Just recieved a call from this Austin Phillips saying he was with some states attornies office. I sak him which office he said California. He said there was a lawsuit for an unpaid loan and the local oplice will pick me up at my job. Then he started yelling when I told him it is a felony to impersonate a civic servant and he willbe reported to my Attorney Generals office in my stateand to theFBI and BBB. Then he hung up, I am so tered of getting calls like this. Any suggestions?

i got a call a few days ago from this # the man said his name was david he had an indian acent. he said he received my credit report & i qualify 4 a gov grant. i never called him back serched the # found these posts

I just got a voicemail from this number offering me a grant to "change my life".  Looks like they can't decide whether they want to help people or arrest people.  I swear the same guy called me awhile back and told me I was going to be arrested for un unpaid loan.  CRAZY!!!

they said they were for a us gov grant- only had a short time to reply- will send his info to fcc and fbi
another t**** head trying to scam someone. asked for his address where i could personally go and put a cap in his head- bin laden style

They kept calling my cell phone and leaving messages.  I wouldn't call them back.  Finally a man (Robert Parker) called my work and I just went off on him.  I told him never to call me again, and that I knew what he was up to and that it was a scam.  I hung up on him and told my employer and everyone in the office, and that they should tell him that I did not work there anymore if he called back.
Well, today a woman called (same kind of foreign accent) and started telling me that I was under investigation for fraud and that I would be arrested - well, I just saw red again and told her pretty much the same thing.  The thing is, my cell phone rang just before that and the number calling read "911".  I didn't answer it.  
I think the next time they call I will have to take a deep breath and ask them if they have accepted Jesus Christ as their personal savior?

Call the FBI, the Department of Homeland Security and your State Police. When they call back, tell them that you are aware they are running an extortion ring, have notified the authorities and hang up.

Kudos to "Sam" for giving the most intelligent and informative posts on this scam. READ, Bookmark and use as needed:

http://800notes.com/Phone.aspx/1-631-456-4041/2

I have been receiving phone calls from this group since late April / early May of 2010.  There is a good chance that they also attempted to contact me roughly two years ago before I entered into Chapter 7 Bankruptcy protection, as I faintly remember hearing the same script more or less.

As others have stated, the callers are difficult to understand.  Generally speaking their command of the English language is quite poor and their accents are hard to follow. At times they will get certain words or phrases mixed up.  It would be funny if it wasn't for the fact that they had:

a) Your SSN
b) Your home address
c) Your work address
d) Your banking info
e) Names, numbers and potentially the addresses of "references"
f) A complete and total lack of ethics and a basic understanding of the FDCPA.  

I have personally filed reports with the following agencies, often with limited (if any) success:

Local Police
my state's Attorney General's office
FTC
FBI
Secret Service

Generally the local police won't be able to help much.  The callers are using a combination of prepaid cell phones and VoIP, making them difficult to trace.  Also at their disposal are various spoofing tactics being implemented to catch people off guard - meaning the number that appears on your Caller ID isn't the number that is calling you for starters.  Without gaining a subpoena for the billing information for the numbers in question, the local police won't be able to get very far.  

My state's Attorney General's office couldn't offer much assistance either.  I received a form letter in the mail that my complaint was received and I would be contacted if they needed additional info.  It was more or less the same information I obtained from the FTC.  They each advised me not to give the individuals over the phone any account information or to authorize payment.  That's just common sense, though.

I never got anything from the FBI, either.  There is a good chance that since I haven't suffered a monetary loss that my concerns are low on the totem pole.  I hate to say this, but that is truly the case. Unless you were in the hole for a $1,000 (or more) you aren't going to get much more than "sorry to hear about your situation, change your phone number and move on".  I seemed to get some activity from the Secret Service.  I spoke with agent Doug Zloto. (Google him, referencing threads like these plus his name and you'll find his number also)  He seemed to care a bit more than the average person, but after giving him access to my Google Voice account, there has been no further activity from him that I'm aware of.

In the meantime I changed the wireless number the fraudsters had access to, they have no direct way to get a hold of me.  (Calls at work have ceased for some reason)  That in turn resulted in my "references" getting phone calls from the crooks.  Here is a word of caution for women that have been getting these calls - don't say anything and just hang up.  The callers are quite abusive towards women callers.  Why?  Possibly the culture.  If they are Indian / Pakistani, women are second class citizens there.  You will be treated like garbage.  This happened to a family member when she was trying her best to be extremely nice over the phone.  

