I wouldn't doubt you have FDCPA claims, but Truth In Caller ID was not written to address debt collectors and only the hundred percent fake collectors might do something which violates it. What Caller ID content are you questioning? This is a Washington area code. it's not necessarily fraud if a default name tag of "Washington" is sent as CNAM.

They keep calling me, then want me to verify my information, but will not tell me who they are. I'm not doing that. Then I get attitude from this guy.......they call me at least 3-4 times a day. I know I don't owe any debt.....I filled chapter 13 bankruptcy in 2010 and everything will be paid out this year.....I have had no credit to open an account since.

They willfully violated both the Fair Debt Collection Practices Act and the Truth in Caller ID Act of 2009... and there may also be local or state laws they violated, the number came up as Washington on my caller ID, no msg left.... called 7:35pm on 4/12

Please see the response to McCrary, thank you.
http://800notes.com/Phone.aspx/1-425-412-2638/2#p658174175979305489

It is a collector for Dish Network

stop calls no outstanding debts/ just received this number in 8/12 have been calling here for 2 months or more

I owe no one a debt and when I do ans. this number to tell them not to call me, I get an empty line.  They have called me repeatedly for about 4 mos.  This phone number was given to me recently as we just moved here. So It may be a previous owner of this phone number.  Please stop calling, I take care of and elderly man, and he is end stage this is very disrupting to us.  Thank you.

ACA International is a lobby group for the collection industry, one which insists that the runaway lawbreaking we can all see from its own members and non-member peers is negligible. Quietly they share the party line that all complaints come from whiny debtors who want an excuse to steal from banks. Complaining to ACAI is like consulting with the local wolf pack about the mysterious disappearance of chickens from your coop.

Taking your beef to the collector's doorstep is the right move. But what is "obvious" to you may not be the truth. It's not necessary or common practice for a collector to sell your phone number to other agencies. That and other data are tagging along with the account portfolios which debt buyers *do* obtain and resell. You can't do much about that because it's not your property and any notes which a given collector may add won't travel when your account is passed along. So you might have to endure a certain rinse-and-repeat cycle as the same debt is chased by multiple agencies.

I've had two or three agencies in a row hound me for the same total strangers, often someone who held my phone number two decades ago. They all got slapped with a prompt cease-comm notice, and so far it's been quiet the past year .... mainly because at least one of the targets got sued. I respond on paper every time; I would bet the hunted parties don't bother responding at all, until it's too late.

} I know they are not calling me

Yet they are? I think you mean not *for* you.

} keep calling even after I tell them they have a wrong number

A typical frustrating cycle. Mistrust of any ''wrong number'' claim is standard procedure at all the rogue collection agencies. You will never get satisfaction from a verbal request, and number blocking turns into an arms race you will lose. Send a ''cease communication'' notice via USPS Certified with return card. This is the method promoted by the FTC and many consumer watchdogs, and the only way to set a legal landmine, as such a notice is ignored at their risk of a lawsuit from you.

further discussion found here:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls

} Auto-dialed calls are illegal if they call your cell phone without your permission ... $500 for each call

You are referring to the Telephone Consumer Protection Act (TCPA), which was not written to address debt collection agency (DCA) calls. Case law in the minority has applied TCPA successfully to DCAs, usually involving skip trace calls and hitting a privacy claim square on. Most people getting DCA calls will not have TCPA claims that float.

It?s more often possible to work up a FDCPA claim for racking up mobile phone charges, since the DCA?s cost of delivering communication is not supposed to be shunted to alleged debtors.

} if you answer and they do not immediately identify themselves, it is an illegal robo caller

But when skip-tracing, a DCA is *not required* to divulge a business name until requested to. Again, we cannot treat DCA calls the same way we might treat sales calls.

See FDCPA § 1692b(1) Acquisition of location information
http://www.law.cornell.edu/uscode/text/15/1692b

The vital phrase we must learn to use when discussing legal measures and consequences is ?It Depends?. You can?t just run with a blurb on a wiki site or promotional language from a paper mill lawyer and think your strategy is bulletproof.

} I don't read it as a "shill" remark, I just read it as someone who works for a collection agency

It amounts to much the same thing. You think you?re doing the world a fat favor by insulting people who rely on facts more than emotion.

} You are who you are.

As are you ... an impudent troll who consistently misreads both the law and its discussion, yet demands respect as an alleged ?advocate?.

} don't you have some legs to break somewhere?

Aren?t you due back over the fence at ComplaintWire to badger TJ and Sarah for no good reason?

} Im [sic] done with you.

No you?re not. You?ve made it plain after 2.5 years of carrying your grudge that it?s permanently mounted on your shoulders.

If you?re so hot to hit a mark in your never-ending game of Gotcha, why don?t you report all of my thread comments to Admin and get a ruling? I?m pretty sure I?ve been asking you, in your varying guises, to do that for over two years. When you see a ?suspect? or a ?busted? stamp below my alias, then we can talk about what so ?assuredly? my career path is.

Auto-dialed calls are illegal if they call your cell phone without your permission (if you provided the number on an application, you gave them permission) or if they fail to identify themselves (the company they are calling from).  You can notify them in writing to not call you and they must stop.  So in this case, if you answer and they do not immediately identify themselves, it is an illegal robo caller.  Start logging the calls and call an attorney.  They will have to pay you at least $500 for each call.

