Called but would not leave a message on amswering machine. Also no name on name display just unknown.

I live in Saskatoon
Got a phone call from 1-6-6-980-2516. I have name/call display on my phone. Did not answer.
Area code 616 is in western Michigan
I don't know anyone there.
Is this really a payday loan company?
If so, why in hell are they calling me?

Have gotten repeated calls from this number and is most annoying.

I live in Canada and get these calls from this number but there is never anyone on the other end of the line. What are they trying to do and what are they gaining except wasting my time.

I just got a call from these creeps - if it is a pay day loan company.... well, I have never taken such a loan, never needed one, and never will take one. Besides why would a Canadian living in western Canada apply for such a loan in Michigan?????

So I have my doubts about this - suspect it is some scammer criminal operating a call centre, who shifts from one scam to another to try to get you to listen to one. Likely spoofing the calls.

I have been deluged with various calls in the last few days, always a different number, sometimes the old cred card interest reduction scam, other times RBC (biggest bank in Canada) calling about ???. I don't answer them, just keep blocking calls. Perhaps this is one of the bottom feeding little buggers idea of a way to get back at me for ignoring them - deluge me with calls. I got news for them .... won't work. I have infinite patience and will stop them from getting through with their time-wasting, criminal scam.

it is possible that this is a bank of numbers

a common one with the 616-980-251x number is this one

'Thank You For Calling The Payment Processing Unit Group'

and others say it is

'from a Check-N-go payment'


so this is quite possibly

Checkngo - which is a big cincinnati ohio based payday loan lender firm


'Check 'n Go was founded with one mission: provide financial solutions to problems traditional institutions (like banks) ignore. As a payday loan company & lender, Check 'n Go has been in operation for over 16 years. We opened our doors in 1994 and continue to receive a majority of our business from payday loans, installment loans, and check cashing. Over a decade of filling the void left by traditional financial institutions, Check 'n Go continues to remain an innovative payday advance lender.'

'At Check 'n Go we have led the way in online payday loans. Among the top payday loan lenders, we continue to develop new and innovative ways of providing you with a convenient and enjoyable lending experience. And with special attention to online security, we are constantly working to secure and protect our customers? personal information.'

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According to complaintsboard.com

www.complaintsboard.com/complaints/check-n-go-c436669.html

'Check N Go Complaints - Stay away'
Posted: 2011-03-29 by          Rmk58    

I got a load from Check N Go in dec of last year, i paid on it for 7 months stright being on time and letting them take the money out of my account.'

'Well it came time for me to have it paid off and i went online to pay and it said that i was up for another $250.00 loan well i was in a pinch with money but i tried to avoided it i called them and asked them about it( it would not let me pay online) and they said that we are offering you another $250, well i refused and they kept bugging me and would not let me pay the loan off, so i took the money, well now ALMOST A YEAR LATER, i just started fighting with them, my bank refused for them to take money outta of my account and sent it back to them so they turned around and sent it to a collections agengy'

'not 3 weeks later i had 20 calls from these people, then they tried to take all the money out of my account at once, and i went and got it all removed, cause a lady called me and talked to me and told me she was with CMG and i told ok and, and she said we need to verift your information so we can get our money back i told her i did not have the money at the time and i did not have my info on me, and i hung up 2 days later all the money they were talking about was took out of my account, i had $575.00 worth of OD fees ECT.ECT so i went ot my bank the next pay check shut my account down changed banks, and everything'

'today aug, 31 2010, a lady called me today from a "withheld number" and i answered she said her name i asked her who she was with and she said"herself", i starte listening and she said how many payday loans do you have i said 1 and she said oh, and started arguing with me about that they didnt take any money out of my account that i did not approve and asked me if i read my contract and i said yes but an collections agency does not have the right to take money out of your account with out verifing information, she deined them takeing money out, on top of all the money they took out they were took out another $45.00 fee and told me it was not them that took out a $45.00 fee.'

'When nexted to it on the bank statement from the bank it said CMG? These people are in need of some help, i would like them to be out of my state as well, they are not worth a da** at all i have learned my lesson about pay day loans, and it will never happen again..'

