You have no idea what you are doing.  In the United States of America there are laws against scammers like you.  The cease and refrain order in California specifically states that ....Until you are licensed under CA law its citizens are protected from illegal activities.  You have again been reported by me to the CA Department of Corporations and the California Attorney General as well as the Federal Trade Commission.  Good luck getting a penny from me.  I have closed my accounts, been assured by my very large employer that they disclose no information about anyone to anyone and changed my home number to an unlisted number.  Good luck people. You ARE illegal and living in a fantasy land.

Wrong wrong WRONG!!
Northway IS subjected to all requirements and licensing in all 50 STATES!!
The company doesn't have a license, you CANNOT do business in any state.
In plain AMERICAN English, Northway is STEALING from AMERICAN consumers!

NH has just issued a 30 day Cease and Desist order against Northway/Cashtransfer etc.. If you are in the Granite state and have a loan with them - they can no longer collect because they are an un licensed payday lender, and are charging way more than legal interest in NH. Just file a complaint with the banking commission and thy cant touch you, even for the principle. If they don't respond (and I bet they don't because the state wants restitution for wronged individuals) then the C&D becomes permanent and the States Attorney can have a crack at them. Hope this helps someone.

PS - you can file similar complaints against any payday lender who is not licensed or charged more then 36% interest in NH.

Hi,

Please note that the above link is from 2008 and Northway has been legally operating and still operating helping our customers with emergencies and unexpected bills for a number of years.  

Northway is located in the European Union (Malta) and has a lending license there.  All loan agreements are governed by Malta law and Northway is not subject to registration or licensing requirements of individual U.S. States in order for its loans to be valid and enforceable.

Should you have any further questions you may contact our Customer Relations department at the below address.

Northway Broker Limited
FAO Customer Relations
Level5,
Plaza Commercial Center
Bisazza Street
Sliema SLM1640
Malta

Sincere Regards,

Customer Relations

Hi all,

We encourage everyone who is experiencing any financial difficulties to get in contact with the Customer Relations department as soon as possible. We will assist you with your queries in the best of our abilities and work with you to resolve these difficulties.

Kindest regards,

Customer Relations

Level 5,
Plaza Commercial Centre
Bisazza Street
Sliema SLM 1640
Malta (Europe)

Hey bob.
Stop raping people with your unfair lending...give them a chance to pay it out or something.  How can you live with yourself working for such a crappy organization?

CTC in Surrey, BC. Lillia left a message to call back to an 800 number. I recently took a loan with Cash Transfer Centers, so this may be them/ Northway debit.

My husband took out a payday loan with them, and even though he's spoken with them about the payment and set it up, they are still calling MY work (don't know how they got that number) and my cell.  It's really annoying.  I got 3 calls in a row, one at 2:09, one at 2:10, and one at 2:11.

I UNDERSTAND THAT 190.00 WAS TAKN OUT OF MY ACCOUNT
TWICE  PLEASE CALL ME AT 713-835-6055 TO COMFIRM, BECAUSE
I WILL SEE IF UNNECCARY FUNDS ARE TAKN OUT

they had just called me want to know who this is

called work and cell phone repeatedly!!! Will not stop!

This is from a payday lender called Zip19.

Regarding comment from person stating they have the right to call if a loan was not paid, but if they are calling the wrong person and phone and are informed they do not have the right to keep calling you reqarding someone else.

I keep a log showing how many times they call, after being informed that the person they are looking for does not live at my home,also have pictures of all
their calls,also have all other phone numbers that this company use. I have no
problem with them trying to get paid, but have the sense that the person you are looking for gave your company wrong information, so there fore they do not have the right to keep calling your, because when they keep calling my home they are going to get the same answer "Person you keep asking does not live here" most of these company's know that they are calling the wrong home, but keep on calling anyway.  I file a suit against a collection company and won so you do have rights this company keep calling my home asking a man and women whom I had never heard of after informing the person calling, she became very rude and called she them told me that I did know these people and
I better give her the information or they were going to keep calling me all day, so I show her better than telling her and file a suite aganist their company and won it was not a lot of  money but they ended up paying a big fine.

I had the documention show how many time they called from the beinging of the day til the end of the day,also keep a joural on what was said each time and
because I had records.  Google is a wounderful thing!

Michelle is correct, we are a debt collection agency for Northway Debit.  They are a payday loan company.  We will only attempt to call you when you dont pay your debt or it is un collectable through your bank account as promised.  Pay your bill and we wont call you anymore.

Thank you Bob!!!!   I have been in the collection industry as a manager for 20 years.  I have seen old school collecting which is now a huge no no.  Collectors are monitored and do not take the old school approach and haven't for years.  If you have a debt which in this case seems to be pay day loans..HONOR YOUR COMMITMENT TO REPAY THE DEBT WHEN YOU SAID YOU WOULD!!!!!!! You asked to borrow the funds ..you obviously needed the money and then you magically go into a land where you feel you don't have to be accountable for your actions. Do you pay your Hydro..Phone..Rent? We are no different.  We also are a bill that you have and that you need to look after.  People sure are in their glory when they rec've their payday loans (because their banks won't touch them) or credit cards and gladly take the money, and then turn around and whine when it's time to pay the debt back in the time you agreed to..Grow Up and QUIT WHINING AND BE RESPONSIBLE.

thank you and have a nice day :)

Got caller ID on phone, showed up as 604-587-6290.  I wasn't home and they didn't leave a message either.
Got this number as well:
866-312-9648, I did not answer it when it rang.

