They call from many different phone numbers up to 4 times a day.  Why can not the FDC do something about this???They call under the name of Paging Phone Company.  This is pure harassment.

Been receiving unwanted phone calls from this number for several weeks.
Their line is "this is about your credit card, there is no problem, but
hold on the line because you are eligible to reduce your rate.  This is your last chance."  I think it is just some scam to get my credit card information.

I get this phone call a couple of times daily. We are on the "Do Not Call" list and I cannot figure out why they are still calling.

I currently reside in the state of California and I received a call on 09/08/2008 at approximately 2:05 p.m from an "888" number. An Indian speaking man by the name of Simon McKenzie left me a voicemail informing me or my attorney of record to immediately contact them at 408-215-3856 or else they were wishing me good luck. I immediately called them perplexed because of the voicemail he left me. A Jeff Wilson answered (with the same Indian accent that I could hardly understand) informing me that he was "Simon McKenzie's" assistant. He also informed me that tomorrow (9/9/08) at 11:00 a.m.; officers would be picking me up to go to court because of an unpaid payday loan from 2006. He stated I never paid toward the interest and I now owed
$1, 284.20. He said if I went to court, the due amount would increase to $5,384.87. I asked him if anything was sent to me regarding any of the claims that they were making and he said that I was emailed thirteen (13) times. I checked my email and I had never received emails from "Sonic Cash Management Bank".
He said I probably deleted the messages. I asked him that I needed something in writing to verify the information that he was telling me. He said that he could not give me a copy of the Affidavit because it was against the law. I told him that loan was already paid. The man was giving personal information and for a moment I did think that maybe somehow I did not read the contract or misread part of the contract. He then asked me how was I going to get out this legal mess and If I had any priors. I was terrified and confused. So I asked him what my options were. He then offered me an "Out of Court Restitution". He said he would need to put me on hold and that he would need to contact the company to see if they were willing to settle out of court. About two (2) minutes later, he came back on the line and informed me that the company was willing to settle but I was required to pay 80% of the due amount. He asked that I pay $1,027.0 with a Debit, Credit Card or the prepaid Credit Cards and I only had one (1) hour and twenty (20) minutes to do so. He also demanded that I write an apology letter to Sonic Cash Management Bank wishing to apologize for not making the payments on time and that I wish to make arrangements to pay, to ensure that I sign the letter and fax it to (949)613-8399. He then said I had 20 days to pay the remaining balance of $275.85.  I told him that I would have to call him back. I immediately contacted Sonic Payday Loans and explained the phone I had just received. The representative informed me that they do not operate under Sonic Cash Management Bank. They only operate under Sonic or Sonic Payday and they would not call demanding all of the above. She emailed me a letter stating that I had a zero (0) balance with their company. I then attempted to contact "Jeff" again and another Indian accent answered the phone stating "Jeff was in a meeting with an attorney and would have to call me back. I felt uneasy and I decided to contact my local police department and explained the situation. The officer informed me that even If the claim was valid, I needed to be served by a sheriff, marshal or a valid claim process server, in which I never received. I explained to her that I have documentation that the debt was paid in 2006. The officer actually called the number that "Jeff Wilson" gave me to call him back when I had the payment method and letter ready at (408) 215-3856. I was able to hear the conversation because the officer picked up another phone. The officer was asking him that what they were doing was illegal; when an individual owes money to a company, it’s a civil case and the authorities would never get involved unless to serve paperwork. The officer then asked him what police department was going to pick me up and what court I needed to be in and he was unable to answer that question. The officer tried to obtain an address and they were unable to give that information out. The officer then suggested that we meet at that police station to see what was going on. He just claimed that they were a "Legal Processing Unit" and could not do that. The officer asked him why had I not been properly served and he said that he had emailed me thirteen (13) times. The officer responded that is not the correct procedure to serve a person.  He just continued saying that I needed to pay that amount or an officer would be picking me up to take me to court and that I would be charged with check fraud and theft by deception. The officer informed him that she was going to let me know if anyone showed up, to immediately call 911 and let them know that there are people impersonating a police officer. He then hung up. The officer assured me that it was a scam and not to pay them anything. I have not been able to sleep thinking about this horrible ordeal. I hope anyone can use this in any way.

calls multiple times a month telling me that I can significantly reduce my interest rate on my credit card. I dont have any credit cards.

Just recieved a call... very annoying called it back and pressed 1 to take me off their calling list.

It is a major scam call and report them to FTC and Homeland Security!!!

This number has called several times. I never pick up the phone since I don't know the number. The message they leave tells me that I'm eligable to have a lower interest rate on my credit card. I don't own a credit card! Definately a scam.

