I wrote this on Nov.7, 2011
To those who sent "Cease and Desist" letters:  If you sent it, not naming phone contact, but just paper contact, they can still call you. You have to name both clearly to have it go into effect.
DNCR: This does not apply to them because you have a contract with them. If you do not and you do call back... that opens the door for them to be able to call you. That is for anyone, that calls and leaves a message, any business, telemarketer, anything.... DO NOT CALL BACK. They then are bound to not call you according to the law.  A CREDIT CARD IS A CONTRACT. They can and will call you, call you as many times as they want, 5 or 6 times is a limit per day in some areas.  They want the $$$. Some people can not afford bankruptcy.  If you find yourself on Social Security, they can not attach with a judgement any of these funds if this is your only and sole income. Just do not deposit anything else, even that "Christmas $" you got from someone. That shows as extra $$ in your account and they can attach what ever amount they want.  CALL for information for the state you live to find out the particulars in your area.
Good Luck.

they call at least three times from this number 30 minutes apart.  They are NCO collection agency.  Sometimes they answer but usually the don't.  What is interesting is that at first they were all out of state phone calls.  Some numbers were 866 800 310 513 but they were all NCO  Today I started getting 480 which is my area code.  These people are cutthroat, ruthless and will stoop at nothing to annoy you.

You actually have to write them a letter telling them to stop calling you.  If you look it up on google "collection agency harassment" some links pop up informing you of the rights you have and what you can do.

I am getting these calls every day, from 2 different phone numbers, asking for "Michael"! Who ARE these people?? They have somehow gotten my cell phone number and won't take me off their list although I've asked them 3 times now. Isn't there a LAW about this??

Trust me, it is impossible to stop these calls so change your phone number. Once I did in fact actually talk to a human at NCO and they said sorry, these calls will keep coming until you pay your bill (what bill, I'm not past due with anyone) and I said, oh yes you WILL stop calling and their response was there was nothing I can do about it so I told the idiot that I was changing the number....the calls stopped.

I do have a capital one card that is over the limit.  I sent money into capital one and these ppl keep calling from many different numbers.  I usually just let it go to voice mail but i picked it up 3 or 4 times to tell them off but they never answer this is a piss poor way for anyone to do business.  I refuse to send any money to them from everything i have read about them.  They quit calling for about a week when i sent some money to cap1.  Now the calls start again.  NCO sucks!!!!!! AWFUL service!!!!

Stop calling my cell. I don't know you.

These people call at least three times a day, today was 8:42am, 7:14pm , 7:35pm.  They are not calling for me, but they won't stay on the f***ing phone long enough for me to tell them that they are never going to get the person they are calling for.

I just got this number this month. I do not know who it belonged to previously, but this company continues to call me and harass me by not saying anything when they call. I want this to stop. I called them and informed them that this is a new number issued to a new customer but they still continue to call me. How do I stop this?

NCO calls my number constantly and I am quickly growing tired of it.

This is NCO a collection agency.

No Rsponse

calls three times 8:16am, 8:46am, 9:52am on a Tuesday.  I did not answer.

I spoke with them calmly and rationally and informed them that they had the wrong number.  They asked if that they had actually reached the number they dialed, confirmed that I wasn't the person that they were looking for, apologized and said that they would never call back.  Guess we'll see if they actually live up to that.

This is NCO Financial. They will call you constantly. This is some of the numbers they use:
4085385101
3108629031
8885790626
2026072935
2093209604
4102020072
9402370702
4153587633
8009354733
8883441268
7579908983
Retricted (this is what shows on the caller id)

These people are ruthless and will worry you to death.

I think everyone who is being harassed should call N(azi) C(ollection) O(rg.)    5 or 6 times a day and when they answer don't say anything.

NCO Financial Systems, Inc.
507 Prudential Road
Horsham, PA 19044
(800) 220-2274
(215) 441-3000
Consumer Hotline: (800) 550-9619
Consumer Hotline Fax: (866) 269-8669

I keep getting calls from NCO, but they are starting to come from different numbers and area codes now.

