I received several calls from several different numbers - refused to answer after I found out about the scam - now they somehow have my work number and have started to call there - same thing..they call from a 0000 number and leave a different to call back and use the name of neil mckenzie - as well as many other names.. this has been going on for months!!!  Also Indian - same threats---what do we do...

I have been receiving calls from this number saying I need to pay $438.00 or I will be going to jail.  They have threatened me, say the police were going to come arrest me.  The names I have are Matthew Rogers, ? Davis.

got one.

I just got that call to day from 052639886, what do we have to do?

I HAVE RECEIVED THE SAME. WHAT DO WE HAVE TO DO ABOUT THAT?

The same thing just happened to me at frirst I did not know what to do. Then I called the F.B.I and they recommended I make a report with the f.t.c which I did. I recommend that whoever gets these calls do the same. the number for the f.t.c is: 1-877-382-4357c3t3

The same thing has been happening to me and I do not now what to do, somebody help me please

I keep getting these calls also.  It's a bit over the top now! They are calling my work place and leaving messages on my phone. Who can I call? Yesterday they cursed at me, so I called him every name in the book.  You can tell they are reading from a script.  Before he started cursing he told me to hold on, then he came back and began to read.  I laughed so hard.  But he couldn't keep up with me, I knew more words!

I got the same call today but he actually already had my bank account info! I have to close my account and start all over now! This is scary!

i got a phone call from this numbers 1-347-434-2529 and 052639886 which they had a india accent saying that i owe them $465.00 i better pay or i will go to jail and they said they work for the federal financial department so they kept calling my workplace and saying upscene things that wasnt appropriated

i got  phone call from this number 1-347-434-2529 or +52639886 saying i owe them $465.00 if i dont pay i will  go to jail they have been harrassment me at my workplace there accent was india

got a call from the number as well asking for a person with my name but not my ssn. I called them back to tell them that they made a mistake, person answering said that did not make a difference and that since I was the person whos name they left even without the correct ssn i was reponsible for the payment. Ihave never laughed so hard in my lofe, then i put them on 3 way call and connected them with the FBI now that was funny

I received a call from 052639886 and the person identified himself as Gerald. I have no idea who they are. He had the nerve to call my job! He kept calling and hanging up after that.

Got a call yesterday from 347-286-7112 stating that I had taken out a payday loan and I was having criminal charges pressed against me if I did not send $683 with my credit card info, type, exp date, security code, address & zip my full name and signature and a copy of my photo ID. Needed to fax this to 206-986-4102 the same day. Also stated in his Indian accent that I also was to write that I jdb would not dispute these charges and would settle out of court. I did nothing. He called back today and I told him I would send it all as soon as the attorney general finished investigating him. He told me he would see me in court. But he could not provide me with any info regarding this loan.......Is a scam to take all your money

I got a call from a strange number, didn't make sense 052639886. Again indian accent saying I had a law suit against me and I had to pay 695.00 Or I would be arrested. He also gave me another number 347-435-2180 john peterson. who should I call about this?

I have been getting a call actually from 206-333-9999 for quite some time now.  Maybe 3 weeks.  I don't answer unfamiliar numbers on the caller id so I can get a message because I have noticed that if the machine answers the scam calls there is no message left.  If I pick up before the machine does then the crap starts pouring out the mouth of the tele-scam-marketer.

Today this caller from 206-333-9999 finally leaves a message and with an extremely heavy Bangladesh accent [I worked with Pakistanis and Indians for over 6 years] identified himself as Officer Neil McKenzie from the Financial Crimes and Investigation Dept and threatened to contact my employer for a "serious and legitimate legal matter."

Interesting that Financial Crimes investigators threaten to tell your boss on you.

Although the call was registered as coming from 206-333-9999 “Officer McKenzie” left his desk phone number for me to reach him right now at 347-435-2180.

One note, they never know my complete information--they know the last four digits of my SS# but not my driver's license number or full DOB. They did have my sister's numbers, but they are shrewd and gave them nothing. Since I have refused to admit that I am home, the calls have stopped.

It is easy to catch them in lies, and of course the accents are a dead give-away. They do not know anything about American civil, or criminal law so it is easy to trap them into lies. It is surprising how persistent they can be. I don't answer the phone with my name anymore. In addition, my retirement money is impossible to get at--I can't touch it, even the voluntary contributions. When they ask for me, I tell them that "he" moved. They stopped calling. Of course, I am broke, my mortgage is underwater, I check my credit report regularly, and in bankruptcy so there is little they can do for a decade or more without me knowing about it quickly.

In a sense this is a really silly scam because they are trolling for the information from websites that cater to people who are truly desperate.

WOW! Yes me too! I have been getting numerous calls from a man name Logan Stone too. Today he called from 409 233 3819. His number changes like the weather.
Anyhow, Logan Stone refuses to give me the name of his company nor address. He simply states how he is calling on the behalf of Cash Quik Loans. After telling Logan over and over, repeatedly to stop calling my place of employment I decided to take this to the next step.
I called an attorney to file a civil lawsuit with this Logan person. And the Attorney explained me that Logan is not real. He is a fake and a scammer. He is not even a collection compnay. What Logan does is, staps into Payday Loans computer systems and tamper with confidential information. He steals our personal information and attemots to collect a debt on any pay day loans clients. He demanded that I call the police and federal Trade Commision office immediately and explain my case. Do not give him any payment information. Because he will rob your bank account crispy clean. The Attorney was all to familiar with this here Logan guy. So please do the same if your being harrassed by Logan as he is a horrible insane person. Thanks!

the number 347-435-2180 call me today saying exactly what everyone else has said.  They have ALL of my information as well.  They said they were with IRS.  I called IRS and the Treasury Inspector General's office and discovered that they were not who they said they were. It is against the law to pose as a federal agent so; The Treasure Inspector General's office said they will investigate the number that I provided.  I also contacted the FTC to file a complaint. I contacted all three credit bureaus to place a fraud alert on my account/social security number.  Any new accounts are suppose to be verified first. Finally, I contacted my local authorities to let them know of the scam also.

