These people have called me twice and threatened me. They were saying that I received $5,000 from a payday loan company and failed to pay it back. They stated that they would be sending a summons to my home for me to appear in court and if I didn't pay the money back I would be looking at 6-10 months behind bars. I then told them this was a SCAM and they became angry and hung up in my face. They stated that they were calling from the law offices of Lanphier Associates and they had a lawsuit against me. These people need to be caught and thrown in jail. UGH

They are calling me..

Are you serious. You sound just like one of the people that work for this company...your grammar is broken and  your spelling is way off. No on esays "share broker". Seriously, who are you kidding?????

last week i got a call from a co. called as A.C.S .... a person name by jack brown called my n told me about a loan which i scippd to pay .... the other day i called him and ask about the issue .. he told me everything about the case .. He helped so much , i saw him very proffessional as the way he told me easy and convinent way to setteled this legal matter .... i really appreciated that person and thanks him to help me from this issue which i was really unawared ....
If u don't belive this u can go to California and visit their company
if u don't belive   I m a share broker of Alexandria city .......

Hey dumbass, you are not a sheriff because I thought you got fired! Sucks for you! Lowlife!

no..m not lyin...m fired frm my job

i don not believe you you probly work for the scam shame on you

a legal company ACS I had visited this company it's located in California
and this is really not any kind of fake company . The day I had got a call from them
Regarding my debt I had simply rejected that thinking of fake
but after a week there were investigation officers who came down
to my employment office and also my mailing address I was fired from
my job I also had to pay a fine amount i.e $5894 in the court house of Virginia
never disregard this messages and whatever your debt is pay it and don't
suffer from any severe problems as I had to ................
If u don't belive this u can go to California and visit their company
if u don't belive   I m a sheriff of Alexandria city .......

OMG! A lady left a message on my voicemail named Max Marie. I called this number back and I was so frustrated with this man that had a heavy accent who claimed to be David Parker. He was yelling at me telling me I'm guilty of a cash advance payday loan made in the last 3 years and then later he said last year. He was so confusing. He said the courts will be serving me papers tomorrow at 11am and that I would have to be in court at 11:30am...So not true. He wouldn't even give me any information. Threaten my job, my credit, and told me I'll be behind bars. I cursed him out and hung up!

i got a message today from this number stating i needed to pay back 998 from a cash loan advance. he had all my info address email work and every number. said if i didnt pay it back there would be officers at my house thursday morning.He was giving me payment options of 500 for this week and next. wouldnt give me any info on the cash advance company any complaint numbers and said he works with lamfair associates

yeah I just got off the phone with those people. They said my wife owed $5000 and that she needed to give them the money today, or she had to be in court tomorrow. I told him that mu wife decided a little time behind bars sounded more appealing, and that they needed to go ahead and send the police to pick her up. He told me I was crazy, then hang up on me.

I recieved a call from them i knew they were a scam what scared me is that they knew my social security number i don't know what to do

My daughter in law began recieving calls from a Jacky Jones from this number,626-264-8239.  He was threatening her telling her if she didn't pay $1296 that she would be picked up at her job the next day and taken straight to court.  He was also calling me telling me that he had my number as a reference for her.  He said she owed for a payday loan she didn't pay back.  I asked him for a loan number, name of the company or some proof of this loan.  He hung up on me.  I called him back and told him how rude he was and began asking for the information again.  He hung up again.  I kept calling him back and one time he said he was putting his lawyer on the phone, I said good I want to talk to him.  He hung up again.  When we asked why we had not recieved anything thru the mail he told her she should have been checking her email.  He had the last 6 of her social security number, but when she asked him for the rest of it he didn't have it.  DO NOT GIVE THESE PEOPLE ANY INFORMATION!  I called our sheriffs dept. and they said it sounded like a scam, to report them to the FBI.  The name of the company he gave us was Quick Cash Net.

This number called me for almost an hour straight and after they kept harrassing me I started to curse at them. The male advised his name was Jack Jones and he requested I have sex with him. When I called the number back I recieved voicemail which was a full mailbox.

