THEN YOU MUST,  'HARASS THEM BACK'   IN THE POCKET BOOK---WHERE IT COUNTS!!!

KEEP A DETAILED "LOG" OF EVERY UNKNOWN CALL, THE DATE AND TIME OF THE CALLS, AND ANY MESSAGE LEFT.  DO NOT ANSWER THE CALLS---LET THEM LEAVE A MESSAGE. IF NO MESSAGE, THEN YOUR RIGHT TO ASSUME THEY ARE HELL BENT ON HARASSING YOU===AND THEY MUST PAY!!

ONCE YOU HAVE DETAILED DOCUMENTATION AND CAN SHOW THE 'LOG' FOR PROOF... START BY FILING A COMPLAINT WITH THE FTC---FEDERAL TRADE COMMISSION FOR VIOLATION OF YOUR RIGHTS UNDER THE FDCPA--THE FEDERAL DEBT COLLECTORS PRACTICES ACT!!  

FIGHT BACK PEOPLE!!  WE MUST ALL STOP THESE TELEPHONE PUNKS FROM 'ROBBING' THE INNOCENT PUBLIC AND STEALING BY FRAUD AND HARASSMENT!!  

THE COURTS ARE TO PROTECT THE PEOPLE===AND NOT DEFEND THIS TYPE OF CRAP... ANY JUDGES SIDING WITH THE DEBT COLLECTORS NEED BE TAKEN OUT OF OFFICE AND NEVER AGAIN ALLOWED TO SERVE THE PUBLIC!!  

FIGHT BACK AMERICA!!!

THEN YOU MUST START KEEPING A 'LOG' OF EVERY UNKNOWN NUMBER THAT CALLS YOU, THE DATE OF THE CALL AND THE TIME OF THE CALL AND ANY MESSAGE LEFT.  LOOK THEIR NUMBERS UP---MANY COLLECTION AGENCIES ARE USING 'VARIOUS' NUMBERS TO HIDE WHO THEY ARE!

IMPORTANT---IF THIS IS A 'COLLECTION AGENCY' OR AN ATTORNEY WHOSE MAIN JOB IS COLLECTING DEBTS, THE ATTORNEY ALSO FALLS UNDER THE FDCPA....KNOW THIS LAW.  KEEP DETAILED LOG OF ALL CALLS SO YOU CAN FILE A COMPLAINT WITH THE AUTHORITIES AND FINE THEM $1500.00 FOR ''EACH'' CALL IN VIOLATION OF YOUR RIGHTS!  EXCESSIVE CALLS AND CALLING JUST TO 'HARASS' IS ALSO A VIOLATION OF YOUR RIGHTS!!

DEBT COLLECTORS, COLLECTION 'ATTORNEYS'  AND ANY COLLECTION AGENCY HOPE THAT YOU ARE STUPID ENOUGH TO 'RENEW' THE ORIGINAL CREDITORS "CONTRACT' WITH THEM!!

BY GETTING YOU TO 'ACKNOWLEDGE' YOU OWE THE ORIGINAL DEBT, AND THAT THEY HAVE A "RIGHT' TO COLLECT IT---YOU ARE BASICALLY GETTING FOOLED INTO RENEWING/ MAKING CONTRACT WITH THEM----WHEN YOU DO NOT HAVE A CONTRACT WITH THEM!!!

BECAUSE YOU HAVE NO CONTRACT WITH THESE 'DEBT COLLECTORS' AND 'ATTORNEYS /DEBT COLLECTION AGENCIES'  .... YOU OWE THEM NOTHING!!!   BUT THEY HOPE YOU DO NOT KNOW THIS, OR KNOW YOUR RIGHTS!!    THESE SHARKS WILL LIE AND USE SCARE TACTICS AND DO ANYTHING TO CONVINCE YOU THAT YOU OWE THEM MONEY, WHEN IN FACT YOU DO NOT!!  THEY ARE NOT A PARTY TO THE CONTRACT YOU HAD WITH THE ORIGINAL CREDITOR---THEREFORE---THEY HAVE NO RIGHT TO COLLECT FROM YOU---UNLESS YOUR STUPID ENOUGH TO MAKE ARRANGEMENTS TO PAY THEM ---THEN YOU HAVE JUST MADE A NEW CONTRACT WITH THEM!!  PEOPLE, DO NOT BE STUPID!!!    

