you're just some fake guy working for those people. Get a real job instead of stealing from people.

Auburn Chandler is "Attorney Jeff Johnson" Owner of Chandler McNair & Associates

Darryl Russell retired officer 6783251543

Another scam company that he is involved with
Corporate Financial Management LLC
233 Mitchell St Ste 100 Atlanta Georgia 30309 United States of America
18006918180
4049913672

Twina Feliciano is "Legal Secretary Tiffany Walker"
4046316359

Massive violations and complaints about these so called business owners

Read below:

http://www.ripoffreport.com/collection-agency-s/corporate-financial/corporate-financial-management-3ac18.htm

auburn chandler
"alias attorney jeff johnson" 4049923672

Another alias Chandler McNair and Associates

corporate financial management group
233 mitchell st sutie 100 atlanta ga 30303

Tells The Truth recently revealed who this company really is

This link has all the info you need contact an attorney asap

http://www.ripoffreport.com/collection-agency-s/corporate-financial/corporate-financial-management-3ac18.htm

Also call 8773824357 and file a complaint
make sure to contact the Atlanta attorney general 4046518600

Just reply back if you need more info this company legally can't do anything to any of us.

CMG & Associates Check Fraud Division

well i got a call from the same man cleveland with the same story about a check scam i did i never own a checking account i laugh at the man he got very upset ,he hung up i called him and i said the same thing to him that he was going to jail i know all about the scam your pulling he hung up and hasnt called back so please be aware this is a scam he call my friend told her she was going to jail if she didnt pay my debt within 2 hours i told her all he wanted was her info too to scam her tell your friends and family dont do it its a scam

Well, I dont know you guys experience but I know that I did do a loan and didn't pay it back. Maybe they cant send me to jail but I do know that I owed the bill and I needed to pay it. However thay got me to pay it was a load off my mind because I was loaned the money when I really needed it and I am glad I was able to pay it off.

well this man is in north carlolina and i live in fl i never been out of the state so if i wrote a bad check i would think the town i live in would get me not from some man saying hes the cops out of state going to put me in jail so why we an out of state person put me in jail i hope u didnt get scam of ur money cause now they have ur info when u look up the phone # where he called from its a landline at a house they wont call u from there house so u can have the # they would call u from his office

this man called and said i was going to jail for a loan i paid off with a bad check his #is 3362238044 he called my mom and told her the same thing i live in fl when u look up the # its in north carloina ive never been there he calles all the time using names of beton and cleveland please stop him before some has no money cause he  done swap someones accout its going to happen if he dont get stop

I RECVED A CALL FROM INVESTGATOR DEE RUSSEL. FROM GEORGIA.....HIS NUMBER IS 770-497-9991. WHICH I THINK IS A CELL PHONE NUMBER. HE PILLED THE SAME SCAM ON ME. HE CHANGE HIS STORY LIKE THREE TIMES. HE WENT FROM A OFFICER OF THE LAW. TOO HE REPRESENT A LAW FIRM THATS ISSUEING A WARRENT FOR MY ARREST. THIS MUST STOP!

got a call with no message left.

I spoke to an "Investigator" today and I  made a complaint with the FTC and now i'm going to call my attorney generals office to complain with them. I told this investigator that I had filed bankruptcy and this debt was included he told me none of that mattered and I would be arrested and he also told that to a relative who answered my phone. Thank you so much for the info I must admit I was very nervous.

you sound more like a person that has no problem with creating the debt but when it come time to pay u wont take responsibility for your debt handle it the correct way pay your bills i pay mind

i have also been contacted by this co. and i did check and found they are legitmate at first i wasny going to pay this debt but i admitted i owed the debt so i did the right thing and paid it i feel good about myself so my suggestion is always confirm and check but if you know u owe just pay

Got a call today from the same number for a fradulent check.  Machine cut him off and he never called back.  He never left a return number but I used the caller ID (name was ChandlerNcNair) to track the number and do a Google search.  Thanks everyone for the heads-up.

