Constant calls claiming to be the Federal Insurance Agency and that they have a claim against my Social Security number.
There is NO such agency.  Do not answer.  When you try to call back it says the number is out of order.

Yes i gto a call from these middle eastern people stating that they had a complaint form a online payday loan that i never got when i told them i had my bank statement and they had false inof they HU so i called back and asked for the name of the payday loan place and ph # they hu again and said have you  lawyer call so i did and told them it was a recorded line and to quit harassing my client said i have read numerous complaints about them and we were reporting to fbi and attorney general they said do what you do and HU again they have all my info excet the worng SSN i am freaked out what do i do??

Add "John Hudson" to the long list of alias' these guys use to try to convince you that they are legit.  This is the second time they have called me from "Affidavit Consulting Services" about a payday loan that was "deposited" but was never paid back.  The man told me to wait until the weekend to "see what is true and what is not".  What is scary is that they were armed with my full name, SSN, address, email address.......where or how do they get this information?

some one calls me on my number he said that his name is Edwin Thomas and harazed me a lot then after an idiot named Amen watson called me & he was started takling about a law suite they rascals were from ACLS..............!!!1

They are still at it, They are calling themselves Affidavit Consolidation Services, 813-708-1726, Robin Smith is the name of the person with the heavy indian accent. They are harrassing me and for the same reason, saying I owe for a pay day loan. They even call my work. Thank you for the heads up that I am not the only one they are harrasing, I will report them to the attourney general as well

I keep receiving these calls as well and they left two messages, within 3 minutes of each other, on my work phone. Same thing - online loan that needs to be paid back. I actually talked with two men, John Smith & Neil Thomas (although I think it was the same person) who keep telling me that I must make arrangements today or someone will be filing a suit against me which could be way over $5,000. I could resolve it by paying only $520 in two payments.

Middle Eastern voice has been harrassing me for almost 3yrs now at least one continues couple days a year stating they were going to download a criminal case at the courthouse for a payday loan. All legitimate payday loans have said that this is a scam trying to get people to send them $300.00. I have filed a complaint with the  The Federal Trade Commision who also advise that this is a scam. They have your SSN# and Phone number but cannot provide any other details about the alledged debt. They need to be investigated by Homeland Security I am sure they are taking this money around the country and not reporting it. The persons name is Robert DiCosta from the Affidavitt Consulting Services at phone number 626-768-2899.

I have been recieving messeges and calls when I have picked up the phone from Affadavit Consulting Services and now today from Academic Consolidation Services.They threaten me with a law suit for up to the amount of $5200,is the highest.They say everything from my career,future,etc are in danger,to if I don't pay them immediately I will be arrested in my office or that I have to appear in the "Courthouse" in New York or California,they don't say where in either of these states just the state!!! I have an ongoing open case with the States Attorney Generals' office,everytime I get a call on my cell,home,or work phone or they call my elderly mother and upset her,I call one of our States Attorneys to keep everything documented.These men have very thick Indian accents,very difficult to understand.They are very threatening.The latest number they called from is 347-844-6831, the number they have usually called from is 917-284-9293,and another number is 716-701-6018.Everyone be very aware of these people.This all started for me in March 2010 and has been consistantly irratating since..

I haven't had a call from this number but I have from 914-595-7333 and 646-727-4437 and 707-508-4581. Always asking for my husband blah blah blah blah blah. This time I told them I was calling the FBI and they hung up. I called back the 707 number it was busy, then I back traced to a T-mobile number out of California. My hubby is planning to do a fake suicide over the phone with them - then we'll wait to see if they call again....Oh and the guy from the 646 number changed his name mid call.....

The scammers are at it again!! These same guys that have a very thick Indian or midle eastern accent keep calling me and my mother in law!! They tell me that there is an affadavit for my arrest for unpaid payday loans. I don't owe any payday loans and these types of loans are illegal in the state of North Carolina. These jokers called my mother in law again today. I gave them the number of my attorney and then told them they better hurry up and come arrest me. Don't let these crooks ruffle your feathers. Even IF you did owe a payday loan...no one can have you arrested. Don't confirm any of your personal info with these guys over the phone and don't give them any information. Let them know that you're onto them and that their calling you is all a scam!! Report the phone number they called from on this web site and other phone number complaint websites!So far the authorities have been unable to touch these guys. The number these jokers gave as a return number was 813-319-2651

I've also been recieving calls from these people.The callback number they leave is 813-388-4157. They are so persistant that they call back over and over again until I have to take my phone off the hook. How do I go about reporting this and who do I report it to?

