yes i have same story as yours

Linda, I too have been getting many calls at work from this 347-625-3719 number.  They have also called my co-workers and my HR department.  I have saved all the voice mails which are very hard to understand.  Yesterday I answered the phone and I told him to send me something by mail and to not call me at work anymore.  It was 30 mins. and he was calling a co-worker of mine and then called me back that afternoon.  I just returned the call a few minutes ago to a "Jackie Williams" which was a man.  I was told he cannot accept phone calls because he is a paralegal.  HA! He left a msg. for me to call "him" back immediately (which I did not) or he would be forced to call my references and company.  I had a good time speaking with his/her supervisor named "Frank Morgan" by continually asking who they are and what they do.  He finally hung up on me.  What a scam they are! If you google this number, they are all over the web for being scam artists.  I think I might answer tomorrow and just blow a loud whistle in the phone.

Someone called my Job and dont give out that info and wanted my Social Security Number, the Office manager called me(which is down the hall to my office) Gentleman by the name of Ben Jones

I was called at my place of work & told the message was to call Dean in reference to call  Ms.____________(name witheld for privacy) & that she was in the hospital.
When  called the person said they were sorry that they had to leave that kind of message. They bogusly continued to inform me that they're name is ACS and that I owe one amount and then another!
I would like ot sue them for illegal collection practices! Anyway, I told them not to call my place of employment and that if they did it would be illegal and I would have them talk to my attorney. They also went as far as to tell me they have a bar association number and continued to scream at me. This person had the nerve to tell me that if I was not going to listen to them (which I was) then I'd be speaking with the state police and that I would also be meeting them in court.  What a bunch of poppycock! I have reported them to the FTC(877)-382-4357.. The FTC will investigate ACS at phonenumber 347-625-3719 further. The FTC is out there to protect you from these scammers! Use them if they call you and try to rattle you just to get money out of you! Call the FTC (877)382-4357.

I am getting the same phone calls at work and on my cell. I had to have my work number changed because they called me seven times in three hours. Telling my secretary that I havent paid my bills! I talked to them each time and ask them not to call me. They threaten legal action and refer to themselves as officers. I would recommend contacting your Attorney Generals Office /Fraud Dept and the Secret Service. I did and they were very helpful. Little do they know, Im a paralegal and not threatened by their tactics but its very scary that they have your social security number. They refer to themselves as UNLD. ACE. etc. They will never give you an address in which to "pay' your bill, they want your credit card info. DONT DO IT.

This "collection agence" has called my place of employment 8 times on Thursday yelling and screaming at the office personel. I am an Emergency medical dispatcher and all of the phone calls at this location are recorded. I will be filing charges of harrassment and i am seeking legal advice for this. I requested something in writing and was hung up on. He even went as far as to threaten my Director of Operations that my company would be held responsiable if this message was not given to me. It's time these a**holes are stopped. They have picked on the wrong AMERICAN woman and im fed up!!!! By the way the number they call from is 1-327-625-3719. I was told to contact a Andy Brown. Screw confidentiality!

I just got a call similar to Nicoli.  I didn't answer but "bernard" left a message for me to call the same number.  It came in on my ID as 810675411.  I have had these calls before and they are all scams.

Same situation as above. Harassing phone calls within 15 minutes of each other. Fast talking with pronounced Indian accents. Refused to give out any additional information regarding claimants or case reference numbers.

Now calling from 510.725.4075 as American Legal Services.

Watch yourselves. These guys are giving all impression of being professional scam artists.

