been recieving calls from 866-216-1162 ext. 155 from a Heidi Dawon who works with Andrew Cullen and Assoc. demanding that I have a payday loan outstanding and if I dont pay they will take me to court  they said it was under an address I havent lived at for 6 yrs and a baank I never had an acct with apparently had been making payments til Oct.!!!!!!   sound familiar to anyone???

Ahhh, southern Florida.... the home to scammers and sleazy jerks. I guess he got tired or ripping off Medicare, LOL

SCAM!!  I just bought a car, I think it has something to do with that.

I got the same message, I'm going to block the number.  It's a scam. I think it has something to do with me just buying a car.

I  answered ..this one is alex perez ,another one is mike phillips .   they don't  send  legit paperwork , they are gonna file charges .  lol I used my phone and called mike back  and asked for  legit paperwork ,he told me they don't  work  that way. lol he's  gonna file charges ....he  don't know my name and he never called me . there is  also greg adams and  cohen associates  , so far far that's all I know

I have received several voice messages from this number 561-293-4298 about first notice of documents undelivered and to call before they are filed. I have asked them to remove my number several times but they keep calling back.

I got the same message today ! Sounds like. The same scam as last yr and this yr. They would not send me any legal documentation to prove they were legal !!

Received a second voice mail today from an angry sounding male stating his name was "Mr.Phillips" and that I only have a small window to call him back. He said he was with an attorneys office but did not state which one.
Not only was he rude but demanding that I call him back immediately.
He also stated that there were documents that I needed to sign, but again was very vague leaving no details for what or which company he was representing.
Left the following number for me to call him back: (561)293-4298

I got the same message from the same number. must be a scam.

Got a call from this number 8 times today and block it.. then they started calling from cell phones with 928 551 2368 and 928 555 2368 numbers.....  blocking all these numbers and idk how many more i will have to block but they are extremely unprofessional and seem uneducated about the law... the guys name is elijah wood, like the actor... totally not a real company and the call me on my cell phone...

received a call about documents that have not been signed and returned.  I called back to ensure whoever (Michael Phillips) that I have received no such papers and that I am sure that he has the wrong number.  I will contact the BBB in Florida the put these folks on report.  Thanks for the above info and your support

he's been calling my hubbys phone  , wants walmart green dot card,   so i used my phone and called him ,I  said he left message on mine .......he  never called me ..but he's takinkg me to court  and he don't know my name.   left message on number and alex perez called me back

I do not understand what the hell this guys prob is
But he is a fraud and I am turning him over to
The BBB and who ever else I can.
Don't give him any information about u not even
your name ! There is no Mike Phillips as an attorney
out there in Florida.

The following is posted for informational purposes only


http://www.bbb.org/south-east-florida/busines ... ach-fl-90032248      

Gregory Adams & Associates
7351 Wiles Road, Suite 106, Pompano Beach, FL 33067

Phone: (561) 293-3620
Additional Phone Numbers
   (954) 346-4080
   (877) 372-5594
   (561) 210-4826
   (561) 288-1193
   (954) 688-4660
   (305) 529-0880
   (561) 288-3572
   (954) 345-4741
   (954) 688-4662
   (954) 666-0880
   (954) 317-0576
Fax: (954) 744-5848  


Contact Information
Principal: Mr. Jose Flores (President)

Alternate Business Names
Allied Financial Group & Associates, Greg Adams & Associates, Andrew Cohen & Associates - See more at:

BBB gives this company a rating of "F"
Factors that lowered Gregory Adams & Associates' rating include:
Length of time business has been operating.
70 complaints filed against business
3 complaints filed against business that were not resolved.
Business has failed to resolve underlying cause(s) of a pattern of complaints.

Additional Complaint Information

Our file contains a pattern of complaints from consumers alleging that Gregory Adams & Associates has made threatening or rude debt collection calls. Some of these consumers have stated the debt in question was not their own. Consumers further claim that despite asking the company to stop contacting them, Gregory Adams & Associates continues to call.

Gregory Adams & Associates responds to these complaints with apologies and removal of the consumer's phone number from their database.

On December 28, 2012, BBB sent certified correspondence to Gregory Adams & Associates requesting their voluntary cooperation in resolving complaints on file with BBB and providing steps it will implement to eliminate the pattern of customer complaints.

