I got an e mail from these shameful people from Attorney Eric Holder  ,from Wilson New York .Now the attorney generals name is Eric Holder ,do you really think he is associated with these fleabags!!! Same 646 number ,does the Attorney General know they are using his name to harrass people ??

Yes, this same man calls with the number 646-918-5357.  He left both numbers as call back numbers on the various (more that 10 calls) in the last two weeks.  He left me the "good luck" speach and said I was going to jail if he didn't hear back from me or my attorney.  This is a FRAUD.  Not sure how he got my work number (since it's a secure line), but I'm not calling.  And the next time he calls I will tell him that I know it's a fraud.  Anyone reading this should look up the number above (ending in 5357) to see the other posts.  RELAX, report the abuse, and call their bluff.  Do Not Give Out Any Personal Information.

I was done the same way. I recieved a call from a Indian man with a heavy accent. He stated that his name was Shawn Peterson. He stated that same he told many of you on here. I wouldn't verify any information. He told me since I didn' want to cooperate with him, I need to wait two days and the police will come pick me up. He called me from 615-238-6581 and stated that he was calling from Florida. Then he gave me 786-454-2423 to call him back with the United Federal Investigation and Law Office. This is the second scam call I have recieved in less than 2 weeks.

The telephone number is 718-766-5676

My husband received a call from a man name officer Jason Hopkins. He was told that he owed money from a loan he previously applied for. He was told that he needed to fax in a consent form and pay
$ 577.00 or they were going to take him to court. I encouraged him to call back and request the information in writing. The person placed him on hold and stated that he needed to consult with the Attorney General. My husband insisted that he receive it in writing. The person stated that he needed to send in the fax. I reported the incident to the FTC.

This person has called and harassed my husband, myself as well as our extended family!  Fortunately, my father works for the Department of Treasury and has for the past 30 years - he is going to look into this and see what can be done.  This is just wrong....

I received a phone call this morning from the same number with an thickly accented man claiming to be Officer Mark Williams. After talking a bit I knew this was a fraud but wanted to get more information. I asked, officer of what? He said legal officer. I asked for a badge number and the name of the law firm he was calling from, to be transferred to the "attorney" (I was transferred to Mark Flowers and John Williams) as well as a lot of other in depth questions. I was hung up on several times and at one point when calling back, was greeted with "Why the hell do you keep calling us?" and hung up on. Let's see, I'm calling because I think this is a scam and want verification of my "debt", the company, the people involved and whatnot. I eventually got that they were calling from the Criminal Division Law Firm and that I had a pending loan for $1,186 and that this was with Cash America from January 2008. All lies.

saying that cash advance usa is filing a lawsuit on me saying that if i dont pay 375 dollars im getting sued. they also have an number thats area code is is my city, but it transfers to that copany

A man with an accent called my father stating he owed money on a loan which he knew nothing about.  He instructed my father to pay a certain amount of the money owed in order to not go to court.  The guy told my father he would be charged with electronic fraud and bank fraud.  I called the number and after beating around the bush, they told me my father owed money on a payday loan from Arrowhead Investment.  These scammers had ALL my father's information!  SSN, bank account numbers, work numbers, addresses.  So I called Arrowhead Investment directly.  I was informed that these people were not affiliated with Arrowhead and that it was FRAUD. They apparently got all this information when my father previously had applied for a loan online.  I received another call regarding this from +052439799 which is an international call!

A man with an accent called my father stating he owed money on a past payday loan.  He instructed my father to pay a certain amount of the money owed in order to not go to court.  The guy told my father he would be charged with electronic fraud and bank fraud.  I called the number and after beating around the bush, they told me my father owed money on a payday loan from Arrowhead Investment.  These scammers had ALL my father's information!  SSN, bank account numbers, work numbers, addresses.  So I called Arrowhead Investment directly.  I was informed that these people were not affiliated with Arrowhead and that it was FRAUD. They apparently got all this information when my father previously had applied for a loan online.  I received another call regarding this from +052439799 which is an international call!

OH my god how can someone get away with this???
they have threatened me my family
harasses me and my boyfriend at home as well as at work....

HOW DO I PURSUE THIS?????

i received a phone call from where i work today. they said that a guy named kevin smith called and asked for my phone number. he told them it was over legal issues. it was from 646-918-5364. i plan on calling them and telling them to f off if they answer. even if it was a legal office calling there is no way in hell that they can arrest my family over something i have done. and i have had only one payday loan and i have that paid off from over a year ago.

I got call from two different phone # one 646-918-5364 and 415-671-4289 hi call him self Eddie. Hi tall me at 11am tomorrow i will be arest and frend and my family member will be arrested too and send to jail and i need to pay $ 5,100.00. Then I ask from what company he called he sad American Credit Services. I nether herd anything about this company and I nether got any cash from them special back to 2007.