i recieved a call from a investigator he calls himself mr. cleveland #336-223-8044 he clams that he can send a warrant out for ur arrest which is not true. you know the devil is busy this day in time u can not trust any one.do not give him any information it is a burlington number from nc but he says he is calling from greensboro
nc he is very demanding an he contridicts him self he talks in circles. he also mentions anchor processing company i look up it is a processing company for alot of things hell it can be a meat processing company.also in some cases he mentions 10 dollar payday thats who is collecting for and he mentions a handling fee no such thing i call 10 dollar payday the real company and the one i spoke to said they dont operate like that. also if they talk to another family member about ur personal business with out ur permission it against the law . i cant have someone else paying might light bill over the phone because they willl not let someone else use their card to pay ur bill with out permission  think bout the small things that dont make sense that hes tallking bout

These people have been calling me all this year.  The first call that I received was 05/04/10 "Investigator Breton".  I was called at my place of employment, and a message was left at my employers by this man stating this was over a debt from a pay advance for check fraud in May of 2008, he left my full SS #, DOB, Name, on the recording, along with stating they were issuing a warrant to arrest me by 2pm if I did not call them back that it would be served at my residence or at my place of employment (he stated my employers name in full).  I kept all voice mail recordings and sent to an attorney.  I?ve notified the FTC (www.ftc.gov) as well as the attorney general?s office in the state that they called me from (NC).  The FTC advised that I could contact an attorney as well about a possible private suit against the debt collector, in any court for violations of the Act.  The NC Attorney Generals office have had no such luck in finding this business.  They have received several complains.  My attorney and I have tried to locate and track down this company with no such luck.  PLEASE BE ADVISED THAT MOST ATTORNEYS IN THESE SITUATIONS WILL TAKE ON YOUR CASE AND YOU DO NOT OWE THEM A DIME UNLESS THEY ARE SUCCESSFUL.  IT'S WORTH IT IF WE ALL JOIN TOGETHER TO FIND THESE PEOPLE!!

I called the man back and have recordings where he explained to me in detail how I would have a cash bond only issued against me, that in order to bond out I would have to pay in full, then would have to appear before a judge and either pay all court costs, etc or go on probation - that I would have a Felony on my record.  He said I would need to make payments unless I offered him my credit card information and made a substantial offer to stop the warrant.  Thankfully I did not make any payments.  I called the man back but could never get an answer without leaving my name and telephone # for him to call me at.  I left a message with my attorney's name and number.  A warrant was never served.  He called me again at work 1 month later stating that I'd have a warrant for my arrest within 24 hrs.  He told me he was not with a collection agency, that he was with a lawfirm and law enforcement company - that this isn't involving a civil claim, it's involving a criminal claim.  When I asked for an address, he kept me on hold for several minutes as though he was scrambling for something, he finally gave me the address of 3612 McElveen Court, Greensboro, NC.  27401.  I decided to google this address and it's located in a residential neighborhood, it looks like a family home.  He sent me an e-mail from chandlermcnair.assocs@yahoo.com stating, "According to our records this is the information supplied to us by Discount Advance in order to properly present this in court in order to obtain an order for arrest due to check fraud."  He simply typed in information, there was no official letterhead, no attached invoices or anything at all that looked official.  He had all of my information such as my SS #, address and DOB however.  He also had my old bank account #, which thankfully I closed.  I never responded.  I never received a warrant.

I've contacted also the BBB, NC Attorney General Office, as well as my State's Attorney General Office.  My State responded by letter stating the following:

"Thank you for submitting your complaint against this ?collection company.?  We have received similar complaints?they give names like ACS, Investigative Bureau, Crimes Division etc.  They are not legitimate collectors.  They get information from old payday loan contracts that were either sold to them or some sort of ?security breach?.  The problem is that we cannot locate them.  As far as we know they are somewhere overseas, India most likely.  They use local numbers to call people to make it appear they are in the US.  You can read the press release from the West Virginia AG here: http://www.wvago.gov/press.cfm?ID=444&fx=more
 
