Threatening phone call to my wife.
Very verbally abusive.  Foreign voice-unsure of name-smith?

"Good luck when the situation unfolds upon you"  and "Best of luck with your kids"

I received 3 calls from a Jack Connor, very thick indian or nigerian accent. The messages stated that there was a legal complain filed agains me and that If I or my Attorney did not call them back that I would be picked up at my office or home by authorities.  Also stated that If I dont call them back, all he can say, is good luck in jail.

I phoned him back to get the company name he works for because this did not sound right.  The number I phoned was 818 746 3567 and a man answered.. saying "this is Gary"... indian accent for sure...and I asked what company this was and he kept repeating.. "i am on another call, I will call you back".. and then hung up on me.  I called back and he answered  "I will call you back".. yet, he did not even know who he was talking to...

DEFINATE SCAM

thank you for the info. I had the same phone call today, Lisa Lopez left a message and said I have to call back soon or I will go to court. The number on my phone was the number with all the 1's, the numbers to call back were 650-284-0454 and 408-740-725. They were rudes when I called back, telling I have to pay $ 900.00 for a loan (included fees) which I got online months ago. I never got one and when I said I can't pay, they asked me if I can pay at least $ 500.00. I said no, they told me that they will arrest me tomorrow at 11am.

I will fill out a police report.

I have a Sam Daniels calling me. I asked what company he was representing and all he could say was "Cash Loan" and he had to say it four times before I could figure out what he was saying. He got so mad at me that he started screaming. I said "look here IDIOT...stop screaming." That's when he hung up the phone. CRAZY!!!

I also have received calls from these jerks.  I was informed after the first two voicemails, that I was going to be arrested the next day at my place of employment.  I then called back and asked what I was going to be arrested for, they informed me theft by deception over the internet.  I said ok. Needless to say I was not arrested the next day, but then two days later I received another phone call and they said they would settle out of court for $500.  I told them I wasn't paying it and the jerk started getting pissy.  He said f*** you and I told him no f**** you and we got into a screaming match.  He hung up on me.  So about a minute later I called him back and told him unless they deleted me out of their system I was going to keep calling every minute on the hour until they stopped and I hung up.  A minute later I called back and told them they weren't very smart and hung up.  I called again and said the same thing.  A minute later I called back and someone new answered, and asked for my name and I told him he could take a flying leap and I told him that I had already contacted the FBI (which I did),he told me I don't understand the law because it takes time for legal matters.  I told him he needed to go back to school and learn better english.  He then called me a criminal and said I was going behind bars.  So after awhile the jerk actually asked me if I wanted to join them and I said Hell no I don't want to join you because I definately don't want to end up behind bars.  I gave up calling and went to my local sheriff's office.  But then I went to file a complaint with the SAG and I couldn't because they never gave me a company name (what a crock).  This site was very helpful to me, and I beg all of you to use your voices like you have used your words and call as many people as possible.  I have called the FBI, the state patrol, the local sheriff's office, the SAG, and I am not done, I will contact the media.  I am mad I want these people punished because there are Americans out there falling for this crap.

I HAD THE EXACT SAME THING HAPPEN TO ME TODAY, A LADY Y THE NAME OF SHIRLEY SMITH,THREATENED TO HAVE ME PICKED UP FROM HOME OR MY OLD WORK PLACE DUE TO A COMPLAINTANT HAVING A WARRANT ISSUED FOR MY ARREST. I HAVE SEVERAL LAW ENFORCEMENTS IN MY FAMILY WHICH I HAD CHECK ON WARRANTS IN ALL COUNTIES & NOTHING CAME UP. I'D RATHER YOU ASK ME IF YOU CAN COLLECT THE DEBT VERSES LYING, THAT ONLY MAKES MATTERS WORST..

SHIRLEY SCOTT CALLED ME FROM THIS NUMBER..