I also got a call from a man named brad smith with an indian accent.  he said i defaulted on a payday loan from cash today and that i needed to pay before thursday or i would face jail time plus additional fees.  he called on tuesday.  i was really considering paying the debt until the only pay option was my credit card.  western union was not even a choice. he is really rude and straight threatening.

call from this number .. name brad smith.  i used another line to cll 646 918 5364 and it's continuously busy.  plan to tell him off.  not scared.  i work w/a MAJOR law firm and legit law firms don't go about calling and threatening people..PLUS, this idiot doesn't have the nerve to say exactly what he's calling about!!  wish we could weed them out of this country!

forgot to mention that he is calling himself eddie jones when he calls me  i did a phone search and the number is listed to a T. Eric in new york, ny  i am going to persue this to the end if i find any information i will definatley share what i find

this guy has been calling my place of employment and my home number during the day on the home number he leaves the message that we better call back or we are going to jail etc. good luck speech and all.  at the work number he actually tells my co workers that i am going to be arrested and that it involves charges at my place of employment.  i am having my co workers write down everything he says the time he calls ect.  i put him on speaker when i do talk to him but he wont tell me what company he is calling from or what it is even about he is rude and obnoxious  keeping every message he leaves etc along with his number on caller id  and i will find him

I recieved a call from a gentleman that said his name was Jeff Johnson and belonged to the Law Offices of Cash Today.  He said they were going to sue me for several charges one being check fraud.  I am currently in debt consolidation and of which he said he was representing one of my creditors.  He threatened me to take me to court and possibly jail.  I request that anyone recieving such calls please contact the local authorities, the FTC(Federal Trade Commission) as well as notifying the 3 Credit Buearu's. Please aide and stop such people from harrassing the American Public and from hurting your loved one's.

A man with an Indian accent calls, he says his name is Officer John Allen.  He does not says where he is calling from. Call him ASAP and no to disregard this message, if he doesnt hear from my attorney soon, I will be the one with legal trouble...
Caller: Unknown
Caller Type: Collection Agency

A man with an accent called my father stating he owed money on a past payday loan.  Instructed my father to pay a certain amount of the money owed out of court so he wouldn't be sued.  I called the number and they told me my father owed money on a payday loan from Arrowhead Investment.  These scammers had ALL my father's information!  SSN, bank account numbers, work numbers, addresses.  So I called Arrowhead Investment directly.  I was informed that these people were not affiliated with Arrowhead and that it was FRAUD.  I received another call regarding this from +052439799 which is an international call!

yes i got the same call

Just got the same call...glad I saw this board.  

Today they're in Newark

HARRASMENT!!!

I just received that same call today.  I was at work, which I do collections, they told me the same thing. That I was going to jail tomorrow if I didn't pay like $1,000.00 to settle the payday loan.  So I went to my manager and she attempted to call them. They told her several times to get lost and kept hanging up on her.  Please call the FTC if you get anymore calls like that.  They had all my information too, my social security #, my home computer ip, bank name and account.  I suggest never trying to get a loan online ever again, that is exactly where they got all out personal information.  They told me they were the legal department for American Credit Services.

This just happened to me today to a Justin Smith 646-918-5364, called left me a message. I called back they were saying that I didn't pay a payday loan, from a bank account I closed over a year ago, yelling, getting rude when I asked for the ifnormation. Telling me they will contact my employer and they will tell them I'm a criminal and have me arrested at my job.  He is so scary because he had all my contact information and telling me that I was stealing money with chekc fraud.  I've never received any inforamtion from a Cashnet.  Can soembody give me some advice on what I should do next ?

Yes , these people are a scam i just got off the phone with US Dept of Homeland Security, Secret Service....they are very very aware of these people posing, or using the name of American Credit Services. They even were bold enough to try to Scam the Supervisor at the Secret Service.  The main agent handling this is on vacation this week but the woman that answered the phone said just do not answer the phone of if you do tell them that you filed a complaint with Secret Service.

This person Jeff Johnson called me and told me I had to call right away that is was very important.  Either me or my lawyer call him (he had an indian accent) so I call the number back that he gave me to call back to 646-918-5364 and this other guys answers saying he is his supervisor and I asked what the heck they wanted and he was so rude and he hung up on me! Then "Jeff" calls and he hangs up on me saying he has no record of my number being called and then I yelled at him saying then how did this number show up on my caller ID and how do you have my name! Then he hung up on me!!

I get calls from 646-918-5364 at work and they leave a message on my voice mail stating that this is a very important call and that they are a legal firm and I must contact them asap or they will have me arrested.  I called the number back and it said it was out of service. The message said his name was Brad Smith, whom I've never heard of, and he also told me "Good Luck" at the end of the message. Who are these people. If I owe them any money, which I don't, let them send me something in writing for verification. I know this company is listed in intelius under RNK Inc. When I look it up, it's a jewerly company. It also has a identity of T USA Eric. Please call your local police dept. and also report them to the FCC. Do not pay them a cent.

http://800notes.com/Phone.aspx/1-714-333-2981

This is just another one of hundreds (and perhaps even thousands) of numbers these overseas payday loan debt collection scammers are calling from:

http://800notes.com/Phone.aspx/1-904-425-9141:

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal consumers' money.

Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Christian Nicholas & Associates, US Federal Bank, Sonic Bank, Hopkins Law Office, CashNet, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-336-553-3965
http://800notes.com/Phone.aspx/1-888-909-6789
http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444

...and, many, MANY more.

I got a call from a (513) number asking me to call 646-918-5364. Said his name was Officer John Allen and that I was going to be arrested at my work or residence and needed to call him back right away. I did call the number and he answered the phone by a different name so I called him out on it and he asked me if he could call me back. I said NO what do you need and he hung up