KNOWLEDGE IS POWER!!  GET SOME!!

AND SEND THESE SHARKS BACK TO THE BOTTOM OF THE POND WITH THE REST OF THE SCUM!!!

Look Everyone---When a DEBT COLLECTOR CALLS  YOU---TELL THEM 'DO NOT CALL THIS NUMBER AGAIN, OR YOU WILL BE REPORTED, CHARGED, AND FINED"  I KNOW MY RIGHTS!  THEN POLITELY AND FIRMLY HAND UP THE PHONE!!  

IF, THEY CONTINUE TO CALL YOU, EVEN FROM VARIOUS NUMBERS, KEEP A LOG OF THE NUMBER, THE DATE AND TIME OF THE PHONE CALLS FROM EVERY UNKNOWN PHONE NUMBER.  THIS IS IMPORTANT--SO THAT YOU CAN SUE THEM AND MAKE THESE SHARKS PAY YOU!!

THE THING ABOUT DEBT COLLECTORS---WHEN YOU HAVE A DEBT, FOR THE MOST PART--EXCEPT FOR SCHOOL LOANS---MOST OF THESE OTHER DEBTS ARE "CHARGED OFF" BY THE COMPANY YOU OWE THE MONEY TO.  THEY GET A 'TAX CREDIT' AND THEN---THIS IS IMPORTANT---THEN, THEY BUNDLE THE 'BAD DEBTS' AND SALE THEM OFF TO VARIOUS 'DEBT COLLECTION AGENCIES"

IMPORTANT----IMPORTANT----YOU DO NOT OWE THESE DEBT COLLECTION AGENCIES ANY MONE!! YOU DO NOT HAVE A CONTRACT WITH THEM!!  QUIT 'MAKING DEALS TO MAKE PAYMENTS' TO THESE FKN SHARKS!!!   ANYTIME YOU 'RENEW A DEBT--WITH THESE SHARKS--REGARDING A DEBT YOU MAY HAVE OWED TO ANOTHER' AND THAT THEY PURCHASED FOR 'CENTS--ON---THE---DOLLAR'  IN HOPES THEY CAN COLLECT THE FULL AMOUNT FROM YOU BY 1) GETTING YOU TO 'ACKNOWLEDGE YOU OWED THE DEBT (TO THE ORIGINAL CREDITOR)  2) GETTING YOU TO COMMIT TO MAKING A PAYMENT ARRANGEMENT WITH THESE SHARKS  3) THEY HOPE YOU KNOW NOTHING ABOUT HOW THESE SHARKS OBTAINED YOUR 'DEBT-TO-ANOTHER"  AND THAT THEY CAN HARASS AND SCARE YOU INTO PAYING THEM!!  

PEOPLE----QUIT BEING SCAMMED BY THESE FKN SHARKS WHO BUY BUNDLED DEBT FOR PENNIES ON THE DOLLAR---FOR WHOM YOU HAVE NO CONTRACT WHATSOEVER WITH!!  UNLESS YOU 'RENEW OR MAKE A NEW CONTRACT'  WITH THEM---FROM YOUR OWN IGNORANCE OF THE LAW---AND THIS IS WHAT THEY HOPE FOR!!