I got home this afternoon after work, and noticed that i had a message.  I had to listen to it several times due to the heavy accent, but he identified himself as a "John Smith".  He did the same thing as all the others, told me to call back immediatley, very time sensitive, and good luck with watever unfolds, or else everybody will be killed.  All i have to say is i hope this guy calls while i am home.  I am a police officer, and i have a strong feeling they do not realize where i work at.  If they do, i can only hope to god they do call my work place and threaten to me, or especially my supervisor, that on officer will be at my work place in an hour to arrest me!

Today again I got another call by these people.  This time it came at 12:42pm and it was Anonymous Caller.  I picked up the phone and this Ryan started to make the most disgusting threats to me that you can imagine.  He treatened to tie my husband up and that he and his friends were going to rape me all night long while my husband had to watch and then they would beat him and kill him.  That was enough for me to contact my local PD and have them do what they can do. This is not right.  

I did call PacWest and made a complaint and the person that I spoke with Brian, did state that the 650-284-0454 number was a valid number in their system.  Something also strange happened while I was one the phone with them yesterday.  This Ryan dude supposedly put me on hold but then I could hear an entire conversation with his girlfriend who was English speaking without an accent and he kept telling her that he didn't want her doing something because it wasn't good for her health.  Then he kept telling her how much he loved her and what he wanted to do to her sexually.  Yuck!!!!  Something I definately didn't need to hear.

These people are bottom feeders and hopefully if PacWest does have them in their customer base then they have an actual phone line coming into somewhere that the police in that area can go to and arrest these lowlifes.

I am just afraid that if they get in touch with someone that they may actually cause someone to have a heart attack or stroke because of how they yell and threaten people.

I rec one yesterday, very very abusive.  I was threatened, I filed a police report!

The very same thing happened to me yesterday.  I was threatened and whoever it was new my social, name and place of employment. They said I had 2 hours to pay them or they would have me arrested.  I hung up and someone called me back left a voice mail and told me to call them by the end of the day or have an attorney to call them.

I got a phone call today at 1:29p, 1:50p,  2:14p,  2:29p, 2:31p,  3:15p, & 3:16p.  The person who called identified himself as Mr. Kevin Foster.  He said he was with Cyber Crimes Division, but would not identify the name of the company, only that it was Cyber Crimes Division.  He then went on to say that there was a warrant to be issued for the arrest of my husband at his place of business.  I asked what this was in reference to and he said it was a payday loan.  I told him my husband never took out a payday loan and that, this was a mistake.  He then got very vulgar with me and started to scream and yell at me.  At that point I told him that I would report him to the FCC as it was a violation to use abusive language to someone and to threaten them.  He then asked if we wanted to take care of this matter and I said "Why would I want to take care of some matter that we never ever did in the first place".  Then he said "Well then you explain it to the judge, because we are having your file transferred to the authorities and the legal person will be there to arrest your husband in the morning".  I was a little scared but in the back of my head I kept thinking that something was very wrong with this whole picture so I went along with him.  I told him I needed to get some info and that if he could call me back I would maybe be able to take care of this matter.  He agreed and called me back at 1:50p.  At that time I told him that I was getting the necessary funds together to pay off the money but that it took time, after all there are alot of people out of work in case he hadn't read the papers.  He fell for it.  So he called back again in about 20 minutes and this time he told me to go to fax him this letter and he dictated it to me.  I took down what he said and then stalled him again for about another 20 minutes or so.  Then I did an internet search and found this site.  Well between the next couple of phone calls, which I didn't answer, I called the FBI, Secret Service and the AG of CA. I have filed complaints with both the FBI and the AG's office in CA.  The SS, who were very, very nice, couldn't offer assistance until there was money exchanged, which there never was.  The very scary thing about all of this is that they did have some person info, but not everything.  I even gave them an out of date credit card just to keep them guessing.  Then when I made all the complaints the fun on my end started.  I continually called them back for the better part of an hour but kept getting a busy signal.  When they finally did call at 3:16p I told them "You are so busted, I turned you into the FBI and Secret Service and the AG of CA now who is gonna be arrested".  Then I just kept calling to aggravate them.  I finally had the guy on the phone so pissed off at me that he screamed "Why do you keep calling me---STOP CALLING ME" and I said "Well when you stop threatening people, I will stop calling you but remember that I will always be on some phone somewhere to get back at you."  They blocked both my cell phone and regular phone numbers.  

Whatever the outcome, I want these people arrested to the fullest extent of the law.  No one should be able to do what these people are doing.  They are making a killing doing this stuff.  I would love to have any attorney that monitors this site to contact me.

And the Pac-West Telecomm URL is:
http://www.pacwest.com/

I can confirm that this info is correct.  The provider is Pac-West Telecomm and their abuse number is: (800) 511-9048

I called Pac-West Telecomm and gave them the two numbers that the scammers were calling me from and they confirmed that those phone numbers are indeed customers of theirs.  

Call them and complain.

Hello all be advised they truly are scammers but I have a way of perhaps ending this deboggle. The following is their US side service provider PAC-WEST TELECOMM INC look them up and call their abuse line. Let's all call and do not stop calling until these ruffians loose their service provider. In addition contact the State attorney General's Office in regards to this, and their service provider to perhaps have the SAG make them close up shop. I hope this helps every one God speed and stay safe!

ITS A SCAM - AND THIS IS THE HELP YOU REQUESTED

PROTECT YOURSELF!  IMPORTANT INFORMATION YOU MUST READ ? HOW THE SCAM WORKS AND WHAT AGENCIES TO REPORT THEM TO

LONG RUNNING AND KNOWN SCAM ? ALL OVER INTERNET AND NEWS FOR ALMOST 2 YEARS NOW

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html

http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html   latest release of information on this scam

http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983
http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
http://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
http://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
http://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
http://800notes.com/Phone.aspx/1-626-200-4646   Scammer placing false postings at this new number as silshan kanniue and Tina ? preparing a new number to use.
http://800notes.com/Phone.aspx/1-424-354-4270   Scammer placing false postings as Rose
http://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
http://800notes.com/Phone.aspx/1-909-327-4870   Scammer placing false postings as Marry
http://800notes.com/Phone.aspx/1-646-274-1143   Scammer placing false postings as Karen Miller


Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

PROTECT YOURSELF!  IMPORTANT INFORMATION YOU MUST READ ? HOW THE SCAM WORKS AND WHAT AGENCIES TO REPORT THEM TO

LONG RUNNING AND KNOWN SCAM ? ALL OVER INTERNET AND NEWS FOR ALMOST 2 YEARS NOW

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html

http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html   latest release of information on this scam

http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983
http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
http://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
http://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
http://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
http://800notes.com/Phone.aspx/1-626-200-4646   Scammer placing false postings at this new number as silshan kanniue and Tina ? preparing a new number to use.
http://800notes.com/Phone.aspx/1-424-354-4270   Scammer placing false postings as Rose
http://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
http://800notes.com/Phone.aspx/1-909-327-4870   Scammer placing false postings as Marry
http://800notes.com/Phone.aspx/1-646-274-1143   Scammer placing false postings as Karen Miller


Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

I received a call at my job this morning at 10:37 a.m.  The secretary took the message and told me that it was urgent that I return the call.  The message read Jack Connor, Cyber Crime Unit, (650) 284-0454.  I immediately returned the call.  He asked for the phone number.  He put me on hold for about 20 seconds.  He retrieved the call and asked if I was (he stated my name and social).  He asked for verification.  Then he asked if I had been informed about the matter of which he was calling.  I said no.  He kept asking me if I was positive that I had not been given any information on the case that was against me.  Then he advised me that he was going to read the affidavit that he had received and that I was not to interrupt or ask any questions while he read off the contents of the affidavit.  He started reading it loudly.  I could not understand what he was saying because of his heavy accent.  There was also the interference from other individuals in the same room doing and saying the same things to other people.  After he finished I asked which company he represented.  He refused to answer any of my questions.  He told me that a local law enforcement officer would be at my job before 2 o'clock to arrest me.  When I asked why he started yelling and screaming at me.  Then he said that the officer would be at my place of work within an hour.  I left work immediately and went to the sheriff.  The deputy tried calling the number.  Someone finally answered.  He asked for Jack Connor and the person on the other end told him that he would have to leave his name and number so that he could be contacted later.  He then asked the person for his name.  He was denied that information and asked why he wanted to know.  His call was disconnected after he would not cooperate.  I filed a report with the sheriff's office.  I am so glad that people are sharing their experiences.  It has truly helped me.  Thanks.

i heard you brother these people are a pain in the butt my boss called them back and they were rude to her and then they hung up they called two days at my work and threatened me with the police coming to get me and the were from the cyber crime dept alex was his name yesterday it was ryan with a different company thanks man that elps alot with what you did

i got called two days in a row at work threaten me that the police will come thesecond day same number different name and different company cyber crime dept what the hell is that i am going to contct the police also the number  comes from half moon bay in ca ifyou do a sattilite scan its and empty bay no bulidings nothing what is this a big scam

6 months ago Ryan was a lawyer. Apparently Ryan got a promotion and now works for the Cyber Crime division. I was told an arrest warrant was issued and I would be picked up tomorrow at my work or home. As everyone else stated, he was rude, yelling, hung up on me. Since I knew this was a scam I played into it, pleading for help about not going to jail. Low and behold, he had and answer, just pay $850 today and all my worries will be over. Just give him my debit card and fax an approval letter. I told him I would call him back and proceeded to call my local sheriff department. They took the report and is forwarding it to the FBI. I just hope that some scared person doesn't fall for this...which was the purpose of me filing a report that probably won't do much. The cop just basically said to inform them that I know it's a scam and that I have reported them to the FBI. It won't stop them, but may stop them from calling me.

I too have been harrassed by this nut.  He has a very heavy accent and sound so threatening.  He said not to disregard his call.  He said it a coule of times and said, "all I can say is good luck for the things coming down on you."  He has called my place of employment and has been very rude to the manager and has told him to "shut up and listen to me".  My manager told him, "No, you shut up and listen to this..click"  My manager hung up on this crazy.  When he couldn't get me at work he then called me at home.  I called the police to listen to the message.  We will be looking into this further through the Attorney Generals of this state and of California where the calls seem to originate from.

I just received a phone call from these pricks at 6:30 am.  "Gram smith" left a weird "time sensitive" voicemail on my blackberry from a 714 area code number.  In the voicemail he had a strong, thick middle eastern accent saying that I had a "case" and that I could call them back immediately at the 650 number stated above.  I figured they may have gotten my information off the internet, from some application I might have filled out last year, but I checked my bank records for any online "loan" deposits from any internet company associated with "cash loans" as the caller stated.  Nothing posted whatsoever.  It was kinda scary because they had my full name, social, old residence, and place of work.  As mentioned above he said "if I don't hear from you, all I can do is wish you good luck when the situation unfolds, good bye and good luck with your kids."  Being the type A person that I am, I took it upon myself to call them back and find out some more information.  Here are some things that you need to know if you get a call from this morons:

1.  They will not give you any information on the loan (loan number, amount, date, or even exact company).

2.  When you tell them that you have not been contacted about this before via mail, they will act surprised and shocked as if you are in deep trouble with the credit bureau.

3.  They will strive to use legal terms such as affadavit and negligence to try and confuse you.

4.  They will repeatedly let you know that they have your information (SSN, place of work, home addy)

5.  They will threaten you with an arrest warrant the next day at the place of your work or your home.

6.  While on the phone with these b*****ds, you will hear background chatter from their "associates" who are also calling people and making threats.  

