True but that's only if you don't show up for the court date.

Called me today saying I owe them $14,000. Very rude and combative. I tried to get to the bottom of it by asking questions as to dates and what bank. I was told Citi bank and I never had an account at Citi. Every time I tried to speak he would talk louder and talk over me. I also pull my credit every year and have no evidence of any account like this. In the end I told them if they want to contact me do it via mail. He said "No, I'll call you whenever I want to get my money" My credit score is around 760. I don't need nor will I take any abuse from thugs like this! I'm going to contact my Attorney general.  One more thing. The number that called me was 469-453-8458 but 469-453-8174 keeps coming up on my searches.

You do not have to be present. The judge can grant a default judgement to the creditor.

Got a call from this woman this morning telling me I needed to call her immediately.  Said she has an affidavit of complaint with the last 4 of my ss# on it and she is investigating a theft of service complaint where I have been identified as a person of interest.  Ended by telling me that I need to call her immediately and Good Luck.  They also called once and didn't leave a message and then called right back as anonymous and left the above message.  This is harassment and is completely false.  Do not fall for this woman's illegal tactics.

If someone gets to the bottom of the recent IRS social security fraud cases which had thousands of tax returns requested to the same addresses in Massachusetts, Michigan, etc., I believe that we will find that the information used for these tax returns was obtained through collections agencies looking to get money any way they can.  It's been shown that people running this collections agencies are anti-social and some have a criminal history.

Collections agency out of Dallas, a black lady supposedly named "Jessica Martin," who attempts to sound like an important law office employee... like every collections agency, the person calling is literally watching papers being filed against you realtime, through vacuum tubes while he/she is sipping a cancer pong from the local fast food shop.

They can't do that without going thru the courts and YOU would have known about it!  But you say they did it anyway? You could have made payment arragements with the courts approval, Unless you were a fool and took out more than you could handle to pay back. At any rate it still has to go thru the court system

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

Some lady left this number on my answering machine and told me to call concerning my Social Security, gave me a case number, and told me I had been notified. She identified herself, as Jessica Martin. Called Social Security administration and no one by that name in Texas worked for them. Tried to call 469-453-8428 and said it was not a working number or had been disconnected.

You may want to examine your state and local civil court calendars. Take note of the hundreds of your neighbors being prosecuted daily for delinquent debt claims by name-brand banks and less famous debt buyers. Then get back to us about what "most people know".

Most of the defendants ignored collection phone calls and threw away the letters, then found themselves stymied and lacking leverage after they were handed a summons. Many of the debts would not have been proven valid and the plaintiffs probably broke laws repeatedly in the process. That's because "most people" DO NOT know they have rights which should be enforced early and often.

All said, comments for the other numbers reported by the OP strongly suggest anything but a real legal opponent. What's described is yet another South Asian fraud factory making extortionist threats which of course violate American collection laws. Contrary to shill remarks, they will not and cannot sue, much less have anyone arrested. If by slim chance the thugs are domestic, anyone taking their crap can serve them a *genuine* summons and complaint.

Review the federal laws and play "Spot the Violation" for yourselves.
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/guidance/supervision/manual/fdcpa-narrative/

Creditors can place a lien on your home if you have one, it happened to me. If you can't afford to pay, they place a lien on your house and you want to refi or sell the house the mortgage company will require the debt to be paid off before closing. That sucks. Also, if you have a lien and you arranged to pay it off, make sure you keep some kind of record because they don't always take it off with the state.

YOU NEED TO CALL YOU RELATIVE A BIT** FOR GIVING OUT YOUR NUMBER IF THEY DON'T PLAN ON PAYING THEIR BILLS

She's not a scam, but she's operating illegaly.  You can certainly ignore.  Obviously, Cindy, you are working for a collections agency.  Most people know that you CANNOT be served or taken to court for a debt.

I've gotten calls too.  It's a collection agency.  They are allowed to call once, then, once you tell them to stop, them must.  You can report them.  I just block the number on my comcast account, and I don't get the calls anymore.

This lady has called me many times and left messages looking for a relative.  I answered her call and she started asking if I had contact with this relative.  I told her I did not, as if it was any of her business who I have contact with.  I then told her not to call me and this my number was private.  She said she didn't care if it was a private number.  She then tried to harass me more but I could not hear her because I was cursing her out.  I suggest any of you receiving a call from this lady to do the same.  If she uses harassment techniques and has no respect for privacy of people then she deserves an unwelcome response.  I say call a bi*** a bi*** when you receive a call like this looking for other people.

How much do you get paid for posting on here, shill??

Hello, for those of you that think this person is a scam is wrong. I received a call from this number and her name was Nancy Fuller. She was calling on an older debt and I did not pay any attention to it and just blew it off. She gave me options on the account and i refused to make arrangements, about 2 weeks later I was served and held in court. I now have a judgement and lien on my property. DO NOT IGNORE!!

Harassment has gone to a new level. This person is calling from a "law office" and states that "she can call me as much as 10 times a day if she likes". How can a stop this, especially if it is a scam???

This is a scam. See notes.... They have used other numbers also:  469-453-8212 and 469-453-8208.