YOU DO NOT HAVE A CONTRACT WITH THESE PEOPLE (DEBT COLLECTORS) WHY ON EARTH WOULD YOU EVEN GIVE THEM THE TIME OF DAY?!!   NOW, IF YOU STILL HAVE AN OPEN ACCOUNT WITH THE 'ORGINAL CREDITOR' AND ARE DEALING WITH THEM DIRECTLY---AS IN THEIR OWN IN-HOUSE COLLECTION, THAT IS ANOTHER THING---BUT FOR THE MOST PART----LOOK UP THE NUMBER----IF THIS IS A COLLECTION AGENCY---OR ANYONE YOU HAVE NEVER DEALT WITH BEFORE---DIRECTLY EMPLOYED BY THE ORIGINAL CREDITOR----DO NOT BOTHER WITH THEM---OR THESE SO CALLED 'COLLECTION ATTORNEYS"  WHO ALSO BUY UP DEBT---AND IF THAT IS THEIR MAIN JOB---DO NOT MESS WITH THEM!!    THE ONLY TIME YOU NEED ANSWER THESE SHARKS IS IF YOU RECEIVE A 'NOTICE OF LAWSUIT'   AND HONESTLY MOST OF THESE SHARKS DO NOT GO THERE... .THOSE FEW WHO DO---ARE EASILY WON IF YOU ANSWER THE MOTION AND FILE IT AND ASK TO DISMISS AS YOU HAVE NO CONTRACT WITH THESE FKERS!!    IF YOU GET ANYTHING FROM A COURT----LOOK THIS INFO UP---HOW TO RESPOND---AS YOU MUST RESPOND---IN THE TIME FRAME LIKE 20 DAYS OR SO---OR THEY WIN 'BY DEFAULT'  AND YOU DAMN SURE DO NOT WANT THEM TO 'WIN' ANYTHING AS THEY ARE ALL CROOKED SHARKS HOPING YOU KNOW NOTHING ABOUT WHAT THEY REALLY DO!!   THIS INFO IS EASILY ONLINE!!  JUST LOOK IT UP!!  

ASIDE FROM THAT---TELL THESE PEOPLE TO FK OFF!!  THEY ARE THE LOWEST OF POND SCUM---YOU MUST KNOW YOUR RIGHTS IN ORDER TO NOT BE SCAMMED BY THESE FOLKS...

KEEP A LOG OF EVERY UNKNOWN NUMBER, DATE AND TIME---IF IS THE SAME AGENCY CALLING AND USING DIFFERENT NUMBERS---THEY CAN STILL BE FINED FOR EACH CALL THAT VIOLATES YOUR RIGHTS UNDER THE FAIR DEBT COLLECTION PRACTICES ACT!!!  FDCPA!!  KNOW THIS LAW---LOOK IT UP!!

TAKE BACK YOUR LIFE---FIGHT BACK---MAKE THESE SHARKS PAY YOU!!!   KNOWLEDGE TRULY IS POWER!!

collections for american family insurance.  was working, refused to talk to her.  phone # lady gave not the same as call id number.

for some reason, the local agent never processed the payment I gave her over the phone, and I kept getting calls from corporate and kept sending them to the agent.  agent thru me under the bus, my bad.  settled with corporate,  not collection agency.  

My company has insurance through Farmers.  I got a notice that I had missed a payment, I should have paid it this month and just didn't have the funds at my business.  they asked me to give them a call.

These guys call with the same BS baseline to my company all the time. Same old story....I give them two phone numbers to call. One is the local prosecutors office the other is the local FBI branch. I advise them to give them the same BS stroy they're giving me.

Demanding a name before they can even tell me why they're calling.

CCS Offices

The call if from ccsoffices.com. They never leave a voice mail. They also are calling from 617-581-1071. I am going to report them for harassment.

F*** these moth******ers and their f****ng calls at all hours! I don't owe s***! F*** off!!

a katrina m called me asking for someone else

I get these calls through my father's phone, they will leave a message, but I have no idea who they are. It's one thing to call me, but to call my 88 year old Dad and get him upset is a whole new irritation. I'm a bit upset about this one. If they want to talk to me, I have a phone, call me!!!

I pick up and they hang up. This happens 1-3 times a day and has been going on for about 3 weeks. Thought I would see if I could figure out whose number this is by googling. Apparently they are just out to harass.

I'm not even call back. because, no debt to anywhere! It's crazy!!!!!!

they said, thet are collecting company. I dont have any debt, for collction agency! but keep calling.keep calling!
I'm not even call back. but it's crazy to bathering me.

Heh, do you work for Chase? Telling people to pickup calls from them :)

RELAX.. ITS A COLLECTIONS AGENCY CALLING YOU THAT WORKS FOR CHASE.. YOU SHOULD TALK TO THEM.. AND STOP BEING SCARED

phone number is 603-570-4499 and they said it was chase bank..WHAT??? That not my bank and that not Chase's Bank number either..