The callers currently attempt to reach me through the female family member and an unused Google Voice number that they managed to find of mine.  I keep the Google Voice number open because, well, I can't delete it yet.  So, about every day, 4-5 times a day for the last week, I get voice messages from them.  It's usually just two full messages though - the other calls are broken up with static or they are attempts to read the script until the callers then screw up.  Really, they are that adamant on getting the script 100% that they will hang up mid-sentence and call back 30 seconds later.  

At this point it's a stalemate with these people.  

1) While they have the lion's share of information on us, they can't really do anything with this information.  

Why?  Think about it.

If they were to ever take funds out of your account without authorization, it's fraud and worse (for them) it is traceable.  That's why they won't do anything with your information, contrary to threats they make.  The money from your account has to go somewhere, and either your bank or a law enforcement agency can determine where the money was routed.  As a bank customer you are protected - you'd get the stolen money back in your account after 7-10 business days and the bank would be temporarily out the funds deducted from your account while they conducted their investigation.  The bank, along with law enforcement, would track down the fraudsters and apprehend them.  The fraudsters do not want to incur the wrath of a bank, just extort money out of you.  Remember that.    

Your authorization would absolve the bank from any and all liability, leaving you holding the bag.  Never give them authorization for anything - for all you know the call is recorded.  

2) We have no information on them.

Seriously, this has been going on at least since 2008, possibly longer than that based on some accounts. (6 years??? Holy crap!)  You would think someone would have slipped up by now.  Sadly, they haven't.  We can continue to grow our own intel on them and compile lists of aliases and phone numbers used, along with paraphrases of scripts used in order to educate other victims.  I'm actually putting together a site now in the meantime where I'll host audio files and lists of previous numbers used.  800notes.com is great, but no two calls are exactly the same.  It would be nice to have a site dedicated to the scam and how it works.

So that's where I am with these calls.  I have suffered no monetary loss, though I have been harassed both at home and at work.  They threaten me with arrest and other "fun" things in order to get me convinced I have to pay them.  My friends and family have been targeted and local and federal law enforcement agencies haven't been able to put a stop to things.  So, it is what it is.  I am out a wireless phone number I had for roughly six years, which is terrible since I was using that line when looking for a new job.  

Whenever I'm bored I spoof my number using Google Voice and return the calls.  I've called them the poster children for birth control, etc.  Basically a lot of nasty things that I'm sure the moderators here wouldn't appreciate me repeating - bottom line nothing nice.  I always like to close saying their parents must be real proud knowing their sons weren't man enough to get real jobs.  That usually gets a decent response.  

Way I see it - they can't do anything to me. (Despite a threat yesterday that my life would be f'ed up)  They can threaten all they want but my credit is frozen and my bank information has changed.  I've changed the only number they could really access me directly on and I've instructed my employer and family to not answer the calls.  I just call and harass them now when I find a few extra seconds.  What's the worst they can do to me?  Charge me with harassment?  

Nope, then they would have to identify themselves.

Oh, and don't bother contacting Cashnet USA about the calls.  Their "fraud" department could honestly care less.  Their "investigation" is merely a means of buerocratic CYA.  I would even be surprised at this point if actual law enforcement is involved in any shape, way or form at this time.  

There is a good chance that the information these crooks have on us was obtained from Cashnet USA - either from a database leak or from a collector that was once authorized by Cashnet to call on delinquent customers.  The other chance is they have access to Teletrack, and pulled all of our information off of there.

http://800notes.com/Phone.aspx/1-646-274-1143/3

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870
1-831-607-9214
1-972-674-3753
1-646-918-5211
1-206-202-4942
1-206-337-7992
1-206-339-8218
1-561-318-0446
1-585-250-8090
1-347-827-0921
1-607-398-0725
1-909-233-7338
1-888-610-5486
1-585-861-9940
1-909-233-7338
1-646-416-9016
1-805-262-6170
1-661-270-6724
1-561-705-0140
1-310-807-0220
1-347-637-6473
1-951-582-4832
1-909-503-0682
1-818-579-7691
1-347-321-6497
1-206-666-3611
1-206-203-0712
1-347-875-8418
1-347-875-9600
1-206-629-9392
1-818-532-9007
1-310-853-3491
1-347-377-7368


So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

PS--The FBI sent out a Press Release on this scam just last week:

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

I love when these people threaten to have me arrested. I live in a small town, everyone knows everyone else. I probably know every law enforcement officer in town.  

To be honest, my town doesn't even have it's own police department. It's one of those small southern mountain towns, where we only have county sheriff, and State troopers. If you can call the sheriff, and four to five deputies "law".

But back to business.  When this Austin Phillips character told me I was going to be arrested, I told him " I've been dying to see the new jail we just had built. Also, (since I can't afford health insurance) I need to see the dentist, eye DR. and It's about time I had a pap smear". He was not happy to hear that.

