This person "Michelle" called with an accent & I couldn’t fully understand what she was saying. (caller ID said private #) She was from CBV Collections & that I owed X bank over $2k & was demanding payment & knew my address & name.  She wanted me to confirm my date of birth & SIN number.  I knew that you should NEVER give out your SIN number so I asked her to confirm her name & company name & she started yelling at me, I asked her to calm down & that she was upsetting me & she didn't so I hung up.  

She called back but I didn't answer & she told me it was a criminal offence hanging up on a Collections agency & to call her back at this number.  So I did & she yelled some more so I hung up.  The company she says she is from does have a website, but not her #.  I know thtat fraud websites that are “fronts” can go up in a day, so I was cautious.   I called the # on the website & to see if this was legit, & was bounced around to a few ethnic sounding names with thick accents, & spoke to "a guy named Beshera (something like that) who was also rude to me saying they were going to come to my house & needed to be paid today.  I advised them they had the wrong person as I do not owe any money to anyone & could I have the contact information to the company that I apparently owed money to & he said "why do you want that, you don't believe me, you think this is a scam from the Philippines or that this is a strip mall?" & I said nope, but if I do indeed owe this bank money that I will deal with them directly.  He yelled some more telling me that their lawyers would deal with me & I would be put in jail, so I hung up went to the bank & had them do a search on me.  I was fine, so now I am reporting this to the Bank's compliance department, the police & the Better Business bureau & will post this anywhere I can to stop them doing this to others.  I didn't fall for it, but with their scare tactics others will

I had a woman who had an accent call me several times in two days. I do believe she identified herself as Michelle. But what a rude, arrogant, and degrading woman. In all my life I have never encountered soeone as rude, arrogand, demeaning and degrading as she was. What a disgrace to Scotia Bank to have someone such as this woman represent them, or call 'on their behalf'..... The call was not for me yet she made it sound as if I was 'hiding' the person. She had called on my 90 yr old mother's line yesterday and today on mine. The first time she called yesterday she said she was calling on behalf of Scotia bank. When she called the second time about 2 hrs later or so, I recognized the voice and asked if she was calling on behalf of Scotia bank ... her reply, no from TD bank. But extremely arrogant and then hung up on me. Both lines are in my name and the call was not for me, nor do I have the same last name as the person they were looking for. WOW Incredible and disgraceful. Why do they hire such people to represent them or even to speak with the public. I am also an immigrant but she would be a disgrace to her own country too!

I had a woman who had an accent call me several times in two days. I do believe she identified herself as Michelle. But what a rude, arrogant,

This person "Michelle" called with an accent & I couldn?t fully understand what she was saying. (caller ID said private #) She was from CBV Collections & that I owed X bank over $2k & was demanding payment & knew my address & name.  She wanted me to confirm my date of birth & SIN number.  I knew that you should NEVER give out your SIN number so I asked her to confirm her name & company name & she started yelling at me, I asked her to calm down & that she was upsetting me & she didn't so I hung up.  

She called back but I didn't answer & she told me it was a criminal offence hanging up on a Collections agency & to call her back at this number.  So I did & she yelled some more so I hung up.  The company she says she is from does have a website, but not her #.  I know thtat fraud websites that are ?fronts? can go up in a day, so I was cautious.   I called the # on the website & to see if this was legit, & was bounced around to a few ethnic sounding names with thick accents, & spoke to "a guy named Beshera (something like that) who was also rude to me saying they were going to come to my house & needed to be paid today.  I advised them they had the wrong person as I do not owe any money to anyone & could I have the contact information to the company that I apparently owed money to & he said "why do you want that, you don't believe me, you think this is a scam from the Philippines or that this is a strip mall?" & I said nope, but if I do indeed owe this bank money that I will deal with them directly.  He yelled some more telling me that their lawyers would deal with me & I would be put in jail, so I hung up went to the bank & had them do a search on me.  I was fine, so now I am reporting this to the Bank's compliance department, the police & the Better Business bureau & will post this anywhere I can to stop them doing this to others.  I didn't fall for it, but with their scare tactics others will