They never leave a message....but they WON'T stop calling.

I have NEVER had a Capital One account, and I have never used "Bill Me Later" -- both of these things I've seen posted on sites about why NCO would be calling.

I wish they would leave me alone!

mulitiple calls everyday from this and other NCO numbers. I couldn't even say how many calls a day they make. Usually no message is left, but occasionally they leave a scripted message, "This is an important call from NCO financial. The law requires us to inform you that this is an attempt to collect a debt." Well, I'd think after several calls a day EVERY day, that message isn't all that important anymore. Pure harassment.

nco called me for the first time today..but they weren't calling for me they were calling for my boyfriend who don't even live with me..he lives in a different province..they said it was given as a contact number..and they said that they are calling about a business opportunity.. so i googled it and found out they were a collections agancy..i don't no why they would be contacting me about something i ain't even involved in..

Nco Calls all hours 7 days a week. Very rude on the phone now I just don't answer. They have used 5 different phone numbers 323-372-6326, 310-862-9031, 866-401-3139, 253-248-6405, 408-538-5101 These people need to stop the calls!!

Nco Calls all hours 7 days a week. Very rude on the phone now I just don't answer. They have used 5 different phone numbers 323-372-6326, 310-862-9031, 866-401-3139, 253-248-6405, 408-538-5101 These people need to stop the calls!!

We started getting thes calls two weeks ago and they call everyday 6 times a day.  They don't say anything whether we answer or let the machine pick it up.  I looked up the number on WhoCallMe and saw that it is Capital One.  We don't not have a Capital One account and we don't owe anyone anything so we don't know why they are calling our number, but it is getting very annoying.

Companies are faced with the common challenge of finding ways to prompt seriously delinquent customers to make payment before they are charged off as bad debt and collect the full balance after write off. NCO's third-party collection service imparts a sense of urgency upon seriously delinquent customers during these periods, reducing net write-offs and the cost of collecting after charge-off.

Most important is the timing, sequence, and breadth of effort NCO applies to your portfolio. With the right data supplied to us at placement, NCO can locate and collect from the greatest number of previously uncollected accounts. The best way to achieve this objective is NCO's method: concerted calling campaigns supplemented by automated skip tracing and third-party notices.

Our strategy ensures NCO contacts and collects from the highest percentage of customers, translating to the greatest return and highest value for our clients.

NCO utilizes the following proven strategies to drive collections results:

   * Initial Data Scrub and Scoring
   * Telephone Interaction
   * Collection Letters
   * Credit Reporting
   * Skip Tracing


Gotta love this, it all sounds nice, but obviously they are real morons.

These people are calling me from 8:00 to 9:00 continous. I do not know this number and have told them the person they are asking about is not living here. They still call and harrass. I hope someone out there can do something about it and I am on the Do not call List. So how do they get the numbers?

keep getting calls and no message  2 this morning

I keep getting calls from NCO, but they are starting to come from different numbers and area codes now.

They never leave a message....but they WON'T stop calling.

I have NEVER had a Capital One account, and I have never used "Bill Me Later" -- both of these things I've seen posted on sites about why NCO would be calling.

I have been filing complaints on the Do Not Call website every time I get one of these calls. I HOPE others will file the complaints as well!

I wish they would leave me alone!

Would you please stop calling me at my cell phone number.  I don't wish to receive any info about your company and please remove me from your contact list.  THANK YOU.

I also got a call on my mobile from this number. They must be the ones calling my office line (no Caller ID there). I may owe Capital One, but I'm current on my bills. No need for collections on me. I think I went over my limit once in the past 6 months which I took care of via their web site.

If this really is Capital One (or related company), I *WILL* close my account when the card is paid off.

This phone number calls multiple times per day. I am reporting them.

Capital One they call from more than 10 different numbers including local area codes, seven days a week, 2 to 3 times an hour,  ridiculous but they have to do it to try to collect a debt.