got a call from this patrick stone he threatened to have me arrested if i didnt pay. i called the local authorities and gave them all the info they gave me to pay debt. i did not pay them. we need to find these guys fast or other people will suffer the consequences of giving away their hard earned money as i did once before. they may have fooled me once but now im one step closer to finding these guys. please report these numbers dont let them get away with this. they are indian immigrants trying to make innocent people dig deep in their pockects to probably raise funds to hurt our country just like sept.11.

got a call from a foreigner clearly it stated the i needed to call back or i would be fired from my job, they are trying to collect a debt that has been payed..

I got a call from this number as well and they Indian guy I talked to claimed it's some type of attorney's office.

I just got a call from this number today and its the same scam as the ones calling from 213-330-1876 and 408-462-6582. Same people, same message. It's a SCAM. don't let them fool you. Report them and if you have to, do a police report.

hi,
I just got ta call from that person as well, do you have any new information on this person??  cause i have gotten a call from that person a few times now.  my email is angelagmalone@aol.com  
i would like to know a bit of info about the person who keeps calling me, that i dont know.

-angie

They keep telling me about a cash advance on line that was never paid. What is this company doing threating to take you to court and charge u with faud

I just got a call from them sayin that charges were being brought against me for $300 that I allegedley owed that I was being sued. He would not provide me with any information and tried to confirm my payment information. These peolple are frauds, and I hope he has a good lawyer.

Received a call at my place of employment from this number.  They asked for one of my employees and stated that it was an EMERGENCY!  I then looked up the number and found all of this!  The man had and East Indian accent and said his name was "John Brooks". The call came from Sierra Madre, California.  He never said what company he was with, just that it was an "emergency" and asked me to take a message for my employee.  These people need to be stopped!

I keep receiving threatening messages from this number both at work, and on my cell phone.  I am asked for either my attorney or myself to call back today, but when I try to call there is no answer.  I have been called by Mrs. Smith and Charles Hall, both foreigners, and both fearing for my consequences if I don't resolve this matter immediately.  I have no idea what they're referring to!

These people are scammers do not give them any more information. A company looking to collect a debt would take a person to court to garnish wages not for fraud.

Got a voicemail from a woman named "Amy Joseph"; the accent was clearly foreign.  She stated that the matter was urgent, and that either my attorney of record or I must call back or "suffer the consequences".  I called back, and a man answered and proceeded to describe, in detail, all of the disgusting things he wanted to do to me!  I told him I was recording the call calling the police and he said, "go ahead, I want to f**k the cops in the a**".

I also recieved a call from (what seems to be) Sierra Madre, CA. The guy (Dan Wilson) with the foriegn accent said he represented what sounded like CashNet who he said had over 45 payday loan sites. This guy knew my Bank and and references I had used on a previous loan. He said he just wanted to inform me I was being sued for $5,162.00 the following morning. He asked that I not interrupt him until he was finished, then he would answer any questions I may have. In a nutshell he said I had committed fraud. When He was done I asked who he represented. He kept saying cashnet, but I told him I had never received a loan from them so what actual lender was he reffering to. Once I pressed for proffesional responses he started acting even more like an a** and hung up. I don't know if it was because of the way I handled it or what but he never did ask me for anything, he just threatened. Now I was pissed so I blocked my caller ID and called him back and started harrasing him a bit. Don't let these a**holes get your blood pressure up just turn it around on them.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.

Technomine CallCenter
Sarovar Plaza,
Near Girish coldrink
CG Road
Ahmedabad, Gujarat, India
Owners: Kunal Nayak ,Viral Nayak and Parixit

I suggest that you ignore their threats and turn the tables on them by doing the following:

1) Give them nothing, and tell them nothing other than that you've reported them to federal and state authorities.

2) File a complaint online with the Federal Trade Commission here: https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

3) File a complaint with the consumer affairs division of your state's attorney general. The contact information for each state's attorney general is listed at www.naag.org  Just scroll down to the national map and click on your state.