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According to glassdoor.com
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Check n Go District Director of Operations in Los Angeles, CA:   (Past Employee - 2011)
?It's not like the book "Good to Great" it more like "Good to terrible"?

Pros - store hours: closed Sunday and closes early for retail

Cons - Middle and upper management terrible: nothing positive, no bonus due to targets being set to high, no respect for store managers and emps. Unrealistic targets and overal not a employee friendly company
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Check n Go Customer Service Representative - Part Time in San Francisco, CA: (Past Employee - 2011)
?Awful...?

Pros - The customers were the only good part about this job. It was nice to feel like you were helping someone who was down on their luck.

Cons
Hours changed every week.
Understaffed all the time.
High Turnover
Low wages
Pushy senior management which set impossible to attain goals
Huge workload
Everything pretty much
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Check n Go Customer Service Representative in Wichita, KS:   (Current Employee)
?Un happy?

Pros - Descent pay great benefits that's about it

Cons - Feel unsafe long drawn out hours working alone 95% of the time when someone quits especially a stor manager a csr is left running the store without days off and no recognition for it or pay raise lack of support from corporate or "senior managment" or caring for employees personal lives and families all that matters is check n go while stores are understaffed instead of helping relieve field associates with days off , upper management is taking vacations and carrying on like they don't care cause their getting their days off and time with their families overall I'm happy to have an income coming in but. Would also like to work for a company that appreciates their employees afterall we field associates are the faces of this company!

Advice to Senior Management
Have a little more heart and appreciation to the people your customers have to see face to face daily and maybe your turnover rate won't be so high!
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Check n Go DDO in San Jose, CA:   (Past Employee - 2009)
?What A Joke!?

Pros - My staff was wonderful. The customers really appreciated our compassion and you had the chance to meet some really nice people.

Cons - Most Senior managers were too political. Private company so it was all about "Who" you know, not "What" you know. Even when you earn awards or trips to Hawaii you can get pushed aside because you aren't in with the right crowd. I don't recommend anyone work for this company.
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Check n Go Vice President in Phoenix, AZ:   (Past Employee - 2010)
?Great people, poor leadership?

Cons - leadership is lacking at the top levels of the organization. No understanding of how employees feel and a general policy of churn and burn by the COO of the organization. The owners are removed from the day to day.
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Check n Go Store Manager:   (Past Employee - 2010)
?Happy to have the job, happier to leave.?

Cons - Never fealt safe working at check n go. Worked by myself 4 days a week and one of the only payday loan place not to have bullet proof glass. Hated have to call good people to come in to pay their loan, hated ripping people off by charging them 75 to borrow 500. Basicall good honest working people have to pay for all the customers that default. Working by yourself is great for the first few months but got old. Was expected to call people 3 times a day who didnt pay their loan, had to call their work, cell and home. Plus at the end of the day it was a pay day loan place, they can say their helping people to get out of a jam but basically their getting themselve into a bigger mess by trying to pay 575 back on their next paycheck in 2 weeks, only to have to take out the loan again.
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Now the BIG SCARY news is
www.debtconsolidationcare.com/creditors-information/pdl-regulated.html
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Check N GO In Trouble
Moderator

Replied on 08-17-2006, 09:36 AM
Hey all it looks like a national PDL is in hot water here in Washington State. Check N Go is being taken to task for violating Washington State Rules. Here is the Link,

www.dfi.wa.gov/CS%20Orders/C-05-012-06-SC01.pdf

Among the more disturbing allegations concern the captureing of customer bank account PIN numbers. Anyone dealing with Check N Go should read the complaint, cechk their contract and their state law.
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The State of Washington is proposing over $300,000 in fines as well as license revocation.
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At least they are regulated. I have noticed while doing research that there are some states that have absolutely no regulations. To me, that is giving free rein for the pdl industry to do whatever they wish.
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So many loan companies are violating the state laws. At least, it's good to see some are facing actions quick enough than others who are continuing their misdeeds. The truth will always get uncovered. Sometimes, it only takes longer to get results.
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Great find here. It is frightening that these places violate so many state laws. We have to keep up the good fight though   This forum has caused a great big stir up around the internet lenders. I've even had one follow me around the forums. Why would a legitimate business do that??? Mind boggling, isn't it?
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Wow. One followed you around the forums? How did they do that? That is pretty scary. I read one thread where on person was located through myspace.
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AND the next SCARY one is
www.ripoffreport.com/directory/check-n-go.aspx
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THE FIRST BANK OF DELAWARE - CHECK N GO BREACH OF CONTRACT WILMINGTON Delaware