626-264-8239    The caller was harassing a citizen of our county.  We are a sheriff's office in West Virginia.  I contacted the number and after a couple of disconnects on their end, they stated they were a law firm, but wouldn't identify further.  They then gave the name "Sr. Attorney Mr. Parker," but he never returned calls.  (Not that we were expecting any.)  We had a female Ops Assistant make contact with someone who ID'd themself as "Tony Matthew" and gave a personal number of 443-378-4155. She posed as our victiim, and during the course of conversation, he propositioned her for sexual favors and offerred to pay her $500.00.  When I got on the phone and ID'd myself, I was repeated called a "Mutha-F*$^&er" over and over.  Crazily, he then wanted to talk to the female again where the propositions continued.  Couldn't believe it.  He ended up escalating to repeated threats of killing her.  He also supplied a Baltimore, MD address during the course of conversation.  Local and state authorities are almost hand-tied to deal with all of these scams, but thought I'd share our experience.

I started receiving unavailble #'s to my cell phone (which I do not answer) then my work # started ringing from an unidentified #. When I answered it was a man with broken english that I could not understand. He started to tell me he was with the Orange County Sherrif's dept and that I was going to be arrested either at work or at my place of residence. I asked what this was regarding and they told me it was a payday advance loan that I had not paid. I then asked them to fax me over the information that they were supposedly sending to the "court house" and they refused. He then told me I needed to fax them over something stating that I would pay back $100 a week until the debt was resolved. They could not give me a case # or any information regarding the creditor. I told them I would call them back. I got off of the phone and immediatly realized this was a scam. They called my work 80 times back to back. My manager got on the phone and they told her they would continue to call me until I lose my job. Are you kidding me? What is wrong with these people? Please be aware that this is not real. This is a SCAM!!!!!

I got a call from these people who told me his name was Dimngo but told my husband his name was Shawn and they were coming to arrest me today if i didnt pay them when i told them i didnt have any money they yelled and stated OH MY GOD i didnt give them any information

I get calls from these people from this number and they claim to send the sherriff'soffice to arrest me.

They are loud, and rude, and when you ask for information--they scream at you and threaten even more.

I asked my attorney to contact them and when Itold them that my lawyer was going to call. the guy went nuts and starting screaming even more.

They will also call from626 569-7487.

Funny
while on vacation and not working at my job any longer I get a call from a co-worker that I was going to be arrested.
Funny because its against the law for any company to threatened or leave messages as such!
I dont owe anyone anything. But God for allowing me to breath!
I am definately going to reasearch this fake company and put an end to it. I gues they didnt realize who ther were messing with.!!
toootles

Too Funny

I have gotta sooo many calls from this number they are calling my work,my home,my cell telling me I am going to jail! They have my social security number my home address?! I have never even got a Pay Day loan! They are using the names James Wright, David Parker and Peter Jones now! Good luck to who ever they are bugging they are on my last nerve! Look out for this number 1-626-264-8239!

THIS  626-264-8239 HAS BEEN REPORTED TO THE FBI.  PLEASE GO TO THE FEDERAL BEREAU OF INVESTIGATION AND FILL OUT A COMPLAINT ON THESE PEOPLE WHO ARE CALLING YOU. ALSO CALL YOU LOCAL NEWS MEDIA TO GET THE WORD OUT NOT TO GIVE THESE PEOPLE ANY MONEY BECAUSE IT IS A SCAM.  PLEASE, PLEASE, REPORT ANY AND ALL OF THIS ACTIVITY!  THE MORE WE REPORT THE SOONER THE AUTHORITIES WILL LOCATE AND ARREST THESE PEOPLE.  IT IS THE SAME OUTFIT CALLING WITH MANY DIFFERENT NUMBERS.  DO YOUR PART AND REPORT IT!!!!

I have contacted the police in this matter of this fraudulant company contacting me in regards to a pay day loan that I never obtained.  These people are collecting information from forms you fill out on your computer. The previous report left from Victor is from the person or persons that is leaving the fraudulant messages. The police department has done an investigation and these calls are coming from cell phones and disposable phones.  DO NOT EVER PAY THESE PEOPLE ANYTHING!  IT IS A FRAUD. THEY WILL BE CAUGHT AND PROSECUTED TO THE FULLEST EXTENT OF THE LAW. I COME FROM A FAMILY OF LAW ENFORCEMENT AND ATTORNEYS AND ATTORNEYS DO NOT COLLECT FOR A CLIENT IN THIS WAY.  YOU WILL GET A LETTER TO RESPOND WITHIN 10 DAYS AND THEN A HEARING WILL BE FILED.  YOU WILL THEN GET PAPER WORK FROM THE COURTS TO APPEAR.  AFTER THAT A GARNISHMENT OR A LIEN OR ACCOUNT LEVY MAY BE DONE.  NEVER GIVE ANY OF YOUR ACCOUNT INFORMATION OVER THE PHONE UNLESS YOU KNOW WHO YOU ARE TALKING TO!