4) Since these crooks are using a telephone phone to extort money from you, report them online to the FBI at https://tips.fbi.gov/

5) Contact an attorney to defend your rights and pursue these crooks. There are plenty of consumer law professionals who work on contingency in matters like this. Here are links to websites that either provide attorney referrals or are law firms that specialize in suing outlaw debt collectors:

Consumer Credit Advocate Bud Hibbs - http://www.budhibbs.com/First.htm
National Association of Consumer Advocates - http://members.naca.net/findanattorney.php
Warren & Vullings, LLP - http://www.fairdebtlawyers.com/
My Fair Debt - http://www.myfairdebt.com/
Consumer Counsel Group - http://www.consumercounselgroup.com/

oh wow. Seems like everyone is being harrassed by them. I got a call this week from a "ryan williams" with a deep indian accent, like those "metro Pcs commercials". Anyhow. I kept asking what is the name of your attorneys office ? He says its Jane Farker.( I think he made it up.) I clld back again and a man tells me this is a legal department for click one ? One of those cash advance places online.

So my opinion is that they are a call center in california, acting like legal. One guy refused to put a supervisor on the phone. He told me to go F**** myself and yelled and hung up on me. I have been doing collections for over 11 years. This is an easy law suit to sue these people.

I recommend www.collectionstopper.com. You never pay the attorney unless you win the case. Easy $1000.00 for you.

Hope that helps.

My email: Edwinlopezjr@yahoo.com
if you have questions about this phone number 626-466-0143 or give me info please.

I got a call afew months back from the same ppl and they never identified themselves and said i need to return there call and to have a lawyer. They didnt even leave a number to call back. They even called my job. Today I get a call for a 626 number telling me that i took and payday loan from a place called insta cash or some s*** and said i didnt pay it back and now i have a warrant for me arrest and im being charged with fraud and some other b***s*** charges. I tried to get info on the case and the company and he wouldnt tell me anything. The guy didnt even tell me his name but after asking him more questions he hung up the phone. It took me awhile to get him back on the phone after trying to call him back for 15 minutes and i asked to speak to a manger and he told me to call back in two hours which was b***s*** in itself. I asked is there anyone else in management i can talk to and he went crazy then hung up. These ppl are cowards and have to steel from hard working ppl. I hope when they get caught they get whats coming to them.

He said his name was john hudson and that me or my lawyer needs to call him. That's its a time sensitive matter and that for me not to disregard this message. He called while I was at work at 7:41am no one calls that early.

Please don't give any of your information i was tricked on this and they are very rude whoever is in the other side and like said before a friend of mine was taking money from this scam..

Thank You,
Sara D

I received a message yesterday that if i don't pay them and if they don't hear from me that i was going to regreat it and that i was going to jail and there's an arrest warrent for me. This is not right and they should be stopped.  I had a friend that 1 month ago this had happen to her she of course paid $878.00 she was scare and not only that she works for the county and she can't have any type of problems with her job they told her the same thing that they told me and at the end she paid what they asked for even though the total cost was like about $4,500 but she fought them about that kind of money but they were making a deal of a settlement and that's why she paid them that amount.  They sent her a letter saying that it was paid in full but she never received the one from the court and that i was very strange.

Thank You,
Sara D

I also recieved a call from (what seems to be) Sierra Madre, CA. The guy (Dan Wilson) with the foriegn accent said he represented what sounded like CashNet who he said had over 45 payday loan sites. This guy knew my Bank and and references I had used on a previous loan. He said he just wanted to inform me I was being sued for $5,162.00 the following morning. He asked that I not interrupt him until he was finished, then he would answer any questions I may have. In a nutshell he said I had committed fraud. When He was done I asked who he represented. He kept saying cashnet, but I told him I had never received a loan from them so what actual lender was he reffering to. Once I pressed for proffesional responses he started acting even more like an a** and hung up. I don't know if it was because of the way I handled it or what but he never did ask me for anything, he just threatened. Now I was pissed so I blocked my caller ID and called him back and started harrasing him a bit. Don't let these a***oles get your blood pressure up just turn it around on them.

I got a call from this number earlier.  They said they some payday companies filed a lawsuit against me (loans I already paid off) and that I owed $1200.  They wanted me to write a statement with all my info like credit card.  I asked him for the companies information and he refused to give it to me. He said if I did not act soon then I would be handed a subpoena and will have to go to court.  I called him back and asked if this was a scam.  He got defensive and told me to not call their office anymore.  Do not give these people any of your money. They are scam artists.

THIS IS A SCAM!!! Please read:

PROTECT YOURSELF!  IMPORTANT INFORMATION YOU MUST READ ? HOW THE SCAM WORKS AND WHAT AGENCIES TO REPORT THEM TO

LONG RUNNING AND KNOWN SCAM ? ALL OVER INTERNET AND NEWS FOR ALMOST 2 YEARS NOW

The most critical thing to remember is that debt and finances are CIVIL matters in the U.S., not CRIMINAL!

