To fustrated person just call them and tell them you know its a scam and that the Attorney General is on the other line, thats what i did but also threatened to kill them if i found where they were located they have never called me back since. Iam just wondering how they were able to obtain my personal information

just got a call from this number from a "justin martin" with an almost impossible to understand accent, stating if i don't immediatly call him back in 15 minutes it will be assumed i'm avoiding paying my "debt" by not returning the call and the police will come to my work and arrest me! I'm to call him back at an entirely different number than what showed on my caller id 814-348-2008. LMAO! they must think people are really stupid!

got a call from this number,i didnt answer.i checked on line 2 c where it came from. a guy named dustin martin came up.i never called back 2 c what is up.i dont know him, and i dont care 2 talk 2 him...

He Calls me and I don't have any loans out. He claims he wants to talk to me about some pay day loan and I am going to get in big trouble for it. I have paid all my loans off. How do I get rid of them?

Did the calls stop after you told them that? I just filed a complaint with the IC3, and am wondering if your tactic worked?

If this guy calls me has a foreign voice he says it's regarding a loan that I took out and if I did one to be sued I need to talk to Lance Martin who when I asked him and him to send me the information about the loan that I was supposed to have taken out, he got angry and hung up this got me to stop calling me and disturbing my family and me, what can I do about this Bubba
me

Recieved a call from these people that claim to be legitmit collection agency. However if you call the number back all you get is static and then the phone hangs up. They continuely threaten you with Garnishment and having you thrown in jail. Which they cannot do.

I just got a call from this number today have got also from 813-418-7426 and 877-791-6541 same voice every time different names, also saying I owed a loan but when I demanded to fax papers to me hung up on me.  Very tire of this, why don't people just get a job I'm old and still working so could they instead of hasseling people

I have been recieving phone calls from this number for a couple of days now saying they need me or my retained Lawer to call them back regarding a time sensitive matter. I have spoken to a Lawer about these call and he informed me thaty it is a scam and hard to trace the origin of the calls because they bounce from number to number.

I received several different phone calls from 2 terrorist stating that I owe a payday loan to USA Cash Advance. A company that I have never borrowed money from in my life. They stated that it was a $500.00 loan and I took the loan out back in 2006 when I was working as a full time nurse for Holy Cross Hospital. Now tell me what the hell do I need a loan for when I'm make almost 6 figures a year ? But anyways, these people had my social, DOB, employer info, and somehow they had access to my phone number that I had only had on for about 1 month this year 2012. I never received a bill or a notice what so ever from these people or the loan company. Stating I owed anything to anyone. But all of a sudden I have 2 foreign people harassing me and I couldn't understand half of the things they were saying. Is this what they come to America to do ? Because if so they all need to be deported back to where they come from. Their names were Robert Taylor and Eric Barker now what Arab you know give their children American names like that ? The s*** sound suspect right there only. Then they called me from 631-982-3007 or 213-233-3501.

i got i call from this # today and from tx the other day and from calf about 2wks ago all the same guy telling me about a lawsuit against me it all f ing bull s***

If you are getting calls from these people more than likely you did as I did, put in for a loan on line and your credit is probally not the best and these people are looking for suckers and a way to make money and they are trying too use innocent people.  They call from different cellphones and they are all in the same room ; listen at the background. I have reported this to the FBI.

Compliance: It's the Law
First, we must examine the regulations under which collection agencies are held accountable in the United States. At the federal level, agencies are largely governed by The Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. §§ 1692-1692p, a Federal Trade Commission (FTC) regulation.

Collectors may not communicate with a consumer at any time or place which is unusual or known to be inconvenient to the consumer. In the absence of knowledge to the contrary, a debt collector shall assume that the convenient time for communicating with a consumer is between 8am and 9pm (Section 805 (a)(1)).

If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt (Section 805 (c)).

The term ?consumer? includes the consumer?s spouse, parent (if the consumer is a minor), guardian, executor, or administrator (Section 805 (d)).

Batteries Not Included
In order to remain compliant, an agency's account management and dialing system must be designed accordingly:

?Time zones must be respected. Collection calls cannot be placed outside of the presumably convenient times. Generally, the time zone is determined from the last known address or area code.
?Prohibited work numbers must be restricted from dialing.
?Times known to be inconvenient must be restricted from dialing.
?Accounts with cease communications notification must be restricted from dialing.

