"Dave Miller" just called here, looking for one of my employees. He refused to give the name of his company, just that he was calling "long distance from Golden Valley, MN," and that he demanded to speak with G before telling HIM where he was calling. Told him I wouldn't transfer his call without that info, he then demanded my name, which I had no problem giving (not to mention it's a very common name) and he then hung up.

Call center noise in the background, rude caller, refusing to ID company - all signs of a shady practice. Also, the number came through "unavailable" but it took me about three seconds to find this and other posts with his number. What a stupid moron.

Learn all about Gurstel Chargo and their shady business practices here:

http://gurstelchargowatch.blogspot.com

Including harassment of a disabled veteran and the illegal garnishment of his bank account.

The law firm is a joke, it used to have an online store selling t-shirts with Gurstel's picture on them. Please.

Never offer to make even the smallest of payments on a debt that is years old.  It will cause the Statue Of Limitations to reset.  You could actually be beyond the SOL and they arent allowed to collect, but if you make that offer, or accept there offer in any way, you just blew your chance to not only get them to stop trying to collect on an old debt, but also to make a few $$$ off of them.  FDCPA laws are so useful now, there are law firms that do nothing but make money off of them suing collection agencies.  Is a CA really going to fight a $1000 fdcpa suit?  Normally NO.  They play the odds just like anyone else.  Its cheaper for them to pay the $1000 then loose an attorney in court for 4 hours and all the money that attorney could have made them in that time.

Also, do forget that many credit card companies list that all agreements are based in a particular state and that those states laws take charge.  Many states have only a 3 year SOL.  Very useful in negotiations.  Take the time to read your loan agreements.  Its usually full of stuff you can use.

This kind of scum make their money by getting you to do something. Fight back by making them waste their time. One way is to answer and then simply set the receiver down, cover it with a pillow and go eat dinner. Another is to use an answering machine. Record a long message, but set the machine so that it will not allow incoming calls to leave messages. They have to listen to your message, and then get hung up on. The point is, they have a pile of files, and they only get paid if they can show that they are making contact with the people on their lists. No contact means no pay. Believe it or not, YOU have all the power, not them! Screw 'em!

The evidence is that they prey on the unfortunate that has lost jobs and financial stability!  The little people do not have a chance against scum making money off of the people that are struggling but still trying to fight back against this economy.  You obviously have been untouched by financial ruin. The average person that borrows money has every intent of paying it back. I would gladly accept the bank suing me over scum like Gurstel Chargo that moves to Arizona to buy debt when our economy tanked.
What goes around comes around!!

Here's an idea,  why not charge the correct amount to people instead of trying to get 4000 to 5000 for a 1000 credit card.  I bet a lot of people would pay.  It is chargos fault that they have to try to get people to pay.  If you didn't pull that crap, you would get paid.  I have cash now to pay more than double what my original debt was, but since chargo wont accept 100% interest, (they want 600%) then we go to court.

Always fight a summary judgement.  If you check out the online court sites, youll see chargos attorneys getting $100,000 in 1 or 2 days in summary judgements.  No real work on their part.  Make them due some work.  Always send a C&D letter, then an Answer to their filing, then GO TO COURT and fight a Summary Judgement.

Call, leave no message

Who's a bigger D-Bag, the bill collector who wants to help someone payback the money they owe or the guy borrows money and doesn't pay it back.  Where I come from the later is usually called a thief!

Why, because he/she is right?

Elvis...they have medication for people like you.  Do you have any evidence to support your very bizzare claims that Gurstel Chargo is a fraudulent law firm?  My guess is that you don't, you probably figured that you could just borrow money and not pay it back and now you are mad because the bank did something about it.

You can SHOVE YOUR PHONE UP YOUR A**!!

gurstel chargo = SCAM!!!

WHAT A CRAPPY law firm!! Junk debt collectors. What LOSERS MAN!!!!