I currently reside in the state of California and I received a call on 09/08/2008 at approximately 2:05 p.m from an "888" number. An Indian speaking man by the name of Simon McKenzie left me a voicemail informing me or my attorney of record to immediately contact them at 408-215-3856 or else they were wishing me good luck. I immediately called them perplexed because of the voicemail he left me. A Jeff Wilson answered (with the same Indian accent that I could hardly understand) informing me that he was "Simon McKenzie's" assistant. He also informed me that tomorrow (9/9/08) at 11:00 a.m.; officers would be picking me up to go to court because of an unpaid payday loan from 2006. He stated I never paid toward the interest and I now owed
$1, 284.20. He said if I went to court, the due amount would increase to $5,384.87. I asked him if anything was sent to me regarding any of the claims that they were making and he said that I was emailed thirteen (13) times. I checked my email and I had never received emails from "Sonic Cash Management Bank".
He said I probably deleted the messages. I asked him that I needed something in writing to verify the information that he was telling me. He said that he could not give me a copy of the Affidavit because it was against the law. I told him that loan was already paid. The man was giving personal information and for a moment I did think that maybe somehow I did not read the contract or misread part of the contract. He then asked me how was I going to get out this legal mess and If I had any priors. I was terrified and confused. So I asked him what my options were. He then offered me an "Out of Court Restitution". He said he would need to put me on hold and that he would need to contact the company to see if they were willing to settle out of court. About two (2) minutes later, he came back on the line and informed me that the company was willing to settle but I was required to pay 80% of the due amount. He asked that I pay $1,027.0 with a Debit, Credit Card or the prepaid Credit Cards and I only had one (1) hour and twenty (20) minutes to do so. He also demanded that I write an apology letter to Sonic Cash Management Bank wishing to apologize for not making the payments on time and that I wish to make arrangements to pay, to ensure that I sign the letter and fax it to (949)613-8399. He then said I had 20 days to pay the remaining balance of $275.85.  I told him that I would have to call him back. I immediately contacted Sonic Payday Loans and explained the phone I had just received. The representative informed me that they do not operate under Sonic Cash Management Bank. They only operate under Sonic or Sonic Payday and they would not call demanding all of the above. She emailed me a letter stating that I had a zero (0) balance with their company. I then attempted to contact "Jeff" again and another Indian accent answered the phone stating "Jeff was in a meeting with an attorney and would have to call me back. I felt uneasy and I decided to contact my local police department and explained the situation. The officer informed me that even If the claim was valid, I needed to be served by a sheriff, marshal or a valid claim process server, in which I never received. I explained to her that I have documentation that the debt was paid in 2006. The officer actually called the number that "Jeff Wilson" gave me to call him back when I had the payment method and letter ready at (408) 215-3856. I was able to hear the conversation because the officer picked up another phone. The officer was asking him that what they were doing was illegal; when an individual owes money to a company, it?s a civil case and the authorities would never get involved unless to serve paperwork. The officer then asked him what police department was going to pick me up and what court I needed to be in and he was unable to answer that question. The officer tried to obtain an address and they were unable to give that information out. The officer then suggested that we meet at that police station to see what was going on. He just claimed that they were a "Legal Processing Unit" and could not do that. The officer asked him why had I not been properly served and he said that he had emailed me thirteen (13) times. The officer responded that is not the correct procedure to serve a person.  He just continued saying that I needed to pay that amount or an officer would be picking me up to take me to court and that I would be charged with check fraud and theft by deception. The officer informed him that she was going to let me know if anyone showed up, to immediately call 911 and let them know that there are people impersonating a police officer. He then hung up. The officer assured me that it was a scam and not to pay them anything. I have not been able to sleep thinking about this horrible ordeal. I hope anyone can use this in any way.

Been getting calls from them for several weeks.  It is a recorded message telling me I'm eligible to reduce my credit card rate. I think it is just a scam to get my information.  I/ve tried calling it back and their answering machinge states that if they called in error I can have my number deleted.  It doesn't work.  I'm getting up to 5 calls a day.

I just received a call from this phone number where they asked me to press 1 to see if I'm eligable for lower interest rates.  I pressed 1, and the person who picked up the phone said he was from Card Services and works for Visa and MasterCard to lower my interest rates.  They claimed they were providing a service under the fair trade commission where Visa and MasterCard are required by law to call to offer lower interest rates if payments are made on time for 6+ months.

Long story short - they asked for my account number and after much deliberation and skepticism - i gave it to them.  He then connected me to another person who asked for my expiration date.  When I declined to give my expiration date he told me he couldn't help me and 'don't I want a lower interest rate to save money?'  I ended up hanging up without providing my expiration date.

Before I hung up, I asked them for their corporate number and they did give me the real Visa corporate number (I verified it on the Visa website).  I called Visa and spoke with a representative.  He told me Visa never makes phone calls and that definitely wasn't from them.

Now I have put an alert on my account that I gave my card number for.  There weren't any fraudulent charges made yet, but it has only been 20 minutes.

They called at 5:05pm CDT. When I answered there was no one there. I called the number back & got a recorded message saying... "We are sorry if we reached you in error. We only purchase lists of businesses to contact. Please press one to be removed from our calling list"

They have been calling me in California at least twice a day and the evening calls. They never leave any messages. I have never answered, but the caller does not give up. I am tired of these type of calls. I am on the National Do Not Call List and California States Do Not Call list.

came in on August 14, 2008 at 2:13 pm MDT.