Saw this number as a missed call and of course ran a Google Search and figured there would be something about the number here.  My guess is that yet another lowlife debt collector resorting to scanning the phone books in order to find someone that owes them money whose first name starts with the initial our phone number is listed under.

I saw this number was showing above as a credit card company. I do NOT own credit cards as you PAY way too much to have them and it is too easy to go into debt with them.
So I called the number 404-419-6859 listed on my Caller ID.
It said it was a call from Georgia.

Well the guy has a very NEW YORK accent on his recorded message for 'Generating More Leads'.
You have to listen to the whole message (it is short) as he wants you to watch an 11 minute presentation.
Oh yeah, He tries to FIRST tell you he is a retired 'Cop'.  
OK! I believe that one!!! NOT.
I am a Policeman's daughter so I know their drill about phone calls and illegal activities!

Anyways, he then asks you to leave your name and number.
He called me, so he should have information on who he called.
I said "My number is  (XXX) XXX-XXXX, PLEASE REMOVE THIS NUMBER FROM YOUR LIST! THANK YOU, GOOD BYE."

BY LAW, ALL COMPANIES NEED AN OPT OUT.
I HAVE A COUPLE BUSINESSES MYSELF AND THIS GUY CALLED ONE OF MY BUSINESS CELL PHONES!

BE NICE AND ASK FOR THEM TO REMOVE YOU FROM THEIR LIST.

SHOULD HE CALL ME AGAIN. THEN I TAKE ACTION AND REPORT HIM TO THE F.T.C (Federal Trade Commission), http://www.ftc.gov/
In the middle of the page is a RED BOX---CONSUMER COMPLAINT.
This is the way to make unlawful calls stop.

I hope this helps.
CORINNE BALANTE

same thing just happend to me. scams im sure. so much for privacy

message also left on voice mail to return important phone call to First Financial Bank by 9 pm.  Do not do business with this company and I have no idea where they got my name, as well as my son's name.  Seems like some type of scam?

They are so obnoxious. Somehow they recieved my new cell phone number without m ever giving them my number. I also get emails and calls up to5 days before a bill is due saying i need to pay. I understand i have a debt to pay but really? And must we be so rude..

I have been getting calls every day from 8 in the morning to nine in the evening.  Worst thing is they call my two other acquaintances as well and my old job.  Do we not have any rights for these individuals to stop harassing us?  I am ten days late on a payment but have made every payment in the last five years.  I have told them that I will make my payment at the end of the month when I get my paycheck. I am so fed up with these harassment calls. Please let me know if anyone knows what are rights are when it comes to these kinds of calls

Message left on voice mail - "This message is for Jonathon King.  This is Kyle with First Financial Bank.  Jonathon, I will be in until 8 pm central.  Number is 888 557 1284.  The caller ID was 404-419-7829.  I am not Jonathon King nor do I know a Jonathon King.  After researching both telephone numbers, this appears to be related to Chase.  I just don't answer the phone.  The ring doesn't both me :)   Keep calling.  Don't care.

What pisses me off is that they will call you, ask you to stay on hold, and then 10 seconds later hang up on yu.  So 10 minutes later they call back and do the exact same thing.

Well, I don't even answer my phone because I know it's them wanting their money.  Tell me one person that isn't in a financial crisis right now???

Amen!  I agree 100%!!  They are rude and call about 10 times a day and when I don't answer, they try calling from a different number with the means to get me to answer.  I already know I owe them money so why do they need to call and tell me something I'm already aware of??  And not only that but when I have tried to set up a payment plan they don't want to hear it and act like they're not hearing when I'm saying....they just want their money.  I will never have a credit card through 1st Financial again.  They are horrible!!!

Keep getting calls. No message left.

just got a call and have been getting calls from them for a couple of days now.  now voice mail left.

404-419-7829 keeps calling me all hours and even weekends and they never leave a message , funny thing is I just googled it and found out it was a company called first financial, don't know who they are or what they want , but I would love to be taken off their list because they are eating up my cell phone minutes

wow, well it wouldn't have surprised me to receive a crap ton of calls if I owed them unpaid moneys but I have had an account with them for years and have a pretty high balance but am always making my payments on time and have never had any problems. then I got a call from this number this morning and ignored it because of the area code, I just got another call right now about 6:30 and looked up the number real quick online, found this so I answered it and it hung up on me, really strange, well I was thinking about trying to get another card anyway and transferring my balance but after hearing this kind of crap I will definitely jump on that, but now I wonder if their gonna try and screw with me if I no longer have a balance with them and aren't paying for their salaries?? lol

It's time to review your credit reports.  It's a good idea to check your credit reports once a year.  You can even get them free.... forgot what the website address is....  Nonetheless, CHECK ALL THREE REPORTS!