Computer generated call said they were a debt collector and gave a 212 area code number to call

Company Contact Name: Howard L. George
Company Name:  Receivables Performance Management    
Address: 20816 44th Ave W
City, State, Zip:   Lynnwood, WA 98036-7744    
Phone: (866) 212-7408
E-mail:      


ALLEGED VIOLATIONS
?    This company is placing nuisances calls to the above number.  No one at this number has debt and therefore should not be hearing from debt collection agencies such as this one and those previously reported to ACA International.  It is obvious that before these companies cease and desist contact as requested,  upon complaints forwarded to the companies by ACA, they sell the above-referenced phone number to other collection agencies.
?    
Most egregiously: Hang up calls (listed directly below) from Toll-free caller  866-805-9214

February 28, 2014 3:21 p.m.
March 1, 2014 10:21 a.m.  
March 3, 2014 11:18 p.m.  
March 4, 2014 1:58 p.m.                
March 5, 2014 9:26 a.m.
March 5, 2014 3:50 p.m.
March 5, 2014 7:36 p.m.
March 6, 2014 10:12 a.m.
March 6, 2014 4:09 p.m.
March 6, 2014 7:35 p.m.
March 7, 2014  8:46 a.m
March 7, 2014  11:53  a.m
March 7, 2014  3:16  p.m
March 8, 2014 9:09 p.m.
March 8, 2014 2:30 p.m.
March 10, 2014 1:55 p.m.
March 11, 2014 10:14 p.m.
March 11, 2014 7:54 p.m.
March 12, 2014 9:54 a.m.
March 12, 2014 2:05 p.m.
March 12, 2014 7:19 p.m.
March 13, 2014 1:54 p.m.
March 13, 2014 7:24 p.m.
March 14, 2014 10:49.am

The connection between these and RPM is inescapable given the timing of these two calls:


March 10, 2014  Research Center 1-5866251581

March 12, 2014  9:54 am Receivables Perf  804-9529550

I received a call from the above number but they left no message. I don't know who they are or what they want, I not picking up unless they Identify themselves.

This phone number keeps calling my home and then there is no one on the line. I get several calls a day. If I don't answer, there is no message if I do answer, there is no on there.

This number has called our house several times.  No information except that it's from "a debt collector". How do we stop this unwanted contact?

Just got a call from this collection agency - hung up before answering machine could take the call.. Another agency Receivables Perf. kept calling told them the person they were looking for was not at this address and never heard of the person so stop calling. It is plain harassment to call people just because they have the same last name in a phone book.

I know they are not calling me. They don't get on the phone. I don't know who they are but are calling from who knows where. I have had this number a few months and the person who had this phone before me had a lot of debts so they keep calling even after I tell them they have a wrong number. Annoying

WTH is the matter with you? Seriously. You are a true jerk. Tell me WHY on earth anyone who works for a collection agency is going to do or say anything to help get around dirty tactics? You are really paranoid, and very rude. Please explain exactly why you are under the impression this person works for a collection agency. Use actual facts please, I am not interested in your "hunches". Otherwise, please stop. You are really making yourself look a fool.

I don't read it as a "shill" remark, I just read it as someone who works for a collection agency, Throw the little digs all you want, You are who you are.  don't you have some legs to break somewhere? Im done with you. You get the last word (most collectors do) Adios and have a great day.

Presumptuous? you are most assuredly a collector. Deny all you want. Poison darts? maybe, but they hit the mark.

I agree with keeping audio documentation but not with any reflex to "work something out". This is RPM we're talking about, the kind of agency which is not to be trusted. Even assuming "you actually owe money" there are numerous ways dirty debt collectors can violate your rights. When that happens, they should not be rewarded with your savings but a Summons and Complaint. Never ask ''How do I pay?'' Always demand, ''Prove I owe!''

(I can't wait to see how "Nope", child of "Consumer", reads that as a shill remark.)

Again your presumptuous logic is backward. Shills for scofflaw agencies don't go around encouraging people to dispute debt claims and defend their rights. Try reading more slowly before you shoot off any more poison darts.

Sure, "obviously" debt collectors gladly point people to helpful material on the very laws written to defeat their bad behavior. I guess when you can't use your better judgment, it's best to sling kneejerk accusations.

Wow. you are just a prince.. Slow day at the collection agency?

I guess when you can't use brains to answer, it's best to point out spelling mistakes. Obviously a Debt Collection employee...

More than likely the debt is A.T.T. RPM works for them. If you actually owe money call them back and try to work something out. But, be sure to record all the phone calls. I record ALL business calls. Whether it's calling the cable company to change services or calling in to the Courthouse for Jury duty. I date and time all recordings and keep them on a flash drive. This has come in very handy on more than one occasion. Sometimes just saying "Oh, well I happen to have the recorded conversation I had with Joe Snuffy, would you like to hear it?" can change the whole game.

"Illeagle" is not a word. Auto-dialed and canned calls from debt collectors are not illegal. You're thinking of sales callers, which answer to different laws. Here's material on federal law for collectors:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection