I got a phone call two times in a week. First guy was caught and he hung up.  He had all my husband's info and everything. And the second caller was a bit better in intelligence to handle the call with me.  He wasn't scare, and tried to threaten me.  He didn't provide what LDA is and their address.  I said I haven't got any legal papers and asked him for a legit company name.  number is from California (323)282-5909.

"This message is intended for [you/me] . says soon as I get message don't disregard it... somethin about getting attorney.. call them... The issue at hand is extremely time sensitive. Sometimes a woman calls other times a man calls.. BOTH with HORRIBLE BROKEN ENGLISH.. they NEED to get HOOKED ON PHONICS...... says to call this Hotline to my division is 631-886-3004. I repeat 631-886-3004. Don't disregard this message. Return the call. Now, if you don't return the call or I don't hear from your attorney either the only thing I can do is wish you good luck as legal situation unfolds on to you. some junk about arrest.... Goodbye and God Bless."
I have NO IDEA who they are and how they got my name info but I dont' answer or return the calls.. I have not lost my mind yet and I work very hard for what I have and I know what bills I have and I pay them, all..  THIS IS ABSOLUTELY A SCAM...   I DON"T OWE who ever it is ..ESPECIALLY if they can't speak ENGLISH.. NO WAY I would do Biz with the goons.
THE GOV. NEEDS TO Crack down on ways to track them and put them UNDER the JAIL with only a straw to get air through. Galatians 6:7....  GOD is not mocked... they will Reap MORE that what they sow...  evil evil evil

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

These guys NEVER give up.. I have given the informtion to the local Police as this this the third time they have done this to me... UGH.. They are calling me at work .. 6 times in 2 minutes

THESE INDIAN F*CKS KEEP CALLING AND HARRASSING ME JUST GOT THE 4TH CALL OF THE DAY TODAY THE LAST DUMB AS* TOLD ME I WS GOING TO BE ARRESTED OH AND I TOLD HIM I WAS DISABLED WITH MS AND HE SAID 2X TO ME THAT I WAS GONNA DIE THESE PEOPLE NEED TO BE STOPPED I TOLD HIM MY LAWYERS PHONE # WAS 1-800-EAT-S*** MAYBE NOW THEY WILL STOP DOUBT IT THOUGH TOTAL SCAM

These inhumane idiots have been calling me for six months and my work too!! Ive reported all of it to all places I was told to but they cant catch them!! All of the technology we got and we cant get these scammers..they just called me 10 minutes ago with this new number 6318863004!!

I had the EXACT same call in December.  It is fraud.  Don't worry, no one is coming to arrest you.  These people who make the calls are just trying to get moeny from you.  Contact your local FBI office and ask to speak to someone who handles fraud.  Give them the name and number of the person calling and they will confirm that it is a fraud.  After this happened to me,  I contacted my local FBI branch and they gave me the website to register a complaint.  The website is:
www.ic3.gov

Hopefully this helps you.

I just received a call from this number today saying that there was a lawsuit against me from, I quote " the mother of all loan companies".  The man had an Indian accent and said that he would transfer my call to the officer who was handling my case.  The "officer" told me I was being sued for $440 and to give him my attorney's name and number.  Because this same idiot called my boyfriend about three days ago with the same line, I knew it was a fraud.  I proceeded to give the person on the phone the phone number 865-544-0751---the Knoxville branch of the FBI! He then said " Are you kidding me? F*** You!!" and slammed down the phone.  If you receive a call from these crazy people, give them the number of your local FBI office when they ask for your attorney.  It at least lets them know you are aware of their fraud.  Also, file a complaint on the website www.ic3.gov

If the calls persist, call your local law enforcement agency.  I hope this helps!

Last December I received a call from someone he said his name was David. He told me that I took out a PayDay loan in the  amount of $300.00, I try to explain to him I did not get any loan  from US CASH ADVANCE but he didn't want to hear that in fact he wouldn't let me speak. I did take out a PAYDAY LOAN
which I payed off it came directly out of my bank every two week because I have direct deposit.I told him I was going to contact a Lawyer because I think this is fraud. He stopped calling.


Today March,7 I received two calls from someone name Derrick Johnson and Tom Smith I did not know Indians have american names. Any way they told me I need to contact a lawyer because the Sheriff will
be coming to arrest me. He said that I owe $450.00 including legal fees. I told him that I wasn't going to pay, because I didn't received any loans, he said the next step is he will be calling my job, the IRS and FBI. I check my bank statement for deposit in the amount of $300.00 but I couldn't find any. They have my SSN, BirthDate and Bank information. I cannot afford a lawyer what should I do?

This is definitely a scam.  It sounds like an Indian man but says his name is Mike Smith.  All he says is I or my attorney need to call him immediately.  I know its a scam because I've had 2 similar experiences with men with accents calling and telling me the same thing.
I would not recommend giving him any information regardless of what he says.

I recieved a call from them both on my cell as well as my work. They left me a voice message on my phone, it was no an american so I couldn't understand everything. He did tell me if I don't return him a call he told me there was nothing else to do but wish me luck! To me that isn't a dept collector but some scam!

I received a missed call from this number on my cell phone very early this morning. A  man with a strong Indian accent and horrible English left the same voice mail everyone else has received. I called it back. Another Indian man with slightly better English answered the phone and wanted to me to verify the last 4 of my social and the last 4 of my bank account. I said, "I'm not verifying anything until you give me more information." He hung up. Slightly nervous because I heard the word 'suspect', I called him back. This time he knew my first name. "Yes? How can I help you, Karlin?" He said I did not repay a loan from American Payday loans, something about hundreds of websites, and that in 3 hours I could be fined, subpoenaed, even arrested; pretty much an Armageddon of a legal nightmare would be upon me. I said, "I don't know American Payday. I know who I do business with and they are not one of them." He got indignant, bragging that he has all the information of me regarding said loan, and that he has all my credit reports showing all my creditors. The more I insisted I never ever had a loan through American Payday, the more angry and frustrated he got, yelling that he had all the information in front of him and refusing to confirm any of it with me. I told him he was a scam. He yelled, "I don't care what you think I am! In 3 hours police go to your work to serve you papers!" I said, "Good luck. My husband is a police captain with the Feds." He screamed, "I DON'T CARE WHAT YOUR HUSBAND DO! YOU THINK I'M SCARED?!?" I scoffed at him and hung up. I looked up his phone number and found this site. I'm glad I recognized it, but I'm sad that so many people were duped into it.

I called him back. This time he just said hello. I asked for the name of his group and he mocked me. I asked for the name of his company. He said, "Company? You want group? Or you want company?" I said, "I want the name of who you're representing." He said, "blah blah Associates". All I understood was 'Associates' so I asked him to repeat it. Same. So then I asked him to spell it. He said, "What's the matter? You don't go to school? You can't hear me? Are you stupid?"  I calmly said, "Oh I can hear you fine. I just can't understand bad Indian english!" and I hung up. I notified our local PD and now I'm on my way to our bank.  Hope this helped.

He left me a message and said his name was Mark Smith but he had an Indian accent as well. When I called back he said his name was Joe and I has a case against me from a payday loan company, but he couldn't tell me how much, who the company was, hagenuk it was done or anything. He said I was gonna have to go to court and as soon as I said I'll see you there, he hung up.

His name was Daniel Peterson with an INDIAN ACCENT PLEASE! I DID get a payday loan but its already paid off so i don't know who these people are..  But it is very annoying and they're calling my husband too.

i am getting the same damn calls.....i hope the FBI gets these b*****ds....this is creepy....time to get anew phone number i guess...lol

i have recieved the call from this number they said i had a lawsuit against me and i needed to give them 600 dollars on a prepaid card and to fax them a note saying that i did not jean to do what ever then at the bottom to write the card number cvd on the baco and the experation date if not then they will get law enforecment call work and my paychek will be held and everything will go to them i asked them what company and they would not tell me anything they said that if i follow through with this i will be getting paper work when the det is paid when they called again my husband got on the phone and he told them that we were talking to a lawyer and then they hung up then proceeded to call my work

Rocky Anderson has called me and scared me and keeps calling from th631-886-3004. Told me go to Walgreens and get a Debit card and fax the info to him and I only had 1.5 hrs

Thank you for your imput....I just got a call from that guy and told him that no one at the number he called works here and he immediately hung up, LOL

I received this call fromYou have a new Voicemail message from: 631-886-3004.


"This message is intended to Danny McDonald Danny because I think that you receive(?) this message. I need you all your retail attorney off record to return the call as you at ten to eight extremely time sensitive. My name is adding(?) and the hotline to my division is 6318863004. I repeat that 63188630(?). Nolan this is Abby. Message delivered-them(?) to go out-how-dad's(?) if you don't return the call. All I don't hear from your attorney either the only thing I can do it. Miss you but it would ..."

This is the same person that called the person below, I get so sick of these scam calls.  Is there nothing we can do to stop this?

I recieved a messgae saying there was deliquent payday loans and that it could be resolved in court or out of court.  I could barely understand any person I spoke to as they all had thick accents.  I asked to speak to a native English speaker and was only transferred to someone with an accent that was not as thick.  I told them I would have an attorney contact them, spoke to my sister she told me it was a scam.

I had this joker call me like a stalker on my cell & eventually he got TO MY OFFICE.  Off the bat I knew it was a scam.  He just kept telling me he was calling from Brandon Smith law firm & that there was a lawsuit with me named as the prime suspect ( first off I'm sure they're called defendants ).  I immediately googled Brandon Smith law firm & I actually found one.... in SOUTH CAROLINA, the whole time this goof keeps telling me he's in New York but couldn't even give me his address.  Only said that he's transferring me to his supervisor who's authorized to provide all the info that I want.... yea right man way to really trick me w/ that one.... maybe their pay is based on how many transfers they get to their "supervisor"??  Anyway I told the guy I'm going to contact my attorney & as soon as I said that he hung up.  As soon as I got off the phone I googled this number & SHOCKER... found this website..... Thanks for the post!!  For a split second I was actually semi concerned....

I received a call both at my job & residence today from an Indian speaking representative who claimed there is a legal suit against me for a payday loan. The rep who claimed his name was Chris, was unable to provide any information to me, but transferred me to his supervisor, Ron (who also had an Indian accent). Once again, these con-artists are able to obtain telephone service to promote illegal calls harrassing persons.

SCAM

I have received calls from  this number and a 1-866. It sounds like all the above post. They have threatened me with arrest and jail. When I press for information they call me a lair. The Indian has used the name Fernando and Dan Foster. Today he said he would give me 1 hour to come up with the money. When he called back I told him he is a fraud and to go back to where he came from. I offered him my attonerys information and he hung up. I hope these people burn in hell for all the miserey they create.

This is the second number they have used to contact me and harass that I need to have my attorney call them regarding a lawsuit filed against me for an unpaid internet payday loan.I have no internet or payday loan.They have also called my place of employment stating they would be here to arrest me tomorrow.What a scam but scary that they have my info.My friend just had here bank account wipe out so please keep your eyes on your accounts

It was a debt collector.

I keep getting calls from these guys at work.  Mike Smith, and Ron Baxter, funny they sound like they are foreign guys, but hmmmm, they wanted me to fax them my Debit card number saying that I have been named in a lawsuit by a payday loan company.  Really?  Told me I owed them $901. I told them I would call the company personally and make arrangements.  He said, "How would you know who to contact?"  I said, "I will look up the company on the internet and contact their account dept." I am SO glad some of you posted out here about the same number and circumstances.  I told him at a certain point when he was talking about a prepaid card from Wal-Mart.  I said, "This just doesn't sound right to me."  They stopped calling when I told them I would call the company tonight. So if they call back I will be armed with, I know this is a scam!

"This message is intended for (me) . Dara, the very second you receive this message I need you or your redeemed attorney of record to return the call. The issue at hand is extremely time sensitive. My name is David Henry. Hotline to my division is 631-886-3004. I repeat 631-886-3004. Dont disregard this message. Return the call. Now, if you dont return the call or I dont hear from your attorney either the only thing I can do is wish you good luck as legal situation unfolds on to you. Goodbye and God Bless."

This David Henry guy left message on my cell and work! How rude! I called and it says to put my number, area code first ... cant even go through to talk to anyone ... weird!

One leg of this scam has been shut down:

Even scam artists are outsourcing. On Tuesday in its first crackdown on fraudulent telemarketing in South Asia, the Federal Trade Commission announced that it was shutting down two California-based companies that used a call center in India to defraud Americans out of more than $5 million over the past two years.

