330-473-1229
OH, US
Bubbasister
Bubbasister
2011-10-01 13:39:20
Unknown
They were calling my cell phone 5 times a day. We are a answering services for several funeral homes. I called them back and asked what they were calling for and told them who we were. They claimed that they were a financial service called NCC and that they were trying to collect on a debt. She looked us up and said "oh sorry wrong number." I asked them to please explain how they got our number and she hung up.
I called back and asked to speak to a supervisor and they hung up again.
I called back again and they said no one was available to speak to me--interesting!
I think it's a scam!!!
Scott
Scott
2011-09-22 14:28:28
Unknown
Hey Mark did it used to be Mary LOL just kidding, I get calls daily i just block them,
norkamam
norkamam
2011-07-20 19:45:14
Unknown
got a call if you want to hear in english press1 now
mark
mark
2011-07-01 13:39:49
Debt Collector
these people call here 5 to 8 times a day. Very annoying. They claim I received treatment from a gynecology doctor. As you can see by my name it is mark, not mary.
Penny
Penny
2011-06-06 20:46:24
Unknown
They have been calling me everyday.  I am on the no call list. Nothing has doon any good.   But it has been nice to see other people are having the same probleems!
Another attempted SCAM victim
Another attempted SCAM victim
2011-06-06 20:46:24
Unknown
I have rec'd several calls from these SCAM artists in the last ten days. I use an aswering machine and never answer directly anymore unless I know the caller since someone evidently tried to figure a pattern as to when no one is home.

Anyway my answering machine has shown the caller from 330-473-1230 is located in Millersburg, Ohio. They have been phoning me always around noontime and 6:45 PM. Two days ago after they called my number again, I immediately attempted to return the call and only reached recordings, one after another in the same call, always getting a message to "Press ONE" to talk to each time a different JERK! On one occasion I did manage to be able to leave a recorded message. I explained to them that I do not know them and I do not owe them, therefore do not call my number again. They still call my number almost everyday now. I have talked to an attorney in this matter and he advised me to send a Cease and Desist letter to them. Then if they call my number again, the attorney will have somethng to go on. If they call me after they recieved my letter then this is considered harrassment and this JERK collection agency can and will be sued in a court of law.  .........  Only one problem, so far I can not locate a mailing address for these JERKS!!!
Kathy
Kathy
2011-06-06 20:46:24
Unknown
I got an early call from 330-473-1230. They hung up on me. I call them back. I asked for their address and could not get it. Try to get it, and call the FTC '877-382-4357. We have to work together to stop these crazy people.
Jessica
Jessica
2011-06-06 20:46:24
Unknown
WOW.. They have called me 8 times today! Im sick of it. I even called them back, and got an automatic recording,really? what idiots!!!!
Mayonnaise
Mayonnaise
2011-06-06 20:46:24
Unknown
I have received repeated calls from this number.  The last time I chose the option for english and got a representive.  He answered the phone asking "how may I help you".  I answered with "I dont know.  you tell me" and he promptly hung up on me.  After calling this number back 4 more times and getting disconnected by the representative I finally got a hold of someone who actually told me what this was about.  They were looking for another person named John Stewart.  I told them he no longer has the number and to remove it from his account.  Hopefully they actually do.
bub
bub
2011-06-06 20:46:24
Unknown
number if for NCC  a collection zombie   they are punks
ohio gay guy....
ohio gay guy....
2011-06-06 20:46:24
Unknown
thought it was a bud with same 330....

press 1 for english...???  thanx all for reporting this! ;)
Jodi
Jodi
2011-06-06 20:46:24
Unknown
Told the rude operator I was on the Do Not Call List which she said 'Didn't work for them" and claimed she would take me off the list.  She asked for someone I never heard of before.  Get several calls like this for people who've never had our number.  Very annoying.  Tried to call the number back listed above which comes up on the caller i.d. and message says it's not in service.  So apparently they are accessing disconnected number lists which is not a good sign either.
CHRIS
CHRIS
2011-06-06 20:46:24
Unknown
They are attempting to collect on a medical bill for mahoning valley emergency center from 2004 i dont recall going to the er nor do we have a er with that name i have requested several times for a statement from them with all info on it for our ins. has always covered that i still have not recieved such from them they want me to just pay it then get reimbursed from my ins. i think its a scam i'm not paying it til they prove what this is for i dont recall going to the er nor does my husband Idk we shall see if i get the statement but i can say the lady this time was very nice the foreign guy how ever is nasty as they come I've been fighting with them for months lol
CHRIS
CHRIS
2011-06-06 20:46:22
Unknown
They are attempting to collect on a medical bill for mahoning valley emergency center from 2004 i dont recall going to the er nor do we have a er with that name i have requested several times for a statement from them with all info on it for our ins. has always covered that i still have not recieved such from them they want me to just pay it then get reimbursed from my ins. i think its a scam i'm not paying it til they prove what this is for i dont recall going to the er nor does my husband Idk we shall see if i get the statement but i can say the lady this time was very nice the foreign guy how ever is nasty as they come I've been fighting with them for months lol
ohio gay guy....
ohio gay guy....
2011-06-06 20:46:22
Unknown
thought it was a bud with same 330....

