammer - don't try to explain anything to them, don't act mad with them, just get off the phone, block their number, and continue your pursuit of happiness!

Got a call this morning that said the exact same thing that pretty much everyone above was saying. Mine was a recorded call though, not a live person. Saying that they had to attach papers to something. They didn't mention my name or what company they were with or anything. Just said to call 320-626-1046 by the end of the day. I mean this is ridiculous! Someone above was correct when they said they can't threaten you by phone. And I don't even know who was calling me b/c it was a muffled "this is so-and-so".....ugh!

Claims to be collecting for a company which they don't know the name of. Threaten that case will be turned over to the state, and need to speak w your legal counsel for your court date. Claim they sent out docs and they were signed for. I paid the amt since it was nominal, and I dint feel like the threats continuing, and states ill rec exoneration peek in the mail within 30 days.  But now I'm looking more into this, and may calk my bank to dishonor the transaction.

I just got a call from them and I have to thanks to my Visual voice mail because I'm hearing impaired and can't hear that well but here is what it said:
Hi, this is Ms. Mason, after reviewing the documents under the state case petition. We were unable to locate or attach your legal counsel information. Please call 320-626-1046. To attach your attorney information on this docket. It is your legal right for the common law requirements. I'm behalf of the pre-trial office. If you failed to comply and return this phone call. the state will move forward at that point in time for action will take place. I would strongly advise you to govern yourself accordingly.

well this person does not mention my name, did not say what state and I never file anything so I am not sure what they wanted but thinking 'money'.   come on scammer people, if you want money then get a job. There are plenty of jobs everywhere, scammers are just lazy.  Terrible isn't it.