Same thing. I just got a call at work today from the same "Cashco" place. Some guy with a middle eastern accent started yelling at me, Said I had a payday loan I never paid back on line. I said I have NEVER taken a loan out online. He started screaming at me saying that I was lying. I said NO. He tried verifying my address and I kept asking him who he was and where he was calling from. He screamed at me and said not to speak when he was speaking. He knew where I had my checking account but I never verified it. He kept saying he was serving me with legal papers. I told him to go ahead, bring it on because it's obviously NOT my problem. He then got REALLY pissed and started screaming at me. I hung up on him. Jerk.

I got a very long winded voice mail, only after there were 4 hang up voice mails before that (on my work phone) from 496-656-7520 from a Mark Johnson (very thick accented Mark Johnson at that) With no way for him to know that it was my personal voice mail at work he left a slew of personal information in there and threatened legal action saying I was doing something with 3 or 4 different companies.  Umm.. yeah.  There will be legal action taken and my social security number would be used and blah blah.  If there were anything like that actually going on I wouldn't have been able to recently open a bank account at a well established bank.  It's highly annoying but I won't concern myself with it.  Apparently if it's a national crisis maybe I should google my name and it should come up with something right? So sick of these games to take money from hard working individuals.  He didn't however mention in the 5 minute voice mail that he was going to call relatives, which would be nearly impossible since I don't have any relatives.  Maybe that's why...

ACS
Danny Johnson
496-656-7520
954-603-5038
541-230-0003

SCAM - Law Suit threat.  Very bad English with India/Paki accents

I started receiving calls from 469.656.7520 from a "Neil Thomas" stating that he was from the legal department of ACS and there was a very important matter concerning my name and social security number but because he was leaving a voicemail he could not go into detail but it was very important I return the call ASAP.  This guy called my cell 6 times in one day, called my brother, called my office and left messages at all locations on the same day.  Then I got another call from him at 7:00AM with the same scripted message to call him then 30 minutes later he called again.  I did a little research and found this site with all of these other posts and I'm glad I didn't call this guy back because it sounded strange!  I just wonder where he got all of my info!!  I'm reporting these guys to everyone I can...hopefully they will be stopped!

I had also had to foreign men call me today at work stating they were calling from ACS for an online payday loan. Which is impossible for me to have a payday because I have a checking account. I work in a collection dept and thought they were a claims branch we deal with, until they started spewing off my SS#. I think they got my personal info from an online cell phone application through ATT or Verizon, I applied online last week to both...Very Discerning. When to speak to the foreign harrassers supervisor he hung up and had another man or himself call back then hung up on me again.

I get horribly harassing calls from this number both at work and my cell phone. Very rude middle eastern accent, demanding I cooperate and threaten my job and my "future"

These guys are relentless!  This Chris Johnson guy must have called my cell 8 times yesterday (at one point they called back four times, 1 after the other).  The callback number they left was 772-228-4008.  AND they have my work number, my SS#, and my bank info.  I accidentally answered when they called me at work today.  Said I owed money to Cashco for a payday loan processed last June and that they would be filing suit within the hour.  When I told them they were misinformed, they started spewing all of my personal numbers at me (very scary, actually--I recommend NEVER applying for a payday loan online.  I'm guessing that is how they got my information).  So after I instructed the "supervisor" to not contact me again, he told me they'd be filing suit and hung up.  Lo and behold, 4 minutes later, the "senior supervisor" called back just to be sure that I really wanted them to file a suit for $5000 or something insane like that.  I informed him that of course, I didn't want a suit and that if they had any need to contact me, to please do so through US Mail.  At this point he said that they would file suit, but first he would need to contact my mom and sister to "warn" them.  I specifically asked him not to contact ANYONE by phone concerning this case.  We'll see where that goes.  Then (get this), he told me I'd be served at my place of work and asked me to transfer him to my supervisor!!  Man, I hope this is over.  Gotta go call Mom and Sis and tell them not to answer these calls (and not to even try to listen to that thick Indian accent).

