pakistanis wanting money

THE CALLER CAN NOT EVEN SPEEK ENGLISH.  THEY ARE READING FROM A SHEET OF PAPER FOR SURE.  REAL DEBT COLLECTORS DO NOT LEAVE THE KIND OF MESSAGES THESE NON SPEAKING ENGLISH CON ARTISTS DO.  SERIOUSLY, GET A LIFE AND MAKE A REAL LIVING.  FIRST TAKE SOME ENGLISH CLASSES!!!!!  OR I GOT IT GO BACK TO YOUR COUNTRY AND BOTHER YOUR PEOPLE.

THE CALLER CAN NOT EVEN SPEAK ENGLISH.  THEY ARE READING FROM A SHEET OF PAPER FOR SURE.  REAL DEBT COLLECTORS DO NOT LEAVE THE KIND OF MESSAGES THESE NON SPEAKING ENGLISH CON ARTISTS DO.  SERIOUSLY, GET A LIFE AND MAKE A REAL LIVING.  FIRST TAKE SOME ENGLISH CLASSES!!!!!  OR I GOT IT GO BACK TO YOUR COUNTRY AND BOTHER YOUR PEOPLE.

Kudos to "Sam" for giving the most intelligent and informative posts on this scam. READ, Bookmark and use as needed:

http://800notes.com/Phone.aspx/1-631-456-4041/2

i have been getting harrasing calls from mark thomas claiming to be from the cyber crime division  of new york .the same mark thomas that has been harrassing thousands of people.he told me i owed a payday loan of $ 646.46 and when i askd him for any information he gave me a phoney payday loan info.he threated to have me and my girl friend thorw in jail if i didnt give him the money,he wanted my mastercard # my social security # and my drivers licence #.he also threatened to have me fired from my job and threatened me with a suppena if i didnt co-operate with him.his number came up # 1-607-699-9219 and he gave me a fax # of 408-608-0807.please dont fall victim to this scammer.where is our government to protect us from these people.here in pa it is illegall to call a persons employer.

Got a call from this number, they have called two of my references as well. Both of whom I have talked to to let them know that the scammers were back. This has happened to me once already this year. I have contacted the attorney general as well as the police. I will admit that I hit a rough patch and took out a loan but it was for 200 bucks and was paid back over three years ago, they tell me the address they have for me and it is my old address from three years ago.

Fake Debt Collectors and Collection Tactics

If consumers did not have enough to worry about having to deal with rising credit card interest rates, late fees and over-limit fees, zombie debt, and fervent bill collectors, now we have to worry about collectors calling about fake debt.

While many legitimate collection agencies follow the FDCPA, there are some collectors out there that are only running a scam operation and will be quick to use threats and scare tactics to get you to pay up quick. Their scams turn up in mailboxes, on the internet and through the telephone every day. Some collectors pose as national banks, government agencies (FBI, CIA), or even popular celebrity stars to gain personal information. These phony collectors may threaten to repossess your house, issue a warrant for your arrest, or even garnish your pay check, all of which are against the FDCPA rules. Some of which are even laughable (for example, there is no debtor?s prison in the United States).

Fake debt scammers rely on the fear and lack of knowledge about debt collection laws within the population. They also figure that a certain percentage of their calls will be received by individuals who may be carrying debt on credit cards anyway and may be susceptible to intimidation. When collectors use misleading statements and fail to provide identification, they are breaking the law. Never pay money to a possible thief. Keep cool when you hear from collectors to avoid this collection abuse.

Many times, people who took out payday loans online in the past are most susceptible. If you took a payday loan, be aware scammers may have access to your Social Security number and other personal information, and keep your guard up against such tactics.

Ironically, real "deadbeats" probably wouldn't fall for these scammers, since they have no intention of repaying their creditors anyway. But upright citizens may doubt themselves, thinking they've forgotten to pay a bill. Many times, the sums involved tend to be fairly small, so some people may be tempted to just pay the "bill" and "get it over with."

