SCAM!!!!  They are trying to get personal information to access your CREDIT.  They actually ASKED me to give them my credit card number!! DON"T DO IT!!!!! Tell them to STOP!

Began call as being referred by an affiliate company in order to assist with credit card interest rate reduction... the reason they were referred is because I had already cut their affiliate company short on their attempt to obtain too much personal information relating to my credit cards. No need to appear to be anything more than a telemarking service that keeps finding more and more avenues to keep calling people that don't need or want to be contacted. I know you're just trying to get your own paycheck, but there should be more consciensous ways for the human race to earn a living.

I received a call from a Michael Warmachs from Debt Free Living

Scam...........calling to lower my credit card interest rates.