you guys are a bunch of b***hes get a life and pay your bills fukkers

Check this out, go to:  http://www.ripoffreport.com/reports

Type in at Search a company:  LTA 512-340-0493
There is an article posted on 4/1/08 at 3:17pm about LPA Debt Solutions/LTA 512-30-0890 Under the pretense of a state appointed Debt Negotiations Specialist, Took cash and Ran! Austin Texas

I just received a call as well from Travis Watson and I never took out a loan I was told to Moneygram the info and would receive a fax from them of my payment plan to get this done. I was told I owed $1,350 but would be reduce to $600.00 if paid today or I would pickup here @ work I am calling from Delaware. I am going over the my bank statements to check.

I am not sending a dime till they fax me information in ref to that and as of now they have not. Are they for real??

i got a call from an inspector watson he stated he was going to issue a warrant for my arrest in another state i am in ohio and he stated that he was going to come to my place of employment to arrest me he left messages with my sister and on my work phone i am glad to know this is a scam cause i was worried

These people will try to make it sound all official when they call.
It has been months now and nothing has happened to me. Well as far as being arrested or receiving a warrant for my arrest. The treatening calls started since last Oct. 07 and they have tried to collect from me since then. I really don't mind paying what I owe if I owe it.  But it is just how they go about trying to collect it.  That is why I refuse to pay it.

called serveral times, called my work, my home and my cell, who's next.  left one message stating I am going to jail.

I know there is alot to read here, but I did learn all these threats are against the Texas laws.  Even if you did default on a loan.  

Do payday loans possibly violate
other laws?
Yes. Besides usury, payday lenders that
pretend to be sellers often violate the
Truth In Lending Act as well. TILA
requires disclosure of the annual percentage
rate, the finance charge, the total of
payments, and the schedule of payments.
Since 2000, it has been undisputed that
TILA applied to payday loans as extensions
of credit. Because businesses pretending
to be sellers instead of lenders
often fail to provide any TILA disclosures,
this type of payday lender is also
liable under TILA.
In addition, all payday lenders may
violate the Texas Debt Collection Act by
threatening hot check arrest or criminal
prosecution when the check or checks,
serving as security, are deposited and then
bounce. Such threats by a third party,
such as an attorney or an independent
debt collector, also may violate the federal
Fair Debt Collection Practices Act.
Are there any other protections
against payday loans?
Yes. In October 2006, in response to a
report that indicated that predatory
loans to members of the military were
interfering with readiness, Congress
passed a defense authorization act that
included a provision that provided special
protection to members of the military
and their dependents. Specifically,
the Talent-Nelson Amendment proscribed
the making of loans with interest
rates exceeding 36 percent, the making
of consumer loans with binding arbitration
clauses, the use of checks and other
payment instruments as a form of collateral
for consumer loans, the rollover of
covered loans, any prepayment penalty,
and any requirement that payment be
made through salary allotments. If any
loan was made in contravention of this
statute, the loan contract is rendered
void and unenforceable. This statutebecame effective Oct. 1, 2007. According
to a recently promulgated regulation
issued by the Department of Defense,
this law clearly prohibits the making of
payday loans with terms of 90 days or
less, because they charge far more than
36 percent in annualized interest.
How do you find an attorney to consult
about a payday loan matter?
If you are not acquainted with a
lawyer who could handle such matters,
contact the State Bar of Texas Lawyer
Referral and Information Service tollfree
at (877)983-9227. If you are a member
of the military or a dependent of a
member of the military, you should seek
advice from your local Judge Advocate
General or JAG.
Rich Tomlinson

They called my in-laws last week looking for me. I have not been arrested or recieved any type of warrant and this has been going on since last year. If they were going to arrest me I think it should have already happened. I contacted my local law enforcement and explained what was going on and they told me that these guys are just your common bill collectors. They can't do anything to anyone!

I was contacted yesterday by investigator Watson, I figured this was fake, i called back and the female that picked up, hung up the phone immediately. this a** didnt think that I knew the laws or process in which this is all done, well surprise, surprise a$$****. in my honest to goodness opinion they should be butt raped by osama and his jail mates, followed by a good Ol' fashioned c**k/meat sandwich to the face...EXTRA "non-dairy" topping. Watson sounded like he was the "catcher" in their little relationship anyway. these jerks will get what they deserve in hell. Parker tried getting an attitude with me, well guess what you flaming A$$! you mighta had me if you were nicer. and oh dont worry if you dont like what I wrote here, you'll get a chance to say what you need to...WHEN YOU BECOME THE GIRLFRIEND OF A LARGE GROUP OF INMATES, I'LL BE THE ONE HOLDIN THE CAMERA!! You know what...I think they'd like to see YOU in orange. pretty soon YOU will be the one paying not me. Don't wound what you can't kill. Sincerely yours,
I'm Rick James Bit** now put Lisa on the phone!


