325-716-1466
TX, US
 | Alfalfa 2014-01-23 18:08:26 Unknown |
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
| KSS 2014-01-23 18:05:47 Debt Collector |
I just received a call from this number. Something about a banking transaction.
Which is crazy...being I don't have a bank account in the first place!!
What can be done about this caller?
Which is crazy...being I don't have a bank account in the first place!!
What can be done about this caller?
| JRR 2014-01-23 17:50:23 Debt Collector |
Had a missed call from this number wIth a message saYing "i have a Past banKing transaction that could effect my current banKing situation and to call an 855 number back immediately" sOunded fishy so thought i would look the number up and all bad reports and reviews.
| I.Z. 2014-01-23 17:36:00 Debt Collector |
Same as the rest. Very annoying!!
| J. C. 2014-01-16 17:12:44 Unknown |
On Jan 16, 2014,at 11:41am EST, I received a call from 325-716-1466 about a bank deposit. But, I miss the called but they left a message stating they was calling about a bank deposit! When I called they could not find my number.
| Slamminthescammers 2013-12-20 07:00:35 Unknown |
"Your only form of a social life is from behind a glass window"
| slamminthescammers 2013-12-20 00:22:16 Unknown |
I too received a call from this jackoff today. I owe nobody, I have no outstanding loans, my credit is very good. Good luck with your scam Brian Smith, looking forward to the day you get caught and your inly f poo rm of a sicial life is behind a glass window.
| Janet 2013-12-19 17:05:15 Debt Collector |
Brian Smith calling saying he an attorney uses different phone numbers its a scam
| Army Medic 2013-12-09 18:04:48 Debt Collector |
This caller tried to tell me that I owed on a pay day loan that was taken out 3 years ago. The dates were not even valid because I was getting ready to deploy at that time and know for a fact I never took any loans out. When I started questioning him in regards to the business license they had, he then told me he would take my name out of the system and that it must have been a mix up. Yes he had my name and Social Security Number but when I refused to verify that he knew I wasn't falling for his crap. He said he was sorry and would remove my name and to have a great day. These guys try to recollect on stuff that has been paid in the past that they hope you forget about. Don't fall for their BS!
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