On January 11, 2013, Gregory Adams & Associates responded to BBB's concern. Gregory Adams & Associates does not deny that at times an employee will get in an argument with a debtor but states they monitor every employee closely. If a conversation becomes insulting a manager will immediately address the issue with the employee. Gregory Adams & Associates stresses to their employees to stay professional and says to have terminated a few individuals for this issue. Gregory Adams & Associates will continue to monitor and reprimand the employees involved.

Lol I did a search for an attorny Philips in fl and
No such thing. There is no such company listed
either! What an idiot!!!
I encourage every one to cal the BBB and shut
Him down!!!!

"Mr. Phillips" or whatever your real name is stop calling this number and threatening me you snake. Even if I did call you back and tell you I've had this number for years, I'm not the man you think you're calling, you'd still call me. Get a real job you idiot.

I've had this business cell phone number since 2011. Some other guy had this number before. The man who left a message is named "Michael" and has a local Houston number. When he called and left a message, for the guy who had the cell phone number before me, he gave it his most serious sounding voice. Something about a social security number with some serious allegations attached...blah...blah...we will pursue this to the fullest extent of the law...and...all calls are recorded when you call back.  He states in the voicemail to call the (561) number back.

When I dialed back the local Houston number (713)-555-2368 that I initially received, it is not a working number.

Who is this freak and his scare tactics?

Looks like we'll have to wait a bit to file complaints on the federal sites - they're shutdown right now due to the government shutdown.

I've gotten this call too...Saying that my number is a "direct point of contact for a document that needs to be signed and which has not yet been returned to his office" and that I need to return his call "before further action is taken".  The caller gave his name as Michael Philips.  I found it odd that he said my number was a point of contact instead of a person's name as a contact.  He gave no other information as to what company he's with or what the documents are in regards to.

I just got the exact same phone call. I haven't spoken with my mother in ten years and they used her name and said my number was the contact number listed. They hung up on me shortly after that.

Received a phone call from an alpha male with a chewing gum attitude.   He left a voice mail.

I returned the call.  They asked me for my phone number.  Then they said, "Are you_____?"  I said 'no' (I have not even heard the name that they are referring to).  I asked them to put me on their Do Not Call list.  The guy on the receiver had no manners ... he said "I ALREADY TOLD YOU THAT I WOULD DO THAT" and he hung up on me.  One minute later, I get a phone call.  "Hey, Connie!?"  "I already told you that my name is not Connie and to put me on the Do Not Call List."  Well your name is showing up in my caller ID as ___________ from Commerce City."  I said, "Stop Calling" and then he said "I'M FOLLOWING UP!"  Click.  He hung up on me again.  Sounds like a collection agency.

I got a call today by a person name Michael Phillips who said that there are documents that are going to be file and that I must contact him.  He didn't ask for anyone in particular.  I figure if he didn't ask for a certain person, I was not obligated to call him back.  

Thank you for the information links I will be filing complaints on them :)

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
*******************************
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

just got a voicemail from Michael Phillips he did not mention who he was calling for just that I had documents that need to be signed,they have not called for months until today it started again the first time I answered they said "I have a package for you so I said who are you looking for he got angry and said if he didn't serve me the papers that I will be arrested next time I get pulled over" lol what a joke,it doesn't end there they called my mother and told her I'm wanted for check fraud which is impossible because I have not written a check since 2009 I use debit only the bank would have closed my account by now lol it's a COMPLETE SCAM/FRAUD do not fall for it my phone can't block this number  so I give them hell when I do answer :) I did see this scam of a company has a F rating from the BBB in Florida for so many bad complaints hope they get shut down soon...

A get random and frequent voice messages from this phone number. They do not state who they are or what documents I have not signed.

This scammer is with Andrew Cohen and Associates also know as Gregory Adams and Associates. The BBB of Southeast Florida has given these scammers an F rating due to the incredible amount of complaints  filed against them. Do NOT give them any information. They have at times pretended to be local law enforement officers and to work for the state. Contact your Attorney General, the FTC and the FBI and file a complaint against them. Impossible to believe that the state of Florida allows these idiots to still be in business.

Not much you can do short of report these calls. You can buy a call blocking device or phone though now so it does help. Do report these calls. The above posts indicate possible extortion scam..

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2  <use this if its a illegal telemarketer>

Who do we contact to possibly STOP this maddening ordeal? Saying I get calls too, doesn't help. I wish I could see this reprobate eyeball 2 eyeball. I would shake him until his teeth started rattling !!! This isn't saber rattling talk either. Neither is it a threat. IT IS A "PROMISE"

Won't say who they are when I respond with "You called me! What do you want?"  after he says, What can I do to help you? Hangs up on me.