Okay,...the se scammers are at it again. They call you and say that you're going to be arrrested because you have defaulted on a payday loan that doesn't exist. They say that the name of their company is National Affadavit Processing Services or Federal Inusrance Agency. They will have the phone numbers of two of your closest relatives and friends that they will call and aharass!! Let your relatives kow that this is a scam!! They were calling me back in April from different numbers. Now they are back at it again as they have changed to new numbers. Everytime they call...report it to your state attorney general, law enforcement, etc. These guys are offshore and are very arrogant when you tell them that it is a scam!

Same thing is happening to me. The number they are harassing me from is 706.955.4897. It's soooooo scary.I cannot stand the fact that they know my personal information. I filed a report w/my local sheriff and FBI. I have had to unplug my phone. They do not stop calling. I warned both my sisters about these middle eastern wackos. These definitely cannot be Americans. The one guy called my sister! The nerve using American names for their sick games. I may change my phone number.

DO NOT GIVE THEM MONEY!!  THIS IS A SCAM COMPANY!!  I filed a complaint with the Attorney General of AZ.

So I got a call on my phone asking for my boyfriend. I never get phone calls here for him and so I thought it was weird. Then he said that "she" would get in big trouble if "she" doesnt call back. This guy couldn't even get his pronouns right. I pretended not to know what was going on or who my boyfriend was but he said that he needed to be called back at 813-441-0108. The guys name, or at least the one he gave me was, Robin Williams.

He had a very thick Southern Indian accent and could not speak fluent english. My boyfriend then got a call at home and at work. All of our numbers are on the do not call list so I have no idea where they are getting all these numbers.

I have filed a complaint with the FCC and also posted my experience on here but I have not idea if it will go anywhere but for all those who care here is some information.

i also got a call from this number and had all my info ,said they had a lawsuit against me i told them there was not sutch a thing and hug up ,the next day they called my fatherand informed him the same thing,the same day they called my job ,so the next day they called again and i told them i thought it was a scam and to send me the documents,with a return address and i would take it to my lawyer ,they hung up after that ,yes this is a scam .also they use differant phone numbers .

Keep harassing me calling my job

This company called me today first on my cell and then on my old work number and then where transfered to my new work number, the also asked for me by my maiden name.  They say they are from ACH and that I have an outstanding online payday loan for $300 supposidly taken out in either December 2008 or January 2009, they couldn't give me an exact date.  Now having done the whole online payday loan thing before I know the information that you are required to provide and what the company provides back to you.  I told them they were wrong and that I have not taken any loans out in a very long time so he (Ricky Williams) immediatly "transfered" me to his "supervisor" (Shane Watson).  This "supervisor" immediatly starts harrassing me saying that a lawsuit is being brought against me for $300 so I asked him to send me the contract that says how much the loan is for, when it was taken out, the banking information that was provided, and any other documentation that they may have in order to follow through with this "lawsuite".  He procedes to tell me that it was an online loan and they dont have that kind of information, I told him that he was incorrect and that a contract has to be provided for proof of payout, pay back arrangements, refinancing fees and other information so that in case of a nonpayment that a lawsuit could actually be filed.  So that everyone knows in order for a lawsuit to be filed the complaintent must provide sufficient documentation in order to show proof that a service was provided and what the agreed payback arrangements were.  he asked me if I had a lawyer and I said no so he proceded to tell me that if I am refusing to make the payment that he would be sending an email, I told ok does that mean that he would be providing me with the documentation that I requested and he said no it would contain the lawsuit.  BIG mistake on his part, a lawsuit can not be submitted to you via email it is sent through mail or you are usually served with papers and have to sign for it saying that you recieved the package.  I told him to go ahead and email me and he was pissed so he hung up!  I got a call back almost an hour to the minute from "Ricky Williams" saying that his supervisor asked him to call me back and what my answer was in reagrds to the matter discussed, no supervisor would have their employee call back like this.  I told him my answer was the same and he asked what that answer was, I told him that his supervisor already knew the answer and there was no need for him to know as well.  He kept pressing for me to give tell what my answer was and finally I just went off on him and said that I know they are a scam and that I was filing a complaint with the Texas Attorney General for harrasment and fraud of a company.  I then told him that should he have any further contact with me that it was going to be recorded and turned over to the authorities and that any further contact needs to be made via standard mail.  I told him have a nice day and hung up!  Rule of thumb number one, if you have a thick middle eastern accent don't try and use a very American name.  I work with people from all over the world and even if they have a very traditional ethnic name they usually go by a nickname but it's only their first name, they don't change the whole thing.  Also when he called back he gave me another number (813) 441-0108.  Don't fall for this, it's all a scam!