press 1 for english...???  thanx all for reporting this! ;)
bub
bub
2011-06-06 20:46:22
Unknown
number if for NCC  a collection zombie   they are punks
Mayonnaise
Mayonnaise
2011-06-06 20:46:22
Unknown
I have received repeated calls from this number.  The last time I chose the option for english and got a representive.  He answered the phone asking "how may I help you".  I answered with "I dont know.  you tell me" and he promptly hung up on me.  After calling this number back 4 more times and getting disconnected by the representative I finally got a hold of someone who actually told me what this was about.  They were looking for another person named John Stewart.  I told them he no longer has the number and to remove it from his account.  Hopefully they actually do.
Jessica
Jessica
2011-06-06 20:46:22
Unknown
WOW.. They have called me 8 times today! Im sick of it. I even called them back, and got an automatic recording,really? what idiots!!!!
Penny
Penny
2011-06-06 20:46:22
Unknown
They have been calling me everyday.  I am on the no call list. Nothing has doon any good.   But it has been nice to see other people are having the same probleems!
Another attempted SCAM victim
Another attempted SCAM victim
2011-06-06 20:46:22
Unknown
I have rec'd several calls from these SCAM artists in the last ten days. I use an aswering machine and never answer directly anymore unless I know the caller since someone evidently tried to figure a pattern as to when no one is home.

Anyway my answering machine has shown the caller from 330-473-1230 is located in Millersburg, Ohio. They have been phoning me always around noontime and 6:45 PM. Two days ago after they called my number again, I immediately attempted to return the call and only reached recordings, one after another in the same call, always getting a message to "Press ONE" to talk to each time a different JERK! On one occasion I did manage to be able to leave a recorded message. I explained to them that I do not know them and I do not owe them, therefore do not call my number again. They still call my number almost everyday now. I have talked to an attorney in this matter and he advised me to send a Cease and Desist letter to them. Then if they call my number again, the attorney will have somethng to go on. If they call me after they recieved my letter then this is considered harrassment and this JERK collection agency can and will be sued in a court of law.  .........  Only one problem, so far I can not locate a mailing address for these JERKS!!!
Kathy
Kathy
2011-06-06 20:46:22
Unknown
I got an early call from 330-473-1230. They hung up on me. I call them back. I asked for their address and could not get it. Try to get it, and call the FTC '877-382-4357. We have to work together to stop these crazy people.
Jodi
Jodi
2011-06-06 20:46:22
Unknown
Told the rude operator I was on the Do Not Call List which she said 'Didn't work for them" and claimed she would take me off the list.  She asked for someone I never heard of before.  Get several calls like this for people who've never had our number.  Very annoying.  Tried to call the number back listed above which comes up on the caller i.d. and message says it's not in service.  So apparently they are accessing disconnected number lists which is not a good sign either.
esbohn
esbohn
2011-04-06 19:27:25
Debt Collector
The number has called more than once, but I was actually able to answer it when they called today. The representative I spoke with was pleasant and advised me this call was being generated from Commonwealth Financial. I asked for a paper trail so I can keep a record of what bill they supposedly are trying to collect on.
LvnWell
LvnWell
2011-02-11 17:05:25
Unknown
I answered the phone "hi". The person said "Hi, how are you". I asked "who is this". She said "your cousin". I said "I am about to hang up, because I don't know who you are". She asked "why, can't your cousin surprise you". I hung up.

I don't play games.
Ek
Ek
2010-12-30 22:51:31
Debt Collector
This number had called my buisness phone I answered with hello my name is -------  Just to let you know this call will be recorded for quality purposes all I got was dead air the caller hung up not saying a word ???
rc
rc
2010-11-03 18:56:50
Unknown
Call started with "Press 1 for English 2 for Espanol", after hitting 1 I was put on hold for 1 minute, the a rep answered and said "Thank you for calling [inaudable 3 initals], how may I help you" I informed him this was an incoming call and heard mumbling and key typing for 10 seconds followed by being disconnected. Have received calls trying to collect on debt that does not exist in the past, I believe this is another one of these calls.
Angela Ward
Angela Ward
2010-08-16 23:19:28
Unknown
F*** all these phone calls.................................ANGELA (Mommy)
lamet
lamet
2010-05-14 14:34:38
Unknown
THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS
HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE
you can also post your questions here http://www.collectorsexposed.com/forum2/index.php

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/First.htm
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0
Nightheron
Nightheron
2010-05-14 13:28:01
Unknown
They've been calling me every day for the last two months with their "push one to hear this message in English" recorded message. I finally got tired of it and replied. After being on hold for a minute, a woman answered saying it was some kind of financial services. I said "who is this?" Despite asking her three times, he refused to answer. She finally said I should "stop being so old and grumpy" and hung up.
deb
deb
2010-01-31 16:14:55
Unknown
got a call. said push one for english.then was told to wait,so i hung up
1-209-271-2911 1-312-229-0587 1-687-685-5040
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