Ways to Protect Yourself Against Debt Collection Scams

Review your credit report frequently to find inaccuracies.
Be aware of your current creditors and how much you owe.
Ask creditors for identification before you provide any information over the telephone.
Reporting Fake Debt Collectors

If you ever receive a call from anyone identifying himself as a debt collector, the law requires that the debt collector provide you with identification, and that the debt collector refrain from making misleading and threatening statements.

You can report any problems you have to your state Attorney General?s office www.naag.org and the Federal Trade Commission www.ftc.gov. Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

http://www.internetautoguide.com/credit-cente ... on-tactics.html

They called my aunt and grandmother... So i did some research. These guys are more than likely from another country. This telephone number is registered to an address in Binghamton, NY, on Chenango/ State street, about 2 buildings north of the post office... I called about 10 times (the first 2 was out of concern, the next 8 happened just because I had him so frustrated that it was kinda funny...)HE IS CLAIMING TO BE A FEDERAL AGENT!!! Isnt that a federal CRIME? Im calling the PD tommorrow, and Ill probably harrass him when ever i get the chance.

The caller called left me a message that he was Investagator Officer Mark Thomas from State Investigations Department and that a Friend of mine was bing investigated for FRAUD and he was in legal trouble.  Since he used me as a reference that I was being investigated as well and was in legal trouble as well.  He left me the number we all know and ext 1033.  That I needed to call him to discuess my case as soon as possible.  

FRUAD - FRUAD - When I called there was not agency name, and I had to give the number.  This was just a distraction from the DEVIL himself... Guess What - You can never win... Jesus showed me what to do and you again get NOTHING.

We keep getting phone calls from this number and from other numbers saying tha they are looking for my mother in law and my husband's name was used as a reference for some cah advance that wasn't paid off.  I als have people calling saying that they are going to serve her with court papers and what not.  Also got a call from a number 954-714-4679, which came up as Azumi Sportswear on my caller ID, which is a Florida number.  Most of these people are foreigners, and I don't know howthey got all of the info. they have, but they are making a lot of threats.  Be careful of these people, it is a big scam, I know it is, and I have already conacted the authorities.

Mark--
This is why websites (such as 800notes and others) exist...to share information, educate and keep the public informed about scammers like these.

As the previous poster noted (and the BBB has stated), they probably got your (and thousands of others') personal information as the result of a data breech. It doesn't really matter now how they got everyone's information, for the damage has been done. We just need to focus on getting the word out, reporting them to the authorities who will someday track them and shut them down...FOR GOOD.

these people told that i took a payday loan out for 300 dollars back in april. just like the rest of u guys, they had all my information. i dont know how they got all of my information i want to thank all of u guys for posting this message because i sure was about to take A REAL PAYDAY LOAN OUT to pay these native americans!!!!! i stay all the way in alabama...so how could i take a loan out in a whole different stat, such as pakistan or ahemdabad or whatever.

ust received a call from this number - it is like the 10th time in two months. First I got a call from the number stating I had a court appearance at 830am tomorrow morning in NH. Said I was given the details two weeks ago from the attorney. I stated I talked to someone at a collection company and stated I didn't owe a cash advance to anyone in the amount of $700. Today the amount had jumped to $800. When I called the number the "clerk of the court" gave me it was the same number that popped up on my caller ID but with an extension. I was told that the affidavit would be sent to the court. After trying to get the person on the other side to answer my questions and get information as to the address and can I get a copy of the proof they had I was disconnected. After that I have not been able to get back to anyone at that phone number. My wife and I have dealt with this long enough. I am going to the authorities. They claim this is from a check advance taken back in Aug 2007.

ITS ILLEGAL TO THREATEN ARREST

See the article below  - it has the WHAT YOU MUST DO TO STOP THEM!

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html


http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.
If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)
By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983

foreigner calling looking to collect money, but does not disclose what account they are calling on and hangs up is you press them for account information. Do not pay this person a dime or disclose any bank account or personal information to them.