P.S.-I hope it hurts!!

I too received the same call from these loser there not legit.... nobody is afraid of you guys and keep going around they way you are someone will find you and hopefully it isn't me

I recieved a call from this person at this same number threatening to arrest me too. I borrowed $200 from a company by the name of cash in minutes and he has been harrassing me every since... He told me the police would come and get me from the hospital when I had my baby.

We just started getting calls yesterday from this same number a travis watson and he called my husbands parents,cousins,work etc etc said we took out a $200 loan and they had already taken $60.00 from our bank acct 10 x and wants $1500 more that we committed fraud and had a warrant out and would be in jail by monday scared us but now we read all this we know its a scam it would be nice to get all the money back that they have taken other than thae $200 we all need to get together and think about a giant law suit keep us updated .ps when we asked who we could have our lawyer contact they wouldnt give us any company info just that he was from texas

???

I had a message on my machine telling me I need to call back this number asap and ask for mike in Dept 10. On the caller ID it comes up Litigation Arbitration, So I call it back, and I get the voice mail to this compmay. This Mike calls me back and says I am being charged with 2 counts of theft. I took out a 150.00 loan back in September, I never recieved an email saying when my first payment would be taking out and I told them that. He said well that was too bad because when they try taking out the money and its not there its like writing out two bad checks. Well anyways, I now owe 1350.00 and because I have never been in trouble when you get a call like that you want to get it taken care of. So I wired them 50.00 to hold my case and then payments of 195.00 every two weeks.  After I sent the second payment my husband talked to our local police and we were told it was a scam. My parents even called this number, and told them it was fraud, they called me back and said that I have no right getting our local police involved and it wouldn't do me any good.

THESE DUM A** PEOPLE CALL AND STILL DONT UNDERSTAND THAT I WILL NEVER PAY THEM FOR SOMETHING I DID NOT TAKE OUT YOU WILL AND YOU FAMILIES WILL ROTT IN HELL BEFORE YOU GET ANYTHING FROM ME. TONYA ANDERSON YOU LITTLE PRICK STOP LYING YOU DONT KNOW ME AND YOU BETTER KNOW THIS I AM GOING TO THE ATTORNEY GENERAL OFFICE ON YOU AND RICH FRANKLIN AND ALL THE OTHERS THIS IS A SCAM COMAPNY I GOT YOUR INFO SEE:Daniel J Morgettehome
8521 N Capital Of Texas Hwy, Apt 3043
Austin, TX 78759-7982
(512) 340-0745


Yen L & Corey J Vanderhoof
home

10301 Ranch Road 2222, Apt 816

Austin, TX 78730-1225

(512) 340-0890

Job title: unavailable
Company: Icon Exteriors

AND YOU DONT HAVE A GOOD RESEARCH TEAM AND BOUNTY CAN YOU SPELL IT GET REAL LLLLLLLLLLLLLLLLLLLLLLLLLLLLOOOOOOOOOOOOOOOOOOOOOOOSSSSSSSSSSSSSSSSSSSSSSSSSSEEEEEEEEERRRRRRRRRRRRRRRRRRRRRRRRRRRRRRSSSSSSSSSSSSSSS AND ALLEN WHAT'S UP DOGGGGGGG YOU CAN REPORT THIS COMPANY TO ATTORNEY GENERAL OFFICE AS FRAUD LETS GET THEM!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! TELL YOUR FAMILY TO REPORT THEM FOR HARASSING THEM SO WE MAY PUT THEM IN THERE DOG PENSSSSSSSS

So I just googled myself for the first time ever and am in dissmay about the results. I have not owned this number for over 3 years and cant beleive that it is still tied to my name. Needless to say I have not been the one calling and harrasing people...kinna surprised I have not been on the receiving end. Hope they get the guy!  Peace out!

I just got a call today 04-24-09 at 5:51 pm from this person.  I did not pick up the phone.  If I don't know the number I just let my phone ring.  Well good to know whom we are dealing with. I called the number back and just gota answering machine. Oh well.  But anyway i do npt owe any one or borrowed any payday loan.  i get paid well enough that i do not need to do this at all. And i would love to help to stop this people.