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html

http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html   latest release of information on this scam

http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983
http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
http://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
http://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
http://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
http://800notes.com/Phone.aspx/1-626-200-4646   Scammer placing false postings at this new number as silshan kanniue and Tina ? preparing a new number to use.
http://800notes.com/Phone.aspx/1-424-354-4270   Scammer placing false postings as Rose
http://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
http://800notes.com/Phone.aspx/1-909-327-4870   Scammer placing false postings as Marry
http://800notes.com/Phone.aspx/1-646-274-1143   Scammer placing false postings as Karen Miller


Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

oh by the way my friend trying calling these ppl actting like me and were trying to sell her a di**o and said that they dont have a court case with me

yep just got the same call from this #(626) 466-0143 telling me the same thing as you guys and when i asked for a clean english speaking person they hung up on me one that is against the law when u ask for someone who speaks english clearly and they hang up. two i have never gotten a loan from this insta cash place. the was tellling me that they were taking me to court in california and getting me on fraud bad checks and something else. i live in ohio so the court hearing would be in my state and that if ths so called cash place wanted their money that i supposedly gotten they would be garnishing my wages. so please be aware these ppl are scamers dont give them any info.

I received a call from a guy with an Indian accent, stating I had defaulted on a payday loan in the amount of $300.  I asked the name of the company and he would not give me any information. He said to fax him a copy of my driver license and send him $745. If I didnt settle today they would take me to court and go to my job. I said that was crazy and then he just hung up on me.

I received a call from this number claiming that my husband has taken out 3 payday loans online since sept 09 and they have been reported to his office for prosection. He explaoned that if I didn't take care of the matter by Mon that my husband would be arrested and transported to a prison in CA.  Well there are a few problems with his story. 1. My husband is in the military and has been deployed since Aug 2. When I explained that we were filing bankruptcy he tried to argue with me that CA laws prohinits you from claiming payday loans on bankruptcies9 which is a lie) 3. When I asked for the name of his lawfirm so my attorney could contact him he said they were the Federal Regulations of Consumer Affairs and Business Regulations( weird name for a lawfirm right!), but when I called the number back they answered the phone as Instcash USA legal department. Everytime I asked a question that they couldn't answer someone else got on the line, and everyone had an accent! Long story short they're full of s***.

PROTECT YOURSELF!  IMPORTANT INFORMATION YOU MUST READ ? HOW THE SCAM WORKS AND WHAT AGENCIES TO REPORT THEM TO

LONG RUNNING AND KNOWN SCAM ? ALL OVER INTERNET AND NEWS FOR ALMOST 2 YEARS NOW

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html

http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html   latest release of information on this scam

http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983
http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
http://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
http://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
http://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
http://800notes.com/Phone.aspx/1-626-200-4646   Scammer placing false postings at this new number as silshan kanniue and Tina ? preparing a new number to use.
http://800notes.com/Phone.aspx/1-424-354-4270   Scammer placing false postings as Rose
http://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
http://800notes.com/Phone.aspx/1-909-327-4870   Scammer placing false postings as Marry
http://800notes.com/Phone.aspx/1-646-274-1143   Scammer placing false postings as Karen Miller


Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

I also received a call from these people at work.  Stating that it was to collect on a loan.  I was at work and could not talk and ask them for the call back number.  Called the number back after work and they ask me for my attorney's information, my ss# and my credit card #.  I ask them who they were and what it was about.  They hung up on me.  I called them back and was told I was being charged with fraud, identity theft and a whole slew of other things.  I ask what company it was and they would not say but that I needed to pay.  I told them they were crazy I had never taken a loan the man then proceeded to call me a mother f'ing s**t that wasn't worth $50.  I called back when I got home game them a bogus name, number and social and they told me I owed all this money.  I ask to speak with the supervisor and of course the man said he was the supervisor.  THIS IS A SCAM!  BE CAREFUL DO NOT GIVE THESE PEOPLE YOUR INFORMATION!!!!!!!!!!!

Received six or seven phone calls from this number.  The man stated that I had a past due bill with them.  He demanded thta I fax them a picture ID and a statement agreeing to pay them the past due money.  After asking for the name of the company they he hung up