Workers in India made threatening calls to Americans getting them to pay money on debts that they didn't owe, the FTC charges. At an FTC press conference in Chicago on Tuesday, fraud victim JanLaree DeJulius explained that she had received a call from someone claiming to be an enforcement officer from the (phony) "Federal Department of Crime and Prevention," who threatened to have her arrested and have her wages garnished if she didn't pay a bill of more than $730. The scam artists had gotten her name and information from a payday loan her ex-husband had taken out in her name.

"It was very embarrassing," Dejulius said. "He knew everything about me so I agreed to set up an installment." She is not alone. According to the FTC, more than 8 million calls were made since 2010 and at least 17,000 transactions processed across the United States related to the global scam.

On Tuesday under request from the FTC, a U.S. District Court in Chicago stopped the international operation, charging Varang K. Thaker and two companies he owned, American Credit Crunchers, LLC, and an affiliate Ebeeze, LLC, with violating the FTC Act and the Fair Debt Collection Practices Act.

"This is a brazen operation based on pure fraud, and the FTC is committed to shutting it down," said David Vladeck, director of the FTC's consumer protection bureau. "Consumers should not be pressured into paying debt they don't remember owing. Legitimate debt collectors must provide consumers with both written information about the debt, and instructions for protecting themselves if they don't think they owe the debt."

According to the FTC's charges, Thaker used Social Security numbers and bank account numbers obtained from payday lenders to identify the victims for his scam. He outsourced the work to an Indian call center, where workers made threatening calls to American consumers to pay fake debt or collect on bills for which they were not authorized.

Thaker was not available when contacted by telephone on Tuesday. A woman who claimed to be Thaker's older sister and asked not to be named for privacy reasons said he is working with the FTC to help the Indian government pursue the fraudster call center operators. She also said he was innocent in the scam. "He was being used by somebody. He didn't even know where they got the information," she told The Huffington Post by phone. She said that her brother got 10 percent of the earnings from the scam operation.

The FTC charges against Thaker are the latest in a series of police actions by the government agency to put an end to rogue debt collection operations that have become more frequent in the aftermath of the Great Recession. In January, the FTC struck a $2.5-million settlement with debt-buying company Asset Acceptance, LLC, charging that the company had falsely represented itself to customers, including making up phantom debts that customers no longer owed. Last October, the FTC filed a complaint against seven other fraudulent debt collectors, alleging that they had engaged in the same techniques -- demanding money from customers who owed nothing at all.

The growing number of Americans who are unable to pay their bills has meant there are more companies looking to profit from their economic difficulties.

Debt collectors have been taking more aggressive tactics as fewer people are able to make ends meet or are in a cycle of debt. More than 30 million Americans are in debt collection, according to the Consumer Financial Protection Bureau. Since 2010, more than 4,000 complaints have been filed with the FTC and state attorneys general about fraudulent debt collection calls, the FTC said.

Charles Junitkka, a personal bankruptcy attorney who represents clients in the New York City area, said, "In the last few years, the desperation of the collectors and their efforts have intensified because of the economy."

This story has been updated to reflect comment from a woman who says she is the sister of Varang Thaker. Thaker himself was unavailable for comment.

http://www.huffingtonpost.com/2012/02/21/ftc- ... _n_1289751.html

Keep receiving calls from this number (often 3,4,5 times consecutively) but do not answer. Voicemails similar to "Dawn"'s. Funny how they claim to have filed a lawsuit yet I have not been served by process server, CMRRR.or rule 106.Ar.R.Civ.P.

REPORT THESE PEOPLE TO ICC. THEY ARE VIOLATING FEDERAL DEBT COLLECTION PRACTICES ACT. AGAIN, THESE ARE FEDERAL VIOLATIONS!!!! LET'S SHUT THEM DOWN.

If they do not identify themselves, they are bogus. Go to your state bar website, do an attorney search, and I am almost certain that you will not find these bozos as licensed attorneys.

I am in a payday loan repayment plan through a great company and have learned a lot about these clowns. MOST OF THESE CALLS WILL BE FROM UNLICENSED LENDERS.