They will not file any lawsuit against you and cannot have you arrested or put in jail?it?s just a scare tactic to try to get money.  A true collection agency is governed by the Fair Debt Collection Practices Act.  If the debt is legitimate, they have to state who they are and what the debt is.  If asked, they have to provide written verification of the debt including the name of the original creditor.  I have attached a copy for your review.  Some people have told me that when they threaten to report them to a government agency, the calls stop.  Once they realize that you know they are a scam and are not going to give them money, they will cease calling.  I suggest submitting complaints with both the Federal Trade Commission and the FBI.  The websites are www.ftc.gov and www.fbi.gov.  In the meantime, don?t give them any money or any personal information (more than they have).  I will keep you updated on any information I have. And if you need to, feel free to contact me.  Thank you, Katherine Stokes, Investigator Arkansas Attorney General's Office."

Yesterday, 10/13/10 they have called me again.  This time it's "Investigator Cleveland" (like many of you are saying in your responses).  He indicated it's check fraud, that I could have a warrant served if I didn't respond with a written statement within 24 hrs from me or my attorney.

Here are the numbers they have called from and left for me to call them back at:

336-223-8047
336-223-8044
888-317-9672 ext 8017 and ext 8047

These people have been calling me all this year.  The first call that I received was 05/04/10 "Investigator Breton".  I was called at my place of employment, and a message was left at my employers by this man stating this was over a debt from a pay advance for check fraud in May of 2008, he left my full SS #, DOB, Name, on the recording, along with stating they were issuing a warrant to arrest me by 2pm if I did not call them back that it would be served at my residence or at my place of employment (he stated my employers name in full).  I kept all voice mail recordings and sent to an attorney.  I?ve notified the FTC (www.ftc.gov) as well as the attorney general?s office in the state that they called me from (NC).  The FTC advised that I could contact an attorney as well about a possible private suit against the debt collector, in any court for violations of the Act.  The NC Attorney Generals office have had no such luck in finding this business.  They have received several complains.  My attorney and I have tried to locate and track down this company with no such luck.  PLEASE BE ADVISED THAT MOST ATTORNEYS IN THESE SITUATIONS WILL TAKE ON YOUR CASE AND YOU DO NOT OWE THEM A DIME UNLESS THEY ARE SUCCESSFUL.  IT'S WORTH IT IF WE ALL JOIN TOGETHER TO FIND THESE PEOPLE!!

I called the man back and have recordings where he explained to me in detail how I would have a cash bond only issued against me, that in order to bond out I would have to pay in full, then would have to appear before a judge and either pay all court costs, etc or go on probation - that I would have a Felony on my record.  He said I would need to make payments unless I offered him my credit card information and made a substantial offer to stop the warrant.  Thankfully I did not make any payments.  I called the man back but could never get an answer without leaving my name and telephone # for him to call me at.  I left a message with my attorney's name and number.  A warrant was never served.  He called me again at work 1 month later stating that I'd have a warrant for my arrest within 24 hrs.  He told me he was not with a collection agency, that he was with a lawfirm and law enforcement company - that this isn't involving a civil claim, it's involving a criminal claim.  When I asked for an address, he kept me on hold for several minutes as though he was scrambling for something, he finally gave me the address of 3612 McElveen Court, Greensboro, NC.  27401.  I decided to google this address and it's located in a residential neighborhood, it looks like a family home.  He sent me an e-mail from chandlermcnair.assocs@yahoo.com stating, "According to our records this is the information supplied to us by Discount Advance in order to properly present this in court in order to obtain an order for arrest due to check fraud."  He simply typed in information, there was no official letterhead, no attached invoices or anything at all that looked official.  He had all of my information such as my SS #, address and DOB however.  He also had my old bank account #, which thankfully I closed.  I never responded.  I never received a warrant.