I AM SO UPSET RIGHT NOW!!!! I cannot believe I was stupid enough to believe these posts. Due to these stupid posts I did not take care of my account. Thinking that it was a scam. WELL I JUST GOT SERVED AT WORK! I JUST GOT FIRED FOR BEING SERVED AT WORK! Now I am being taken to court on the full amount owed and maybe facing charges FOR LISTENING TO WHOEVER POSTS THIS CRAP! I thought about not posting so you will have to go through what I am now going through, BUT I don’t want anyone new to have to deal with the problems I know have. THANKS A BUNCH FOR THE CRAPPY ADVICE!
THIS IS FOR REAL! TAKE MY ADVICE AND JUST PAY YOUR BILL!
AND
STOP POSTING CRAP YOU DON’T KNOW ABOUT!!!!!!!

I also recieved the same call from the same number, threatnening to take me to jail for not paying on a loan from payday loans, I never borrowed money from them and called them and they said that it was happening alot.

I can tell you that it was not me that had called you.  This is obviously someone who is using a phone number that I once had.  Please note, it was not us making those phone calls.  At the time we owned that number we had a legit business and never had a reason to call anyone unless they contacted us first.  So it is very possible that someone else obtained the number after we closed our business and phone accounts.

LTA

My daughter got a call from this number from a guy called Rich Franklin, he threathren her with felony for a payday loan.  He could not gve me any information on his company.

I recieved a call from this company also and they called my references telling them a warrant has been issued for my arrest. This is illegal but they are taking illegal actions to try to get money they loaned to me illegally. I just found out it is against South Carolina law for them to loan money over the internet to a resident of South Carolina and they know this so they are doing everything possible to get money but they won't get a dime from me! HAHAHA! And the name is just to scare you! You ain't scaring me punks!

I received a call from them also. I am in the state of South Carolina. they are constantly calling my job. what can I do? I need help.

This guy name Rich Franklin is calling my house also making the same threats.  We need to pull together and do something about this man.

Back in September 2007 I get a phone call at work and it was a guy called Travis Watson stating that he had a warrant for my arrest because I owe for a loan. First of all he didn't even say where he was calling from or anything else but that. Of course, I got scared and asked what was it for and he said that it was for a loan of $150 and that now I owe over $550. I told him that I could give him the Full amount of the loan so he can close my file and refused. Well I had to wire him $100 in order for him not to send the paperwork to the authorities.Anyway I was scared and wired the $100 a month later I get another call at work from a Rich Franklin stating the same thing that I falied to send more money and he had issued a warrant. I ignored it and a day later he calls me again at work and I was already gone and he went and told a co-worker my personal business that I commited a fraud and that I was going to go to jail for that. I was so mad when my co-worker called my cell to tell me about this guy, so right away I called the FTC and they recommended me NOT to send anymore money because this company is a SCAM they are not real. I'm just getting tired of all the phone calls I get at work (at least 5 times) everyday. I had asked for paperwork and refused to send it to me, I also asked for name and address of the Co. and also refused to give me that info. I think we all have to get together somehow and have these guys arrested.

I have 3 different phone #'s for them which are:
(512)340-0890 ,  (512)340-0745 and (512)340-0493

I agree, we should all get together and get these guys. Also, I went into whitepages.com and clicked on Reverse Lookup and I punch in their phone # and look what I found out:


Daniel J Morgettehome
8521 N Capital Of Texas Hwy, Apt 3043
Austin, TX 78759-7982
(512) 340-0745


Yen L & Corey J Vanderhoof
home

10301 Ranch Road 2222, Apt 816

Austin, TX 78730-1225

(512) 340-0890

Job title: unavailable
Company: Icon Exteriors


These people are FAKE a SCAM!!!!


How about if we all contact the media, some news channels are willing to help investigate.

They called me from 512-340-0493 and stated me and my ex husband owe a cash advance, which was dated back in Jan 2007. I have been separated since Aug 2006 and we have no accounts together. So that can't be possible. He threated to have been arrested and charged with a felony. I have never been in any trouble and I don't see how it's possible for them to call and harass anyone. I told them I would forward there information over to my divorce att and they wouldn't give me a mailing address. I think it's a scam!!!!

Tina these people aren't real its all a SCAM!! I wish we could all get together and Sue them.

I have a question? Did anyone get a nasty message after you posted your info on here? I got a nasty message saying I was lying about the felony. I'm just an everyday american working 9 to 5 I have no reason to lie about anything on here. He also said he would love to see my face when they arrest me and that he was not harassing me. I consider this harassment in every way, shape and form. I'm just wondering if anyone else got a message. Something has to be done this is crazy.