I also am dealing with them. I have had them take more than $ 12000 in interest form me, and just found out they are not licensed in NH as a Payday loan company. Since January of 2009, Payday loans are capped at 36% annually in NH, and the company must be licensed to loan in the state, OR to anyone who resides in the state, and cant create a legal contract to litigate in another state. That said - you might want to take a look at your own states payday laws and see if they are on your side. They are never getting a penny out of me agian. Also - send them a letter and revoke their permission to contact your employer AND your voluntary Wage Assignment. Since Wage Assignments are voluntary (NH does not even recognise them) you can opt out any time and tell them to take you to court. Chances are they wont because they are probably not even licensed. and be honest and tell your work whats going on so they can support you - if you dont you are probably going to have to pay these idiots one way or the other.

Another note - I am going to try and contact the Canadian Authorities while I an in BC next week about them - thanks to the person who got their address. PAyday interest in canada is capped at 60% per year, anything more if criminal and covered under the Canadian Usery laws.

Hope some of you fellow NH people are reading this. If you are - make a complaint to the office of the Banking Commissioner so they can get you a Cease and Desist order.

the # the called from is 604-587--6294

THey called a friend and coworker asking to speak with Hr but called on her personnel phone we live and work in Arizona they are not licensed in the state of Arizona do not givethem any info.

the number that shows up when they call me is 952-215-3684

i recently dealt with another debt collector now im being called by this one,,she can say they are going to prosecute but they can not. i checked with another debt collection agency and they specifically to me they can not prosecute you for your debt all they can do is attempt to collect. write a letter to your local attorney general and tell them exactly what she is doing and what company she works for and they will help deal with the company

I 've received 5 calls , with no call back number from these folks, asking for someone who is not here, and then asking if I m x then waiting, then asking then hanging up.

I tracked down their web site on google

Coast to Coast Debt Collections
Suite 4/ Level 4, 171-179 Queen Street
Campbelltown NSW 2560

PO Box 446x
Leumeah NSW 2560


Telephone:
02 4628 1589

Fax:
02 4626 3811

Email:
enquiries@ctcdebtcollections.com.au

Pay your loan back and they won't call you. Jesus christ.

They're not located in Malta.I confirmed on Friday September 3rd 2010 that zip19.com is NOT a licensed lender in the state of Pennsylvania.

They were trying to contact me regarding a loan application I never filled out and guess where I live???

Yeah, they're a scam if I've ever seen one...also noticed from other complaint boards that they're not licensed in California, either.  And read one from last year that they're not licensed in Missouri.  Chances are - they're just not licensed.

I suspect that they use people who earnestly applied and let the business go well a few loans before robbing them.  And then they also run a scam where they call people who never applied (like me and a few others above) and the first question they ask you is - what's your SSN?

They're not located in Malta.

Their main address is:
E-Care Contact Centers
400-15225 104th Avenue
Surrey, BC V3R 6Y8

Another Phone #  (604) 588-2260

They operate many payday loans companies through the same location and server.  There are at least 10 different payday loan companies with the same IP address that all links back to that address in Canada.

I just received a call a few minutes ago from this chick named Kelly. Not only was she rude and disrespectful but she had the nerve to try and tell me what i'm going. This chick even told me to shut up cause she was talking. Well i told her @$$ a thing or too before i hung up on her and i even called the 1-866-816-7074 number that she had left on my answering machine for her supervisor and what do you know her stupid @$$ answered the phone and again started telling me that i needed to listen to what she was trying to say because she was trying to help me. Well one could only imagine what i tolded her and she refused to let me speak to her supervisor.

This number 604.587.6200 just called my cell phone and did not leave a message when I missed the call. I looked up this number and found this website. I just now call ed this number and they put me on hold for several minutes. When the woman returned to the phone I told her I had just missed a call from this number and asked her who she was and who are you calling for? She happily replied "May I have your SS number ?" I said NO! She said 'I'll need your SS number to find out who called you. I said you should know who I am...YOU CALLED ME! I then asked her who she was, why she called me, and who she worked for. She said she worked for 'e-care' a 'Call Center' She said she had no idea who I was unless I gave her my SS and she could then look up my information. I told her NO! She said she calls on behalf of  'a variety of vendors' and unless I told her my SS she would have no way of helping me. I told her to 'NEVER CALL MY PHONE AGAIN' She got snippy and I hung up. Also...When she put me on hold...a recording stated that 'This call may be recorded for training purposes'

They are the Oklahoma Debt relief...that is too funny since they have a canadian telephone number show up on the bill....

Your place of employment goes on your credit history and so,  unfortunately, they can get your info as they have mine.

All tied up with a inter net Payday Loan operation ZIP19.com and Northway Financical of Malta , also Northway Financial in the US, and anybody else
connected with ZIP19.com.

They keep calling me to.  I'm working with a debt consolidation company and they told me they wouldn't work with them.  I explained if they wanted to get paid they would.  Then she went on to tell me she would make it to where I couldn't write a check at the grocery store, open up a new bank account, etc.  I just hung up on her and sent a note to my lawyer.