I've contacted also the BBB, NC Attorney General Office, as well as my State's Attorney General Office.  My State responded by letter stating the following:

"Thank you for submitting your complaint against this ?collection company.?  We have received similar complaints?they give names like ACS, Investigative Bureau, Crimes Division etc.  They are not legitimate collectors.  They get information from old payday loan contracts that were either sold to them or some sort of ?security breach?.  The problem is that we cannot locate them.  As far as we know they are somewhere overseas, India most likely.  They use local numbers to call people to make it appear they are in the US.  You can read the press release from the West Virginia AG here: http://www.wvago.gov/press.cfm?ID=444&fx=more
 
They will not file any lawsuit against you and cannot have you arrested or put in jail?it?s just a scare tactic to try to get money.  A true collection agency is governed by the Fair Debt Collection Practices Act.  If the debt is legitimate, they have to state who they are and what the debt is.  If asked, they have to provide written verification of the debt including the name of the original creditor.  I have attached a copy for your review.  Some people have told me that when they threaten to report them to a government agency, the calls stop.  Once they realize that you know they are a scam and are not going to give them money, they will cease calling.  I suggest submitting complaints with both the Federal Trade Commission and the FBI.  The websites are www.ftc.gov and www.fbi.gov.  In the meantime, don?t give them any money or any personal information (more than they have).  I will keep you updated on any information I have. And if you need to, feel free to contact me.  Thank you, Katherine Stokes, Investigator Arkansas Attorney General's Office."

Yesterday, 10/13/10 they have called me again.  This time it's "Investigator Cleveland" (like many of you are saying in your responses).  He indicated it's check fraud, that I could have a warrant served if I didn't respond with a written statement within 24 hrs from me or my attorney.

Here are the numbers they have called from and left for me to call them back at:

336-223-8047
336-223-8044
888-317-9672 ext 8017 and ext 8047

Wendy...thank god you did some investigation this idiot would of cleaned out your bank account..
always remember you cannot be arrested for a civil matter and when they mention check fraud there using a scare tactic..the only way they can convict you on a check fraud if you admit that you wrote the check and knew there were no funds in it and who is going to admit to writing a hot check..or if you go to a store and pay by check and it bounces then you have to set up payments arrangements with the store..if you don't then they will arrest you for stealing...in todays world i dont think stores even take checks, they will take the debit card.
one more thing if this is a payday loan, there is 15 states where a payday loan is illegal and what that means for you all you have to pay back is the original amount you borrowed you dont have to pay any of the interest and if you did make payments just subtract it from the original balance and even the processing fees the law is on your side 100%..of course they will call you and all you have to say you were not allowed to loan monies in my state they might say if you knew it was illegal then why did you borrow the monies..you say i just found out it that it was illegal yesterday..bottom line they will accept the original amount you borrowed...
go to ask.com and type in what states are illegal for a payday loan and if you live in one of these states you just saved yourself a lot on money

I received a phone call from a Mr. Cleveland. He told me that I had a pending case against me for felony thief for a check fraud. I owed "My Cash Now" money and I could go to jail for a year, have my driver's license revoked, and/or a court judgment against me to pay 5 times the amount owed now. This scared me so bad that I set up payments with him. He said he was a retired cop from Chicago. I didn't feel good about this so I went to my bank to find out any information. We found this site so the bank changed all my info and I got identity theft coverage. There are a lot of scams out there, so be very careful! Always, get someone to prove who they are before you give them any information. I learned this lesson the hard way!

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

http://800notes.com/Phone.aspx/1-646-274-1143/3

This gentlemen called my grandmothers claiming there was a warrant for my arrest. My grandmother hit the roof, called me all upset!! I called him and asked if there was a warrant for my arrest y hasn't my local officals contacted me. He stated that if I payed the court cost 2day then, the warrant would go away. Who does this man think he is? He must have thought he was talking to Boo Boo the fool. He claimed to be "inspector cleveland". I told him that I would have my attorney call him.  He then seemed uninterested! What a damn scam!!! FYI if there's a warrent for ur arrest the "warrant task force" would come to ur home.

Bogus investigators do not pay this company anything,
checked with the attry general in berlington NC
no such thing/ company
Does not work for the courts