Mark Williams with a thick Middle eastern accent. Since I have not bothered to call there is no reason to call back now. They are "downloading" my criminal case file and I must go down to the courthouse in Florida or have my attorney of record go down there?  what courthouse? Where in Florida?  This scam is ridiculous!  Download a criminal case file?  You must sign for court papers after they are served. They are not downloaded like music. The voicemail also said that I should be prepared to have someone come after me at my place of employment or my home as I will be most likely arrested.  He also said he wishes me luck as the situation unfolds.....and he hopes I can get out of the cold and not be arrested or investigated.

I got a call left on my vcml at work saying my SSN was going to the court house and someone was filing a lawsuit against me. Very detailed even under the FDCPA guidleines of what you can and cannot leave on a vcml for a REAL collection agency. You can obviously tell they are reading a script. My suggestion if you do owe a payday loan, pay it with the ORIGINAL creditor - DO NOT deal with a collection agency! Especially one that you can not even understand!!!

This is hardly a company, this is a Scam. Every call is different but the same. The name of the company changes and the names of the employees change; but the same scare tactics remain. They state that there are companies that are going to sue you and put you in jail. Then they try and squeeze you for information and get your banking information and take your money. I have done a little research and it seems that the group was operating out of California, but now they are in Tampa, Florida area. They have several cell phones with all different area codes and numbers. Every time you call one of them it is the same guy it seems. If you catch them unaware them you will get a woman who's name also changes frequently. Here are a list of "employees" and phone numbers that these scamers are using:

Alex Barker
Sarah Jones
Nash Brown
Mike Wilson - "Attorney"
May Johnson
Miguel Zerra
John Johnson
Curtis Jackson
Arnold Watson- "Attorney"
John Smith
Frank Jackson
Joseph Williams
"Nancy"
Jonathan Smith
Michael Stevens

Of course these aren't the only names they are using, and they can make up new ones very easy. Here Are their Phone Numbers.
813-489-2927
813-283-0610
813-283-0611
315-770-0405
772-228-4008
813-388-4935
813-283-0641
954-639-9313
not working any more:
496-656-7520
916-233-0467
991-279-9100

These numbers can be searched throughout the internet and it's all bad news. whocallsme.com is a good one, but there is many. I have tried to obtain a mailing address and they will not give. They are violating many rights of many people: old and young, rich and poor; but mostly the poor. I have been calling these numbers using *67 to protect myself and I have found it very enjoyable! If these guys have harassed you then try calling them (protecting your number), and if it is a girl ask for a guy and if it is a guy then ask for a girl. Try and get a mailing address - that's the golden ticket. Never give your real name or information, these guys are somewhat serious. Please help stop these guys.

John Doe

They keep calling everyday every minute for like 10 minutes. They leave these weird voicemails with weird music in the background. So I googled this number and everyone says it is a scam. Some people lost money to these people. Some how they are getting peoples personal info. They will use it against you and use scare tactics.

I keep call tracing it. I hope these f*ckers get caught.  Don't even answer your phone hopefully they will just give up.

I had also had two foreign men call me today at work stating they were calling from ACS for an online payday loan. Which is impossible for me to have a payday because I DONT have a checking account. I work in a collection dept and thought they were a claims branch we deal with, until they started spewing off my SS#. I think they got my personal info from an online cell phone application through ATT or Verizon, I applied online last week to both...Very Discerning. When I asked to speak to the foreign harrassers supervisor he hung up and had another man or himself call back then hung up on me again.