I have a family picnic coming up this week end and if they haven't sent the Po Po to come pick me up, I'll just ask The Sheriff (yes, he is family). What the hold up is.  I think I'm going to avoid the phone till Monday. Then I'll give Mr. Phillips a piece of my mind. Free health care, free TV, Lots of people to talk to (not that there are a lot of people in jail I want to talk to). They even have meals brought in from an area restaurant.

If they don't come get me soon, Ill have to go check myself in.  I have been saying I need to get away for a little rest and relaxation. It's been a long hot summer.

Got a call about my husband. I am hostile to telemarketers so they quickly escalated. They said they were the NJPD and that the number was 911 which is pretty stupid. They also did not know the gender of my husband so that made me uncomfortable enough luckily not to give information. I got the number by being very pushy and when my husband  called them they told them they were a financial collector and that he had a financial complaint. Unfortunately he gave them his work number so now he will probably be harassed until he can get the legal department on this.

My sister is a lawyer and told me to contact the county attorney general and report it to the fraud unit. It is a citizen's complaint. When they get enough they open an investigation. Also she said out of state law enforcement will never have any juristiction or authority to send officers to arrest you. They had my phone number and address. She also told me to renew my listing on the do not call list.

these people keep calling 10 times a day. how do you stop this, already contacted the fct and don't not call list. Now they are calling my job

I keep getting those same phone calls from him and several other people using similar names and businesses. This man went so far as to call my job and leave a message for me.  I told him that I reported him and his company to the Prosecutor's office and he said no way and started yelling at me.  I hung up the phone and started laughing.  I am going to report them again to the Federal Trade Commission, if we all keep reporting them eventually they will stop calling.

I'm getting the same calls and now they are calling my friends.  I asked for the company name and address and they would not tell me.  He hung up on me three times when I only asked for the company name and address.

They keep calling my business and cell phone looking for someone whom I don't even know

these idiots are desparate, but i told them to stay on the line because this message is being recorded to the FBI and then they hand up!

They called my cell phone and harrased me they called 3x in a row, 1 phone call went to voice mail and they left me a threatening message statiing that someone was going to come to my work, and that i would be arrested for a felony, he would not tell me where the loan is from.  I stated to him that I have contacted everyone that I owe money to and NONE of them use this tactic.  this is a complete scam. to NOT give them any of your information.

I received numerous of phone calls from this phone number as well. He feed me the  the same Bull Crap that sick and tired received. Same exact words to be exact. I believe this same guy is calling from another number 585-861-9940. It sounds like the same guy. The other name he used was Leo Anderson. I have reported this to my police department.

I have all I can take with these a**wholes. Their calling work!!! And just got off the phone with John Lester I ask him lot of questions so he had to get his supervisor on well yes it's John again so I said I John I need some information case #. Etc. I did not give him much time to talk so! I said my lawer will be calling you for more information. Well that's all John needed @ the moment John hang up on me!!  The thing is people are going though alot these days and we don't need to here this s***! I would love to find them and knock on there door and give it right back to them!!

same thing same scam i knew it was when they called back immediately from a california number 9092337338

I have been receiving telephone calls all day from this number on my cell phone.  They used to call my work.  Now they are harassing me on my cell phone.  They usually call 4 or 5 times in a row, wait an hour, then do it again.

These guys need to stopped! so called Officer Steve Martin and Mike Stewart...Heavy indian accent..named Austin Phillips..doubt it. Said they are located in Brooklyn New York on Jay St. This A**holes need to arrested and kicked the hell out of here. Don't let them scare you. Its a Scam indeed. They hang up on Lawyers and tell you that you will be arrested. Notify Better Bus. Bureau. There is an ongoing investigation now!

I received more than 10 phone calls from this phone number 347-875-9600 this morning and this afternoon FIB is the organization that this a** hole is with. He sounded Indian (thick accent) man's alias name was Jonathan Lester (jerk) left several messages threatening me that my name, address, and SSN# was apart of some investigation case and if I did not return the call, I would be arrested at my home or job. How do you get an American name with a thick accent? Sounded suspect already. I Googled this so called FIB, and of course it is located Overseas in the UK. (Suspect once again) Lester stated in all his messages that he had to recieve a return phone call from my cell number (this means he has caller id) So I decided to let my voicemail get clogged with all his messages, much needed proof for the State Police or FBI report. I forwarded my calls to a friend of mine within the state police and had him call this jerk back and suddenly he didn't answer. All calls to the police are recorded so they have the voicemails and time of calls.