SCREW YOU PRICKO!! YOU ARE PROBABLY AN ATTORNEY FROM GURSTEL CHARGO ON THIS BLOG! WE WILL BURY YOU!! BAHAHA!! You guys should really look for another line of work instead of suing people for little retail and credit card accounts to make a living........PEOPLE, DON'T EVER PAY GURSTEL CHARGO OR THEIR "RICH BANK CLIENTS" LIKE HSBC, INSTEAD FILE CHAPTER 7 BANKRUPTCY AND PAY A GOOD BK ATTORNEY, NEVER A DEBT COLLECTOR ATTORNEY WHO ARE POND SCUM LIKE THESE GUYS!!

YEAH GURSTEL CHARGO (SOUNDS REALLY GAY) IS A SCUMBAG LAW FIRM!! NO ONE SHOULD DO BUSINESS WITH THEM!!

JUST THROW A BIG ROCK IN THEIR WINDOW EVERY MONTH! HA
THOSE IDIOTS ARE POND SCUM!! DO NOT TRUST THEM. DO NOT BE THEIR CLIENT!! IF YOU ARE THEIR CLIENT YOU ARE REALLY AN IDIOT AND I HOPE YOU AS THE BIG BANK VP ROTS IN HELL. HOW 'BOUT THEM APPLES??!

THAT WAS, COMPLAIN TO THE BBB WHICH IS THE BETTER BUSINESS BUREAU. "GURSTEL CHARGO" IS NOT A MEMBER OF BBB IN SOME LOCALES, AND THEY ARE NOT MEMBERS BECAUSE THEY ARE NOT A GOOD BUSINESS AT ALL BUT RATHER LEGAL WACKJOBS AND QUACKS!!

YEAH, THE LAW FIRMI OF "GURSTEL CHARGO" SUCKS BIGTIME BRO!! THEY ARE JUNK CREDIT CARD AND RETAIL ACCOUNT "ACTIVISTS" FOR THE RICH BANKS AND BIG BOX RETAIL STORES!!

DON'T ANSWER ANY OF THEIR STUPID CALLS, DON'T LISTEN TO THEM, COUNTER-SUE THEM AND COMPLAIN TO THE ATTORNEY GENERAL'S OFFICE AND THE BBW EVEN IF THEY ARE NOT MEMBERS. COMPLAIN TO YOUR GOVERNOR TO HAVE THEIR BUSINESS DISBANDED AND ROUTED OUT OF YOUR STATE IF YOU ARE IN MINNESOTA, IOWA OR ARIZONA. THROW A ROCK IN THEIR WINDOW FOR THE FUN OF IT - THEIR CLIENTS ARE SCUMBAGS TOO LIKE THE MAJOR BANKS WHO SCREWED OVER THE AMERICAN PEOPLE!! THEY WORK FOR THE RICH AND BIG BANKS AND OTHER SCUM.

Just because your account was "charged off" doesn't mean you don't owe the money, it simply means that cap one doesn't want it on their active account books.  My advice, stop trying to get out of paying YOUR bill, call the attorney's office and make arrangements to pay your bill.  Oh, and stay off the internet...none of these people know what they are talking about.  The best way to make your creditors go away is to pay the money you owe them.

ALSO CHECK OUT THIS WEBSITE - YOU DO NOT HAVE TO GO IT ALONE!

http://www.consumerjustice.com/consumer/agencydetail.aspx?id=5721
Gurstel Law Offices  
401 North Third St., #5900
Minneapolis, Minnesota, 55401

gurstel@gurstel.com
www.gurstel.com


--------------------------------------------------------------------------------
Phone No.  612-664-8200 877-344-4002  
Fax 612-664-8222  

  Todd L. Gurstel, Attorney Heidi L. Staloch, Attorney Mitchel C. Chargo, Attorney
 
 

Notes
Junk debt collectors. Filing bottom feeder suits for Arrow Financial.  
Aliases Other Locations  


64 East Broadway Road, #255 Tempe, Arizona 85282

there are Attorney's that specialize in debt collection law THAT WILL NOT CHARGE YOU

Check these websites

These links are to attorneys for those being scammed

www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx

pay your bills - that's the best way to stop these calls. if your bills were paid, you wouldn't get the call.