7.  They will put you on hold several times, mainly to try and buy some time to think of what to say next, or consent with their "co-workers" about information.

8.  They will identify themselves as a "cyber crime" division that has been contacted by the federal credit bureau in an effort to contact you about your so called debt.

9.  They will try to use vague information that was obtained via internet hacking to construe you to believe what they are saying might be true.

10.  And finally, when you laugh and tell them "this is a f****ng joke", they will state in a serious manner that this is not a joke, and "why are you laughing".

Many people probably have your identity out there, keep on top of your bank statements, and your credit report and you will be fine.

This "John Smith" keeps calling once a day leaving me messages to call him back regarding an "urgent" mater. First 2 calls he left some 408 number to call, today he left the above 650 number. I can barely understand a word he says. I'm very annoyed by the today's call since he left my social security number in my voicemail to prove he had my information. I don't know who these yahoos are but I'm not calling them back. Always ends the call with "good luck with whatever happens to you."

i was they called my work very rude and heavy accent can't understand a word he said his name was ryan and the phone number comes back to a half moon bay number in ca

I too received the same harrassment twice within 5 months.  The first incident, I contacted the "loan company" and they explained that my acct was paid in full and that it was a bogus call.  The gentleman that called me was "Steve Austin" (lol) and that raised my suspicion but he stated that I was going to be arrested at work and so was my mom?!  He then asked me to pay $700 by going to a Walmart and send the money via Western Union?!!!  Needless to say, I did not send them any money and I was never arrested.

Today I received the same call from "Ryan Cruz" stating the same thing above minus the "Walmart/Western Union".  Very strong accent, very rude, and very determined to get money...I dont know where these guys are coming/calling from but it's very strange and I would like this to stop!

i got a call at work from this number 650-284-0454  very hard to understand this man named ryan states that if i didn't call back in one hour the police would come and get me they said the were trying to get money that they said i had of theres and i told him i have no idea what he is talking about this is a big bad scam out there someone needs to catches them

I too received a call from this company. The guy was foreign with a very thick accent. It was very hard to comprehend the message. What I do know that he was saying that if I didn't call back, I would be behind bars. That is a direct violation from the Fair Credit Act for any collections caller whom I assume he was. I don't even know the person he was calling about because it wasn't even my name or I couldn't understand the name he said! Any help with Mr. John Smith would be helpful. What a joke!

Consumer Alert: Attorney General warns Kansans of debt collection scam

January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers.   Consumers are warned to not submit payments to these fraudulent debt collectors.

When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid.  Consumers state they have never obtained such a loan or paid off the loan years ago.  The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names.  It appears the phone numbers used by the scammers are ?spoofed? numbers, so that the number appearing on a consumer?s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.

When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent.  These scammers have been able to provide consumers with identifying information, such as the consumer?s social security number, home address, e-mail address, names of family members and the consumer?s computer IP address.  Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.

If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court.  Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union.  The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as ?We?re filing an affidavit against you? or by stating a lawsuit has been or is in the process of being filed against the consumer.

A hallmark of each scam has been calling consumers repeatedly at their place of employment.  This scam hit home when an employee of the Kansas Attorney General?s Office was repeatedly called both on her cell phone and at work.  Despite the employee?s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an ?officer?.

?I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ?If that?s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming?,? stated the employee.

?It is important for consumers to know their rights under the law,? Attorney General Six said. ?If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.?

Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact.  The notification should contain  information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer?s arrest, or using the threat of violence.

More information is available on the Federal Fair Debt Collection Practices Act at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf.

To register a complaint with the Kansas Attorney General?s Consumer Protection Division, call 1(800) 432-2310 or visit www.ksag.org.

http://www.ksag.org/page/consumer-alert-attor ... collection-scam

very rude and abusive and harrassing phone calls that is attach and a threat this abuse need to stop and unfold ryan monica need to be reported to the authoritys its gotten as far an they are calling my employer.  THIS NEED TO STOP