FYI.. Protect yourself. Start with Life Lock, a good way to make sure no one steals your identity or credit illegally (worth the investment). Also change your phone number and banking information. Lastly, be leary of what websites you provide your personal infomation. I made a mistake of doing business with Cashnet. Any thing I borrowed was repayed as agreed, but what I noticed is that when you go onto the website regarding your loan that is when the harrassing phone calls begin. When my business was concluded with them, I didn't here from scum bags. This has been happening since April 2011. I always research unknown numbers on the web before returning calls. My policy is you can't get argue with someone who doesn't answer the phone! Logically, I never heard of anyone being arrested for a financial debt, if that were so, prisons would be severely overcrowed and we would not have Credit Bureaus.

I'm sick and tired of being sick and tired. I have checked with other websites regarding these scam artist extortion tactics.  Even the FBI has an article published on their website about individuals using "legal or official sounding names" to intimidate people. Do not let them get away with this! Just like Obama finally got Osama, I wish I had the same intelligence to track these scum bags and blow their a**es up. Anyone effected by the same harrasment, needs to take action. Remember you have the power. People with power don't argue, they just go ahead and make sh*t happen! Kick A**!

I got a call from this number and the guy had a foriegn accent. I told him i was contacting the better busines bereau and he hung up

I received more than 10 phone calls from this phone number 347-875-9600 this morning and this afternoon FIB is the organization that this a** hole is with. He sounded Indian (thick accent) man's alias name was Jonathan Lester (jerk) left several messages threatening me that my name, address, and SSN# was apart of some investigation case and if I did not return the call, I would be arrested at my home or job. How do you get an American name with a thick accent? Sounded suspect already. I Googled this so called FIB, and of course it is located Overseas in the UK. (Suspect once again) Lester stated in all his messages that he had to recieve a return phone call from my cell number (this means he has caller id) So I decided to let my voicemail get clogged with all his messages, much needed proof for the State Police or FBI report. I forwarded my calls to a friend of mine within the state police and had him call this jerk back and suddenly he didn't answer. All calls to the police are recorded so they have the voicemails and time of calls.

FYI.. Protect yourself. Start with Life Lock, a good way to make sure no one steals your identity or credit illegally (worth the investment). Also change your phone number and banking information. Lastly, be leary of what websites you provide your personal infomation. I made a mistake of doing business with Cashnet. Any thing I borrowed was repayed as agreed, but what I noticed is that when you go onto the website regarding your loan that is when the harrassing phone calls begin. When my business was concluded with them, I didn't here from scum bags. This has been happening since April 2011. I always research unknown numbers on the web before returning calls. My policy is you can't get argue with someone who doesn't answer the phone! Logically, I never heard of anyone being arrested for a financial debt, if that were so, prisons would be severely overcrowed and we would not have Credit Bureaus.

I'm sick and tired of being sick and tired. I have checked with other websites regarding these scam artist extortion tactics.  Even the FBI has an article published on their website about individuals using "legal or official sounding names" to intimidate people. Do not let them get away with this! Just like Obama finally got Osama, I wish I had the same intelligence to track these scum bags and blow their a**es up. Anyone effected by the same harrasment, needs to take action. Remember you have the power. People with power don't argue, they just go ahead and make sh*t happen! Kick A**!

I got a call from this number and the guy had a foriegn accent. I told him i was contacting the better busines bereau and he hung up

I received more than 10 phone calls from this phone number 347-875-9600 this morning and this afternoon FIB is the organization that this a** hole is with. He sounded Indian (thick accent) man's alias name was Jonathan Lester (jerk) left several messages threatening me that my name, address, and SSN# was apart of some investigation case and if I did not return the call, I would be arrested at my home or job. How do you get an American name with a thick accent? Sounded suspect already. I Googled this so called FIB, and of course it is located Overseas in the UK. (Suspect once again) Lester stated in all his messages that he had to recieve a return phone call from my cell number (this means he has caller id) So I decided to let my voicemail get clogged with all his messages, much needed proof for the State Police or FBI report. I forwarded my calls to a friend of mine within the state police and had him call this jerk back and suddenly he didn't answer. All calls to the police are recorded so they have the voicemails and time of calls.

FYI.. Protect yourself. Start with Life Lock, a good way to make sure no one steals your identity or credit illegally (worth the investment). Also change your phone number and banking information. Lastly, be leary of what websites you provide your personal infomation. I made a mistake of doing business with Cashnet. Any thing I borrowed was repayed as agreed, but what I noticed is that when you go onto the website regarding your loan that is when the harrassing phone calls begin. When my business was concluded with them, I didn't here from scum bags. This has been happening since April 2011. I always research unknown numbers on the web before returning calls. My policy is you can't get argue with someone who doesn't answer the phone! Logically, I never heard of anyone being arrested for a financial debt, if that were so, prisons would be severely overcrowed and we would not have Credit Bureaus.