Gurstechargo (newname) commitment fraudulent of collections on charged off accounts.  They misstate important dates, like date of last transaction (often the date of default), fraudulent "affidavit" from alleged employee of Cap One, under oath and sworn by notary public, in support of summary judgment.  This is a very important of their "no genuine facts".  However, in this affidavit inaccurate information given which I consider (though I am not an attorney) another example of fraud, or "win at all costs".  I was sued by Gurstel representing Plaintiff Cap One Bani (USA), N.A., but according to my credit report, this Cap One account defaulted in 2008 and charged off in 2009.  I was served S&C 2/13/10, I Answered within 20 days.  Heard nothing until July, 2010 when they filed S&C in District Court.  I next received Requests for Interrogatories, Docs and Admissions.  I am Pro Se because I am disabled, have no job and no money and I can't afford an attorney, even Legal Aid, because I don't have a car or money for a borrowed car.  I have studied consumre credit card debt for at 70 hours, and finally wrote and will serve them.  Gurstel has filed for Summary Judgment to be heard in about 14 days.  I don't know what to file at this point.  I am preparing 3 docs:  Motion to Dismiss Case (which is really not a good option,I guess), a Defendant's Summary Judgment, assuming the judge will allow me to serve it, or wait until after the Summary hearing and file a Motion in Response of Summary Judgment.

Has anyone been through this type of situation with Cap One Bank and Gurstel.   I did not mention Gurstel did not answer my request for validation in my Answer.  They attached some bologna to their request for Admissioons, but never to the Complaint.  

I know Cap One is not the plaintiff, they are the "nominal plaintiff".  Is Gurstel, the attorneys for Plaintiff, Cap One the Third party collector or is another collection buyer or collector.  I am really confused.  I am wasting time deliberating with myself, a novice in this subject at best.  I would love to have someone call me to tell me exactly what to do from this point.

HELP.

Not your ordinary dummy

Thanks for the good info!

they call my cell number and I am under 18

RECEIVE CALLS FROM THEM ALL OF THE TIME BUT DON'T ANSWER BECAUSE I DON'T KNOW WHO THEY ARE AND THEY DON'T LEAVE MESSAGES. NOW THAT I KNOW WHO THEY ARE BY READING THESE COMMENTS I WON'T BE ANSWERING THEM ANYTIME SOON.

They also work with Crown Management which buys charge-off loans that are bought in "pools loans" other words there "junk debt buyers - (JDBs)" well I have called them once to offer a settlement of a debt from a couple of years back they refuse to accept the offer and try collect the full amount of the debt. The original creditor offer me a settlement of 25% of the debt which I was willing to pay; but they insist in collecting the full balance by treating a law suit, very agressive collectors, and treating you by charging 10% interest (which is illegal) so they try some how to lure you into accepting a debt that is not worth the original balance. be careful before accepting any deals or agreements without doing your research and validating the debt by asking original staments, terms/conditions with your original signiture. If you have any problems with this company you can inquire information at http://www.creditinfocenter.com/debt/settle_debts.shtml, which is a very helpful web page. The numbers they have called from are 1-612-664-8200,
877-344-4002. His name is Dave Miller which is very rude and tries to pull any string to make payment over anything that will bring him money. I hope this article becomes very helpful and saves you money.

I don't even pick up the phone when they call... Scum bags

these collectors tell you they are on your side and on a salary so what ever arrangements they make are in your best interest.  THEY LIE!  They are on a salary and bonus structure and do not adhere to anything they say.  Remember, they can make up to 7000 a month in bonuses, but to do that, they have to tell you what you want to hear.  They cost me over 500 and a bank account because of false statements (specific colector: Dave).

it's gurstal, staloch, & chargo, located in minnesota and arizona. now expanding to iowa:


attourneys involved with "creditors rights" COLLECTION

Calls leaves no message