LMAO...I got the same exact message from ....yes...an Indian I coukldn't understand.I even tried to call him back and got a voicemail message and couldn't even leave a message because it said mailbox is full....I also got a call the same day from a collection agency from the Virgin Islands saying similar things.I do owe a pay day loan company money but wouldn't that just be a judgement against me??

a legal company ACS I had visited this company it's located in California
and this is really not any kind of fake company . The day I had got a call from them
Regarding my debt I had simply rejected that thinking of fake
but after a week there were investigation officers who came down
to my employment office and also my mailing address I was fired from
my job I also had to pay a fine amount i.e $5894 in the court house of Virginia
never disregard this messages and whatever your debt is pay it and don't
suffer from any severe problems as I had to ................
If u don't belive this u can go to California and visit their company
if u don't belive   I m a sheriff of Alexandria city ......

Received a call from a gentleman named Max Maurice saying there was a complaint filed against me from a company called Cash Advance and that the police would be comnig to my address to arrest me in two days.  Max could provide no account information nor a specific lender name.  I was hung up on after I advised Max that I knew about his scam.  I called back and told whoever answered the phone to stop calling and harassing me.  I continued to tell him I had filed a complaint with the BBB and hung up.  Some gentleman from the company called me back 3 times with lewd comments and using my work phone number an my own cell phone number to call me from.

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

http://800notes.com/Phone.aspx/1-646-274-1143/3

I have been recevieing numberous phone calls from 626-264-8239 Telling me that I have a payday loan at first the loan $400.00 then when I told him I have no record of getting a loan with Pay Day Loans.  He told me that if I didn't pay him today ($800.00) with my debit card that I would be arrested and would have to pay $5500.00. Then the calls got nasty about me & my wife it is a SCAM.  I haven't  received calls for about 2 weeks, until today 10/04/10 with the same message you will be arrested Thursday.
I really hope they will give up soon.  I'm really tired of the phone calls that I can't understand what they are saying except I'm going to jail. This is all BULLSH** I really hope they will get caught very soon

I have been recevieing numberous phone calls from 626-264-8239 Telling me that the I have a payday lone at first the loan $300.00 then when I told him I have no record of getting a loan on my bank statement then he hung up. I didn't hear from them for 2 months then all of a sudden they called me and said it was for $5,000.00 They had my girlfriend down for a reference too. They used these names: Tom Green, Ryan Cooper and Jackie or Jacyln Jones. I called the police and he pretty much laughed and said we don't even investigate those calls. And they never say what law firm they are from.

I received a phone call at work from some Indian talking person who didn't know he was talking to me.  He asked to speak to me, but I pretended to be someone else.  He left the above number for me to call.  I knew that this was a scam, for I had this a similar call a couple of months ago.  I will be reporting them to my local police department.  There was a news report about these people on my local news and we were advised to contact the police department.

SO I GET A CALL FROM THIS NUMBER TODAY AND IT CAME UP UNKNOWN (I DON'T ANSWER) AND HE LEAVES ME A MESSAGE SAYING THAT A FRIEND OF MINE HAS USED MY NAME AS A REFFERENCE FOR A PAY DAY LOAN AND THAT I NEED TO HAVE HER CALL HIM BACK OR WE WILL BOTH BE ARRESTED FOR NOT PAYING BACK THE LOAN. THIS GUY COULDN'T EVEN PRONOUNCE MY NAME CORRECTLY OR ANYTHING I CALLED MY FRIEND AND SHE HAS THE SAME MESSAGE ON HER PHONE ABOUT ME. THIS GUY HAS SOME NERVE TO CALL INNOCENT PPL AND HARRASS THEM. I HOPE HE IS CAUGHT SOON!!!!!!!!!!!!!!!!!!