A Process server called me and said that I was about to be served and that I had an opportunity to resolve an old debt before receiving the papers. I called this 407 number and a Brittany Carter answered, Had my SSN, scary and said that is was an old Shell Card that owed and with the years of interest and attorney fees it amounts to over 3400.00. She threatened me, said the police and sever would be at my place of business and home by the end of the day if I didn?t pay. Being in a bit of a high profile job, I said well what is the best you can do, we agreed to 1749.00. I feel like an idiot and I did pay. I disputed it with my bank after I googled their number and her name....she does this a lot. SO ACP Group is the name and Ms. Brittany Carter is the person you may speak to. They have been reported to the DA's office as well as the department of fraud in the State of Florida. What gets me is how these people sleep at night. They are frightening and after my research, I had paid my bill off over a year ago, I forgot it was a small balance of 186.00, but they had my SSN, credit card number, DOB and addresses....I think now they should be scared because I will do everything to put the scam artists out of business and hopefully in jail......

ACT is the company name. First a guy name Mike called and blew up my phone for a week straight threatining to send a process server to my home in the next couple of days between the hours of 2-5. Stated I had to be there with two forms of ID. He did give me an opportunity to call in and resolve the issue to prevent the case going to court. He then proceeded to call my ex-husband and daughter and left the message that I had listed th as my emergency contact numbers and they needed to call right away. Which sent my family into a panic thinking something tragic had happened to me.  I received a call today from Brittany carter who stayed that my file had just come across her desk as unable to locate - and that if I didn't call within the next 24 hours  they would have to proceed with the case. These people are breaking all sorts of laws. I will be reporting their activities. I've lived on the same place for 19 years so if they can't find me they are idiots!! Don't be intimidated by these folks and don't call them back either.

Have been receiving calls from Melissa Bailey who claims to be a courier locator for this company. I have received a call from Brittany Carter as well. They have been calling my family so I finally decided to return the call to (407)505-6790. The thing is I did all my research before calling them. I had already checked with my county clerk and there were no complaints or "summons" against me like they claim. I asked Brittany so many questions she hung up on me 4x's, lol. I continued to call back & she refused my call so I got stuck speaking with Jason Stephens. I asked him just as many questions as I did Brittany. Finally, he got frustrated and told me "you're a grown woman, what can't you understand." I was asking if he could see a court date on my summons since he claimed to have a copy of it...one minute he said a court date isn't on the summons and the next minute he says he can see the court date. When I continued to ask for it, he hung up on me. I got a physical address: 5140 Main St, Ste 303-114 Williamsville, NY 14221 of what they claim is the corporate office. I know that the 407 number is FL. I also got an email address: office@acpgroup.us and fax#: (866)761-3705. I demanded they stop calling my family and requested official documentation that they claim will be with the summons. These idiots don't even know the legal process. They use scare tactics to make you pay money that you may or may not owe. They claim I owe some company named Liberty Group LLC for a payday loan from back in 5/16/2011. I always check my credit report if it was owed why is there not a company called Liberty Group LLC or anything close to that on my credit report. And to top it off payday loans are ILLEGAL in NC, even if it was obtained online, wouldn't that mean that the company Liberty Group LLC broke state laws? I asked Jason that and all he kept saying was that it was obtained online. Don't pay them any money. Demand they provide documentation and mail a cease and desist letter to the corporate address above. I have a feeling I won't be receiving any more calls from them. I think I frustrated them to the point where it's not even worth it, lmao. And I was actually enjoying it. I think I'm going to call back to ask some more questions.

Thank you for your input.  It put me at ease.  Didn't think I had anything out there I owed like that.  I received a call from a "private number" about an hour ago which needless to say, I didn't answer.  The message was the same as those above.  "Dave" had a legal affidavit doc # blah, blah and Notice of Intent.  I was to respond within 24 hours to stop this process or papers would be served at my last place of vehicle registration (describing my car).  Well, problem is, when he told me who he was and who he was looking for, he had my maiden name and married name turned around.  Yep, something is not right.  I believe I will be waiting it out also.  

I had the same thing happen. A guy identified himself as a processor pushing to come and serve a summons and wanted to know when I was going to be home. He gave me a number to call, 407-505-6790, ACP Group, and find out what it was about. They told me of a gas card that I had disputed back in 2009 and paid my last pmt in 2010 because of the dispute. The statute of limitations in SC is 3 years so that violation #1, then she proceeded to tell me that they had added fees and penalties to the "debt" bringing it from less than a 1000 to 9000, violation #2. I told her not to contact me in a "verbal cease and desist" to be followed by a written one and she told me that there was no such thing as a cease and desist!! Really!? lol I'm looking at a letter from the Federal Trade Commission as I speak. Think I'll take their word instead!! These guys are clearly a scam. Don't fall for it. They use brutality and scareful tactics to get people panic.

Thank you for your post. I, too, had the same call from the process server and the Florida phone number.  I did call and talked to Brittany Carter. When I asked for the complete information including names and addresses I have received nothing. I ended up quoting Maine law and other information from the FTC and all I received by email was a statement from ACP Group with no address and very little information on it. I went through loan consolidation for payday loans 3 years ago and discharged all of them. The process server called my work - an old number. Very interesting as Brittany threatened criminal charges unless I submit payment.

I received a voicemail from an unknown number saying she was a process server on retainer with my county and would serve me papers unless I called this number to settle the matter. She had my address, vehicle and plate number but meanwhile didn't know what this was about and could only give me this number as is allowed by law. Awful lot of info for a process server who was supposedly just reading off of the service envelope. Apparently it is also allowed by law for her to contact distant relatives who I didn't even have contact info on to tell them she was serving me papers. So I called 407-505-6790 and some doofus said he didn't have info as they had already "turned it over" but if I could hold on he'd see if he could find anything. Of course he did find the file and started reeling off info about a payday loan I took out 4 years ago. Unfortunately this isn't my first rodeo with this crap and I knew it was a scam to get me to send money. It must work for some as I've gotten this scam 2 or 3 times before. I see others have posted similar or identical info with other phone numbers. United Courier and ACP Group seem to be common denominators. Be aware.

Received a called from a Brittany carter.  Nasty person have filed a retraining order against her

Received a call 2 days in a row threatening my family and me.  I requested proof of the lawsuit and they say we emailed they haven't.  the are persistent.  the women's name is Brittany.  My husband told them to send the paperwork we would have our attorney and the police check it out and nothing.

I got the same message on my cell phone today. They say they are a process server & a lawsuit is being filed against me. I have no idea what they may be talking about...I do not owe anybody money and have not defaulted on any loans. Is this a scam???  Very hesitant to call back....

A process server that calls ahead? I guess when they're coming from India it's tough to make connections. Let's hope he brings the papers - the dog needs something to go on. You don't have to spend your Saturday nights watching 'Cops' to know that they don't call ahead. It's not like they're coming for drinks & dinner.

Guy said he was a process server and if I didn't call this # he would be out to serve me papers between 3 & 5 today at my job.  Told him I would be here.  Not calling.  Will wait and see if this one shows up.  I have had so many calls like this and they have yet to show up.  They always try to act suprised when I tell them I have no idea what they are talking about.  And they always say 'good luck' before they hang up.

i got an called saying that i got an loan from bayside cash back in 2012 and that sent my file to harris county to pursue charges