I am not sure what will be done but, I wanted to report it.

I got a call from this company same phone number. I must be out of my mind thinking it was real- same message you got- they can threaten my job, and such. I"m so broke I can't pay attention, and they are threatening my job...what ever...I think I'll go to my local pd too. THIS is such crap.

well as we had find out with the help of FBI that this guys are scam and they do have their network in India.They use to dial the numbers by computers and this guys are smart enough that they use to call debtors from different numbers but there is a good news for all my brothers friends and family members in united states that this scam will not gonna be their in market for long time.The way they do the conversation over the phone they do have indian accent which proves that they are not americans at all.So from today itself i do have request from the bottom of my heart that plz dnt give any information to this scammers..........


Officer:George Wesley

This number +052639886 keeps calling stating that he is an officer with the federal crimes and investigation department. He left a message that said I have a law suit against me and within 48 hours he was going to lock down my passport and social security number, then find me and arrest me. I quote "ill grab you from your work home or where ever you are and you'll be locked up in jail, you know what jail is". His name was Jonathan Jonathan brown and has a heavy middle eastern voice. I tried calling back the number he left but there wasn't even a professional message service just a beep. He keeps calling but won't answer if I call him.... What is the deal with this scam? Someone help me bc he really scared me.

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

http://800notes.com/Phone.aspx/1-646-274-1143/3

I too received numerous calls daily from this phone number and also the guy has an Indian accent. He was very rude tried scaring me (which didn't happened at all) and when I wouldn't co-operate he got very mad and said to pay him $300.00 to f*** him, what a JERK. I told him to do whatever he had to do because I knew his company was a scam and that made him angry and he hung up. This company uses many different phone numbers but it is the same place trying to put fear in you don't fall for it. Next time don't answer let the call got to your voicemail which I do regularly.

THIS IS RIDICULOUS WHAT MAKES THEM THINK THEY CAN GET AWAY WITH THIS TYPE OF TREATMENT... THEY ALMOST GOT ME... TRYING TO SCAM ME... WTF I CAN'T BELIEVE THIS I GOT A CALL FROM OFFICER JOHN PETERSON AT MY JOB TELLING PEOPLE AT WORK WHY HE IS CALLING OHHH LYING SELF... THIS JUST MAKES ME SOOOO ANGRY I WISH THIS WAS FACE TO FACE... YEAH DOE DEY GOT THE WRONG ONE! TRUST!!!!

I received a similar message at work and on my cell phone, with this call back number claiming to be from an "Officer John Peterson".  When I checke the caller ID on cell phone, the call came from 052-639-866.  Thank you for the information.  It's crazy because I work at a school and they were paging me in my classroom to answer this call, but I missed the call and tried to call back, but the line was busy.

347-435-2180  is a scam, said he was a cop. do not give any info--hang up!!! says to call but is calling from overseas international number 052639886-- this is an attempted fraud. warn your seniors and elderly parents. this sounds convincing on  the phone(very intimidating) but a puss bag. do not answer this number 052639886 r 347-435-2180

I have been getting a call actually from 206-333-9999 for quite some time now.  Maybe 3 weeks.  I don't answer unfamiliar numbers on the caller id so I can get a message because I have noticed that if the machine answers the scam calls there is no message left.  If I pick up before the machine does then the crap starts pouring out the mouth of the tele-scam-marketer.

Today this caller from 206-333-9999 finally leaves a message and with an extremely heavy Bangladesh accent [I worked with Pakistanis and Indians for over 6 years] identified himself as Officer Neil McKenzie from the Financial Crimes and Investigation Dept and threatened to contact my employer for a "serious and legitimate legal matter."   Interesting that Financial Crimes investigators threaten to tell your boss on you.

Although the call was registered as coming from 206-333-9999 ?Officer McKenzie? left his desk phone number for me to reach him right now at 347-435-2180.

I have been getting a call actually from 206-333-9999 for quite some time now.  Maybe 3 weeks.  I don't answer unfamiliar numbers on the caller id so I can get a message because I have noticed that if the machine answers the scam calls there is no message left.  If I pick up before the machine does then the crap starts pouring out the mouth of the tele-scam-marketer.

Today this caller from 206-333-9999 finally leaves a message and with an extremely heavy Bangladesh accent [I worked with Pakistanis and Indians for over 6 years] identified himself as Officer Neil McKenzie from the Financial Crimes and Investigation Dept and threatened to contact my employer for a "serious and legitimate legal matter."

Interesting that Financial Crimes investigators threaten to tell your boss on you.

Although the call was registered as coming from 206-333-9999 ?Officer McKenzie? left his desk phone number for me to reach him right now at 347-435-2180.