I'm sick and tired of being sick and tired. I have checked with other websites regarding these scam artist extortion tactics.  Even the FBI has an article published on their website about individuals using "legal or official sounding names" to intimidate people. Do not let them get away with this! Just like Obama finally got Osama, I wish I had the same intelligence to track these scum bags and blow their a**es up. Anyone effected by the same harrasment, needs to take action. Remember you have the power. People with power don't argue, they just go ahead and make sh*t happen! Kick A**!

I got a call from this number and the guy had a foriegn accent. I told him i was contacting the better busines bereau and he hung up

I received more than 10 phone calls from this phone number 347-875-9600 this morning and this afternoon FIB is the organization that this a** hole is with. He sounded Indian (thick accent) man's alias name was Jonathan Lester (jerk) left several messages threatening me that my name, address, and SSN# was apart of some investigation case and if I did not return the call, I would be arrested at my home or job. How do you get an American name with a thick accent? Sounded suspect already. I Googled this so called FIB, and of course it is located Overseas in the UK. (Suspect once again) Lester stated in all his messages that he had to recieve a return phone call from my cell number (this means he has caller id) So I decided to let my voicemail get clogged with all his messages, much needed proof for the State Police or FBI report. I forwarded my calls to a friend of mine within the state police and had him call this jerk back and suddenly he didn't answer. All calls to the police are recorded so they have the voicemails and time of calls.

FYI.. Protect yourself. Start with Life Lock, a good way to make sure no one steals your identity or credit illegally (worth the investment). Also change your phone number and banking information. Lastly, be leary of what websites you provide your personal infomation. I made a mistake of doing business with Cashnet. Any thing I borrowed was repayed as agreed, but what I noticed is that when you go onto the website regarding your loan that is when the harrassing phone calls begin. When my business was concluded with them, I didn't here from scum bags. This has been happening since April 2011. I always research unknown numbers on the web before returning calls. My policy is you can't get argue with someone who doesn't answer the phone! Logically, I never heard of anyone being arrested for a financial debt, if that were so, prisons would be severely overcrowed and we would not have Credit Bureaus.

I'm sick and tired of being sick and tired. I have checked with other websites regarding these scam artist extortion tactics.  Even the FBI has an article published on their website about individuals using "legal or official sounding names" to intimidate people. Do not let them get away with this! Just like Obama finally got Osama, I wish I had the same intelligence to track these scum bags and blow their a**es up. Anyone effected by the same harrasment, needs to take action. Remember you have the power. People with power don't argue, they just go ahead and make sh*t happen! Kick A**!

I got a call from this number and the guy had a foriegn accent. I told him i was contacting the better busines bereau and he hung up

This is the second or third time this person called me his but need to stop. Money hungry people in this world. Let me find him.

I received a similar call from a Harold Jensen from Cash Advance World on 6/1/2011.  He stated that there was a fraud case against me for a loan from June 2, 2010.  I told him I would check my bank statements to see if anything had been deposited to my account in error.  He stated that the company tried to withdraw the funds from my account for repayment and the bank sent the charge back due to insufficient funds.  He stated that when I called him back after I looked at my bank statements, I was to talk to Peter Watson.  I have tried to reach him all day today and the only time the phone was answered was by a man who answered the phone hello.  I asked for Mr. Jensen and he said "Who?".  I then asked for Mr. Watson and he stated that he was Mr. Martin that Mr. Jensen would be in an hour from the time I had called which was 7:30 a.m. my time.  I have since tried numerous times since then and have received no answer.  

I do know he stated he was in the finance law division of this company and they supposedly loaned me the money.  I found the website and it clearly states that this is not a lending company and cannot guarantee that you will be given a loan by any of the lenders associated with them.  I also know that every time I get the voice message, it states that the user of this particular phone jack is not available.

i recieved a call from a herald johnson. this same scam artist has been calling me since 2008. im a vet at dealing with these people. keep record of the names used and numbers that they are calling from. so you can report them to your local police department. this was used 3 months ago under the name of stephen berman. once they feel like they are being watched they stop using that and start using another. the many three numbers that they continue use starts with area codes 661 which is bakersville,ca there are two that are used with the area code 347 and they also use a number with a tampa,fl/homestead,fl area code. i hope that this is of some help.p.s these calls are coming from overseas switch boards. this is why theresw always a foreigner making the calls. they wouldnt give a company name.