Caller made three calls to my cell phone, all within 10 minutes. His message was stating that my daughter had committed fraud and they were going to go against her credit and put it against her SS#. All of this over a debt she supposedly owes. The caller spoke rapidly with a heavy accent. I could not catch his name or if he even stated the name of the company for which he works. I tried to call back, several times, but his voice mail box is full. They can put something against her credit report but that's it. His scare tactic is just that. Don't fall for it.
Caller ID: 0000000000

I have been receiving these same phone calls for months now. On my caller I.D it shows nothing but 000-000-0000 and these two numbers they leave on my voice mail 347-625-3719 and 516-777-0731. I believe it this took place after applying online for payday loans and of that sort. Several men and women with Indian ac sent keep calling me, it's annoying. I have asked them to stop harassing me or i will call the police, they stopped calling me for a while but they started again. They r very rude when they call you and don't let you speak and when u try to speak they tell you to calm down and talk over you.

i just received the same call. it wasn't even in reference to me. my fiance got a call from this number and a guy with a thick indian accent. he was rude and left a very long message saying it was in her best interest to call them back and if she didn't, well, good luck. my message said that my name and number are personal references of hers and before i get into any trouble, i should have her call them back. her name and social are being sued?? i didn't even think that was a possibilty? i'm not calling them back. that's just crazy. we have applied for loans online but we aren't late on any payments.

Ask them questions like their name, address, managment, their phone#, the bussiness, ect. I bet they will hang up

Yes I have applied for pay day loans online, and I have recieved the same phone call, also calling my cell phone with the same number as mentioned 000000000, this is really ridiculous, people trying to get money.

I can't believe these clowns are still at it. They called me on Friday and said the same thing as other people on this forum have posted. This man with a vey thick foreign accent (sounded like from India) said I committed fraud and there was a lawsuit against me. HAHA. I just hung up on him and he hasn't called back since.

However it is still scary they have my personal information. I have filed fraud alerts with all 3 credit bureaus.

This is not the first time I got one of these prank calls. Last time I got one I have reported it to the FTC and FBI, but unfortunately there is nothing anyone can do as these scam artists operate from overseas and are hard to track down.

I received 2 phone calls at work yesterday and 2 on my answering machine at home.  My father received a call yesterday saying they were looking for me and I must call them back immediately.
This phone call has gotten my father very upset and worried why they are calling him.  The name of the
person was Eric Loyds from ACS Legal Department.  I returned the phone call and these people have
a very heavy Indian accent and the person answering the phone said Eric was not in but he could
help me.  I asked him from what state he was calling from but he hesitated and would not answer me.
He said there were legal papers against me for a bill I owe for $450.00.  I do not owe this money
and I told him to send me the legal papers and I would forward to my attorney.  He said that he
would see me in court and then hung up.  This people need to be caught .  They need to get a real
job and stop robbing innocent people.  If they call me back today, I will tell them I filed a complaint with the Federal Bureau of Investigation.

I have gotten these same calls, started one call 2 months ago, now, last week they called 10 times at my work, even if we hung up they would call back, today they called my work 15 times, and began using profranity. I have reported to FBI and to Attorney General, this is crazy people are allowed to harrass peopple like this.. i think this man knows at this point he is not going to scare me into getting money, he is just doing this for fun. It is very stressful!

Got one of these calls today to my mobile phone, from 347-625-3719, and Mr. "Neil Smith" left me a very difficult to understand message about how I should call back to be sure nothing happens to my ID, concerning a serious matter, etc. Honestly I'm still not sure what his entire voicemail says because of how difficult it is to understand him.

Found this good link of other folks who are being contacted/targeted as well:
http://www.complaintsboard.com/complaints/affidavit-consolidation-services-acs-c285882.html

The first thing I did was setup a fraud alert with Experian, just in case these clowns decide to try to open an AMEX card in my name or something with the presumed info they have on me.

BTW, I have never used a pay day loan service (and don't ever plan to, thank goodness), so I'm pretty sure someone I know has used my name and mobile number as a reference.  Hopefully that's all they have.

I got the call from this ridiculous company. Some guy with a VERY THICK Indian accent telling me there was a lawsuit against MY social security number but that they were looking for some other girl I know who apparently used my name as a reference (without my knowledge I might add) and they were looking for her. It still freaked me out when they called and I immediately called back and got some other guy with the same type of accent named Joe Marshall. I laughed my a$$ off when he told me his name and I asked him, "Is that REALLY your name? Seems a little hard to believe considering the fact that you can barely speak English."

Got a phone call from a 347-625-3719, they wanted me to give them personal information, and that they were calling from ACS.  This is a scam!!!