A sound collection strategy is built with compliance in mind and it's a sign of a company trying to do right. But many blissfully disregard the rules or are simply unaware.

Putting It All Together
Now that we've covered the rules and tools, let's put them to work for you:

?Upon contact with a collector at your place of work, notify the collector that your employer forbids such communication. If your boss fields a call and sniffs a collector, they too can make it known that such communication is forbidden. From this point forward, the agency cannot contact you at work without violating federal law.
?Notify the collector of all times that are inconvenient for communication. For example, your family or health circumstances may compromise your ability to field calls from debt collectors in the afternoon.
?Send a cease communication notice in writing to the collection agency expressing your wishes to cease further communication. A certified letter is recommended. Upon receipt, notification is considered complete and future communication is a violation of federal law. However, there are a few exceptions. Remember, this doesn't absolve you of the debt, boost your credit score, or improve your legal position. It simply stops the communication. Beware that notification may fast track your account to legal since the normal course of collection has been halted.
?Keep complete and accurate notes of all written and verbal communication.

The FDCPA provides consumers with meaningful protection from collection agencies and provides legal recourse to those that have been violated. Furthermore, your state may provide additional laws that supplement the FDCPA. A single incident won?t guarantee a legal victory, but a pattern of violation certainly bolsters your position.

This Jack Wagon calls me three times in a row by the 3rd time I answered my PTSD kicked in and was totally triggered when he spoke.  Told him if he wants money he was talking to the wrong mother f****r. Said if you want something from me I'll hop on the next C-130 and we can meet to talk about it. DEATH FROM ABOVE!!

Have been receiving phone calls and voice mails from 631-982-3007 for over a month, most calls are not understandable, foreign voice, going into legal action if no reply within 1 hr.  Call is on cell phone, when I call this number on line, thee is no answer.

John Smith Called with a very important legal matter. Mind you this is not my phone number but that of a relative. I could barely understand what this person was saying to me. However; I did make out this is an important legal matter and that I had broken the law,  I simply said, you are a scam, I have turned you into the FBI so take this number and all information you have hacked from the computer and delete it.

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

?Notify your banking institutions.
?Contact the three major credit bureaus and request an alert be put on your file.
?Contact your local law enforcement agencies if you feel you are in immediate danger.
?File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

?Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
?Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
?Avoid filling out forms in e-mail messages that request personal information.
?Ensure that your browser is up-to-date and security patches have been applied.
?Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
?When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

This number belongs to the camel riding a***oles who think they can scare you by sying they are a law office. I look forward to their calls so I can harass them. After they call I 'll call back repeatedly but my number will be blocked. I wish I could take your calls, but don't let these terrorists intimidate you.

I was got a message from david austin, Hopkin Law firm 2-15-12. They been calling me at work and at home. They say I owe them money, I tell them please put it in writing and sent it to me and they never did, a telephone threat only. The need to stop calling us at work and at home.

I have been getting calls from this number numerous times a day saying I owe a debt. The same person calls but gives a different name each time.  
How can I get them to stop harassing me?

Colling regarding at personal loan request with avance pay on line ,he want to collect some money to save me to go tru some legal demand,I never criate this account and keeping colling to my work every other day.This situation need to be FUP with United State Fraude Protection to stop this people forever!!!!!

STOP  calling me at work.

They just called my work. This the second time they have called me at work. it has to stop. my job is all i have.

Just started getting call from david austin. Sounds lile from india. Had this same type of call a couple of months ago. Told them see ya in court and calls stopped. Won't give info on supposed debt or mail copy of bill. What a low life preying on american families.

Same number calling me saying if I don't call back in one hour I will be in trouble. Foreign accent and at the end of the call says, "if I dont call back he wishes me very good luck." LOL whos says very good luck? THese people are a joke and I have not called back.... I dont even want to waste my breath with these mindless foreign rere's.

this # has been calling me for some time now.The man calling said his name is David Austin has a foreign accent.Has threatened me and now started to call my job.When I called this # back all I get is static and then after a while a bussy signal.I don't even know what this is all about but I wished they would just come to the point .The first time this # called is was a female also a foreign accent I told her that what ever it is I suposedly owe or doen please send it to me in writing but never received anything .No Phonecalls until now from this David.But aclling my job that is a different story thats where I draw a line also when it comes to threatening my Family.