415-789-6406
CA, US
 | Robert 2013-02-18 11:41:32 Unknown |
Who is behind this number??
| Michelle Brown 2013-02-11 20:13:09 Debt Collector |
How often can a debt collector call me?
That depends. Under the FDCPA, a debt collector may not call any person repeatedly or continuously with the intent to annoy, abuse, or harass them. In practice, though, it can be difficult to determine whether and when a debt collector has crossed this line. According to the Federal Trade Commission, a debt collector may almost certainly call you more than once, but six calls per day is probably too many. Between these extremes, it depends on the facts of your particular case.
Know Your Rights!
Debt collectors violate the FDCPA when they make harassing, threatening, or misleading statements in order to trick you into making payments. Don't be fooled! Learn to recognize when debt collectors cross the line, and stand up for your rights!
Harassing and/or Abusive Statements violate the FDCPA:
Threatening to have you arrested or jailed
Threatening to take your SSI or other protected income
Threatening to take your household furniture
Threatening to cause physical injury to you or your property
Threatening to send false information about you to the credit reporting agencies
Using obscene or profane language
False and/or Misleading Statements violate the FDCPA:
Misrepresenting the character, amount, or legal status of the debt
Making empty threats to scare you
Pretending to work for a credit reporting agency
Pretending to work for a government agency
Falsely claiming to be an attorney or to work with attorneys
Sending you fake legal papers to confuse you, or telling you to ignore real legal papers.
Abusive and/or Unfair Practices violate the FDCPA:
Calling you or any other person repeatedly with intent to annoy, harass, or abuse you, or any person at that number
Calling you after you have sent a cease letter.
Calling or contacting you without disclosing that they are debt collectors trying to collect a debt
Collecting interest, fees, collection expenses, or other charges that are not authorized by your original payment agreement
Soliciting postdated checks with the intent to threaten to expose you to criminal charges, or soliciting postdated checks and then threatening to deposit them early.
Contacting you by postcard, or contacting you in any way that would disclose to a third party that they are debt collectors.
Are you experiencing any of the above? Call the NYC Financial Justice Hotline at 212-925-4929.
That depends. Under the FDCPA, a debt collector may not call any person repeatedly or continuously with the intent to annoy, abuse, or harass them. In practice, though, it can be difficult to determine whether and when a debt collector has crossed this line. According to the Federal Trade Commission, a debt collector may almost certainly call you more than once, but six calls per day is probably too many. Between these extremes, it depends on the facts of your particular case.
Know Your Rights!
Debt collectors violate the FDCPA when they make harassing, threatening, or misleading statements in order to trick you into making payments. Don't be fooled! Learn to recognize when debt collectors cross the line, and stand up for your rights!
Harassing and/or Abusive Statements violate the FDCPA:
Threatening to have you arrested or jailed
Threatening to take your SSI or other protected income
Threatening to take your household furniture
Threatening to cause physical injury to you or your property
Threatening to send false information about you to the credit reporting agencies
Using obscene or profane language
False and/or Misleading Statements violate the FDCPA:
Misrepresenting the character, amount, or legal status of the debt
Making empty threats to scare you
Pretending to work for a credit reporting agency
Pretending to work for a government agency
Falsely claiming to be an attorney or to work with attorneys
Sending you fake legal papers to confuse you, or telling you to ignore real legal papers.
Abusive and/or Unfair Practices violate the FDCPA:
Calling you or any other person repeatedly with intent to annoy, harass, or abuse you, or any person at that number
Calling you after you have sent a cease letter.
Calling or contacting you without disclosing that they are debt collectors trying to collect a debt
Collecting interest, fees, collection expenses, or other charges that are not authorized by your original payment agreement
Soliciting postdated checks with the intent to threaten to expose you to criminal charges, or soliciting postdated checks and then threatening to deposit them early.
Contacting you by postcard, or contacting you in any way that would disclose to a third party that they are debt collectors.
Are you experiencing any of the above? Call the NYC Financial Justice Hotline at 212-925-4929.
| INDIAN SCAM ARTISTS 2013-02-11 20:11:07 Debt Collector |
Extortion Scam Related to Delinquent Payday Loans
Washington, D.C. December 07, 2010
FBI National Press Office (202) 324-3691
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.
If you receive these calls, do not follow the caller?s instructions. Rather, you should:
Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:
Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements
Washington, D.C. December 07, 2010
FBI National Press Office (202) 324-3691
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.
If you receive these calls, do not follow the caller?s instructions. Rather, you should:
Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:
Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements
| LMG 2013-01-29 21:26:54 Debt Collector |
SCAM! SCAM! SCAM! WATCH OUT for CASHADVANCEUSA which is the firm that these nasties supposedly represent and whose services I have never patonized and most assuredly never will--I received several calls from this number and the woman who claimed to be a lawyer named Michelle Brown (with a very definite accent) was extremely nasty and threatened to have me arrested for not making a payment on a supposed loan I never had--I then spoke to a man who claimed to be a "Michael Carter" also speaking with a definite accent who told me I needed to pay the amount of $798.00 in cash or they would proceed in issuing a warrant for my arrest and I would be thrown in jail--It is a scam, scam, scam--thanks to this website, I did not become a victim. I am planning on filing a report with my local Police Department in hopes that other people will not become victims either!
| tj 2013-01-24 13:44:45 Unknown |
I also received a phone call from this number. Unfortunately I fell for it lost money in the scam.
| Katie Rose 2013-01-23 00:56:05 Unknown |
I received a phone call from this number, claiming to be a law office, starting how is be arrested if I did not send them money claiming to be a loan office lawyer, this is the worst thing I've been subjected to, do not fall for this, do not answer or give them any info!
| miss brown 2013-01-03 22:37:06 Unknown |
its scam
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