YES I HAVE AND HAVE BEEN RECEIVING THIS CALL BUT I DECIDED NOT TO TAKE THE LOAN, AND NOW THIS GUY IS CALLING ME LIKE CRAZY, AND IT IS AGAINST AND MY JOB AND HE HAD TO GET THE INFORMATION FROM ONE OF THOSE PAY DAY LOAN PLACES // BIG TEN

"Alex Marshall" keeps calling my office saying i need to call back and speak eith "Joe Marshall"? They are threatening me with legal action. I told him that i couldn't speak to him about anything because i was at work he could call the house and leave a message and i would call him back. I didn't give out my home number he said that he had it. I requested that he not call me at the office from this point forward. That was yesterday. He is still calling today.
I pretty much have this figured out as a scam because there is anter company called ERS out there that is doing the same thing and they called my husband 2 weeks ago. I called them back to find out what was going on and they proceeded to tell my that "you have no rights. you gave them up when you defaulted on your payday loan".
I haven't call these guys back because it is the same thing.

This guy called my work.. new my s.s  and my cell number and said i owed his company money... then he hung up... i called back and told him i wanted to speak to a supervisor and he denied  my request...  im scared now that he knows my S.S # ? what do i do

I received various calls from this number and actually spoke to a "Mac Dawson", an "Adam Schmidt" left message at my work number.  I had them fax over a documents of the "supposed" loan I was at default for.  They faxed over a settlement agreement or repay options nothing of the "supposed" loan.  Please be advised.  The documents came from a 646-786-4435 number.

This "collection agence" has called my place of employment 8 times on Thursday yelling and screaming at the office personel. I am an Emergency medical dispatcher and all of the phone calls at this location are recorded. I will be filing charges of harrassment and i am seeking legal advice for this. I requested something in writing and was hung up on. He even went as far as to threaten my Director of Operations that my company would be held responsiable if this message was not given to me. It's time these a***oles are stopped. They have picked on the wrong AMERICAN woman and im fed up!!!! By the way the number they call from is 1-327-625-3719. I was told to contact a Andy Brown. Screw confidentiality!

I received this call and yes, I have applied online for a payday loan.

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

http://800notes.com/Phone.aspx/1-646-274-1143/3

These guys have been calling my office asking for multiple employees all with the same MO - pay me or else we will sue etc.. They are very aggressive. I happen to be in the collection business - so I called to see if it was a legtimate collection agency (many use call centers in India). I asked simple questions - what name - ACS Legal, What type of business? never got an answer, each time I asked a question they transferred me to another operator. I said I want to make sure this is not a scam? this question started a lot of stir - they wanted my name and address so they can send a "Constbile" down by the name of Frank Jones - he will be at your door within 2 hours to "seal" your office because you are acusing us of being a scam - we are a legtimate company. I continued to ask what their name and address was - to no avail - I asked for a senior level person to no avail!! but these guys are good - I can see how they can intimidate many people into paying. Sham!!

Caller making threats and requesting loan payment

How funny I have been doing the same thing.  They are getting so irritated with me.  I just told him how does it feel to get harrassed.

My friend got a phone call today from this number, regarding me and a unpaid debt. I had called this number back confused and wondering what debt I hadn't paid for and when I called. It was some foreign guy and he wouldn't give his name but said he worked for ACS and I had unpaid debt and if not paid today then I would have 4 counts against me regarding fraud. He wanted me to pay over the phone for the remaining fee or pay over the phone for the court costs. I told him no. Ok, what person in their right mind pays court costs over the phone or to the person sueing lol. Anyway, When I had asked debt for what he had said for a payday loan. I told him I had never had a payday loan in my life. I asked him for the information regarding my "so called loan" and he wouldn't give me any information. I then asked to talked to his supervisor and he would not let me saying he was his own supervisor and there was no other co-workers to talk to at the time. Made me a little suspicious. I then told him this has to be a scam and to take the "so called unpaid money" and shove it where it hurts and he laughed and said oh wow you found me out and hung up.