THE FIRST BANK OF DELAWARE - CHECK N GO
1000 Rocky Run Parkway
Wilmington Delaware 19803


This will be my 3 rd installment loan with The First Bank of Delaware ie CNG. When taking out my first one I was told that this would be reported to the credit bureaus since it was financed by The First Bank of Delaware.

(I am greeted on a regular basis by emails stating FBD- payment coming up, I can look at my payment history for my current loan at FBD website.)

Not checking my credit until 4/2008 I became aware of over 51 total hard hits to all 3 credit reports and nothing showing the paid off and early installment loans.

I contacted the bank who at my surprise has no idea who I am (or keeps my records) informed that this installment loan is with CNG. I informed the cust. rep that the lender says The First Bank of Delaware. I also informed her that I have 51 hard hits to my credit report from FBD during the duration of these loans.

To say the least she was extremely nervous and did not know what to say. She told me a manager would give me a call later.--NEVER DID...
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Complaint Review: Check N' Go

Reported By: ? Sunnyvale California
Submitted: Tuesday, May 29, 2007   Posted: Tuesday, May 29, 2007

Check N' Go, High Interest Ripoffs, Wilmington, Delaware Internet

Check N' Go
customerservice@checkngo.com
Internet
U.S.A.
Phone: 800-536-6639

this company lures you into getting money at an outrageously high interest because you don't have good credit and need the money fast. they give you several loan amounts from as low as 250 - to 1000 dollars maximum, then deposit into your account the same day.

for example, you borrow 750.00 and have installments of 180.00 twice a month bringing the total loan to 1445.00. when you pay an interest rate that high, don't you think that is defeating the purpose.

many of us need money quickly and this is a fast and simple way to get it. however, this is not the most efficient or smart way in doing so. word of advice, do not borrow from this company nor any of other payday advance companies. they are a true ripoff to the consumer.

Kim
Sunnyvale, California
U.S.A.
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Check N Go ripoff financial ruined our life harassing wife in Navy Norfolk Virginia
*Consumer Comment: BULL SH*

Check N Go
2301 Colley Ave
Norfolk Virginia 23503
U.S.A.
Phone: 757-446-4131

MY WIFE GOT A FEW PAY DAY LOANS BECAUSE WE WERE IN A LIL FINANCIAL DIFFICULTY BEING THAT I WAS COMING OUT OF HURRICCANE KATRINA IN NEW ORLEANS IN AUGUST AND NEEDED BAD HELP TO GET AN APARTMENT.. MY WIFE IS IN THE US NAVY AND WE COULDN'T USE THEIR HELP BECAUSE THEY HELPED WITH GETTING OUR CAR FIXED, BUT ANYWAYS WE JUST COULDN'T KEEP PAYING THE MONEY EVERY 2 WEEKS BECAUSE WE ARE EXPECTING OUR CHILD, SO THEY KEEP HARASSING MY WIFE AT HER WORK.. THEY CALL HER MASTER CHEIF AND CAPTAIN... EVEN THOUGH SHE WENT TO THE NAVY TO GET HELP THE PAY DAY LOAN PEOPLE VIOLATED THE PRIVACY ACT...... AND ARE THREATNING TO GET HER KICKED OUT OF NAVY, TO PUT IN JAIL FOR FRAUD,ETC, ETC.... WHAT DO WE DO? MY WIFE IS TRYING HER BEST TO SERVE HER COUNTRY NOT TO BE A CRIMINAL... WHAT DO WE DO.. HOW DO WE STOP THE HARASSMENT?

Colby
Norfolk, Virginia
U.S.A.
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Got a call from this number and they left no message.