These people call at leat 15 times a day. I do not even have a credit card with them. they do not answer when you call them back. My son works until 1 am and they start calling by 8 am they wake him up every day. It crap!

For the guy that told you to sell a kidney, I would have told him fine, where do you live so I can come cut it out of you.

They keep calling!!!  My cell was going off at all times.  Thankfully the new cells have the feature that allows you to set certain numbers to go straight to voicemail...Good thing mine isn't set up.  Of course, now they have started calling my office.  Embarrassing :(

don't want calls from this number

1st financial bank, suddenly started calling my cellphone asking for a  "Mr. James Hamilton"
I'm clearly not "Mr. James Hamilton", I don't know how they got my number,
I dont have an account with them, infact I dont have any credit cards period.
Getting calls for some other "F**KHEAD" that doesnt pay their bills really p*ss*s me off.

They started calling me today, quite a few times actually.. The only voicemail they left was 2 seconds long and it was just the sound of them hanging up on me.. I don't even have a card with them. A***oles.

I didn't know who they are (I know now from reading this) and I have never heard of them. I don't have a credit card or anything from them. Never heard of them til now. But they called me 10 times from 7 am til 8 pm..... that's a little unneeded... and illegal in IN as well....

They have called me 61 times in the last 30 days. I paid the card completely off and then they charged it back up with random fees. I told them I would pay them back once I was sure they expended more than the cost of those fees in phone calls to me. I sent a check to them a week ago and the phone is still ringing off the hook with their calls.

Luckily, I have Android and found an app called Callfilter that will let me set all their calls to be hung up without be doing anything.

they call me from 8 in the morning all day till about 8 pm..they are the worst..i talked to a guy who was the biggest a** ever..an i tried explaiing my situation an he just said " im sorry sir but i need your routing number for you checks" an they wanted all my bank info so they could take it out of my checking account..haha yea right. now i just answer an hang up.

First Financial is the WORST credit card company I've ever dealt with, and that is saying a lot.
They are extremely rude, they charge ridiculously high APR's, and don't even bother to ask them to consider you for reducing it, even if you have excellent credit. The answer I got was that "They gave me a credit card when I had no credit, so they helped me build up my credit when I had none."
I guess I owe them now?
And I've received about ten calls today from this number, the last one at about 8 p.m. I don't believe they have the guts to "work" and call to remdind me what I already know I have to do past 4 p.m. Try calling them to try to solve your problems with them at 4 p.m. - nobody answers because they are done working.

I hate them and can't wait to never have to deal with them in my life.

I get calls from these people constantly it starts at 7:30 am (which is illegal in SC) and they don't stop until 9:00 pm.  What makes me angry is they have like 5 different numbers they call from and none will tell me who they are and what they want.  I do get this automated voice mail telling me to contact First Financial USA today but no reason why.  What makes it so bad this was on a debt I had six years ago.

Calls in, when answered, asks to hold for a moment then nothing.  3x a day.  have no idea what they want.

They call every 15 minutes. Sometimes leave a message, sometimes they don't. It's 1FBUSA. I talked to a pro bono lawyer who told me just to ignore their calls and pay when I can. He said the most important things to pay are my utilities and to put food on the table. Also, don't get pressured into payment arrangements that you can't afford. They use several call centers and don't coordinate their records. Like some of the people above I want to pay my bills, but after over 25k in emergency medical expenses we had to use the card. Oh, and don't give them a reason for why you can't pay. First, it's none of their business, and second, they won't care anyway. One of the jerks told me to sell a kidney to pay off my bill.

I am called sometimes up to 10 times a day PER line (cell phone/house).  The ONE voicemail I received was from a "Jennifer" -- no location, no reason for a call, no statement that she was FROM ___ or anything.  Which, I plan on reporting because by the FDCPA it's ILLEGAL what they are doing:

1.Sect. 806. (15 USC 1692d): Harassment or abuse: Causing a telephone to ring repeatedly 2 - 4 times per day for an extended period of time.

2.Sect. 804. (15 USC 1692b): Acquisition of location information: Not state that a consumer owes a debt. Prohibited use of of language or symbol on any envelope, or in the contents of any communication indicating the communication is from a debt collector. Third party disclosure on an answering machine several times.

Ditto here. I was out of the country doing volunteer work for over a month. Returned and just started my regular job back. I knew I was going to be late on my payment of a couple of bills Bank of America was EXTREMELY helpful in this area and worked with me. I called 1st financial to let them know asap and see if there was anything they could do. The lady would not even listen to me, gave me the rote speech of "unfortunately, blah blah blah."  A week later someone calls me to "let me know" that they have not received payment on my bill that was due three days ago. My response? Um, yeah. I called YOU GUYS and tried to tell YOU that last week!